ALLY
Ally Financial Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Sell
-24/100
Last price
37.85
▲ 0.22 (0.58%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
38.08
Prev close
37.63
Day high
38.22
Day low
37.51
Volume
4.12M
Market cap
$11.44B
P/E (TTM)
8.85
52W range
35.92 – 47.29
Day trading desk
Gap from prior close
+1.20%
Prior close 37.63
VWAP
37.66
+0.51% from price
Relative volume
2.72×
Unusually busy
Session range
1.89%
37.51 – 38.22
Position in range
48%
Mid range
ATR (14D)
0.76
2.01% of price
Prior day high
38.07
PDH
Prior day low
37.63
PDL
Bid / ask spread
—
Quote not published
Session volume
9.01M
Avg 3.31M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.50%
-2.5%
1M
-13.97%
-15.1%
3M
-15.42%
-19.9%
6M
-6.63%
-24.8%
YTD
-16.94%
-31.2%
1Y
-5.07%
-21.5%
3Y
+41.00%
-41.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on ALLY open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-2.79K
Net selling
Buy transactions
17
46.88K shares
Sell transactions
3
49.67K shares
Net transactions
+20
Buys less sells
Sell : buy shares
1.1 : 1
Mixed
Insider-held shares
29.02M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 4, 26 | RICHARD STEPHANIE N. Officer |
SELL | 5.00K | $221.17K | Direct |
| Jul 9, 26 | GIBBONS THOMAS P Director |
STOCK | 1.03K | $47.51K | Direct |
| Jul 9, 26 | BRIGHT GUNTHER Director |
STOCK | 300 | $13.79K | Direct |
| Jul 9, 26 | REILLY DAVID Director |
STOCK | 708 | $32.53K | Direct |
| May 15, 26 | RICHARD STEPHANIE N. Officer |
SELL | 5.00K | $210.71K | Direct |
| May 15, 26 | GIBBONS THOMAS P Director |
STOCK | 3.63K | $152.51K | Direct |
| May 15, 26 | CLARK MAYREE C. Director |
STOCK | 3.63K | $152.51K | Direct |
| May 15, 26 | MERRILL ALLAN PERRY Director |
STOCK | 3.63K | $152.51K | Direct |
| May 15, 26 | HOBBS FRANKLIN W IV Director |
STOCK | 6.13K | $257.52K | Direct |
| May 15, 26 | CARY WILLIAM H Director |
STOCK | 3.63K | $152.51K | Direct |
| May 15, 26 | SHARPLES BRIAN H Director |
STOCK | 3.63K | $152.51K | Direct |
| May 15, 26 | FENNEBRESQUE KIM S Director |
STOCK | 3.63K | $152.51K | Direct |
| May 15, 26 | BRIGHT GUNTHER Director |
STOCK | 3.63K | $152.51K | Direct |
| May 15, 26 | REILLY DAVID Director |
STOCK | 3.63K | $152.51K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CLARK MAYREE C. |
Director | 100.32K | Stock Award(Grant) |
DEBRUNNER DAVID J. |
Officer | 110.75K | Stock Award(Grant) |
HALL WILLIAM CADIK JR |
Officer | 216.99K | Stock Award(Grant) |
HOBBS FRANKLIN W IV |
Director | 150.94K | Stock Award(Grant) |
HUTCHINSON RUSSELL E. |
Chief Financial Officer | 253.87K | Stock Award(Grant) |
MEHLMAN HOPE |
Officer | 102.90K | Stock Award(Grant) |
PATTERSON KATHLEEN L. |
Officer | 111.66K | Stock Award(Grant) |
RHODES MICHAEL GEORGE |
Chief Executive Officer | 428.91K | Stock Award(Grant) |
RICHARD STEPHANIE N. |
Officer | 88.93K | Sale |
TIMMERMAN DOUGLAS R. |
Officer | 477.63K | Sale |
Fundamentals
Market cap$11.44B
Enterprise value$28.55B
Revenue (TTM)$7.90B
Gross profit$7.90B
EBITDA—
Net income$1.33B
EPS (TTM)$4.25
Free cash flow—
Total cash$7.84B
Total debt$23.08B
Book value / share$44.38
Shares outstanding304.20M
Float271.86M
Short % of float4.93%
Dividend yield3.19%
Beta (5Y)1.10
Valuation & profitability ratios
Trailing P/E8.85
Forward P/E6.01
PEG ratio0.26
Price / sales—
Price / book0.85
EV / revenue3.62
EV / EBITDA—
Gross margin0.00%
Operating margin25.27%
Profit margin18.41%
Return on equity9.68%
Return on assets0.75%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $8.77B | $8.90B | $9.07B | $9.24B | -1.4% |
| Operating revenue | $8.77B | $8.90B | $9.07B | $9.24B | -1.4% |
| Selling, general & admin | $3.36B | $3.32B | $3.27B | $3.16B | +1.3% |
| Pre-tax income | $1.05B | $836.00M | $1.10B | $2.34B | +25.7% |
| Tax provision | $199.00M | $167.00M | $144.00M | $627.00M | +19.2% |
| Net income | $852.00M | $668.00M | $957.00M | $1.71B | +27.5% |
| Net income to common | $742.00M | $558.00M | $847.00M | $1.60B | +33.0% |
| Basic EPS | 2.39 | 1.82 | 3.00 | 5.06 | +31.3% |
| Diluted EPS | 2.37 | 1.80 | 2.98 | 5.03 | +31.7% |
| Basic shares | 310.01M | 306.91M | 303.75M | 316.69M | +1.0% |
| Diluted shares | 313.04M | 310.16M | 305.13M | 318.63M | +0.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $10.03B | $10.29B | $6.95B | $5.57B | -2.5% |
| Accounts receivable | $941.00M | $929.00M | $935.00M | $786.00M | +1.3% |
| Property, plant & equipment | $10.03B | $9.34B | $10.46B | $11.83B | +7.4% |
| Goodwill & intangibles | $190.00M | $605.00M | $742.00M | $920.00M | -68.6% |
| Total assets | $196.00B | $191.84B | $196.33B | $191.83B | +2.2% |
| Current debt | $4.15B | $1.63B | $2.55B | $1.90B | +155.4% |
| Long-term debt | $17.07B | $17.50B | $17.57B | $17.76B | -2.4% |
| Total debt | $21.34B | $19.23B | $20.23B | $19.80B | +11.0% |
| Total liabilities | $180.50B | $177.93B | $182.63B | $178.97B | +1.4% |
| Retained earnings | $633.00M | $270.00M | $91.00M | -$384.00M | +134.4% |
| Shareholder equity | $15.50B | $13.90B | $13.70B | $12.86B | +11.5% |
| Net tangible assets | $15.31B | $13.30B | $12.96B | $11.94B | +15.1% |
| Shares issued | 520.36M | 515.61M | 511.86M | 507.68M | +0.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | — | — | $957.00M | — | — |
| Depreciation & amortisation | $1.40B | $1.20B | $1.23B | $1.33B | +16.5% |
| Change in working capital | -$799.00M | $60.00M | $11.00M | $1.87B | -1,431.7% |
| Operating cash flow | $3.73B | $4.53B | $4.56B | $6.25B | -17.6% |
| Capital expenditure | -$4.28B | -$3.46B | -$2.76B | -$3.53B | -23.6% |
| Investing cash flow | -$5.26B | $4.99B | -$7.18B | -$17.26B | -205.5% |
| Share buybacks | -$59.00M | -$38.00M | -$33.00M | -$1.65B | -55.3% |
| Dividends paid | -$489.00M | -$482.00M | -$478.00M | -$494.00M | -1.5% |
| Financing cash flow | $1.96B | -$5.57B | $3.84B | $11.57B | +135.1% |
| Free cash flow | -$546.00M | $1.07B | $1.80B | $2.71B | -151.1% |
| End cash position | $11.81B | $11.38B | $7.44B | $6.22B | +3.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $2.54B | $2.35B | $2.36B | $2.37B | $2.28B | +8.1% |
| Operating revenue | $2.54B | $2.35B | $2.36B | $2.37B | $2.28B | +8.1% |
| Selling, general & admin | $887.00M | $824.00M | $808.00M | $811.00M | $853.00M | +7.6% |
| Pre-tax income | $537.00M | $400.00M | $386.00M | $513.00M | $436.00M | +34.3% |
| Tax provision | $127.00M | $81.00M | $59.00M | $115.00M | $84.00M | +56.8% |
| Net income | $410.00M | $319.00M | $327.00M | $398.00M | $352.00M | +28.5% |
| Net income to common | $367.00M | $291.00M | $300.00M | $371.00M | $324.00M | +26.1% |
| Basic EPS | 1.19 | 0.93 | 0.97 | 1.19 | 1.05 | +28.0% |
| Diluted EPS | 1.18 | 0.93 | 0.95 | 1.18 | 1.04 | +26.9% |
| Basic shares | 308.36M | 313.22M | 310.79M | 310.34M | 309.89M | -1.6% |
| Diluted shares | 311.04M | 313.22M | 314.26M | 313.82M | 312.43M | -0.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $7.84B | $9.52B | $10.03B | $10.25B | $10.59B | -17.6% |
| Accounts receivable | $950.00M | $930.00M | $941.00M | $896.00M | $887.00M | +2.2% |
| Property, plant & equipment | $9.79B | $9.93B | $10.03B | $9.87B | $9.28B | -1.4% |
| Goodwill & intangibles | $190.00M | $190.00M | $190.00M | $190.00M | $190.00M | 0.0% |
| Total assets | $199.77B | $197.27B | $196.00B | $191.71B | $189.47B | +1.3% |
| Current debt | $5.17B | $3.60B | $4.15B | $3.35B | $2.92B | +43.8% |
| Long-term debt | $17.05B | $17.35B | $17.07B | $16.75B | $15.88B | -1.7% |
| Total debt | $22.34B | $21.07B | $21.34B | $20.20B | $18.90B | +6.0% |
| Total liabilities | $184.28B | $181.66B | $180.50B | $176.59B | $174.93B | +1.4% |
| Retained earnings | $1.10B | $827.00M | $633.00M | $427.00M | $151.00M | +33.1% |
| Shareholder equity | $15.49B | $15.61B | $15.50B | $15.12B | $14.55B | -0.8% |
| Net tangible assets | $15.30B | $15.42B | $15.31B | $14.93B | $14.36B | -0.8% |
| Shares issued | 304.54M | 522.90M | 520.36M | 519.15M | 519.08M | -41.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $410.00M | $319.00M | $327.00M | $398.00M | $352.00M | +28.5% |
| Depreciation & amortisation | $378.00M | $378.00M | $369.00M | $338.00M | $329.00M | 0.0% |
| Change in working capital | $287.00M | $224.00M | -$539.00M | $123.00M | -$140.00M | +28.1% |
| Operating cash flow | $1.35B | $1.37B | $640.00M | $1.20B | $947.00M | -1.3% |
| Capital expenditure | -$724.00M | -$705.00M | -$891.00M | -$1.48B | -$1.08B | -2.7% |
| Investing cash flow | -$4.60B | -$3.04B | -$4.45B | -$2.38B | $2.91B | -51.0% |
| Share buybacks | -$1.50B | -$147.00M | -$23.00M | -$1.00M | -$1.00M | -919.0% |
| Dividends paid | -$120.00M | -$130.00M | -$121.00M | -$120.00M | -$120.00M | +7.7% |
| Financing cash flow | $1.64B | $1.09B | $4.01B | $1.28B | -$3.77B | +49.9% |
| Free cash flow | $629.00M | $666.00M | -$251.00M | -$282.00M | -$134.00M | -5.6% |
| End cash position | $9.62B | $11.23B | $11.81B | $11.60B | $11.51B | -14.3% |
Options analytics
Put / call volume
0.22
Call-heavy session
Put / call open interest
0.38
Positioning, not flow
Max pain
38.00
+1.0% from spot
ATM implied vol
33.1%
Nearest strike to spot
Skew (10% OTM)
+10.9%
Puts bid over calls
Call volume
405
Contracts, this expiry
Put volume
91
Contracts, this expiry
Heaviest call OI
38.00
8.29K contracts
Heaviest put OI
38.00
5.20K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.22 | 1.21 | -1.0% |
| Mar 2026 | 0.94 | 1.11 | +17.9% |
| Dec 2025 | 1.02 | 1.09 | +6.5% |
| Sep 2025 | 1.01 | 1.15 | +14.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.38 | 16 | $2.29B | +5.7% |
| Next quarter | 1.45 | 15 | $2.34B | +10.4% |
| Current year | 5.13 | 16 | $9.02B | +13.9% |
| Next year | 6.28 | 16 | $9.55B | +5.9% |
Analyst targets & ownership
Mean target$50.73
High target$58.00
Low target$42.00
Implied upside34.02%
Analyst count18
ConsensusBUY
Strong buy / Buy5 / 10
Hold3
Sell / Strong sell0 / 0
Held by insiders9.63%
Held by institutions88.81%
Institutions holding802
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
38.05
-0.54% from price
SMA 20
39.50
-4.76% from price
SMA 50
41.83
-10.06% from price
SMA 100
43.01
-12.00% from price
SMA 200
42.59
-11.67% from price
EMA 12
38.46
-1.58% from price
EMA 26
39.78
-4.86% from price
EMA 50
41.12
-7.96% from price
RSI (14)
26.0
Oversold
MACD (12,26,9)
-1.33
Hist -0.08
ATR (14)
0.76
2.03% of price
Realised vol 30D
19.2%
Annualised
Bollinger upper
42.81
20, 2σ
Bollinger lower
36.19
20, 2σ
50 / 200 cross
Death
41.83 vs 42.59
Trend bias
Below 200
-11.67%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
1.18
More volatile than market
Correlation to SPY
0.52
Loosely linked
Realised vol 30D
19.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-23.6%
Peak to trough
Max drawdown 5Y
-60.1%
Peak to trough
ATR 14
0.76
2.03% of price
Beta (reported)
1.10
5Y monthly, from filing
Short interest
Shares short
14.96M
Prior 12.93M
Change vs prior
+15.7%
Shorts adding
% of float
4.93%
Normal
% of shares out
4.92%
Against total outstanding
Days to cover
4.8
Liquid
Float
271.86M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | Raymond James | MAINTAINED | Strong Buy | Strong Buy |
| Oct 6, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Oct 5, 26 | UBS | MAINTAINED | Buy | Buy |
| Sep 30, 26 | Wells Fargo | DOWNGRADE | Overweight | Equal-Weight |
| Sep 25, 26 | Citigroup | MAINTAINED | Buy | Buy |
| Sep 23, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Aug 4, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 10, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 8, 26 | B of A Securities | MAINTAINED | Buy | Buy |
| Jun 26, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
| Jun 23, 26 | Citigroup | MAINTAINED | Buy | Buy |
| Apr 21, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate$1.20 / yr
Forward yield3.19%
5-year avg yield3.09%
Payout ratio28.24%
Ex-dividend dateJul 31, 2026
Next pay dateAug 14, 2026
Last split310:1
Split dateApr 10, 2014
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-16
Periodic Financial Reports
10-Q · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-05-20
Offering Registrations
S-8 · 2026-05-12
Corporate Changes & Voting Matters
8-K · 2026-05-08
Periodic Financial Reports
10-Q · 2026-05-05
Corporate Changes & Voting Matters
8-K · 2026-05-01
Headlines
Raymond James Lowers Price Target on Ally Financial to $52 From $55, Keeps Strong Buy Rating
MT Newswires · 16h ago
Will Ally’s New App-Embedded ‘Loyally’ Rewards Platform (ALLY) Redefine Its Digital-Only Bank Narrative?
Simply Wall St. · 2d ago
1 Oversold Stock Ready to Bounce Back and 2 We Avoid
StockStory · 5d ago
Ally Financial (ALLY) Stock Could Be 22% Undervalued On Its Auto Lending Push
Simply Wall St. · 6d ago
Sector Update: Financial
MT Newswires · 6d ago
Ally Financial Shares Fall After Wells Fargo Downgrade
MT Newswires · 6d ago
Target upgraded, Moderna downgraded: Wall Street's top analyst calls
The Fly · 7d ago
Here Are Wednesday’s Top Wall Street Analyst Research Calls: Ally Financial, BankUnited, Ciena Corporation, CoreWeave, Dow, FormFactor, Lumentum Holdings, Moderna, Target, and More
24/7 Wall St. · 7d ago
PRIVATE STRATEGY · BY QUALIFICATION
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