ACNB
ACNB Corporation
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Buy
+33/100
Last price
63.73
▼ 0.05 (0.08%)
MARKET · —
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Tool
1D
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Range —
Vol —
vs
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Open
—
Prev close
63.78
Day high
64.29
Day low
63.53
Volume
43.03K
Market cap
$648.13M
P/E (TTM)
12.09
52W range
42.52 – 67.60
Trailing performance
Returnvs SPY
1W
+1.46%
-0.5%
1M
-3.37%
-4.5%
3M
+9.30%
+4.8%
6M
+28.15%
+10.0%
YTD
+31.81%
+17.6%
1Y
+45.67%
+29.2%
3Y
+101.61%
+19.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on ACNB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
399.17K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 15, 26 | ELSNER FRANK III Director |
BUY | 3 | $250 | Direct |
| Sep 15, 26 | SEIBEL DONALD ARTHUR JR Director |
STOCK | 210 | $13.75K | Direct |
| Sep 15, 26 | HERRING TODD L. Director |
STOCK | 210 | $13.75K | Direct |
| Sep 15, 26 | CHANEY KIMBERLY S. Director |
STOCK | 157 | $10.30K | Direct |
| Sep 15, 26 | CHIARUTTINI ALEXANDRA C. Director |
STOCK | 210 | $13.75K | Direct |
| Sep 15, 26 | CARSON ELIZABETH F. Director |
STOCK | 157 | $10.30K | Direct |
| Sep 15, 26 | DRAGANOSKY EUGENE J. Director |
STOCK | 157 | $10.30K | Direct |
| Sep 15, 26 | POLLI JOHN M Director |
STOCK | 210 | $13.75K | Direct |
| Sep 15, 26 | STOCK ALAN J Director |
STOCK | 210 | $13.75K | Direct |
| Sep 15, 26 | LOTT JAMES J Director |
STOCK | 157 | $10.30K | Direct |
| Sep 15, 26 | NEWELL DONNA M Director |
STOCK | 210 | $13.75K | Direct |
| Sep 15, 26 | ELSNER FRANK III Director |
STOCK | 157 | $10.30K | Direct |
| Jun 15, 26 | SEIBEL DONALD ARTHUR JR Director |
STOCK | 243 | $13.75K | Direct |
| Jun 15, 26 | HERRING TODD L. Director |
STOCK | 243 | $13.75K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
DRAGANOSKY EUGENE J. |
Director | 13.67K | Stock Award(Grant) |
ELSNER FRANK III |
Director | 29.07K | Purchase |
HELT JAMES P |
Chief Executive Officer | 46.71K | Stock Award(Grant) |
KELLEY SCOTT L |
Director | 28.00K | Stock Award(Grant) |
LAUB LAURIE A |
Officer of Subsidiary Company | 17.69K | Stock Award(Grant) |
LOTT JAMES J |
Director | 19.40K | Stock Award(Grant) |
POLLI JOHN M |
Director | 36.34K | Stock Award(Grant) |
SEIBEL DONALD ARTHUR JR |
Director | 18.53K | Stock Award(Grant) |
SEIBEL DOUGLAS A |
Officer of Subsidiary Company | 22.06K | Stock Award(Grant) |
STOCK ALAN J |
Director | 88.64K | Stock Award(Grant) |
Fundamentals
Market cap$648.13M
Enterprise value$891.76M
Revenue (TTM)$160.98M
Gross profit$160.98M
EBITDA—
Net income$54.59M
EPS (TTM)$5.27
Free cash flow—
Total cash$87.81M
Total debt$331.44M
Book value / share$41.62
Shares outstanding10.17M
Float9.76M
Short % of float4.41%
Dividend yield2.51%
Beta (5Y)0.87
Valuation & profitability ratios
Trailing P/E12.09
Forward P/E11.20
PEG ratio—
Price / sales—
Price / book1.53
EV / revenue5.54
EV / EBITDA—
Gross margin0.00%
Operating margin48.93%
Profit margin33.91%
Return on equity13.34%
Return on assets1.66%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $151.70M | $108.34M | $106.43M | $104.81M | +40.0% |
| Operating revenue | $151.70M | $108.34M | $106.43M | $104.81M | +40.0% |
| Selling, general & admin | $54.53M | $44.35M | $42.32M | $37.11M | +22.9% |
| Pre-tax income | $46.45M | $40.42M | $39.85M | $44.95M | +14.9% |
| Tax provision | $9.40M | $8.57M | $8.16M | $9.20M | +9.7% |
| Net income | $37.05M | $31.85M | $31.69M | $35.75M | +16.3% |
| Net income to common | $37.05M | $31.85M | $31.69M | $35.75M | +16.3% |
| Basic EPS | 3.61 | 3.75 | 3.72 | 4.15 | -3.7% |
| Diluted EPS | 3.60 | 3.73 | 3.71 | 4.15 | -3.5% |
| Basic shares | 10.26M | 8.50M | 8.52M | 8.52M | +20.6% |
| Diluted shares | 10.29M | 8.54M | 8.54M | 8.52M | +20.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $65.65M | $47.26M | $65.96M | $168.16M | +38.9% |
| Property, plant & equipment | $34.80M | $28.12M | $28.90M | $30.21M | +23.8% |
| Goodwill & intangibles | $86.88M | $52.02M | $53.27M | $54.52M | +67.0% |
| Total assets | $3.23B | $2.39B | $2.42B | $2.53B | +34.8% |
| Current debt | $45.00M | $0 | $26.88M | $0 | — |
| Long-term debt | $255.38M | $255.33M | $195.29M | $21.00M | +0.0% |
| Total debt | $304.83M | $258.10M | $224.79M | $24.16M | +18.1% |
| Total liabilities | $2.81B | $2.09B | $2.14B | $2.28B | +34.3% |
| Retained earnings | $257.29M | $234.62M | $213.49M | $193.87M | +9.7% |
| Shareholder equity | $419.97M | $303.27M | $277.46M | $245.04M | +38.5% |
| Net tangible assets | $333.09M | $251.25M | $224.19M | $190.53M | +32.6% |
| Shares issued | 11.03M | 8.95M | 8.90M | 8.84M | +23.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $37.05M | $31.85M | $31.69M | $35.75M | +16.3% |
| Depreciation & amortisation | $6.74M | $3.03M | $3.36M | $3.80M | +122.1% |
| Stock-based compensation | $1.41M | $1.26M | $1.00M | $729.00K | +11.7% |
| Change in working capital | $9.13M | $6.89M | $164.00K | -$3.92M | +32.5% |
| Operating cash flow | $53.64M | $39.78M | $40.60M | $39.20M | +34.8% |
| Capital expenditure | -$1.08M | -$960.00K | -$1.17M | -$1.81M | -12.1% |
| Investing cash flow | $64.65M | $2.43M | $15.44M | -$331.72M | +2,562.6% |
| Share buybacks | -$11.16M | -$249.00K | -$2.03M | -$6.68M | -4,383.5% |
| Dividends paid | -$14.38M | -$10.71M | -$9.70M | -$9.12M | -34.2% |
| Financing cash flow | -$99.90M | -$60.91M | -$158.24M | -$249.45M | -64.0% |
| Free cash flow | $52.57M | $38.82M | $39.43M | $37.39M | +35.4% |
| End cash position | $65.65M | $47.26M | $65.96M | $168.16M | +38.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $42.82M | $40.79M | $37.18M | $40.55M | $39.69M | +5.0% |
| Operating revenue | $42.82M | $40.79M | $37.18M | $40.55M | $39.69M | +5.0% |
| Selling, general & admin | $14.22M | $14.47M | $13.49M | $13.65M | $14.13M | -1.7% |
| Pre-tax income | $19.25M | $17.26M | $13.18M | $18.92M | $14.91M | +11.5% |
| Tax provision | $4.03M | $3.56M | $2.37M | $4.05M | $3.26M | +13.3% |
| Net income | $15.21M | $13.70M | $10.80M | $14.87M | $11.65M | +11.0% |
| Net income to common | $15.21M | $13.70M | $10.80M | $14.87M | $11.65M | +11.0% |
| Basic EPS | 1.50 | 1.32 | 1.04 | 1.43 | 1.11 | +13.6% |
| Diluted EPS | 1.49 | 1.32 | 1.04 | 1.42 | 1.11 | +12.9% |
| Basic shares | 10.17M | 10.35M | 10.35M | 10.42M | 10.45M | -1.7% |
| Diluted shares | 10.21M | 10.37M | 10.39M | 10.46M | 10.49M | -1.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $81.83M | $93.64M | $65.65M | $102.14M | $103.11M | -12.6% |
| Property, plant & equipment | $31.90M | $34.43M | $34.80M | $35.51M | $36.24M | -7.3% |
| Goodwill & intangibles | $84.80M | $85.83M | $86.88M | $88.01M | $89.14M | -1.2% |
| Total assets | $3.32B | $3.27B | $3.23B | $3.25B | $3.26B | +1.5% |
| Current debt | $90.00M | $45.00M | $45.00M | $50.00M | $25.00M | +100.0% |
| Long-term debt | $214.88M | $215.39M | $255.38M | $255.37M | $255.35M | -0.2% |
| Total debt | $309.10M | $264.74M | $304.83M | $310.06M | $285.30M | +16.8% |
| Total liabilities | $2.90B | $2.84B | $2.81B | $2.84B | $2.86B | +1.8% |
| Retained earnings | $272.96M | $267.07M | $257.29M | $250.41M | $239.08M | +2.2% |
| Shareholder equity | $423.28M | $425.48M | $419.97M | $408.64M | $395.15M | -0.5% |
| Net tangible assets | $338.48M | $339.65M | $333.09M | $320.63M | $306.01M | -0.3% |
| Shares issued | 10.17M | 11.07M | 11.03M | 11.02M | 11.02M | -8.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $15.21M | $13.70M | $10.80M | $14.87M | $11.65M | — | +11.0% |
| Depreciation & amortisation | $1.59M | $1.67M | $1.76M | $1.76M | $1.77M | — | -4.6% |
| Stock-based compensation | $373.00K | $825.00K | $222.00K | $301.00K | $276.00K | — | -54.8% |
| Change in working capital | -$309.00K | -$2.07M | -$318.00K | $7.80M | $50.00K | — | +85.1% |
| Operating cash flow | -$3.45M | $24.32M | $12.76M | $26.64M | $15.60M | — | -114.2% |
| Capital expenditure | -$516.00K | -$334.00K | -$172.00K | -$430.00K | — | -$659.00K | -54.5% |
| Investing cash flow | -$44.26M | -$23.25M | -$11.81M | -$443.00K | -$13.30M | — | -90.4% |
| Share buybacks | -$8.94M | -$3.81M | -$2.49M | -$2.71M | -$2.61M | — | -134.5% |
| Dividends paid | -$9.31M | -$3.93M | -$3.92M | -$3.54M | -$3.55M | — | -137.0% |
| Financing cash flow | $35.91M | $26.91M | -$37.44M | -$27.17M | -$22.75M | — | +33.4% |
| Free cash flow | -$3.96M | $23.99M | $12.58M | $26.21M | $15.78M | — | -116.5% |
| End cash position | $81.83M | $93.64M | $65.65M | $102.14M | $103.11M | — | -12.6% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
29.50
-53.7% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
+37.5%
Puts bid over calls
Call volume
1
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
49.50
0 contracts
Heaviest put OI
29.50
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.38 | 1.49 | +8.4% |
| Mar 2026 | 1.25 | 1.31 | +4.6% |
| Dec 2025 | 1.24 | 1.35 | +9.3% |
| Sep 2025 | 1.18 | 1.44 | +21.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.47 | 4 | $43.02M | +6.1% |
| Next quarter | 1.41 | 4 | $42.75M | +14.4% |
| Current year | 5.66 | 4 | $169.38M | +11.2% |
| Next year | 5.69 | 4 | $174.30M | +2.9% |
Analyst targets & ownership
Mean target$67.67
High target$71.00
Low target$65.00
Implied upside6.18%
Analyst count3
ConsensusNONE
Strong buy / Buy1 / 1
Hold2
Sell / Strong sell0 / 0
Held by insiders3.92%
Held by institutions41.49%
Institutions holding170
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
63.25
+0.76% from price
SMA 20
63.92
-0.29% from price
SMA 50
64.30
-0.89% from price
SMA 100
60.89
+4.66% from price
SMA 200
55.40
+15.04% from price
EMA 12
63.56
+0.26% from price
EMA 26
63.80
-0.11% from price
EMA 50
63.26
+0.75% from price
RSI (14)
49.5
Neutral
MACD (12,26,9)
-0.23
Hist -0.04
ATR (14)
1.39
2.18% of price
Realised vol 30D
14.6%
Annualised
Bollinger upper
65.58
20, 2σ
Bollinger lower
62.25
20, 2σ
50 / 200 cross
Golden
64.30 vs 55.40
Trend bias
Above 200
+15.04%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.31
Less volatile than market
Correlation to SPY
0.17
Largely independent
Realised vol 30D
14.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-14.8%
Peak to trough
Max drawdown 5Y
-35.8%
Peak to trough
ATR 14
1.39
2.18% of price
Beta (reported)
0.87
5Y monthly, from filing
Short interest
Shares short
431.40K
Prior 335.28K
Change vs prior
+28.7%
Shorts adding
% of float
4.41%
Normal
% of shares out
4.24%
Against total outstanding
Days to cover
5.5
Crowded exit
Float
9.76M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jun 26, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| May 27, 26 | Hovde Group | DOWNGRADE | Outperform | Market Perform |
| Apr 28, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 30, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Mar 21, 25 | Raymond James | INITIATED | — | Outperform |
| Mar 3, 25 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Nov 19, 24 | Janney Montgomery Scott | INITIATED | — | Buy |
| Jul 31, 24 | Hovde Group | UPGRADE | Market Perform | Outperform |
| May 1, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Dec 18, 23 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 31, 23 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| May 31, 23 | Hovde Group | INITIATED | — | Outperform |
Dividends & splits
Forward rate$1.60 / yr
Forward yield2.51%
5-year avg yield3.01%
Payout ratio28.84%
Ex-dividend dateSep 1, 2026
Next pay dateSep 15, 2026
Last split105:100
Split dateNov 28, 2007
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-25
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-29
Corporate Changes & Voting Matters
8-K · 2026-07-23
Offering Registrations
S-8 · 2026-05-08
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-05-06
Corporate Changes & Voting Matters
8-K · 2026-04-29
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.