ZFSVF
Zurich Insurance Group AG
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Last price
720.00
▼ 17.91 (2.43%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
720.00
Prev close
737.91
Day high
726.00
Day low
726.00
Volume
1
Market cap
$107.55B
P/E (TTM)
14.22
52W range
656.60 – 791.41
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
273.82K
Total on file
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-1.08%
+0.3%
1M
-2.04%
-5.8%
3M
-0.55%
-3.6%
6M
-0.69%
-11.8%
YTD
-5.51%
-17.8%
1Y
-5.86%
-25.9%
3Y
+54.52%
-19.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$107.55B
Enterprise value$90.64B
Revenue (TTM)$76.97B
Gross profit$18.70B
EBITDA$11.38B
Net income$7.22B
EPS (TTM)$50.62
Free cash flow$-445.50M
Total cash$32.48B
Total debt$15.36B
Book value / share$200.42
Shares outstanding149.37M
Float146.95M
Short % of float—
Dividend yield5.32%
Beta (5Y)0.32
Valuation & profitability ratios
Trailing P/E14.22
Forward P/E16.96
PEG ratio11.54
Price / sales—
Price / book3.59
EV / revenue1.18
EV / EBITDA7.97
Gross margin24.29%
Operating margin14.42%
Profit margin9.38%
Return on equity25.70%
Return on assets1.74%
Debt / equity46.42
Current ratio27.19
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $88.67B | $86.05B | $78.10B | $44.76B | — | +3.0% |
| Operating revenue | $88.67B | $86.05B | $78.10B | $44.76B | — | +3.0% |
| Selling, general & admin | — | — | — | $8.66B | $8.79B | — |
| Net interest income | -$460.00M | -$440.00M | -$456.00M | -$444.00M | — | -4.5% |
| Pre-tax income | $10.04B | $8.46B | $6.46B | $5.37B | — | +18.6% |
| Tax provision | $2.84B | $2.26B | $1.74B | $1.08B | — | +25.6% |
| Net income | $6.80B | $5.81B | $4.35B | $3.96B | — | +16.9% |
| Net income to common | $6.80B | $5.81B | $4.35B | $3.96B | — | +16.9% |
| Basic EPS | 47.68 | 40.48 | 29.96 | 26.71 | — | +17.8% |
| Diluted EPS | 47.20 | 40.15 | 29.73 | 26.50 | — | +17.6% |
| EBIT | $10.50B | $8.90B | $6.91B | $5.82B | — | +17.9% |
| Basic shares | 142.58M | 143.62M | 145.25M | 148.44M | — | -0.7% |
| Diluted shares | 144.02M | 144.80M | 146.35M | 149.58M | — | -0.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $7.09B | $6.77B | $7.28B | $7.56B | — | +4.7% |
| Cash & short-term investments | $18.00B | $17.30B | $17.19B | $24.52B | — | +4.0% |
| Accounts receivable | — | — | $10.39B | $8.72B | $8.06B | — |
| Property, plant & equipment | $2.12B | $1.87B | $2.09B | $2.23B | — | +13.3% |
| Goodwill & intangibles | $12.44B | $11.43B | $11.53B | $10.90B | — | +8.8% |
| Total assets | $407.21B | $358.00B | $361.38B | $335.41B | — | +13.7% |
| Current debt | $0 | $170.00M | $1.27B | $423.00M | — | -100.0% |
| Long-term debt | $14.02B | $12.72B | $12.52B | $13.59B | — | +10.2% |
| Total debt | $15.68B | $14.43B | $15.46B | $15.71B | — | +8.7% |
| Total liabilities | $377.05B | $331.07B | $335.10B | $308.48B | — | +13.9% |
| Retained earnings | $35.79B | $33.82B | $32.84B | $35.31B | — | +5.8% |
| Shareholder equity | $28.52B | $25.47B | $24.86B | $25.68B | — | +11.9% |
| Net tangible assets | $16.07B | $14.04B | $13.33B | $14.78B | — | +14.5% |
| Shares issued | 146.36M | 146.36M | 146.36M | 150.46M | — | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $6.80B | $5.81B | $4.35B | $3.96B | — | +16.9% |
| Depreciation & amortisation | $858.00M | $911.00M | $852.00M | $756.00M | — | -5.8% |
| Change in working capital | $14.33B | $16.03B | $8.66B | -$13.06B | — | -10.6% |
| Operating cash flow | $5.90B | $7.60B | $7.34B | $5.04B | — | -22.4% |
| Capital expenditure | -$480.00M | -$370.00M | -$418.00M | -$535.00M | — | -29.7% |
| Investing cash flow | -$593.00M | -$1.40B | -$1.13B | -$654.00M | — | +57.8% |
| Share buybacks | — | -$1.31B | -$2.02B | -$770.00M | -$455.00M | — |
| Dividends paid | -$5.08B | -$4.47B | -$4.12B | -$3.77B | — | -13.8% |
| Financing cash flow | -$5.47B | -$6.37B | -$7.00B | -$5.27B | — | +14.2% |
| Free cash flow | $5.42B | $7.23B | $6.93B | $4.51B | — | -25.0% |
| End cash position | $7.48B | $7.09B | $7.64B | $8.15B | — | +5.6% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
| Line item | 2025-12-31 | 2025-06-30 | 2024-12-31 | YoY |
|---|---|---|---|---|
| Cash & equivalents | $7.09B | $6.81B | $6.77B | +4.1% |
| Cash & short-term investments | $18.00B | $123.50B | $17.30B | -85.4% |
| Property, plant & equipment | $2.12B | — | $1.87B | — |
| Goodwill & intangibles | $12.44B | $12.44B | $11.43B | +0.1% |
| Total assets | $407.21B | — | $358.00B | — |
| Current debt | $0 | $177.00M | $170.00M | -100.0% |
| Long-term debt | $14.02B | $14.33B | $12.72B | -2.1% |
| Total debt | $15.68B | $14.50B | $14.43B | +8.1% |
| Total liabilities | $377.05B | $366.09B | $331.07B | +3.0% |
| Retained earnings | $35.79B | $32.18B | $33.82B | +11.2% |
| Shareholder equity | $28.52B | $24.73B | $25.47B | +15.3% |
| Net tangible assets | $16.07B | $12.29B | $14.04B | +30.8% |
| Shares issued | 146.36M | 142.29M | 146.36M | +2.9% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $54.89B | +12.5% |
| Next year | — | — | $60.62B | +10.4% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.19%
Held by institutions44.03%
Institutions holding614
Price targets, consensus spread, insider and institutional ownership.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 20, 16 | Bankhaus Lampe | DOWNGRADE | Hold | Sell |
Moving averages & technicals
SMA 10
727.71
-1.06% from price
SMA 20
735.38
-2.09% from price
SMA 50
734.40
-1.96% from price
SMA 100
718.88
+0.16% from price
SMA 200
719.55
+0.06% from price
EMA 12
728.17
-1.12% from price
EMA 26
732.97
-1.77% from price
EMA 50
730.99
-1.50% from price
RSI (14)
45.8
Neutral
MACD (12,26,9)
-4.80
Hist -2.16
ATR (14)
16.35
2.27% of price
Realised vol 30D
37.9%
Annualised
Bollinger upper
764.40
20, 2σ
Bollinger lower
706.36
20, 2σ
50 / 200 cross
Golden
734.40 vs 719.55
Trend bias
Above 200
+0.06%
Risk profile
Beta vs SPY
0.37
Less volatile than market
Correlation to SPY
0.12
Largely independent
Realised vol 30D
37.9%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-15.9%
Peak to trough
Max drawdown 5Y
-21.8%
Peak to trough
ATR 14
16.35
2.27% of price
Beta (reported)
0.32
5Y monthly, from filing
Dividends & splits
Forward rate$38.30 / yr
Forward yield5.32%
5-year avg yield5.09%
Payout ratio76.82%
Ex-dividend dateApr 10, 2026
Next pay date—
Last split—
Split date—
SEC filings
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2025-08-26
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2024-11-25
Post-effective amendment to a registration statement that is not immediately effective upon filing
POS AM · 2009-12-08
Offering Registrations
F-6EF · 2009-02-19
Headlines
Zurich Insurance Group AG (ZFSVF) (Q2 2026) Earnings Call Highlights: Record Profits and ...
GuruFocus.com · 16d ago
Zurich Insurance profit beats estimates as Life growth offsets claims
Investing.com · 17d ago
BOXX Insurance Futureproofs AI Coverage Ensuring Protection Against Deepfakes & Social Engineering
PR Newswire · 32d ago
Zurich warns data centre boom is outpacing insurance capacity – report
Life Insurance International · 64d ago
Zurich Insurance ties up with YAS to cover robots in Hong Kong
Life Insurance International · 66d ago
Zurich Insurance (Hong Kong) and YAS announce embedded insurance for robots
PR Newswire · 68d ago
3 European Dividend Stocks With Yields Up To 7.2%
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.