ZFSVF
Zurich Insurance Group AG
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Sell
-54/100
Last price
673.35
▼ 21.55 (3.10%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
694.90
Day high
692.00
Day low
692.00
Volume
441
Market cap
$100.58B
P/E (TTM)
13.21
52W range
656.60 – 791.41
Trailing performance
Returnvs SPY
1W
-2.27%
-4.0%
1M
-8.45%
-9.7%
3M
-9.74%
-13.0%
6M
-4.06%
-18.8%
YTD
-11.63%
-25.4%
1Y
-8.48%
-24.0%
3Y
+46.38%
-35.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on ZFSVF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
273.82K
Total on file
Fundamentals
Market cap$100.58B
Enterprise value$83.77B
Revenue (TTM)$76.97B
Gross profit$18.70B
EBITDA$11.38B
Net income$7.22B
EPS (TTM)$50.96
Free cash flow$-445.50M
Total cash$32.48B
Total debt$15.36B
Book value / share$200.42
Shares outstanding149.37M
Float147.20M
Short % of float—
Dividend yield5.69%
Beta (5Y)0.31
Valuation & profitability ratios
Trailing P/E13.21
Forward P/E15.86
PEG ratio9.44
Price / sales—
Price / book3.36
EV / revenue1.09
EV / EBITDA7.36
Gross margin24.29%
Operating margin14.42%
Profit margin9.38%
Return on equity25.70%
Return on assets1.74%
Debt / equity46.42
Current ratio27.19
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $88.67B | $86.05B | $78.10B | $44.76B | — | +3.0% |
| Operating revenue | $88.67B | $86.05B | $78.10B | $44.76B | — | +3.0% |
| Selling, general & admin | — | — | — | $8.66B | $8.79B | — |
| Net interest income | -$460.00M | -$440.00M | -$456.00M | -$444.00M | — | -4.5% |
| Pre-tax income | $10.04B | $8.46B | $6.46B | $5.37B | — | +18.6% |
| Tax provision | $2.84B | $2.26B | $1.74B | $1.08B | — | +25.6% |
| Net income | $6.80B | $5.81B | $4.35B | $3.96B | — | +16.9% |
| Net income to common | $6.80B | $5.81B | $4.35B | $3.96B | — | +16.9% |
| Basic EPS | 47.68 | 40.48 | 29.96 | 26.71 | — | +17.8% |
| Diluted EPS | 47.20 | 40.15 | 29.73 | 26.50 | — | +17.6% |
| EBIT | $10.50B | $8.90B | $6.91B | $5.82B | — | +17.9% |
| Basic shares | 142.58M | 143.62M | 145.25M | 148.44M | — | -0.7% |
| Diluted shares | 144.02M | 144.80M | 146.35M | 149.58M | — | -0.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $7.09B | $6.77B | $7.28B | $7.56B | — | +4.7% |
| Cash & short-term investments | $18.00B | $17.30B | $17.19B | $24.52B | — | +4.0% |
| Accounts receivable | — | — | $10.39B | $8.72B | $8.06B | — |
| Property, plant & equipment | $2.12B | $1.87B | $2.09B | $2.23B | — | +13.3% |
| Goodwill & intangibles | $12.44B | $11.43B | $11.53B | $10.90B | — | +8.8% |
| Total assets | $407.21B | $358.00B | $361.38B | $335.41B | — | +13.7% |
| Current debt | $0 | $170.00M | $1.27B | $423.00M | — | -100.0% |
| Long-term debt | $14.02B | $12.72B | $12.52B | $13.59B | — | +10.2% |
| Total debt | $15.68B | $14.43B | $15.46B | $15.71B | — | +8.7% |
| Total liabilities | $377.05B | $331.07B | $335.10B | $308.48B | — | +13.9% |
| Retained earnings | $35.79B | $33.82B | $32.84B | $35.31B | — | +5.8% |
| Shareholder equity | $28.52B | $25.47B | $24.86B | $25.68B | — | +11.9% |
| Net tangible assets | $16.07B | $14.04B | $13.33B | $14.78B | — | +14.5% |
| Shares issued | 146.36M | 146.36M | 146.36M | 150.46M | — | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $6.80B | $5.81B | $4.35B | $3.96B | — | +16.9% |
| Depreciation & amortisation | $858.00M | $911.00M | $852.00M | $756.00M | — | -5.8% |
| Change in working capital | $14.33B | $16.03B | $8.66B | -$13.06B | — | -10.6% |
| Operating cash flow | $5.90B | $7.60B | $7.34B | $5.04B | — | -22.4% |
| Capital expenditure | -$480.00M | -$370.00M | -$418.00M | -$535.00M | — | -29.7% |
| Investing cash flow | -$593.00M | -$1.40B | -$1.13B | -$654.00M | — | +57.8% |
| Share buybacks | — | -$1.31B | -$2.02B | -$770.00M | -$455.00M | — |
| Dividends paid | -$5.08B | -$4.47B | -$4.12B | -$3.77B | — | -13.8% |
| Financing cash flow | -$5.47B | -$6.37B | -$7.00B | -$5.27B | — | +14.2% |
| Free cash flow | $5.42B | $7.23B | $6.93B | $4.51B | — | -25.0% |
| End cash position | $7.48B | $7.09B | $7.64B | $8.15B | — | +5.6% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
| Line item | 2026-06-30 | 2025-12-31 | 2025-06-30 | YoY |
|---|---|---|---|---|
| Cash & equivalents | $6.71B | $7.09B | $6.81B | -5.2% |
| Cash & short-term investments | $123.19B | $18.00B | $123.50B | +584.5% |
| Property, plant & equipment | $2.04B | $2.12B | — | -3.7% |
| Goodwill & intangibles | $12.38B | $12.44B | $12.44B | -0.5% |
| Total assets | $420.21B | $407.21B | — | +3.2% |
| Current debt | — | $0 | $177.00M | — |
| Long-term debt | $14.08B | $14.02B | $14.33B | +0.4% |
| Total debt | $14.08B | $15.68B | $14.50B | -10.2% |
| Total liabilities | $387.13B | $377.05B | $366.09B | +2.7% |
| Retained earnings | $34.16B | $35.79B | $32.18B | -4.5% |
| Shareholder equity | $31.32B | $28.52B | $24.73B | +9.8% |
| Net tangible assets | $18.94B | $16.07B | $12.29B | +17.8% |
| Shares issued | 151.23M | 146.36M | 142.29M | +3.3% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $55.30B | +13.3% |
| Next year | — | — | $60.02B | +8.5% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.19%
Held by institutions44.03%
Institutions holding623
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
694.38
-3.03% from price
SMA 20
709.29
-5.07% from price
SMA 50
724.19
-7.02% from price
SMA 100
723.66
-6.95% from price
SMA 200
719.36
-6.40% from price
EMA 12
695.94
-3.25% from price
EMA 26
708.80
-5.00% from price
EMA 50
717.36
-6.14% from price
RSI (14)
40.5
Neutral
MACD (12,26,9)
-12.86
Hist -3.76
ATR (14)
16.37
2.43% of price
Realised vol 30D
38.0%
Annualised
Bollinger upper
752.84
20, 2σ
Bollinger lower
665.73
20, 2σ
50 / 200 cross
Golden
724.19 vs 719.36
Trend bias
Below 200
-6.40%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.18
Less volatile than market
Correlation to SPY
0.06
Largely independent
Realised vol 30D
38.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-16.0%
Peak to trough
Max drawdown 5Y
-21.8%
Peak to trough
ATR 14
16.37
2.43% of price
Beta (reported)
0.31
5Y monthly, from filing
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 20, 16 | Bankhaus Lampe | DOWNGRADE | Hold | Sell |
Dividends & splits
Forward rate$38.30 / yr
Forward yield5.69%
5-year avg yield5.09%
Payout ratio75.70%
Ex-dividend dateApr 10, 2026
Next pay date—
Last split—
Split date—
SEC filings
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-31
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2025-08-26
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2024-11-25
Post-effective amendment to a registration statement that is not immediately effective upon filing
POS AM · 2009-12-08
Offering Registrations
F-6EF · 2009-02-19
Headlines
Closing Cyber-Insurance Gap: Cowbell CEO, Founder & Chairman Jack Kudale, Live at Nasdaq
Exec Edge · 17h ago
Zurich finalises takeover of UK insurer Beazley
Life Insurance International · 2d ago
PRU vs. ZURVY: Which Stock Is the Better Value Option?
Zacks · 9d ago
AIG names Sierra Signorelli CEO for Americas and global insurance
Life Insurance International · 15d ago
American International Group Appoints Sierra Signorelli to Lead Americas, Global Personal Insurance
MT Newswires · 16d ago
WTW Expands Deal With Zurich Insurance for Pricing Software
MT Newswires · 16d ago
Zurich Insurance Group AG (ZFSVF) (Q2 2026) Earnings Call Highlights: Record Profits and ...
GuruFocus.com · 62d ago
Zurich Insurance profit beats estimates as Life growth offsets claims
Investing.com · 62d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.