YRD
Yiren Digital Ltd.
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
1.14
■ 0.00 (0.00%)
MARKET · —
Price
Open
1.14
Prev close
1.14
Day high
1.16
Day low
1.13
Volume
29.77K
Market cap
—
P/E (TTM)
—
52W range
0.82 – 6.79
Trailing performance
Returnvs SPY
1W
-4.20%
-2.8%
1M
-5.79%
-9.5%
3M
-39.04%
-42.1%
6M
-70.23%
-81.3%
YTD
-69.19%
-81.5%
1Y
-80.45%
-100.4%
3Y
-51.69%
-125.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value$-2.30B
Revenue (TTM)$5.08B
Gross profit$4.32B
EBITDA$1.69B
Net income$-686.52M
EPS (TTM)$-1.17
Free cash flow$-173.24M
Total cash$2.45B
Total debt$35.29M
Book value / share$14.86
Shares outstanding—
Float14.46M
Short % of float1.17%
Dividend yield27.16%
Beta (5Y)1.16
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book0.08
EV / revenue-0.45
EV / EBITDA-1.36
Gross margin85.06%
Operating margin27.12%
Profit margin-13.51%
Return on equity-7.42%
Return on assets8.12%
Debt / equity0.40
Current ratio21.75
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions2.59%
Institutions holding31
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Moving averages & technicals
SMA 10
1.19
-4.04% from price
SMA 20
1.17
-2.52% from price
SMA 50
1.19
-3.92% from price
SMA 100
1.49
-23.46% from price
SMA 200
2.74
-58.32% from price
EMA 12
1.17
-2.94% from price
EMA 26
1.19
-4.28% from price
EMA 50
1.28
-11.03% from price
RSI (14)
42.7
Neutral
MACD (12,26,9)
-0.02
Hist -0.00
ATR (14)
0.07
5.86% of price
Realised vol 30D
43.6%
Annualised
Bollinger upper
1.27
20, 2σ
Bollinger lower
1.07
20, 2σ
50 / 200 cross
Death
1.19 vs 2.74
Trend bias
Below 200
-58.32%
Risk profile
Beta vs SPY
1.20
More volatile than market
Correlation to SPY
0.16
Largely independent
Realised vol 30D
43.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-87.3%
Peak to trough
Max drawdown 5Y
-90.3%
Peak to trough
ATR 14
0.07
5.86% of price
Beta (reported)
1.16
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
0.00
Positioning, not flow
Max pain
5.00
+338.6% from spot
ATM implied vol
337.5%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
5.00
1 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Yiren Digital Upgrades Enterprise AI Across Core Business Functions
PR Newswire · 4d ago
Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 2025
PR Newswire · 10d ago
Yiren Digital's AI Agents Deliver Measurable Gains Across Customer Operations
PR Newswire · 18d ago
Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth
PR Newswire · 23d ago
Yiren Digital Accelerates Operating Efficiency Through AI Agent Deployment
PR Newswire · 30d ago
Yiren Digital Expands AI Push Through Warrant Deal With AI-Native Platform
MT Newswires · 45d ago
Yiren Digital Advances AI Entertainment Strategy Through Warrant Agreement with an AI-Native Entertainment and Emotional Wellness Platform
PR Newswire · 45d ago
Sector Update: Financial Stocks Advance Premarket Thursday
MT Newswires · 51d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.