UVE
Universal Insurance Holdings, Inc.
NYSEUSDEQUITY
DELAYED
Last price
42.32
▼ 0.01 (0.02%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
42.33
Prev close
42.33
Day high
43.23
Day low
42.19
Volume
124.44K
Market cap
—
P/E (TTM)
—
52W range
24.03 – 45.15
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-2.06%
-0.7%
1M
+12.31%
+8.6%
3M
+6.60%
+3.5%
6M
+35.99%
+24.9%
YTD
+25.21%
+12.9%
1Y
+72.95%
+52.9%
3Y
+204.02%
+129.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.60B | $1.52B | $1.39B | $1.22B | +5.5% |
| Operating revenue | $1.60B | $1.52B | $1.39B | $1.22B | +5.5% |
| Selling, general & admin | $118.30M | $108.64M | $96.06M | $90.64M | +8.9% |
| Net interest income | -$6.42M | -$6.48M | -$6.53M | -$6.61M | +0.8% |
| Pre-tax income | $243.07M | $84.61M | $88.35M | -$27.25M | +187.3% |
| Tax provision | $60.12M | $25.68M | $21.53M | -$4.99M | +134.1% |
| Net income | $182.95M | $58.93M | $66.82M | -$22.26M | +210.5% |
| Net income to common | $182.94M | $58.92M | $66.81M | -$22.27M | +210.5% |
| Basic EPS | 6.56 | 2.07 | 2.24 | -0.72 | +216.9% |
| Diluted EPS | 6.32 | 2.01 | 2.22 | -0.72 | +214.4% |
| EBIT | $248.78M | $90.38M | $94.17M | -$21.34M | +175.3% |
| Basic shares | 27.89M | 28.50M | 29.83M | 30.75M | -2.1% |
| Diluted shares | 28.96M | 29.27M | 30.15M | 30.75M | -1.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $408.87M | $259.44M | $397.31M | $388.71M | — | +57.6% |
| Cash & short-term investments | $571.79M | $1.53B | $1.46B | $1.40B | — | -62.6% |
| Accounts receivable | $308.64M | $705.55M | $296.17M | $878.42M | — | -56.3% |
| Property, plant & equipment | $49.35M | $48.65M | $47.63M | $51.40M | — | +1.4% |
| Total assets | $2.84B | $2.84B | $2.32B | $2.89B | — | -0.1% |
| Current debt | — | — | $14.60M | $0 | $26.76M | — |
| Long-term debt | $100.48M | $101.24M | $102.01M | $102.77M | — | -0.8% |
| Total debt | $100.48M | $101.24M | $102.01M | $102.77M | — | -0.8% |
| Total liabilities | $2.29B | $2.47B | $1.98B | $2.60B | — | -7.3% |
| Retained earnings | $757.45M | $596.85M | $560.69M | $517.46M | — | +26.9% |
| Shareholder equity | $551.03M | $373.25M | $341.30M | $287.90M | — | +47.6% |
| Net tangible assets | $551.03M | $373.25M | $341.30M | $287.90M | — | +47.6% |
| Shares issued | 48.23M | 47.48M | 47.27M | 47.18M | — | +1.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $182.95M | $58.93M | $66.82M | -$22.26M | +210.5% |
| Depreciation & amortisation | $6.44M | $6.12M | $7.31M | $7.30M | +5.3% |
| Stock-based compensation | $8.65M | $8.12M | $2.92M | $4.73M | +6.6% |
| Change in working capital | $181.94M | $83.21M | -$22.31M | $350.67M | +118.6% |
| Operating cash flow | $381.49M | $137.36M | $70.97M | $324.51M | +177.7% |
| Capital expenditure | -$4.44M | -$7.37M | -$4.02M | -$4.90M | +39.8% |
| Investing cash flow | -$113.61M | -$228.09M | -$15.25M | -$148.86M | +50.2% |
| Share buybacks | -$22.37M | -$21.91M | -$22.02M | -$11.64M | -2.1% |
| Dividends paid | -$22.18M | -$22.33M | -$23.29M | -$23.78M | +0.7% |
| Financing cash flow | -$52.12M | -$47.13M | -$47.12M | -$37.46M | -10.6% |
| Free cash flow | $377.06M | $129.99M | $66.95M | $319.62M | +190.1% |
| End cash position | $477.84M | $262.08M | $399.94M | $391.34M | +82.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $427.03M | $393.56M | $407.93M | $400.98M | $400.14M | — | +8.5% |
| Operating revenue | $427.03M | $393.56M | $407.93M | $400.98M | $400.14M | — | +8.5% |
| Selling, general & admin | — | — | — | — | $29.96M | $26.67M | — |
| Net interest income | -$2.00M | -$1.59M | -$1.60M | -$1.60M | -$1.61M | — | -25.1% |
| Pre-tax income | $79.61M | $71.69M | $88.45M | $52.78M | $46.39M | — | +11.1% |
| Tax provision | $20.43M | $17.40M | $21.86M | $12.95M | $11.29M | — | +17.4% |
| Net income | $59.19M | $54.29M | $66.59M | $39.83M | $35.09M | — | +9.0% |
| Net income to common | $59.19M | $54.29M | $66.59M | $39.83M | $35.09M | — | +9.0% |
| Basic EPS | 2.14 | 1.96 | 2.40 | 1.43 | 1.25 | — | +9.2% |
| Diluted EPS | 2.04 | 1.88 | 2.28 | 1.38 | 1.21 | — | +8.5% |
| EBIT | $81.14M | $73.11M | $89.87M | $54.20M | $47.82M | — | +11.0% |
| Basic shares | 27.62M | 27.65M | 27.80M | 27.85M | 27.97M | — | -0.1% |
| Diluted shares | 29.04M | 28.83M | 29.16M | 28.81M | 29.07M | — | +0.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $532.16M | $595.77M | $408.87M | $405.11M | $367.11M | -10.7% |
| Cash & short-term investments | $703.84M | $740.55M | $571.79M | $571.50M | $563.41M | -5.0% |
| Accounts receivable | $262.43M | $277.88M | $308.64M | $398.36M | $465.58M | -5.6% |
| Property, plant & equipment | $48.64M | $49.35M | $49.35M | $49.93M | $47.68M | -1.4% |
| Total assets | $3.31B | $2.77B | $2.84B | $3.09B | $3.28B | +19.4% |
| Long-term debt | $97.85M | $100.29M | $100.48M | $100.67M | $100.86M | -2.4% |
| Total debt | $97.85M | $100.29M | $100.48M | $100.67M | $100.86M | -2.4% |
| Total liabilities | $2.67B | $2.18B | $2.29B | $2.59B | $2.82B | +22.2% |
| Retained earnings | $861.64M | $807.08M | $757.45M | $699.45M | $664.32M | +6.8% |
| Shareholder equity | $637.15M | $584.74M | $551.03M | $495.04M | $457.81M | +9.0% |
| Net tangible assets | $637.15M | $584.74M | $551.03M | $495.04M | $457.81M | +9.0% |
| Shares issued | 27.83M | 48.34M | 48.23M | 48.06M | 47.60M | -42.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | $101.08M | $154.82M | $26.08M | $62.42M | $106.22M | -34.7% |
| Capital expenditure | -$902.00K | -$1.58M | -$1.08M | -$1.16M | -$977.00K | +42.9% |
| Investing cash flow | -$86.58M | -$20.12M | -$4.41M | -$8.69M | -$58.96M | -330.4% |
| Share buybacks | -$4.54M | -$7.15M | -$6.87M | -$8.07M | -$7.43M | +36.5% |
| Dividends paid | -$4.41M | -$4.91M | -$8.35M | -$4.46M | -$4.52M | +10.1% |
| Financing cash flow | -$12.11M | -$14.14M | -$18.06M | -$15.25M | -$12.34M | +14.4% |
| Free cash flow | $100.17M | $153.24M | $25.00M | $61.26M | $105.25M | -34.6% |
| End cash position | $600.79M | $598.41M | $477.84M | $474.22M | $435.74M | +0.4% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
42.66
-0.81% from price
SMA 20
43.44
-2.58% from price
SMA 50
41.36
+2.33% from price
SMA 100
39.29
+7.72% from price
SMA 200
35.96
+17.68% from price
EMA 12
42.72
-0.94% from price
EMA 26
42.40
-0.20% from price
EMA 50
41.41
+2.19% from price
RSI (14)
49.7
Neutral
MACD (12,26,9)
0.32
Hist -0.27
ATR (14)
1.05
2.48% of price
Realised vol 30D
48.8%
Annualised
Bollinger upper
45.25
20, 2σ
Bollinger lower
41.64
20, 2σ
50 / 200 cross
Golden
41.36 vs 35.96
Trend bias
Above 200
+17.68%
Risk profile
Beta vs SPY
0.05
Less volatile than market
Correlation to SPY
0.02
Largely independent
Realised vol 30D
48.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-17.7%
Peak to trough
Max drawdown 5Y
-56.0%
Peak to trough
ATR 14
1.05
2.48% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
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Are You Looking for a Top Momentum Pick? Why Universal Insurance Holdings (UVE) is a Great Choice
Zacks · 24d ago
Are Investors Undervaluing Universal Insurance Holdings (UVE) Right Now?
Zacks · 25d ago
UNIVERSAL INSURANCE HOLDINGS INC (UVE) Hits Fresh High: Is There Still Room to Run?
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PRIVATE STRATEGY · BY QUALIFICATION
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