TRV
The Travelers Companies, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
+19/100
Last price
360.64
▼ 0.06 (0.02%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
362.00
Prev close
360.70
Day high
363.02
Day low
359.47
Volume
953.24K
Market cap
$75.22B
P/E (TTM)
9.69
52W range
252.26 – 398.70
Day trading desk
Gap from prior close
+0.36%
Prior close 360.70
VWAP
360.73
-0.03% from price
Relative volume
1.14×
Normal
Session range
0.99%
359.46 – 363.02
Position in range
33%
Mid range
ATR (14D)
6.28
1.74% of price
Prior day high
361.71
PDH
Prior day low
357.61
PDL
Bid / ask spread
—
Quote not published
Session volume
1.93M
Avg 1.68M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.71%
-2.7%
1M
-2.36%
-3.5%
3M
+6.72%
+2.2%
6M
+22.23%
+4.0%
YTD
+24.33%
+10.1%
1Y
+26.74%
+10.3%
3Y
+120.83%
+38.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TRV open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+8.53K
Net buying
Buy transactions
19
113.55K shares
Sell transactions
16
105.02K shares
Net transactions
+35
Buys less sells
Sell : buy shares
0.9 : 1
Mixed
Insider-held shares
594.44K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 28, 26 | OLIVO MARIA Officer |
SELL | 6.00K | $2.22M | Direct |
| Aug 14, 26 | JABBOUR ANTHONY M Director |
STOCK | 446 | $165.18K | Direct |
| Jul 24, 26 | YIN DANIEL TEI-HWA Chief Investment Officer |
SELL | 7.15K | $2.77M | Direct |
| Jul 24, 26 | KURTZMAN DIANE Officer |
SELL | 4.16K | $1.61M | Direct |
| Jul 24, 26 | YIN DANIEL TEI-HWA Chief Investment Officer |
CONVERSION | 7.15K | $1.01M | Direct |
| Jul 24, 26 | KURTZMAN DIANE Officer |
CONVERSION | 4.16K | $552.06K | Direct |
| Jul 22, 26 | BESSETTE ANDY F Officer |
SELL | 3.00K | $1.10M | Direct |
| Jul 22, 26 | ROWLAND DAVID DONNAY Chief Investment Officer |
SELL | 5.00K | $1.86M | Direct |
| Jul 22, 26 | MUNSON PAUL E Officer |
SELL | 1.52K | $564.11K | Direct |
| Jul 22, 26 | MUNSON PAUL E Officer |
CONVERSION | 1.52K | $192.42K | Direct |
| Jul 22, 26 | ROWLAND DAVID DONNAY Chief Investment Officer |
CONVERSION | 5.00K | $662.90K | Direct |
| Jul 21, 26 | KLEIN MICHAEL FREDERICK Officer |
SELL | 6.00K | $2.20M | Direct |
| Jul 21, 26 | FREY DANIEL S. Chief Financial Officer |
SELL | 14.04K | $5.17M | Direct |
| Jul 21, 26 | LEFEBVRE MOJGAN M Chief Technology Officer |
SELL | 16.31K | $6.01M | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BESSETTE ANDY F |
Officer | 23.00K | Sale |
FREY DANIEL S. |
Chief Financial Officer | 27.53K | Sale |
HEYMAN WILLIAM H |
Officer | 263.82K | Sale |
KESS AVROHOM J |
Officer | 47.74K | Stock Gift |
KLEIN MICHAEL FREDERICK |
Officer | 47.02K | Sale |
OLIVO MARIA |
Officer | 119.09K | Sale |
ROWLAND DAVID DONNAY |
Chief Investment Officer | 38.48K | Sale |
SCHNITZER ALAN D |
Chief Executive Officer | 314.22K | Stock Award(Grant) |
THOMSEN LAURIE J |
Director | 62.68K | Stock Gift |
YIN DANIEL TEI-HWA |
Chief Investment Officer | 68.83K | Sale |
Fundamentals
Market cap$75.22B
Enterprise value$79.23B
Revenue (TTM)$48.98B
Gross profit$17.01B
EBITDA$11.48B
Net income$8.24B
EPS (TTM)$37.23
Free cash flow$14.78B
Total cash$5.06B
Total debt$9.07B
Book value / share$158.78
Shares outstanding208.58M
Float207.34M
Short % of float3.33%
Dividend yield1.39%
Beta (5Y)0.44
Valuation & profitability ratios
Trailing P/E9.69
Forward P/E11.88
PEG ratio2.36
Price / sales—
Price / book2.27
EV / revenue1.62
EV / EBITDA6.90
Gross margin34.73%
Operating margin23.70%
Profit margin16.95%
Return on equity26.51%
Return on assets4.78%
Debt / equity27.38
Current ratio0.32
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $48.83B | $46.43B | $41.37B | $36.90B | +5.2% |
| Operating revenue | $48.83B | $46.43B | $41.37B | $36.90B | +5.2% |
| Selling, general & admin | $6.12B | $5.82B | $5.18B | $4.81B | +5.2% |
| Net interest income | -$425.00M | -$392.00M | -$376.00M | -$351.00M | -8.4% |
| Pre-tax income | $7.80B | $6.18B | $3.37B | $3.35B | +26.1% |
| Tax provision | $1.51B | $1.18B | $380.00M | $512.00M | +27.7% |
| Net income | $6.29B | $5.00B | $2.99B | $2.84B | +25.8% |
| Net income to common | $6.24B | $4.96B | $2.97B | $2.82B | +25.8% |
| Basic EPS | 27.83 | 21.76 | 12.93 | 11.91 | +27.9% |
| Diluted EPS | 27.43 | 21.47 | 12.79 | 11.77 | +27.8% |
| EBIT | $8.22B | $6.57B | $3.75B | $3.71B | +25.1% |
| Basic shares | 224.20M | 228.00M | 229.70M | 237.00M | -1.7% |
| Diluted shares | 227.60M | 23.11B | 232.20M | 239.70M | -99.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $710.00M | $568.00M | $500.00M | $799.00M | +25.0% |
| Cash & short-term investments | $26.17B | $89.69B | $84.05B | $76.24B | -70.8% |
| Accounts receivable | $21.89B | $22.28B | $21.67B | $20.56B | -1.8% |
| Goodwill & intangibles | $4.40B | $4.59B | $4.25B | $4.24B | -4.2% |
| Total assets | $143.71B | $133.19B | $125.98B | $115.72B | +7.9% |
| Current debt | $300.00M | $100.00M | $100.00M | $100.00M | +200.0% |
| Long-term debt | $8.97B | $7.93B | $7.93B | $7.19B | +13.0% |
| Total debt | $9.27B | $8.03B | $8.03B | $7.29B | +15.4% |
| Total liabilities | $110.81B | $105.33B | $101.06B | $94.16B | +5.2% |
| Retained earnings | $54.93B | $49.63B | $45.59B | $43.52B | +10.7% |
| Shareholder equity | $32.89B | $27.86B | $24.92B | $21.56B | +18.1% |
| Net tangible assets | $28.49B | $23.27B | $20.67B | $17.32B | +22.4% |
| Shares issued | 793.40M | 790.90M | 787.40M | 785.60M | +0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $6.29B | $5.00B | $2.99B | $2.84B | +25.8% |
| Depreciation & amortisation | $680.00M | $715.00M | $722.00M | $826.00M | -4.9% |
| Change in working capital | -$3.74B | -$3.75B | -$2.66B | -$2.44B | +0.3% |
| Operating cash flow | $10.61B | $9.07B | $7.71B | $6.46B | +16.9% |
| Investing cash flow | -$7.65B | -$7.26B | -$6.82B | -$3.73B | -5.3% |
| Share buybacks | -$3.13B | -$1.12B | -$1.02B | -$2.06B | -180.3% |
| Dividends paid | -$979.00M | -$951.00M | -$908.00M | -$875.00M | -2.9% |
| Financing cash flow | -$2.66B | -$1.75B | -$1.05B | -$2.67B | -52.4% |
| Free cash flow | $10.61B | $9.07B | $7.71B | $6.46B | +16.9% |
| End cash position | $842.00M | $699.00M | $650.00M | $799.00M | +20.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $12.15B | $11.92B | $12.43B | $12.47B | $12.12B | +1.9% |
| Operating revenue | $12.15B | $11.92B | $12.43B | $12.47B | $12.12B | +1.9% |
| Selling, general & admin | $1.56B | $1.54B | $1.54B | $1.57B | $1.54B | +1.6% |
| Net interest income | -$113.00M | -$116.00M | -$116.00M | -$111.00M | -$99.00M | +2.6% |
| Pre-tax income | $2.77B | $2.12B | $3.10B | $2.34B | $1.88B | +30.6% |
| Tax provision | $559.00M | $408.00M | $607.00M | $456.00M | $372.00M | +37.0% |
| Net income | $2.21B | $1.71B | $2.50B | $1.89B | $1.51B | +29.0% |
| Net income to common | $2.19B | $1.70B | $2.48B | $1.88B | $1.50B | +29.1% |
| Basic EPS | 10.41 | 7.89 | 11.24 | 8.37 | 6.63 | +31.9% |
| Diluted EPS | 10.26 | 7.78 | 11.06 | 8.24 | 6.53 | +31.9% |
| EBIT | $2.88B | $2.23B | $3.22B | $2.46B | $1.98B | +28.9% |
| Basic shares | 210.50M | 215.20M | 220.30M | 224.10M | 225.90M | -2.2% |
| Diluted shares | 213.60M | 218.40M | 224.00M | 227.50M | 229.30M | -2.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $482.00M | $481.00M | $710.00M | $592.00M | $521.00M | +0.2% |
| Cash & short-term investments | $97.98B | $97.88B | $26.17B | $99.19B | $93.49B | +0.1% |
| Accounts receivable | $23.47B | $22.46B | $21.89B | $23.02B | $23.20B | +4.5% |
| Goodwill & intangibles | $4.38B | $4.39B | $4.40B | $4.61B | $4.63B | -0.1% |
| Total assets | $143.58B | $142.31B | $143.71B | $143.68B | $138.87B | +0.9% |
| Current debt | $100.00M | $300.00M | $300.00M | $300.00M | $300.00M | -66.7% |
| Long-term debt | $8.97B | $8.97B | $8.97B | $8.97B | $7.73B | 0.0% |
| Total debt | $9.07B | $9.27B | $9.27B | $9.27B | $8.03B | -2.2% |
| Total liabilities | $110.46B | $110.32B | $110.81B | $112.07B | $109.36B | +0.1% |
| Retained earnings | $58.35B | $56.40B | $54.93B | $52.68B | $51.04B | +3.4% |
| Shareholder equity | $33.12B | $31.99B | $32.89B | $31.61B | $29.52B | +3.5% |
| Net tangible assets | $28.74B | $27.59B | $28.49B | $27.00B | $24.89B | +4.1% |
| Shares issued | 208.60M | 795.14M | 793.40M | 793.10M | 792.90M | -73.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $2.21B | $1.71B | $2.50B | $1.89B | $1.51B | +29.0% |
| Depreciation & amortisation | $170.00M | $193.00M | $162.00M | $166.00M | $164.00M | -11.9% |
| Change in working capital | -$1.38B | -$1.45B | -$2.00B | -$539.00M | -$158.00M | +4.6% |
| Operating cash flow | $1.92B | $2.20B | $2.69B | $4.23B | $2.33B | -12.8% |
| Investing cash flow | -$165.00M | -$335.00M | -$575.00M | -$4.55B | -$1.72B | +50.7% |
| Share buybacks | -$1.32B | -$1.93B | -$1.64B | -$620.00M | -$522.00M | +31.9% |
| Dividends paid | -$263.00M | -$237.00M | -$242.00M | -$247.00M | -$250.00M | -11.0% |
| Financing cash flow | -$1.74B | -$2.08B | -$1.83B | $402.00M | -$702.00M | +16.4% |
| Free cash flow | $1.92B | $2.20B | $2.69B | $4.23B | $2.33B | -12.8% |
| End cash position | $621.00M | $615.00M | $842.00M | $729.00M | $659.00M | +1.0% |
Options analytics
Put / call volume
1.05
Put-heavy session
Put / call open interest
0.41
Positioning, not flow
Max pain
340.00
-5.7% from spot
ATM implied vol
33.5%
Nearest strike to spot
Skew (10% OTM)
+11.3%
Puts bid over calls
Call volume
108
Contracts, this expiry
Put volume
113
Contracts, this expiry
Heaviest call OI
340.00
846 contracts
Heaviest put OI
300.00
217 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 5.39 | 10.04 | +86.1% |
| Mar 2026 | 7.08 | 7.71 | +8.9% |
| Dec 2025 | 8.80 | 11.13 | +26.4% |
| Sep 2025 | 6.38 | 8.14 | +27.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 7.13 | 24 | $11.02B | -1.1% |
| Next quarter | 9.63 | 23 | $11.02B | -1.2% |
| Current year | 34.31 | 28 | $43.43B | -1.1% |
| Next year | 30.40 | 27 | $44.66B | +2.8% |
Analyst targets & ownership
Mean target$360.46
High target$430.00
Low target$262.00
Implied upside-0.05%
Analyst count24
ConsensusHOLD
Strong buy / Buy1 / 5
Hold17
Sell / Strong sell4 / 2
Held by insiders0.29%
Held by institutions91.20%
Institutions holding2.39K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
361.21
-0.16% from price
SMA 20
367.19
-1.78% from price
SMA 50
370.49
-2.66% from price
SMA 100
346.58
+4.06% from price
SMA 200
320.84
+12.41% from price
EMA 12
362.97
-0.64% from price
EMA 26
365.43
-1.31% from price
EMA 50
362.90
-0.62% from price
RSI (14)
42.9
Neutral
MACD (12,26,9)
-2.46
Hist -0.92
ATR (14)
6.28
1.74% of price
Realised vol 30D
15.8%
Annualised
Bollinger upper
381.89
20, 2σ
Bollinger lower
352.50
20, 2σ
50 / 200 cross
Golden
370.49 vs 320.84
Trend bias
Above 200
+12.41%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.10
Less volatile than market
Correlation to SPY
-0.06
Largely independent
Realised vol 30D
15.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-10.2%
Peak to trough
Max drawdown 5Y
-19.8%
Peak to trough
ATR 14
6.28
1.74% of price
Beta (reported)
0.44
5Y monthly, from filing
Short interest
Shares short
6.18M
Prior 5.83M
Change vs prior
+6.0%
Shorts adding
% of float
3.33%
Normal
% of shares out
2.96%
Against total outstanding
Days to cover
4.2
Liquid
Float
207.34M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 21, 26 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| Sep 16, 26 | Mizuho | MAINTAINED | Neutral | Neutral |
| Jul 24, 26 | Mizuho | MAINTAINED | Neutral | Neutral |
| Jul 21, 26 | Roth Capital | MAINTAINED | Buy | Buy |
| Jul 21, 26 | Barclays | MAINTAINED | Underweight | Underweight |
| Jul 21, 26 | Morgan Stanley | MAINTAINED | Underweight | Underweight |
| Jul 21, 26 | BMO Capital | DOWNGRADE | Outperform | Market Perform |
| Jul 20, 26 | Citigroup | MAINTAINED | Neutral | Neutral |
| Jul 20, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 20, 26 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| Jul 20, 26 | B of A Securities | MAINTAINED | Underperform | Underperform |
| Jul 15, 26 | Morgan Stanley | DOWNGRADE | Equal-Weight | Underweight |
Dividends & splits
Forward rate$5.00 / yr
Forward yield1.39%
5-year avg yield1.80%
Payout ratio12.22%
Ex-dividend dateSep 10, 2026
Next pay dateSep 30, 2026
Last split2:1
Split dateMay 12, 1998
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-07
Periodic Financial Reports
10-Q · 2026-07-17
Annual report of employee stock purchase
11-K · 2026-06-15
Corporate Changes & Voting Matters
8-K · 2026-05-22
Corporate Changes & Voting Matters
8-K · 2026-05-21
Proxy Statements
DEFA14A · 2026-05-12
Corporate Changes & Voting Matters
8-K · 2026-04-16
Proxy Statements
DEFA14A · 2026-04-07
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.