TRV
The Travelers Companies, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
369.82
▲ 5.33 (1.46%)
MARKET · —
Price
Open
362.64
Prev close
364.49
Day high
366.99
Day low
363.42
Volume
1.61M
Market cap
$75.83B
P/E (TTM)
9.78
52W range
252.26 – 398.70
Trailing performance
Returnvs SPY
1W
-1.83%
-0.5%
1M
-3.40%
-7.1%
3M
+18.34%
+15.2%
6M
+19.23%
+8.2%
YTD
+25.35%
+13.1%
1Y
+32.50%
+12.5%
3Y
+119.86%
+45.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$75.83B
Enterprise value$79.84B
Revenue (TTM)$48.98B
Gross profit$17.01B
EBITDA$11.48B
Net income$8.24B
EPS (TTM)$37.19
Free cash flow$14.78B
Total cash$5.06B
Total debt$9.07B
Book value / share$158.78
Shares outstanding208.58M
Float207.36M
Short % of float4.01%
Dividend yield1.38%
Beta (5Y)0.46
Valuation & profitability ratios
Trailing P/E9.78
Forward P/E12.04
PEG ratio2.36
Price / sales—
Price / book2.29
EV / revenue1.63
EV / EBITDA6.96
Gross margin34.73%
Operating margin23.70%
Profit margin16.95%
Return on equity26.51%
Return on assets4.78%
Debt / equity27.38
Current ratio0.32
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $43.91B | $41.94B | $37.76B | $33.76B |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $6.29B | $5.00B | $2.99B | $2.84B |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $6.29B | $5.00B | $2.99B | $2.84B |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 5.39 | 10.04 | +86.1% |
| Mar 2026 | 7.08 | 7.71 | +8.9% |
| Dec 2025 | 8.80 | 11.13 | +26.4% |
| Sep 2025 | 6.38 | 8.14 | +27.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 6.83 | 24 | $11.02B | -1.1% |
| Next quarter | 9.62 | 24 | $11.02B | -1.2% |
| Current year | 34.05 | 28 | $43.43B | -1.1% |
| Next year | 30.21 | 27 | $44.70B | +2.9% |
Analyst targets & ownership
Mean target$360.33
High target$430.00
Low target$262.00
Implied upside-2.57%
Analyst count24
ConsensusHOLD
Strong buy / Buy1 / 5
Hold17
Sell / Strong sell4 / 2
Held by insiders0.28%
Held by institutions91.53%
Institutions holding2.39K
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+17.43K
Net buying
Buy transactions
27
165.26K shares
Sell transactions
22
147.83K shares
Net transactions
+49
Buys less sells
Sell : buy shares
0.9 : 1
Mixed
Insider-held shares
592.35K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 14, 26 | JABBOUR ANTHONY M Director |
STOCK | 446 | $165.18K | Direct |
| Jul 24, 26 | YIN DANIEL TEI-HWA Chief Investment Officer |
CONVERSION | 7.15K | $1.01M | Direct |
| Jul 24, 26 | KURTZMAN DIANE Officer |
CONVERSION | 4.16K | $552.06K | Direct |
| Jul 24, 26 | KURTZMAN DIANE Officer |
SELL | 4.16K | $1.61M | Direct |
| Jul 24, 26 | YIN DANIEL TEI-HWA Chief Investment Officer |
SELL | 7.15K | $2.77M | Direct |
| Jul 22, 26 | MUNSON PAUL E Officer |
CONVERSION | 1.52K | $192.42K | Direct |
| Jul 22, 26 | ROWLAND DAVID DONNAY Chief Investment Officer |
CONVERSION | 5.00K | $662.90K | Direct |
| Jul 22, 26 | BESSETTE ANDY F Officer |
SELL | 3.00K | $1.10M | Direct |
| Jul 22, 26 | MUNSON PAUL E Officer |
SELL | 1.52K | $564.11K | Direct |
| Jul 22, 26 | ROWLAND DAVID DONNAY Chief Investment Officer |
SELL | 5.00K | $1.86M | Direct |
| Jul 21, 26 | KLEIN MICHAEL FREDERICK Officer |
CONVERSION | 6.00K | $838.98K | Direct |
| Jul 21, 26 | FREY DANIEL S. Chief Financial Officer |
CONVERSION | 14.04K | $2.06M | Direct |
| Jul 21, 26 | LEFEBVRE MOJGAN M Chief Technology Officer |
CONVERSION | 16.31K | $2.21M | Direct |
| Jul 21, 26 | KLEIN MICHAEL FREDERICK Officer |
SELL | 6.00K | $2.20M | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BESSETTE ANDY F |
Officer | 23.00K | Sale |
FREY DANIEL S. |
Chief Financial Officer | 27.53K | Conversion of Exercise of derivative security |
HEYMAN WILLIAM H |
Officer | 263.82K | Conversion of Exercise of derivative security |
KESS AVROHOM J |
Officer | 47.74K | Stock Gift |
KLEIN MICHAEL FREDERICK |
Officer | 47.02K | Conversion of Exercise of derivative security |
OLIVO MARIA |
Officer | 125.08K | Conversion of Exercise of derivative security |
ROWLAND DAVID DONNAY |
Chief Investment Officer | 38.48K | Conversion of Exercise of derivative security |
SCHNITZER ALAN D |
Chief Executive Officer | 314.22K | Stock Award(Grant) |
THOMSEN LAURIE J |
Director | 62.68K | Stock Gift |
YIN DANIEL TEI-HWA |
Chief Investment Officer | 68.83K | Conversion of Exercise of derivative security |
Moving averages & technicals
SMA 10
368.45
+0.37% from price
SMA 20
375.76
-3.24% from price
SMA 50
351.39
+3.47% from price
SMA 100
325.59
+13.58% from price
SMA 200
308.09
+18.01% from price
EMA 12
368.80
+0.28% from price
EMA 26
366.25
+0.98% from price
EMA 50
353.95
+4.48% from price
RSI (14)
47.9
Neutral
MACD (12,26,9)
2.55
Hist -3.68
ATR (14)
7.02
1.93% of price
Realised vol 30D
34.0%
Annualised
Bollinger upper
394.83
20, 2σ
Bollinger lower
356.68
20, 2σ
50 / 200 cross
Golden
351.39 vs 308.09
Trend bias
Above 200
+18.01%
Risk profile
Beta vs SPY
-0.10
Less volatile than market
Correlation to SPY
-0.06
Largely independent
Realised vol 30D
34.0%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-8.8%
Peak to trough
Max drawdown 5Y
-19.8%
Peak to trough
ATR 14
7.02
1.93% of price
Beta (reported)
0.46
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.34
Call-heavy session
Put / call open interest
1.14
Positioning, not flow
Max pain
370.00
+1.8% from spot
ATM implied vol
25.3%
Nearest strike to spot
Skew (10% OTM)
-1.1%
Calls bid over puts
Call volume
208
Contracts, this expiry
Put volume
71
Contracts, this expiry
Heaviest call OI
400.00
227 contracts
Heaviest put OI
340.00
273 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Subsidiaries
Business Wire · 24h ago
2 Insurance Stocks to Keep an Eye On and 1 We Turn Down
StockStory · 1d ago
Berkshire Rebalances Portfolio: Is It Embracing the Tech Era?
Zacks · 2d ago
Can Travelers Sustain Its Strong Underwriting Profitability?
Zacks · 2d ago
Will Travelers’ New Data-Savvy Director and Better Q2 Results Reframe TRV’s Risk-Reward Narrative?
Simply Wall St. · 3d ago
RLI Gains 23.3% in Three Months: What Investors Should Know?
Zacks · 3d ago
Are Wall Street Analysts Predicting Travelers Companies Stock Will Climb or Sink?
Barchart · 3d ago
Is Travelers Companies (TRV) Fully Priced On Earnings Strength And Dividend Growth?
Simply Wall St. · 3d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.