TFIN
Triumph Financial, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-15/100
Last price
60.96
▼ 1.01 (1.64%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
61.00
Prev close
61.97
Day high
61.40
Day low
60.49
Volume
29.56K
Market cap
$1.46B
P/E (TTM)
41.19
52W range
46.43 – 83.52
Day trading desk
Gap from prior close
-1.57%
Prior close 61.97
VWAP
60.86
+0.15% from price
Relative volume
0.09×
Quiet session
Session range
1.51%
60.49 – 61.40
Position in range
51%
Mid range
ATR (14D)
1.50
2.46% of price
Prior day high
63.23
PDH
Prior day low
61.75
PDL
Bid / ask spread
—
Quote not published
Session volume
20.84K
Avg 242.40K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.61%
+0.0%
1M
-11.44%
-12.6%
3M
-21.41%
-24.5%
6M
-2.17%
-16.8%
YTD
-2.67%
-16.3%
1Y
+25.32%
+10.0%
3Y
-3.08%
-84.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TFIN open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+52.25K
Net buying
Buy transactions
16
61.80K shares
Sell transactions
3
9.55K shares
Net transactions
+19
Buys less sells
Sell : buy shares
0.2 : 1
Mixed
Insider-held shares
1.27M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 20, 26 | SCHREYER EDWARD JOSEPH Chief Operating Officer |
SELL | 2.90K | $213.88K | Direct |
| Aug 4, 26 | NELSON ADAM D General Counsel |
SELL | 3.75K | $296.44K | Direct |
| May 22, 26 | SCHREYER EDWARD JOSEPH Chief Operating Officer |
SELL | 2.90K | $193.43K | Direct |
| May 8, 26 | RITTERBUSCH TODD Officer |
BUY | 7.00K | $469.07K | Direct |
| May 1, 26 | SCHREYER EDWARD JOSEPH Chief Operating Officer |
STOCK | 6.85K | $0 | Direct |
| May 1, 26 | GRAFT AARON P Chief Executive Officer |
STOCK | 20.12K | $0 | Direct |
| May 1, 26 | NELSON ADAM D General Counsel |
STOCK | 2.71K | $0 | Direct |
| May 1, 26 | NELSON ADAM D General Counsel |
STOCK | 3.87K | $0 | Direct |
| May 1, 26 | RAFFERTY MICHAEL P Director |
STOCK | 1.53K | $0 | Direct |
| May 1, 26 | RAFFERTY MICHAEL P Director |
STOCK | 1.26K | $0 | Direct |
| May 1, 26 | RITTERBUSCH TODD Officer |
STOCK | 4.38K | $0 | Direct |
| May 1, 26 | EASLEY LAURA Director |
STOCK | 1.26K | $0 | Direct |
| May 1, 26 | VOSS WILLIAM B Chief Financial Officer |
STOCK | 4.91K | $0 | Direct |
| May 1, 26 | MCSHERRY MELISSA K Director |
STOCK | 1.26K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ANDERSON CHARLES ALBERT |
Director | 139.23K | Stock Award(Grant) |
BARNES HARRISON B. |
Director | 34.93K | Stock Award(Grant) |
DAVIS RICHARD LOREN |
Director | 203.44K | Stock Award(Grant) |
GRAFT AARON P |
Chief Executive Officer | 172.62K | Stock Award(Grant) |
MILLER MARIBESS L |
Director | 19.70K | Stock Award(Grant) |
NELSON ADAM D |
General Counsel | 23.75K | Sale |
RAFFERTY MICHAEL P |
Director | 38.57K | Stock Award(Grant) |
RITTERBUSCH TODD |
Officer | 22.80K | Purchase |
SEPULVEDA CARLOS M |
Director | 353.20K | Stock Award(Grant) |
SPARKS C TODD |
Director | 182.84K | Stock Award(Grant) |
Fundamentals
Market cap$1.46B
Enterprise value$785.82M
Revenue (TTM)$454.56M
Gross profit$454.56M
EBITDA—
Net income$35.44M
EPS (TTM)$1.48
Free cash flow—
Total cash$896.81M
Total debt$156.89M
Book value / share$38.43
Shares outstanding23.89M
Float21.29M
Short % of float12.60%
Dividend yield0.00%
Beta (5Y)1.53
Valuation & profitability ratios
Trailing P/E41.19
Forward P/E19.13
PEG ratio1.62
Price / sales—
Price / book1.59
EV / revenue1.73
EV / EBITDA—
Gross margin0.00%
Operating margin21.28%
Profit margin8.50%
Return on equity4.12%
Return on assets0.56%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $423.83M | $415.54M | $417.46M | $484.20M | +2.0% |
| Operating revenue | $423.83M | $415.54M | $417.46M | $484.20M | +2.0% |
| Selling, general & admin | $245.50M | $228.48M | $219.97M | $211.06M | +7.5% |
| Pre-tax income | $32.99M | $20.47M | $52.81M | $137.00M | +61.2% |
| Tax provision | $7.63M | $4.38M | $11.73M | $34.69M | +74.3% |
| Net income | $25.36M | $16.09M | $41.08M | $102.31M | +57.6% |
| Net income to common | $22.15M | $12.88M | $37.88M | $99.11M | +71.9% |
| Basic EPS | 0.94 | 0.55 | 1.63 | 4.06 | +70.9% |
| Diluted EPS | 0.93 | 0.54 | 1.61 | 3.96 | +72.2% |
| Basic shares | 23.62M | 23.29M | 23.21M | 24.39M | +1.4% |
| Diluted shares | 23.85M | 23.78M | 23.21M | 25.02M | +0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $248.47M | $330.12M | $286.63M | $408.18M | -24.7% |
| Property, plant & equipment | $91.07M | $160.74M | $113.46M | $103.34M | -43.3% |
| Goodwill & intangibles | $449.55M | $296.18M | $279.72M | $265.77M | +51.8% |
| Total assets | $6.38B | $5.95B | $5.35B | $5.33B | +7.3% |
| Long-term debt | $392.87M | $142.01M | $405.42M | $178.96M | +176.6% |
| Total debt | $392.87M | $142.01M | $405.42M | $178.96M | +176.6% |
| Total liabilities | $5.44B | $5.06B | $4.48B | $4.44B | +7.5% |
| Retained earnings | $571.37M | $549.22M | $536.33M | $498.46M | +4.0% |
| Shareholder equity | $941.77M | $890.92M | $864.40M | $888.97M | +5.7% |
| Net tangible assets | $492.22M | $594.74M | $584.68M | $623.20M | -17.2% |
| Shares issued | 29.54M | 29.12M | 28.99M | 28.32M | +1.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $25.36M | $16.09M | $41.08M | $102.31M | +57.6% |
| Depreciation & amortisation | $37.26M | $33.35M | $29.71M | $29.29M | +11.7% |
| Stock-based compensation | $14.01M | $14.52M | $13.23M | $21.18M | -3.5% |
| Change in working capital | -$2.81M | -$15.59M | -$36.63M | -$39.03M | +82.0% |
| Operating cash flow | $67.06M | $58.54M | $60.01M | $80.75M | +14.6% |
| Capital expenditure | -$35.77M | -$87.17M | -$43.77M | -$17.18M | +59.0% |
| Investing cash flow | -$525.48M | -$590.00M | -$129.51M | $666.11M | +10.9% |
| Share buybacks | -$2.23M | -$3.29M | -$81.62M | -$76.71M | +32.4% |
| Dividends paid | -$3.21M | -$3.21M | -$3.21M | -$3.21M | 0.0% |
| Financing cash flow | $376.77M | $574.94M | -$52.05M | -$721.87M | -34.5% |
| Free cash flow | $31.29M | -$28.63M | $16.24M | $63.58M | +209.3% |
| End cash position | $248.47M | $330.12M | $286.63M | $408.18M | -24.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $122.12M | $104.72M | $104.97M | $109.28M | $108.38M | +16.6% |
| Operating revenue | $122.12M | $104.72M | $104.97M | $109.28M | $108.38M | +16.6% |
| Selling, general & admin | $62.66M | $60.44M | $58.11M | $63.87M | $62.61M | +3.7% |
| Pre-tax income | $15.87M | $8.15M | $23.71M | $1.28M | $7.92M | +94.8% |
| Tax provision | $4.50M | $1.79M | $4.50M | -$425.00K | $3.50M | +151.2% |
| Net income | $11.37M | $6.36M | $19.21M | $1.71M | $4.42M | +78.9% |
| Net income to common | $10.57M | $5.55M | $18.41M | $907.00K | $3.62M | +90.3% |
| Basic EPS | 0.44 | 0.23 | 0.77 | 0.04 | 0.15 | +91.3% |
| Diluted EPS | 0.44 | 0.23 | 0.77 | 0.04 | 0.15 | +91.3% |
| Basic shares | 23.87M | 23.79M | 23.76M | 23.75M | 23.59M | +0.3% |
| Diluted shares | 24.15M | 24.04M | 23.96M | 23.92M | 23.77M | +0.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $896.81M | $581.94M | $248.47M | $147.22M | $282.35M | +54.1% |
| Property, plant & equipment | $85.97M | $89.49M | $91.07M | $141.14M | $149.12M | -3.9% |
| Goodwill & intangibles | $448.09M | $448.99M | $449.55M | $451.12M | $452.18M | -0.2% |
| Total assets | $7.40B | $6.88B | $6.38B | $6.36B | $6.49B | +7.7% |
| Long-term debt | $113.30M | $143.08M | $392.87M | $392.66M | $292.45M | -20.8% |
| Total debt | $113.30M | $143.08M | $392.87M | $392.66M | $292.45M | -20.8% |
| Total liabilities | $6.44B | $5.93B | $5.44B | $5.44B | $5.58B | +8.7% |
| Retained earnings | $587.49M | $576.92M | $571.37M | $552.96M | $552.05M | +1.8% |
| Shareholder equity | $963.26M | $950.72M | $941.77M | $919.33M | $912.38M | +1.3% |
| Net tangible assets | $515.17M | $501.73M | $492.22M | $468.21M | $460.21M | +2.7% |
| Shares issued | 23.89M | 29.58M | 29.54M | 29.53M | 29.50M | -19.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $11.37M | $6.36M | $19.21M | $1.71M | $4.42M | +78.9% |
| Depreciation & amortisation | $8.73M | $8.70M | $9.18M | $9.53M | $10.22M | +0.3% |
| Stock-based compensation | $4.11M | $3.42M | $3.74M | $4.01M | $3.43M | +20.2% |
| Change in working capital | $12.89M | -$14.74M | $13.71M | $9.23M | -$7.89M | +187.4% |
| Operating cash flow | $46.16M | $5.05M | $36.48M | $24.40M | $9.80M | +813.2% |
| Capital expenditure | -$8.57M | -$7.00M | -$11.70M | -$6.76M | -$8.05M | -22.4% |
| Investing cash flow | -$215.81M | -$171.37M | $70.50M | -$29.18M | -$411.84M | -25.9% |
| Share buybacks | -$2.13M | -$92.00K | $0 | $0 | -$2.10M | -2,214.1% |
| Dividends paid | -$802.00K | -$801.00K | -$802.00K | -$801.00K | -$802.00K | -0.1% |
| Financing cash flow | $484.52M | $499.78M | -$5.73M | -$130.34M | $181.45M | -3.1% |
| Free cash flow | $37.59M | -$1.95M | $24.78M | $17.65M | $1.74M | +2,032.9% |
| End cash position | $896.81M | $581.94M | $248.47M | $147.22M | $282.35M | +54.1% |
Options analytics
Put / call volume
2.36
Put-heavy session
Put / call open interest
16.18
Positioning, not flow
Max pain
60.00
-1.6% from spot
ATM implied vol
59.2%
Nearest strike to spot
Skew (10% OTM)
-0.2%
Calls bid over puts
Call volume
22
Contracts, this expiry
Put volume
52
Contracts, this expiry
Heaviest call OI
55.00
11 contracts
Heaviest put OI
50.00
263 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.44 | 0.44 | +0.6% |
| Mar 2026 | 0.15 | 0.23 | +53.3% |
| Dec 2025 | 0.30 | 0.43 | +45.4% |
| Sep 2025 | 0.10 | 0.22 | +121.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.61 | 5 | $123.11M | +12.7% |
| Next quarter | 0.70 | 5 | $125.75M | +4.7% |
| Current year | 2.05 | 5 | $474.71M | +8.1% |
| Next year | 3.19 | 5 | $523.88M | +10.4% |
Analyst targets & ownership
Mean target$77.60
High target$88.00
Low target$67.00
Implied upside27.31%
Analyst count5
ConsensusBUY
Strong buy / Buy1 / 1
Hold3
Sell / Strong sell0 / 0
Held by insiders5.33%
Held by institutions99.65%
Institutions holding325
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
61.09
-0.22% from price
SMA 20
62.51
-2.50% from price
SMA 50
69.44
-12.22% from price
SMA 100
71.67
-14.95% from price
SMA 200
67.48
-9.68% from price
EMA 12
61.85
-1.44% from price
EMA 26
64.20
-5.06% from price
EMA 50
67.23
-9.34% from price
RSI (14)
32.7
Neutral
MACD (12,26,9)
-2.36
Hist 0.40
ATR (14)
1.50
2.46% of price
Realised vol 30D
20.2%
Annualised
Bollinger upper
66.45
20, 2σ
Bollinger lower
58.58
20, 2σ
50 / 200 cross
Golden
69.44 vs 67.48
Trend bias
Below 200
-9.68%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
1.04
More volatile than market
Correlation to SPY
0.33
Loosely linked
Realised vol 30D
20.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-26.0%
Peak to trough
Max drawdown 5Y
-65.6%
Peak to trough
ATR 14
1.50
2.46% of price
Beta (reported)
1.53
5Y monthly, from filing
Short interest
Shares short
2.44M
Prior 2.24M
Change vs prior
+9.0%
Shorts adding
% of float
12.60%
Elevated
% of shares out
10.21%
Against total outstanding
Days to cover
13.5
Crowded exit
Float
21.29M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 2, 26 | B. Riley Securities | UPGRADE | Neutral | Buy |
| Sep 25, 26 | Raymond James | MAINTAINED | Outperform | Outperform |
| Jul 29, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 24, 26 | B. Riley Securities | MAINTAINED | Neutral | Neutral |
| Jul 23, 26 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 23, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 23, 26 | Raymond James | UPGRADE | Market Perform | Outperform |
| Apr 22, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jan 29, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jan 28, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 12, 26 | B. Riley Securities | DOWNGRADE | Buy | Neutral |
| Oct 20, 25 | B. Riley Securities | UPGRADE | Neutral | Buy |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-31
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-05-29
Corporate Changes & Voting Matters
8-K · 2026-04-23
Periodic Financial Reports
10-Q · 2026-04-21
Proxy Statements
DEF 14A · 2026-03-11
Corporate Changes & Voting Matters
8-K · 2026-02-27
Periodic Financial Reports
10-K · 2026-02-11
Headlines
1 Cash-Heavy Stock with Exciting Potential and 2 That Underwhelm
StockStory · 1d ago
Triumph Financial CEO on Freight Credit Risk
FreightWaves · 2d ago
Triumph Financial Shares Higher After B. Riley Upgrade
MT Newswires · 5d ago
1 Russell 2000 Stock to Own for Decades and 2 We Avoid
StockStory · 5d ago
B. Riley Upgrades Triumph Financial to Buy From Neutral, Keeps $82 Price Target
MT Newswires · 5d ago
OuterSignal Raises $22 Million in Series A Funding Round: NYSE Content Update
PR Newswire · 7d ago
OuterSignal Raises $22 Million in Series A Funding Round: NYSE Content Update
CNW Group · 7d ago
1 Bank Stock to Consider Right Now and 2 Facing Challenges
StockStory · 7d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.