PRI
Primerica, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-2/100
Last price
274.70
▼ 4.43 (1.59%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
279.15
Prev close
279.13
Day high
277.70
Day low
273.29
Volume
15.44K
Market cap
$8.45B
P/E (TTM)
11.03
52W range
230.09 – 327.28
Day trading desk
Gap from prior close
+0.01%
Prior close 279.13
VWAP
275.90
-0.44% from price
Relative volume
0.12×
Quiet session
Session range
2.46%
273.29 – 280.00
Position in range
21%
Near session low
ATR (14D)
5.45
1.98% of price
Prior day high
280.85
PDH
Prior day low
277.59
PDL
Bid / ask spread
—
Quote not published
Session volume
21.85K
Avg 185.31K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.85%
-0.7%
1M
-5.39%
-6.4%
3M
-10.29%
-13.3%
6M
+4.02%
-10.5%
YTD
+6.32%
-7.2%
1Y
-0.99%
-16.2%
3Y
+43.74%
-37.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PRI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+3.54K
Net buying
Buy transactions
18
10.42K shares
Sell transactions
5
6.88K shares
Net transactions
+23
Buys less sells
Sell : buy shares
0.7 : 1
Mixed
Insider-held shares
165.27K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 14, 26 | WILLIAMS DONALD RICHARD Director |
STOCK | 40 | $11.85K | Direct |
| Sep 14, 26 | WILLIAMS GLENN JACKSON Chief Executive Officer |
STOCK | 5.47K | $0 | Direct |
| Sep 14, 26 | DAY CYNTHIA N Director |
STOCK | 83 | $24.43K | Direct |
| Sep 14, 26 | YASTINE BARBARA A Director |
STOCK | 55 | $16.34K | Direct |
| Sep 14, 26 | BABBIT JOEL M Director |
STOCK | 34 | $9.98K | Direct |
| Sep 14, 26 | COTTLE AMBER LYNNE Director |
STOCK | 11 | $3.49K | Direct |
| Aug 17, 26 | SCHNEIDER PETER W W President |
SELL | 1.80K | $562.77K | Direct |
| Aug 11, 26 | COTTLE AMBER LYNNE Director |
SELL | 279 | $87.50K | Direct |
| Aug 10, 26 | WILLIAMS GLENN JACKSON Chief Executive Officer |
SELL | 1.50K | $480.30K | Direct |
| Jun 12, 26 | WILLIAMS DONALD RICHARD Director |
STOCK | 42 | $11.80K | Direct |
| Jun 12, 26 | WILLIAMS GLENN JACKSON Chief Executive Officer |
SELL | 1.50K | $420.74K | Direct |
| Jun 12, 26 | DAY CYNTHIA N Director |
STOCK | 87 | $24.33K | Direct |
| Jun 12, 26 | YASTINE BARBARA A Director |
STOCK | 58 | $16.27K | Direct |
| Jun 12, 26 | BABBIT JOEL M Director |
STOCK | 35 | $9.93K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ADDISON JOHN AURELIUS JR |
Director | 16.34K | Stock Award(Grant) |
BABBIT JOEL M |
Director | 9.18K | Stock Award(Grant) |
CRITTENDEN GARY L |
Director | 20.81K | Stock Award(Grant) |
DAY CYNTHIA N |
Director | 20.45K | Stock Award(Grant) |
DHEER SANJEEV |
Director | 4.35K | Stock Award(Grant) |
PEREZ BEATRIZ R |
Director | 11.36K | Stock Award(Grant) |
SCHNEIDER PETER W W |
President | 8.01K | Sale |
WILLIAMS DONALD RICHARD |
Director | 21.05K | Stock Award(Grant) |
WILLIAMS GLENN JACKSON |
Chief Executive Officer | 26.72K | Stock Gift |
YASTINE BARBARA A |
Director | 19.97K | Stock Award(Grant) |
Fundamentals
Market cap$8.45B
Enterprise value$9.76B
Revenue (TTM)$3.49B
Gross profit$2.51B
EBITDA$1.12B
Net income$793.62M
EPS (TTM)$24.90
Free cash flow$1.04B
Total cash$637.51M
Total debt$1.80B
Book value / share$81.65
Shares outstanding30.78M
Float30.61M
Short % of float5.17%
Dividend yield1.72%
Beta (5Y)0.88
Valuation & profitability ratios
Trailing P/E11.03
Forward P/E10.11
PEG ratio1.07
Price / sales—
Price / book3.36
EV / revenue2.80
EV / EBITDA8.70
Gross margin72.10%
Operating margin31.54%
Profit margin22.84%
Return on equity32.97%
Return on assets4.66%
Debt / equity71.52
Current ratio3.73
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $3.29B | $3.09B | $2.75B | $2.66B | +6.6% |
| Operating revenue | $3.29B | $3.09B | $2.75B | $2.66B | +6.6% |
| Net interest income | -$23.96M | -$25.03M | -$26.59M | -$27.24M | +4.3% |
| Pre-tax income | $974.56M | $939.25M | $771.74M | $718.66M | +3.8% |
| Tax provision | $223.33M | $219.12M | $180.56M | $163.94M | +1.9% |
| Net income | $751.23M | $470.52M | $576.60M | $472.07M | +59.7% |
| Net income to common | $751.23M | $470.52M | $576.60M | $472.07M | +59.7% |
| Basic EPS | 22.95 | 13.73 | 15.97 | 12.08 | +67.2% |
| Diluted EPS | 22.91 | 13.71 | 15.94 | 12.04 | +67.1% |
| EBIT | $998.52M | $964.28M | $798.33M | $745.89M | +3.6% |
| Basic shares | 32.63M | 34.14M | 35.95M | 38.00M | -4.4% |
| Diluted shares | 32.68M | 34.20M | 36.03M | 38.00M | -4.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $756.23M | $687.82M | $594.15M | $489.24M | — | +9.9% |
| Cash & short-term investments | $1.97B | $3.63B | $3.31B | $3.05B | — | -45.8% |
| Accounts receivable | $2.84B | $3.03B | $3.28B | $3.46B | — | -6.2% |
| Property, plant & equipment | $81.67M | $87.72M | $89.11M | $93.16M | — | -6.9% |
| Goodwill & intangibles | $45.27M | $45.27M | $45.27M | $313.23M | — | 0.0% |
| Total assets | $15.01B | $14.58B | $15.03B | $14.64B | — | +3.0% |
| Current debt | — | — | — | $0 | $15.00M | — |
| Long-term debt | $1.77B | $1.90B | $1.98B | $2.04B | — | -6.7% |
| Total debt | $1.82B | $1.95B | $2.04B | $2.08B | — | -6.8% |
| Total liabilities | $12.57B | $12.32B | $12.96B | $12.61B | — | +2.0% |
| Retained earnings | $2.42B | $2.23B | $2.28B | $2.15B | — | +8.3% |
| Shareholder equity | $2.45B | $2.26B | $2.07B | $2.03B | — | +8.3% |
| Net tangible assets | $2.40B | $2.21B | $2.02B | $1.72B | — | +8.4% |
| Shares issued | 31.81M | 33.37M | 35.00M | 36.82M | — | -4.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $751.23M | $470.52M | $576.60M | $467.03M | +59.7% |
| Depreciation & amortisation | $19.25M | $23.40M | $31.96M | $34.17M | -17.7% |
| Stock-based compensation | $24.60M | $25.07M | $18.91M | $22.36M | -1.9% |
| Change in working capital | $359.85M | $394.07M | $358.26M | $444.32M | -8.7% |
| Operating cash flow | $901.18M | $862.09M | $692.52M | $757.66M | +4.5% |
| Capital expenditure | -$26.05M | -$29.23M | -$33.90M | -$25.80M | +10.9% |
| Investing cash flow | -$235.57M | -$232.25M | -$90.05M | -$200.05M | -1.4% |
| Share buybacks | -$450.03M | -$425.04M | -$375.06M | -$356.31M | -5.9% |
| Dividends paid | -$136.05M | -$112.81M | -$93.72M | -$83.78M | -20.6% |
| Financing cash flow | -$599.64M | -$551.14M | -$479.62M | -$457.85M | -8.8% |
| Free cash flow | $875.13M | $832.86M | $658.62M | $731.86M | +5.1% |
| End cash position | $756.23M | $687.82M | $613.15M | $489.24M | +9.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $864.93M | $872.69M | $853.82M | $839.77M | $793.27M | -0.9% |
| Operating revenue | $864.93M | $872.69M | $853.82M | $839.77M | $793.27M | -0.9% |
| Net interest income | -$5.83M | -$5.86M | -$5.97M | -$5.99M | -$6.00M | +0.5% |
| Pre-tax income | $258.22M | $249.42M | $247.07M | $271.68M | $234.50M | +3.5% |
| Tax provision | $55.94M | $59.32M | $50.03M | $64.89M | $56.15M | -5.7% |
| Net income | $202.28M | $190.10M | $197.05M | $206.79M | $178.34M | +6.4% |
| Net income to common | $201.59M | $189.47M | $198.88M | $206.12M | $177.77M | +6.4% |
| Basic EPS | 6.46 | 5.98 | 6.14 | 6.36 | 5.41 | +8.0% |
| Diluted EPS | 6.45 | 5.97 | 6.13 | 6.35 | 5.40 | +8.0% |
| EBIT | $264.05M | $255.28M | $253.04M | $277.66M | $240.50M | +3.4% |
| Basic shares | 31.20M | 31.68M | 31.98M | 32.40M | 32.87M | -1.5% |
| Diluted shares | 31.24M | 31.73M | 32.03M | 32.45M | 32.91M | -1.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $600.18M | $645.81M | $756.23M | $644.86M | $621.20M | -7.1% |
| Cash & short-term investments | $1.93B | $1.93B | $1.97B | $1.75B | $1.70B | +0.5% |
| Accounts receivable | $2.74B | $2.76B | $2.84B | $2.90B | $3.00B | -0.7% |
| Property, plant & equipment | $39.70M | $40.94M | $81.67M | $42.99M | $44.15M | -3.0% |
| Goodwill & intangibles | $45.27M | $45.27M | $45.27M | $45.27M | $45.27M | 0.0% |
| Total assets | $14.78B | $14.68B | $15.01B | $14.85B | $14.83B | +0.7% |
| Long-term debt | $1.67B | $1.73B | $1.77B | $1.84B | $1.85B | -3.3% |
| Total debt | $1.72B | $1.77B | $1.82B | $1.89B | $1.91B | -3.3% |
| Total liabilities | $12.26B | $12.16B | $12.57B | $12.55B | $12.52B | +0.8% |
| Retained earnings | $2.47B | $2.44B | $2.42B | $2.32B | $2.27B | +1.4% |
| Shareholder equity | $2.52B | $2.52B | $2.45B | $2.30B | $2.31B | +0.1% |
| Net tangible assets | $2.48B | $2.47B | $2.40B | $2.25B | $2.26B | +0.1% |
| Shares issued | 30.90M | 31.34M | 31.81M | 32.08M | 32.55M | -1.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $202.28M | $190.10M | $197.05M | $206.79M | $178.34M | +6.4% |
| Depreciation & amortisation | $4.04M | $3.87M | $4.92M | $4.31M | $5.25M | +4.4% |
| Stock-based compensation | $2.96M | $12.59M | $4.80M | $4.33M | $2.23M | -76.5% |
| Change in working capital | $27.66M | $13.67M | $206.96M | $49.65M | $30.79M | +102.3% |
| Operating cash flow | $193.82M | $156.79M | $338.24M | $202.89M | $162.58M | +23.6% |
| Capital expenditure | -$26.73M | -$9.06M | -$8.60M | -$5.19M | -$3.54M | -194.9% |
| Investing cash flow | -$61.60M | -$87.44M | -$119.76M | -$15.34M | -$1.72M | +29.6% |
| Share buybacks | -$135.22M | -$135.00M | -$70.06M | -$132.87M | -$129.11M | -0.2% |
| Dividends paid | -$37.48M | -$38.12M | -$33.29M | -$33.82M | -$34.21M | +1.7% |
| Financing cash flow | -$177.05M | -$179.16M | -$108.00M | -$162.89M | -$167.31M | +1.2% |
| Free cash flow | $167.09M | $147.72M | $329.64M | $197.70M | $159.04M | +13.1% |
| End cash position | $600.18M | $645.81M | $756.23M | $644.86M | $621.20M | -7.1% |
Options analytics
Put / call volume
0.63
Call-heavy session
Put / call open interest
1.30
Positioning, not flow
Max pain
290.00
+5.6% from spot
ATM implied vol
58.4%
Nearest strike to spot
Skew (10% OTM)
+4.4%
Puts bid over calls
Call volume
8
Contracts, this expiry
Put volume
5
Contracts, this expiry
Heaviest call OI
300.00
6 contracts
Heaviest put OI
250.00
5 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 6.01 | 6.41 | +6.6% |
| Mar 2026 | 5.48 | 5.96 | +8.7% |
| Dec 2025 | 5.68 | 6.13 | +8.0% |
| Sep 2025 | 5.54 | 6.33 | +14.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 6.38 | 7 | $890.35M | +6.0% |
| Next quarter | 6.46 | 6 | $903.15M | +5.8% |
| Current year | 25.27 | 8 | $3.53B | +7.2% |
| Next year | 27.17 | 8 | $3.71B | +5.2% |
Analyst targets & ownership
Mean target$324.50
High target$360.00
Low target$276.00
Implied upside18.13%
Analyst count6
ConsensusBUY
Strong buy / Buy0 / 2
Hold6
Sell / Strong sell0 / 0
Held by insiders0.54%
Held by institutions96.58%
Institutions holding683
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
275.57
-0.32% from price
SMA 20
281.71
-2.49% from price
SMA 50
296.10
-7.23% from price
SMA 100
291.91
-5.90% from price
SMA 200
277.09
-0.86% from price
EMA 12
277.96
-1.18% from price
EMA 26
283.48
-3.10% from price
EMA 50
288.73
-4.86% from price
RSI (14)
35.9
Neutral
MACD (12,26,9)
-5.51
Hist 0.43
ATR (14)
5.45
1.98% of price
Realised vol 30D
19.4%
Annualised
Bollinger upper
297.52
20, 2σ
Bollinger lower
265.91
20, 2σ
50 / 200 cross
Golden
296.10 vs 277.09
Trend bias
Below 200
-0.86%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.21
Less volatile than market
Correlation to SPY
0.13
Largely independent
Realised vol 30D
19.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-16.5%
Peak to trough
Max drawdown 5Y
-37.4%
Peak to trough
ATR 14
5.45
1.98% of price
Beta (reported)
0.88
5Y monthly, from filing
Short interest
Shares short
1.21M
Prior 1.12M
Change vs prior
+7.9%
Shorts adding
% of float
5.17%
Normal
% of shares out
3.92%
Against total outstanding
Days to cover
7.0
Crowded exit
Float
30.61M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 27, 26 | Truist Securities | DOWNGRADE | Buy | Hold |
| Aug 24, 26 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 11, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 22, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 13, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 10, 26 | Jefferies | MAINTAINED | Hold | Hold |
| May 21, 26 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
| May 13, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Mar 3, 26 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
| Nov 17, 25 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
| Nov 11, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 7, 25 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
Dividends & splits
Forward rate$4.80 / yr
Forward yield1.72%
5-year avg yield1.34%
Payout ratio17.99%
Ex-dividend dateAug 21, 2026
Next pay dateSep 14, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-06-02
Corporate Changes & Voting Matters
8-K · 2026-05-27
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-05-06
Proxy Statements
DEFA14A · 2026-04-02
Periodic Financial Reports
10-K · 2026-02-27
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.