PRI
Primerica, Inc.
NYSEUSDEQUITY
DELAYED
Last price
295.82
▼ 0.84 (0.28%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
297.86
Prev close
296.66
Day high
299.46
Day low
294.49
Volume
118.30K
Market cap
—
P/E (TTM)
—
52W range
230.09 – 327.28
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-5.70%
-4.3%
1M
-4.01%
-7.7%
3M
+5.27%
+2.2%
6M
+13.25%
+2.2%
YTD
+14.50%
+2.2%
1Y
+10.62%
-9.4%
3Y
+43.29%
-30.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $3.29B | $3.09B | $2.75B | $2.66B | +6.6% |
| Operating revenue | $3.29B | $3.09B | $2.75B | $2.66B | +6.6% |
| Net interest income | -$23.96M | -$25.03M | -$26.59M | -$27.24M | +4.3% |
| Pre-tax income | $974.56M | $939.25M | $771.74M | $718.66M | +3.8% |
| Tax provision | $223.33M | $219.12M | $180.56M | $163.94M | +1.9% |
| Net income | $751.23M | $470.52M | $576.60M | $472.07M | +59.7% |
| Net income to common | $751.23M | $470.52M | $576.60M | $472.07M | +59.7% |
| Basic EPS | 22.95 | 13.73 | 15.97 | 12.08 | +67.2% |
| Diluted EPS | 22.91 | 13.71 | 15.94 | 12.04 | +67.1% |
| EBIT | $998.52M | $964.28M | $798.33M | $745.89M | +3.6% |
| Basic shares | 32.63M | 34.14M | 35.95M | 38.00M | -4.4% |
| Diluted shares | 32.68M | 34.20M | 36.03M | 38.00M | -4.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $756.23M | $687.82M | $594.15M | $489.24M | — | +9.9% |
| Cash & short-term investments | $1.97B | $3.63B | $3.31B | $3.05B | — | -45.8% |
| Accounts receivable | $2.84B | $3.03B | $3.28B | $3.46B | — | -6.2% |
| Property, plant & equipment | $81.67M | $87.72M | $89.11M | $93.16M | — | -6.9% |
| Goodwill & intangibles | $45.27M | $45.27M | $45.27M | $313.23M | — | 0.0% |
| Total assets | $15.01B | $14.58B | $15.03B | $14.64B | — | +3.0% |
| Current debt | — | — | — | $0 | $15.00M | — |
| Long-term debt | $1.77B | $1.90B | $1.98B | $2.04B | — | -6.7% |
| Total debt | $1.82B | $1.95B | $2.04B | $2.08B | — | -6.8% |
| Total liabilities | $12.57B | $12.32B | $12.96B | $12.61B | — | +2.0% |
| Retained earnings | $2.42B | $2.23B | $2.28B | $2.15B | — | +8.3% |
| Shareholder equity | $2.45B | $2.26B | $2.07B | $2.03B | — | +8.3% |
| Net tangible assets | $2.40B | $2.21B | $2.02B | $1.72B | — | +8.4% |
| Shares issued | 31.81M | 33.37M | 35.00M | 36.82M | — | -4.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $751.23M | $470.52M | $576.60M | $467.03M | +59.7% |
| Depreciation & amortisation | $19.25M | $23.40M | $31.96M | $34.17M | -17.7% |
| Stock-based compensation | $24.60M | $25.07M | $18.91M | $22.36M | -1.9% |
| Change in working capital | $359.85M | $394.07M | $358.26M | $444.32M | -8.7% |
| Operating cash flow | $901.18M | $862.09M | $692.52M | $757.66M | +4.5% |
| Capital expenditure | -$26.05M | -$29.23M | -$33.90M | -$25.80M | +10.9% |
| Investing cash flow | -$235.57M | -$232.25M | -$90.05M | -$200.05M | -1.4% |
| Share buybacks | -$450.03M | -$425.04M | -$375.06M | -$356.31M | -5.9% |
| Dividends paid | -$136.05M | -$112.81M | -$93.72M | -$83.78M | -20.6% |
| Financing cash flow | -$599.64M | -$551.14M | -$479.62M | -$457.85M | -8.8% |
| Free cash flow | $875.13M | $832.86M | $658.62M | $731.86M | +5.1% |
| End cash position | $756.23M | $687.82M | $613.15M | $489.24M | +9.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $864.93M | $872.69M | $853.82M | $839.77M | $793.27M | -0.9% |
| Operating revenue | $864.93M | $872.69M | $853.82M | $839.77M | $793.27M | -0.9% |
| Net interest income | -$5.83M | -$5.86M | -$5.97M | -$5.99M | -$6.00M | +0.5% |
| Pre-tax income | $258.22M | $249.42M | $247.07M | $271.68M | $234.50M | +3.5% |
| Tax provision | $55.94M | $59.32M | $50.03M | $64.89M | $56.15M | -5.7% |
| Net income | $202.28M | $190.10M | $197.05M | $206.79M | $178.34M | +6.4% |
| Net income to common | $201.59M | $189.47M | $198.88M | $206.12M | $177.77M | +6.4% |
| Basic EPS | 6.46 | 5.98 | 6.14 | 6.36 | 5.41 | +8.0% |
| Diluted EPS | 6.45 | 5.97 | 6.13 | 6.35 | 5.40 | +8.0% |
| EBIT | $264.05M | $255.28M | $253.04M | $277.66M | $240.50M | +3.4% |
| Basic shares | 31.20M | 31.68M | 31.98M | 32.40M | 32.87M | -1.5% |
| Diluted shares | 31.24M | 31.73M | 32.03M | 32.45M | 32.91M | -1.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $600.18M | $645.81M | $756.23M | $644.86M | $621.20M | -7.1% |
| Cash & short-term investments | $1.93B | $1.93B | $1.97B | $1.75B | $1.70B | +0.5% |
| Accounts receivable | $2.74B | $2.76B | $2.84B | $2.90B | $3.00B | -0.7% |
| Property, plant & equipment | $39.70M | $40.94M | $81.67M | $42.99M | $44.15M | -3.0% |
| Goodwill & intangibles | $45.27M | $45.27M | $45.27M | $45.27M | $45.27M | 0.0% |
| Total assets | $14.78B | $14.68B | $15.01B | $14.85B | $14.83B | +0.7% |
| Long-term debt | $1.67B | $1.73B | $1.77B | $1.84B | $1.85B | -3.3% |
| Total debt | $1.72B | $1.77B | $1.82B | $1.89B | $1.91B | -3.3% |
| Total liabilities | $12.26B | $12.16B | $12.57B | $12.55B | $12.52B | +0.8% |
| Retained earnings | $2.47B | $2.44B | $2.42B | $2.32B | $2.27B | +1.4% |
| Shareholder equity | $2.52B | $2.52B | $2.45B | $2.30B | $2.31B | +0.1% |
| Net tangible assets | $2.48B | $2.47B | $2.40B | $2.25B | $2.26B | +0.1% |
| Shares issued | 30.90M | 31.34M | 31.81M | 32.08M | 32.55M | -1.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $202.28M | $190.10M | $197.05M | $206.79M | $178.34M | +6.4% |
| Depreciation & amortisation | $4.04M | $3.87M | $4.92M | $4.31M | $5.25M | +4.4% |
| Stock-based compensation | $2.96M | $12.59M | $4.80M | $4.33M | $2.23M | -76.5% |
| Change in working capital | $27.66M | $13.67M | $206.96M | $49.65M | $30.79M | +102.3% |
| Operating cash flow | $193.82M | $156.79M | $338.24M | $202.89M | $162.58M | +23.6% |
| Capital expenditure | -$26.73M | -$9.06M | -$8.60M | -$5.19M | -$3.54M | -194.9% |
| Investing cash flow | -$61.60M | -$87.44M | -$119.76M | -$15.34M | -$1.72M | +29.6% |
| Share buybacks | -$135.22M | -$135.00M | -$70.06M | -$132.87M | -$129.11M | -0.2% |
| Dividends paid | -$37.48M | -$38.12M | -$33.29M | -$33.82M | -$34.21M | +1.7% |
| Financing cash flow | -$177.05M | -$179.16M | -$108.00M | -$162.89M | -$167.31M | +1.2% |
| Free cash flow | $167.09M | $147.72M | $329.64M | $197.70M | $159.04M | +13.1% |
| End cash position | $600.18M | $645.81M | $756.23M | $644.86M | $621.20M | -7.1% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
307.63
-3.84% from price
SMA 20
314.16
-5.84% from price
SMA 50
303.07
-2.39% from price
SMA 100
286.95
+3.09% from price
SMA 200
272.31
+8.64% from price
EMA 12
307.37
-3.76% from price
EMA 26
308.53
-4.12% from price
EMA 50
302.60
-2.24% from price
RSI (14)
34.9
Neutral
MACD (12,26,9)
-1.16
Hist -3.42
ATR (14)
6.72
2.27% of price
Realised vol 30D
20.1%
Annualised
Bollinger upper
330.73
20, 2σ
Bollinger lower
297.58
20, 2σ
50 / 200 cross
Golden
303.07 vs 272.31
Trend bias
Above 200
+8.64%
Risk profile
Beta vs SPY
0.24
Less volatile than market
Correlation to SPY
0.14
Largely independent
Realised vol 30D
20.1%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-14.0%
Peak to trough
Max drawdown 5Y
-37.4%
Peak to trough
ATR 14
6.72
2.27% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
2 Insurance Stocks to Keep an Eye On and 1 We Turn Down
StockStory · 2d ago
'Roth IRAs Are For Poor People,' Says An Entrepreneur. 'I Don't Want $1.2 Million Tax-Free When I'm 65. I Want Money Now'
Benzinga · 9d ago
Primerica Insider Sold Shares Worth $480,300, According to a Recent SEC Filing
MT Newswires · 12d ago
Primerica Q2 Earnings Call Highlights
MarketBeat · 14d ago
Primerica (PRI) Reports Q2 Earnings: What Key Metrics Have to Say
Zacks · 17d ago
Primerica (PRI) Tops Q2 Earnings Estimates
Zacks · 17d ago
Primerica: Q2 Earnings Snapshot
Associated Press · 17d ago
Primerica (NYSE:PRI) Posts Q2 CY2026 Sales In Line With Estimates
StockStory · 17d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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