PRAA
PRA Group, Inc.
NasdaqGSUSDEQUITY
DELAYED
Last price
19.58
▲ 0.95 (5.10%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
18.68
Prev close
18.63
Day high
19.71
Day low
18.91
Volume
426.88K
Market cap
—
P/E (TTM)
—
52W range
10.25 – 22.55
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-4.95%
-3.6%
1M
+21.24%
+17.5%
3M
+33.93%
+30.8%
6M
+81.63%
+70.6%
YTD
+10.68%
-1.6%
1Y
+20.57%
+0.6%
3Y
+1.77%
-72.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.21B | $1.12B | $802.55M | $966.52M | +8.0% |
| Operating revenue | $1.02B | $866.49M | $757.13M | $772.32M | +18.3% |
| Cost of revenue | $446.87M | $438.17M | $470.50M | $416.21M | +2.0% |
| Gross profit | $766.47M | $685.65M | $332.05M | $550.31M | +11.8% |
| Selling, general & admin | $361.58M | $324.99M | $267.57M | $265.36M | +11.3% |
| Total operating expense | $522.83M | $475.89M | $413.28M | $395.19M | +9.9% |
| Operating income | $243.63M | $209.76M | -$81.23M | $155.13M | +16.1% |
| Net interest income | -$113.08M | -$99.30M | -$83.98M | -$61.80M | -13.9% |
| Pre-tax income | -$243.24M | $109.61M | -$82.89M | $154.78M | -321.9% |
| Tax provision | $46.73M | $21.03M | -$16.13M | $36.79M | +122.2% |
| Net income | -$305.14M | $70.60M | -$83.48M | $117.15M | -532.2% |
| Net income to common | -$305.14M | $70.60M | -$83.48M | $117.15M | -532.2% |
| Basic EPS | -7.79 | 1.79 | -2.13 | 2.96 | -535.2% |
| Diluted EPS | -7.79 | 1.79 | -2.13 | 2.94 | -535.2% |
| EBIT | -$138.09M | $198.34M | -$81.23M | $155.13M | -169.6% |
| EBITDA | -$127.65M | $209.13M | -$62.62M | $170.37M | -161.0% |
| Basic shares | 39.17M | 39.38M | 39.18M | 39.64M | -0.5% |
| Diluted shares | 39.17M | 39.54M | 39.18M | 39.89M | -0.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $104.41M | $105.94M | $112.53M | $83.38M | — | -1.4% |
| Cash & short-term investments | $169.34M | $161.70M | $172.00M | $150.19M | — | +4.7% |
| Accounts receivable | $4.69B | $4.14B | $3.66B | $3.30B | — | +13.2% |
| Total current assets | $4.88B | $4.32B | $3.86B | $3.48B | — | +12.8% |
| Property, plant & equipment | $54.09M | $61.67M | $82.33M | $106.15M | — | -12.3% |
| Goodwill & intangibles | $26.87M | $396.36M | $431.56M | $435.92M | — | -93.2% |
| Total assets | $5.10B | $4.93B | $4.53B | $4.18B | — | +3.5% |
| Total current liabilities | $267.81M | $333.20M | $271.72M | $257.41M | — | -19.6% |
| Current debt | — | — | $1.44B | $1.06B | $1.17B | — |
| Long-term debt | $3.70B | $3.33B | $2.91B | $2.49B | — | +11.1% |
| Total liabilities | $4.06B | $3.74B | $3.29B | $2.89B | — | +8.7% |
| Retained earnings | $1.26B | $1.56B | $1.49B | $1.57B | — | -19.6% |
| Shareholder equity | $979.85M | $1.14B | $1.17B | $1.23B | — | -13.7% |
| Working capital | $4.61B | $3.99B | $3.58B | $3.22B | — | +15.5% |
| Net tangible assets | $952.98M | $738.67M | $735.55M | $791.74M | — | +29.0% |
| Shares issued | 38.45M | 39.51M | 39.25M | 38.98M | — | -2.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | -$289.97M | $88.57M | -$66.75M | $118.00M | -427.4% |
| Depreciation & amortisation | $10.44M | $10.79M | $18.61M | $15.24M | -3.3% |
| Stock-based compensation | $15.91M | $13.47M | $11.10M | $13.05M | +18.1% |
| Change in working capital | -$21.19M | $21.40M | $13.45M | -$1.71M | -199.0% |
| Operating cash flow | -$85.54M | -$94.59M | -$97.53M | $21.59M | +9.6% |
| Capital expenditure | -$4.82M | -$4.04M | -$2.89M | -$13.25M | -19.2% |
| Investing cash flow | -$59.94M | -$382.47M | -$234.86M | $120.45M | +84.3% |
| Share buybacks | -$20.00M | $0 | $0 | -$111.37M | — |
| Financing cash flow | $115.97M | $490.84M | $355.30M | -$121.34M | -76.4% |
| Free cash flow | -$90.36M | -$98.64M | -$100.42M | $8.34M | +8.4% |
| End cash position | $108.64M | $107.43M | $113.69M | $84.76M | +1.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $375.46M | $317.41M | $336.42M | $314.15M | $290.73M | +18.3% |
| Operating revenue | $271.08M | $272.46M | $265.86M | $261.56M | $253.98M | -0.5% |
| Cost of revenue | $105.70M | $104.72M | $108.27M | $114.44M | $114.26M | +0.9% |
| Gross profit | $269.75M | $212.70M | $228.15M | $199.70M | $176.48M | +26.8% |
| Selling, general & admin | $104.82M | $98.69M | $93.29M | $97.40M | $87.20M | +6.2% |
| Total operating expense | $148.51M | $140.54M | $134.42M | $139.84M | $126.85M | +5.7% |
| Operating income | $121.24M | $72.16M | $93.73M | $59.86M | $49.62M | +68.0% |
| Net interest income | -$32.32M | -$32.42M | -$32.51M | -$26.89M | -$26.87M | +0.3% |
| Pre-tax income | $88.33M | $40.54M | $61.86M | -$379.61M | $61.13M | +117.9% |
| Tax provision | $29.39M | $8.76M | $2.65M | $24.36M | $15.41M | +235.3% |
| Net income | $57.92M | $28.21M | $56.53M | -$407.70M | $42.37M | +105.3% |
| Net income to common | $57.92M | $28.21M | $56.53M | -$407.70M | $42.37M | +105.3% |
| Basic EPS | 1.52 | 0.74 | 1.46 | -10.43 | 1.08 | +105.4% |
| Diluted EPS | 1.51 | 0.73 | 1.46 | -10.43 | 1.08 | +106.8% |
| EBIT | $118.59M | $70.77M | $92.28M | -$354.69M | $86.04M | +67.6% |
| EBITDA | $123.31M | $72.48M | $94.01M | -$352.25M | $88.54M | +70.1% |
| Basic shares | 38.10M | 38.37M | 38.74M | 39.08M | 39.32M | -0.7% |
| Diluted shares | 38.30M | 38.51M | 38.84M | 39.08M | 39.38M | -0.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $132.43M | $124.78M | $104.41M | $107.45M | $131.59M | +6.1% |
| Cash & short-term investments | $276.55M | $239.53M | $169.34M | $170.68M | $196.37M | +15.5% |
| Accounts receivable | $4.72B | $4.64B | $4.69B | $4.57B | $4.56B | +1.7% |
| Total current assets | $5.01B | $4.89B | $4.88B | $4.76B | $4.78B | +2.5% |
| Property, plant & equipment | $50.05M | $53.28M | $54.09M | $53.25M | $52.66M | -6.1% |
| Goodwill & intangibles | $26.87M | $26.87M | $26.87M | $26.87M | $439.45M | 0.0% |
| Total assets | $5.24B | $5.21B | $5.10B | $5.00B | $5.43B | +0.6% |
| Total current liabilities | $265.99M | $209.31M | $267.81M | $303.97M | $330.31M | +27.1% |
| Long-term debt | $3.76B | $3.78B | $3.70B | $3.61B | $3.61B | -0.5% |
| Total debt | $3.79B | $3.81B | $3.73B | $3.64B | $3.64B | -0.5% |
| Total liabilities | $4.13B | $4.14B | $4.06B | $4.02B | $4.04B | -0.3% |
| Retained earnings | $1.34B | $1.28B | $1.26B | $1.20B | $1.61B | +4.3% |
| Shareholder equity | $1.05B | $1.00B | $979.85M | $928.49M | $1.34B | +4.3% |
| Working capital | $4.75B | $4.68B | $4.61B | $4.46B | $4.45B | +1.4% |
| Net tangible assets | $1.02B | $975.42M | $952.98M | $901.62M | $897.48M | +4.4% |
| Shares issued | 37.65M | 38.14M | 38.45M | 39.08M | 39.07M | -1.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $58.94M | $31.77M | $59.22M | -$403.97M | $45.71M | +85.5% |
| Depreciation & amortisation | $4.72M | $1.71M | $1.73M | $2.44M | $2.50M | +176.6% |
| Stock-based compensation | $4.59M | $4.51M | $3.63M | $4.03M | $4.46M | +1.7% |
| Change in working capital | -$33.42M | $29.98M | -$27.10M | $30.09M | $15.59M | -211.5% |
| Operating cash flow | -$36.28M | $24.94M | -$9.92M | -$10.13M | -$12.91M | -245.5% |
| Capital expenditure | -$2.40M | -$1.41M | -$1.43M | -$1.21M | -$1.28M | -70.2% |
| Investing cash flow | -$13.07M | -$18.44M | -$42.96M | $16.43M | -$9.02M | +29.1% |
| Share buybacks | -$10.00M | -$10.00M | -$10.00M | $0 | -$10.00M | 0.0% |
| Financing cash flow | -$5.33M | $60.42M | $41.41M | -$31.34M | $20.27M | -108.8% |
| Free cash flow | -$38.68M | $23.53M | -$11.35M | -$11.35M | -$14.19M | -264.4% |
| End cash position | $135.68M | $186.30M | $108.64M | $110.83M | $135.32M | -27.2% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
19.57
+0.07% from price
SMA 20
18.71
+4.66% from price
SMA 50
17.93
+9.21% from price
SMA 100
17.97
+8.97% from price
SMA 200
16.82
+16.40% from price
EMA 12
19.24
+1.78% from price
EMA 26
18.70
+4.73% from price
EMA 50
18.18
+7.72% from price
RSI (14)
56.4
Neutral
MACD (12,26,9)
0.54
Hist 0.02
ATR (14)
1.14
5.80% of price
Realised vol 30D
53.7%
Annualised
Bollinger upper
20.89
20, 2σ
Bollinger lower
16.53
20, 2σ
50 / 200 cross
Golden
17.93 vs 16.82
Trend bias
Above 200
+16.40%
Risk profile
Beta vs SPY
0.89
Less volatile than market
Correlation to SPY
0.19
Largely independent
Realised vol 30D
53.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-42.3%
Peak to trough
Max drawdown 5Y
-79.3%
Peak to trough
ATR 14
1.14
5.80% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
PRA Group to Present at the 2026 Midwest IDEAS Conference on Wednesday, August 26
PR Newswire · 2d ago
PRA Group (PRAA) Q2 2026 Earnings Call Transcript
Motley Fool · 9d ago
PRA Group Q2 Earnings Beat Estimates on Strong Portfolio Income
Zacks · 12d ago
PRA Group, Inc. Q2 2026 Earnings Call Summary
Moby · 16d ago
PRA Group Q2 Earnings Call Highlights
MarketBeat · 16d ago
PRA Group Inc (PRAA) (Q2 2026) Earnings Call Highlights: Strategic ERC Boost and Cost Savings ...
GuruFocus.com · 16d ago
PRA Group (PRAA) Q2 Earnings and Revenues Beat Estimates
Zacks · 16d ago
PRA Group: Q2 Earnings Snapshot
Associated Press · 16d ago
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