PRAA

PRA Group, Inc.
NasdaqGSUSDEQUITY Financial Services DELAYED
Last price
20.04
▲ 0.63 (3.25%)
MARKET · —

Price

1D — H — L — Range — Vol —
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
19.63
Prev close
19.41
Day high
20.05
Day low
19.26
Volume
446.10K
Market cap
$754.47M
P/E (TTM)
—
52W range
10.25 – 22.55

Day trading desk

Current session · delayed
Gap from prior close
+1.15%
Prior close 19.41
VWAP
19.90
+0.70% from price
Relative volume
1.90×
Unusually busy
Session range
4.10%
19.26 – 20.05
Position in range
99%
Near session high
ATR (14D)
1.01
5.05% of price
Prior day high
19.60
PDH
Prior day low
18.59
PDL
Bid / ask spread
—
Quote not published
Session volume
778.90K
Avg 409.21K

VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
+3.09% +1.1%
1M
+5.36% +4.2%
3M
+14.45% +9.9%
6M
+8.85% -9.3%
YTD
+13.28% -1.0%
1Y
+34.95% +18.5%
3Y
+4.32% -77.9%
5Y
— —

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Unusual options activity

Account required
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Free account

5 more panels on PRAA open with an account.

Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.

Insider net activity

6m · Form 4 rollup
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
875.32K
Total on file

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Sep 10, 26
WEAVER LANCE L
Director
STOCK 10.74K $0 Direct
Jun 16, 26
BUTLER ADRIAN M
Director
STOCK 10.54K $0 Direct
Jun 16, 26
PASCHKE BRETT LEE
Director
STOCK 10.54K $0 Direct
Jun 16, 26
GADHIA JAYNE-ANNE
Director
STOCK 10.54K $0 Direct
Jun 16, 26
TABAKIN SCOTT M
Director
STOCK 10.54K $0 Direct
Jun 16, 26
WEAVER LANCE L
Director
STOCK 10.54K $0 Direct
Jun 16, 26
CONNELLY MARJORIE MARY
Director
STOCK 10.54K $0 Direct
Jun 16, 26
OLSEN GEIR L
Director
STOCK 10.54K $0 Direct
Mar 9, 26
TARRANT LATISHA OWENS
General Counsel
STOCK 37.47K $0 Direct
Mar 9, 26
JAMES RICHARD OWEN
Officer
STOCK 37.05K $0 Direct
Mar 9, 26
SEHGAL RAKESH
Chief Financial Officer
STOCK 37.19K $0 Direct
Mar 9, 26
SJOLUND MARTIN
Chief Executive Officer
STOCK 106.90K $0 Direct
Nov 6, 25
OLSEN GEIR L
Director
BUY 15.00K $212.25K Indirect
Jun 17, 25
BUTLER ADRIAN M
Director
STOCK 10.74K $0 Direct
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
ATAL VIKRAM A
Chief Executive Officer 307.06K Stock Award(Grant)
CONNELLY MARJORIE MARY
Director 65.16K Stock Award(Grant)
FREDRICKSON STEVEN D
Chairman of the Board 241.20K Stock Award(Grant)
JAMES RICHARD OWEN
Officer 96.36K Stock Award(Grant)
OLSEN GEIR L
Director 87.16K Stock Award(Grant)
PASCHKE BRETT LEE
Director 63.59K Stock Award(Grant)
SEHGAL RAKESH
Chief Financial Officer 80.51K Stock Award(Grant)
SJOLUND MARTIN
Chief Executive Officer 273.36K Stock Award(Grant)
TABAKIN SCOTT M
Director 108.54K Stock Award(Grant)
TARRANT LATISHA OWENS
General Counsel 105.69K Stock Award(Grant)

Fundamentals

TTM · reported
Market cap$754.47M
Enterprise value$4.48B
Revenue (TTM)$1.33B
Gross profit$1.33B
EBITDA$487.78M
Net income$-265.05M
EPS (TTM)$-6.99
Free cash flow$-129.38M
Total cash$136.97M
Total debt$3.79B
Book value / share$27.77
Shares outstanding37.65M
Float32.81M
Short % of float3.48%
Dividend yield0.00%
Beta (5Y)1.13

Valuation & profitability ratios

Account required
Trailing P/E—
Forward P/E7.71
PEG ratio5.82
Price / sales—
Price / book0.72
EV / revenue3.37
EV / EBITDA9.18
Gross margin100.00%
Operating margin41.19%
Profit margin-19.91%
Return on equity-20.25%
Return on assets5.63%
Debt / equity340.96
Current ratio17.77
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

As reported · 5 years · 5 quarters
Blank means not reported, not zero
Line item2025202420232022YoY
Total revenue $1.21B$1.12B$802.55M$966.52M +8.0%
Operating revenue $1.02B$866.49M$757.13M$772.32M +18.3%
Cost of revenue $446.87M$438.17M$470.50M$416.21M +2.0%
Gross profit $766.47M$685.65M$332.05M$550.31M +11.8%
Selling, general & admin $361.58M$324.99M$267.57M$265.36M +11.3%
Total operating expense $522.83M$475.89M$413.28M$395.19M +9.9%
Operating income $243.63M$209.76M-$81.23M$155.13M +16.1%
Net interest income -$113.08M-$99.30M-$83.98M-$61.80M -13.9%
Pre-tax income -$243.24M$109.61M-$82.89M$154.78M -321.9%
Tax provision $46.73M$21.03M-$16.13M$36.79M +122.2%
Net income -$305.14M$70.60M-$83.48M$117.15M -532.2%
Net income to common -$305.14M$70.60M-$83.48M$117.15M -532.2%
Basic EPS -7.791.79-2.132.96 -535.2%
Diluted EPS -7.791.79-2.132.94 -535.2%
EBIT -$138.09M$198.34M-$81.23M$155.13M -169.6%
EBITDA -$127.65M$209.13M-$62.62M$170.37M -161.0%
Basic shares 39.17M39.38M39.18M39.64M -0.5%
Diluted shares 39.17M39.54M39.18M39.89M -0.9%

Options analytics

Account required
Put / call volume
0.00
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
20.00
-0.2% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
14
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
20.00
0 contracts
Heaviest put OI
—
—

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 0.531.51 +187.6%
Mar 2026 0.510.73 +44.6%
Dec 2025 0.501.46 +192.0%
Sep 2025 0.500.53 +6.1%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 0.80 2 $307.40M -1.2%
Next quarter 0.89 2 $309.69M -7.1%
Current year 3.40 1 $1.30B +8.5%
Next year 2.60 1 $1.24B -4.7%

Analyst targets & ownership

Account required
Mean target$26.00
High target$26.00
Low target$26.00
Implied upside29.74%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 1
Hold2
Sell / Strong sell0 / 0
Held by insiders2.33%
Held by institutions95.97%
Institutions holding277
Free account required

Price targets, consensus spread, insider and institutional ownership.

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
19.72
+1.64% from price
SMA 20
19.78
+1.34% from price
SMA 50
19.25
+4.10% from price
SMA 100
17.87
+12.14% from price
SMA 200
17.35
+15.49% from price
EMA 12
19.66
+1.94% from price
EMA 26
19.58
+2.36% from price
EMA 50
19.21
+4.33% from price
RSI (14)
54.7
Neutral
MACD (12,26,9)
0.08
Hist -0.11
ATR (14)
1.01
5.05% of price
Realised vol 30D
32.1%
Annualised
Bollinger upper
21.14
20, 2σ
Bollinger lower
18.41
20, 2σ
50 / 200 cross
Golden
19.25 vs 17.35
Trend bias
Above 200
+15.49%

Options chain

Account required
Expiry
Spot 20.04
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

Risk profile

Daily returns · 1Y window
Beta vs SPY
0.85
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
32.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-42.3%
Peak to trough
Max drawdown 5Y
-79.3%
Peak to trough
ATR 14
1.01
5.05% of price
Beta (reported)
1.13
5Y monthly, from filing

Short interest

Semi-monthly exchange report · lags by ~2 weeks
Shares short
1.07M
Prior 802.19K
Change vs prior
+33.7%
Shorts adding
% of float
3.48%
Normal
% of shares out
2.85%
Against total outstanding
Days to cover
3.2
Liquid
Float
32.81M
Freely tradeable shares

Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.

Rating changes

42 on file
DateFirm ActionFromTo
Jan 28, 26 Citizens DOWNGRADE Market Outperform Market Perform
Nov 4, 25 Truist Securities MAINTAINED Buy Buy
Aug 5, 25 JMP Securities MAINTAINED Market Outperform Market Outperform
May 6, 25 JMP Securities MAINTAINED Market Outperform Market Outperform
Nov 5, 24 Truist Securities MAINTAINED Buy Buy
Aug 20, 24 Truist Securities MAINTAINED Buy Buy
May 7, 24 JMP Securities MAINTAINED Market Outperform Market Outperform
Feb 16, 24 JMP Securities MAINTAINED Market Outperform Market Outperform
Jun 8, 23 JMP Securities MAINTAINED — Market Outperform
May 11, 23 JMP Securities MAINTAINED Outperform Outperform
May 9, 23 Truist Securities MAINTAINED — Buy
May 9, 23 JMP Securities MAINTAINED — Outperform

Dividends & splits

Declared · from the issuer
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend dateMay 7, 2007
Next pay date—
Last split3:1
Split dateAug 2, 2013

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.