PNLF.JK
PT Panin Financial Tbk
JakartaIDREQUITY
Financial Services
DELAYED
Last price
226.00
▼ 10.00 (4.24%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
232.00
Prev close
236.00
Day high
232.00
Day low
224.00
Volume
62.70M
Market cap
$7.24T
P/E (TTM)
3.42
52W range
190.00 – 334.00
Day trading desk
Gap from prior close
-1.69%
Prior close 236.00
VWAP
226.64
-0.28% from price
Relative volume
2.20×
Unusually busy
Session range
3.57%
224.00 – 232.00
Position in range
25%
Near session low
ATR (14D)
6.00
2.65% of price
Prior day high
240.00
PDH
Prior day low
236.00
PDL
Bid / ask spread
—
Quote not published
Session volume
80.50M
Avg 36.63M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-4.24%
-2.9%
1M
-0.88%
-4.6%
3M
-4.24%
-7.3%
6M
-19.86%
-30.9%
YTD
-12.40%
-24.7%
1Y
-9.60%
-29.6%
3Y
-19.86%
-94.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PNLF.JK open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
22.80B
Total on file
Fundamentals
Market cap$7.24T
Enterprise value$41.03T
Revenue (TTM)$9.69T
Gross profit$9.69T
EBITDA—
Net income$1.76T
EPS (TTM)$66.10
Free cash flow—
Total cash$22.25T
Total debt$19.28T
Book value / share$985.59
Shares outstanding32.02B
Float9.32B
Short % of float—
Dividend yield—
Beta (5Y)-0.55
Valuation & profitability ratios
Trailing P/E3.42
Forward P/E—
PEG ratio—
Price / sales—
Price / book0.23
EV / revenue4.24
EV / EBITDA—
Gross margin0.00%
Operating margin29.58%
Profit margin18.15%
Return on equity5.23%
Return on assets1.45%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $11.13T | $10.67T | $13.18T | $10.98T | — | +4.3% |
| Operating revenue | $11.13T | $10.67T | $13.18T | $10.98T | — | +4.3% |
| Selling, general & admin | $2.03T | $1.87T | $1.84T | $1.62T | — | +8.7% |
| Total operating expense | $5.93T | $5.74T | — | — | — | +3.3% |
| Net interest income | — | -$3.49B | -$3.24B | -$3.28B | -$2.72B | — |
| Pre-tax income | $4.59T | $3.99T | $4.41T | $4.87T | — | +15.1% |
| Tax provision | $1.08T | $735.33B | $798.27B | $797.89B | — | +46.4% |
| Net income | $1.74T | $1.54T | $1.51T | $2.02T | — | +13.2% |
| Net income to common | $1.74T | $1.54T | $1.51T | $2.02T | — | +13.2% |
| Basic EPS | 54.47 | 48.11 | 47.17 | 63.10 | — | +13.2% |
| Diluted EPS | 54.47 | 48.11 | 47.17 | 63.01 | — | +13.2% |
| EBIT | — | — | $9.79T | $8.83T | — | — |
| Basic shares | 32.02B | 32.02B | 32.02B | 32.02B | — | 0.0% |
| Diluted shares | 32.02B | 32.02B | 32.02B | 32.02B | — | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $16.79T | $22.48T | $20.94T | $20.84T | -25.3% |
| Cash & short-term investments | $69.43T | $70.64T | $48.06T | $48.44T | -1.7% |
| Accounts receivable | $4.01B | $310.35B | $360.26B | $294.97B | -98.7% |
| Property, plant & equipment | $10.22T | $10.12T | $10.20T | $11.15T | +1.0% |
| Goodwill & intangibles | $664.42B | $596.55B | $522.48B | $426.26B | +11.4% |
| Total assets | $251.70T | $256.91T | $234.34T | $224.41T | -2.0% |
| Long-term debt | $3.85T | $5.65T | $6.50T | $8.08T | -31.9% |
| Total debt | $8.97T | $8.11T | $6.51T | $8.09T | +10.7% |
| Total liabilities | $182.57T | $191.67T | $172.10T | $165.57T | -4.7% |
| Retained earnings | $20.50T | $18.69T | $17.15T | $15.46T | +9.7% |
| Shareholder equity | $31.75T | $29.54T | $28.02T | $26.35T | +7.5% |
| Net tangible assets | $31.08T | $28.94T | $27.50T | $25.93T | +7.4% |
| Shares issued | 32.02B | 32.02B | 32.02B | 32.02B | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Operating cash flow | -$1.80T | $19.04T | — | — | -109.4% |
| Capital expenditure | -$432.15B | -$439.91B | -$306.66B | -$366.89B | +1.8% |
| Investing cash flow | -$5.33T | -$19.18T | $188.10B | $1.78T | +72.2% |
| Share buybacks | -$20.60B | $0 | — | — | — |
| Dividends paid | — | — | — | -$320.22B | — |
| Financing cash flow | $155.16B | $1.55T | -$3.82T | -$245.46B | -90.0% |
| Free cash flow | -$2.23T | $18.60T | $3.47T | -$1.04T | -112.0% |
| End cash position | $15.63T | $22.36T | $20.94T | $20.84T | -30.1% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $3.24T | $2.05T | $3.27T | $2.88T | $3.38T | +58.2% |
| Operating revenue | $3.24T | $2.05T | $3.27T | $2.88T | $3.38T | +58.2% |
| Selling, general & admin | $566.45B | $381.74B | $527.88B | $555.09B | $456.72B | +48.4% |
| Total operating expense | $1.58T | — | — | $1.53T | — | — |
| Net interest income | — | — | -$49.87B | -$859.00M | -$1.02B | — |
| Pre-tax income | $1.47T | $1.41T | $975.35B | $1.10T | $957.83B | +4.0% |
| Tax provision | $204.22B | $462.33B | $182.14B | $219.71B | $168.06B | -55.8% |
| Net income | $814.02B | $463.01B | $371.37B | $441.19B | $367.48B | +75.8% |
| Net income to common | $814.02B | $463.01B | $371.37B | $441.19B | $367.48B | +75.8% |
| Basic EPS | 25.42 | — | — | 13.78 | — | — |
| Diluted EPS | 25.42 | — | — | 13.78 | — | — |
| Basic shares | 32.02B | — | — | 32.02B | — | — |
| Diluted shares | 32.02B | — | — | 32.02B | — | — |
| Line item | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $20.28T | $16.79T | $17.96T | $18.21T | $22.48T | +20.8% |
| Cash & short-term investments | — | $69.43T | $49.83T | $59.87T | $70.64T | — |
| Accounts receivable | — | $4.01B | $346.75B | $327.05B | $310.35B | — |
| Property, plant & equipment | $10.18T | $10.22T | $11.00T | $11.07T | $10.12T | -0.4% |
| Goodwill & intangibles | $658.08B | $664.42B | $672.27B | $662.67B | $596.55B | -1.0% |
| Total assets | $239.28T | $251.70T | $241.55T | $242.15T | $256.91T | -4.9% |
| Long-term debt | — | $3.85T | $5.88T | $5.87T | $5.65T | — |
| Total debt | $11.38T | $8.97T | $5.90T | $5.90T | $8.11T | +26.9% |
| Total liabilities | $170.74T | $182.57T | $174.93T | $175.98T | $191.67T | -6.5% |
| Retained earnings | $21.31T | $20.50T | $19.45T | $19.07T | $18.69T | +4.0% |
| Shareholder equity | $31.51T | $31.75T | $30.51T | $29.96T | $29.54T | -0.7% |
| Net tangible assets | $30.85T | $31.08T | $29.84T | $29.30T | $28.94T | -0.7% |
| Shares issued | 32.02B | 32.02B | 32.02B | 32.02B | 32.02B | 0.0% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | -$4.63T | — | — | -$9.94T | — | — |
| Capital expenditure | -$8.00M | -$175.18B | -$14.58T | -$72.39B | -$97.86B | +100.0% |
| Investing cash flow | $5.68T | -$8.50T | -$894.89B | $5.58T | -$4.53T | +166.9% |
| Share buybacks | — | $0 | — | — | — | — |
| Financing cash flow | $2.73T | -$1.25T | -$323.73B | $37.16B | $3.62T | +319.0% |
| Free cash flow | -$4.63T | $5.28T | -$13.63T | -$10.01T | $7.01T | -187.7% |
| End cash position | $19.50T | $15.63T | $17.96T | $18.21T | $22.36T | +24.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders71.25%
Held by institutions3.45%
Institutions holding15
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
233.80
-3.34% from price
SMA 20
230.10
-1.78% from price
SMA 50
223.24
+1.24% from price
SMA 100
233.07
-3.03% from price
SMA 200
248.37
-9.00% from price
EMA 12
232.46
-2.78% from price
EMA 26
229.71
-1.61% from price
EMA 50
228.86
-1.25% from price
RSI (14)
44.9
Neutral
MACD (12,26,9)
2.75
Hist -0.12
ATR (14)
6.00
2.65% of price
Realised vol 30D
20.9%
Annualised
Bollinger upper
239.85
20, 2σ
Bollinger lower
220.35
20, 2σ
50 / 200 cross
Death
223.24 vs 248.37
Trend bias
Below 200
-9.00%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.60
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
20.9%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-41.6%
Peak to trough
Max drawdown 5Y
-73.8%
Peak to trough
ATR 14
6.00
2.65% of price
Beta (reported)
-0.55
5Y monthly, from filing
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.