PBNK
Pinnacle Bank
OTC Markets OTCQBUSDEQUITY
Financial Services
DELAYED
Last price
18.56
■ 0.00 (0.00%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
18.56
Prev close
18.56
Day high
18.51
Day low
18.50
Volume
101
Market cap
$110.04M
P/E (TTM)
20.40
52W range
16.00 – 20.72
Day trading desk
Gap from prior close
+0.00%
Prior close 18.56
VWAP
—
—
Relative volume
0.00×
Quiet session
Session range
—
18.56 – 18.56
Position in range
—
—
ATR (14D)
0.09
0.49% of price
Prior day high
18.56
PDH
Prior day low
18.56
PDL
Bid / ask spread
—
Quote not published
Session volume
—
Avg 2.20K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.64%
+0.7%
1M
+1.98%
-1.8%
3M
+11.81%
+8.7%
6M
+4.86%
-6.2%
YTD
-4.08%
-16.4%
1Y
-9.15%
-29.2%
3Y
+36.17%
-38.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PBNK open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$110.04M
Enterprise value—
Revenue (TTM)$29.00M
Gross profit$29.00M
EBITDA—
Net income$4.16M
EPS (TTM)$0.91
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding5.93M
Float4.54M
Short % of float—
Dividend yield—
Beta (5Y)0.25
Valuation & profitability ratios
Trailing P/E20.40
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin0.00%
Operating margin25.59%
Profit margin14.36%
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $36.98M | $40.18M | $41.27M | $32.75M | — | -8.0% |
| Operating revenue | $36.98M | $40.18M | $41.27M | $32.75M | — | -8.0% |
| Selling, general & admin | $16.32M | $17.80M | $18.68M | $17.03M | — | -8.3% |
| Pre-tax income | $7.43M | $12.30M | $16.55M | $11.94M | — | -39.6% |
| Tax provision | $1.98M | $3.46M | $4.78M | $3.48M | — | -42.8% |
| Net income | $5.45M | $8.85M | $11.77M | $8.45M | — | -38.4% |
| Net income to common | $5.45M | $8.85M | $11.77M | $8.45M | — | -38.4% |
| Basic EPS | — | 1.52 | 2.09 | 1.55 | 1.45 | — |
| Diluted EPS | — | 1.49 | 2.06 | 1.52 | 1.42 | — |
| Basic shares | — | 5.84M | 5.64M | 5.44M | 5.34M | — |
| Diluted shares | — | 5.93M | 5.72M | 5.55M | 5.46M | — |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $195.59M | $111.61M | $87.20M | $75.65M | — | +75.2% |
| Accounts receivable | — | — | $19.49M | $18.64M | $17.00M | — |
| Property, plant & equipment | $8.76M | $9.35M | $9.97M | $10.68M | — | -6.3% |
| Total assets | $890.35M | $846.85M | $817.42M | $757.89M | — | +5.1% |
| Total liabilities | $784.03M | $747.87M | $729.49M | $684.20M | — | +4.8% |
| Retained earnings | $49.45M | $44.00M | $35.15M | $23.73M | — | +12.4% |
| Shareholder equity | $106.33M | $98.97M | $87.93M | $73.69M | — | +7.4% |
| Net tangible assets | $106.33M | $98.97M | $87.93M | $73.69M | — | +7.4% |
| Shares issued | 5.93M | 5.87M | 5.72M | 5.52M | — | +1.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $5.45M | $8.85M | $11.77M | $8.45M | -38.4% |
| Depreciation & amortisation | $1.55M | $2.31M | $2.23M | $2.86M | -32.9% |
| Stock-based compensation | $657.57K | $670.55K | $697.92K | $628.71K | -1.9% |
| Change in working capital | $1.54M | $1.16M | $382.66K | $717.88K | +32.9% |
| Operating cash flow | $12.74M | $15.40M | $12.15M | $8.61M | -17.3% |
| Capital expenditure | -$115.23K | -$95.39K | -$63.97K | -$217.61K | -20.8% |
| Investing cash flow | $37.46M | -$9.42M | -$47.66M | -$195.18M | +497.9% |
| Financing cash flow | $33.78M | $18.42M | $47.07M | $10.83M | +83.4% |
| Free cash flow | $12.62M | $15.31M | $12.08M | $8.40M | -17.5% |
| End cash position | $195.59M | $111.61M | $87.20M | $75.65M | +75.2% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Mar 2010 | — | -0.19 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions4.49%
Institutions holding3
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
18.56
+0.01% from price
SMA 20
18.46
+0.56% from price
SMA 50
18.10
+2.52% from price
SMA 100
17.46
+6.31% from price
SMA 200
17.95
+3.39% from price
EMA 12
18.53
+0.15% from price
EMA 26
18.36
+1.08% from price
EMA 50
18.09
+2.61% from price
RSI (14)
58.8
Neutral
MACD (12,26,9)
0.17
Hist -0.01
ATR (14)
0.09
0.49% of price
Realised vol 30D
10.2%
Annualised
Bollinger upper
18.74
20, 2σ
Bollinger lower
18.17
20, 2σ
50 / 200 cross
Golden
18.10 vs 17.95
Trend bias
Above 200
+3.39%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.07
Less volatile than market
Correlation to SPY
-0.06
Largely independent
Realised vol 30D
10.2%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-22.7%
Peak to trough
Max drawdown 5Y
-31.0%
Peak to trough
ATR 14
0.09
0.49% of price
Beta (reported)
0.25
5Y monthly, from filing
Dividends & splits
Forward rate—
Forward yield—
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split11:10
Split dateOct 9, 2018
Headlines
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