OFED
Oconee Federal Financial Corp.
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Neutral
-13/100
Last price
18.00
■ 0.00 (0.00%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
18.00
Day high
18.10
Day low
18.10
Volume
38
Market cap
$104.75M
P/E (TTM)
21.43
52W range
14.31 – 24.00
Trailing performance
Returnvs SPY
1W
0.00%
-1.9%
1M
-5.26%
-6.4%
3M
+2.80%
-1.7%
6M
+19.21%
+1.0%
YTD
+4.53%
-9.7%
1Y
+17.65%
+1.2%
3Y
+41.18%
-41.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on OFED open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$104.75M
Enterprise value$139.67M
Revenue (TTM)$16.07M
Gross profit$16.07M
EBITDA—
Net income$3.35M
EPS (TTM)$0.84
Free cash flow—
Total cash$7.29M
Total debt$46.00M
Book value / share$12.80
Shares outstanding5.82M
Float5.49M
Short % of float0.57%
Dividend yield2.22%
Beta (5Y)-0.02
Valuation & profitability ratios
Trailing P/E21.43
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.41
EV / revenue8.69
EV / EBITDA—
Gross margin0.00%
Operating margin13.90%
Profit margin20.84%
Return on equity4.55%
Return on assets0.59%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $17.47M | $13.65M | $15.86M | $16.61M | +28.0% |
| Operating revenue | $17.47M | $13.65M | $15.86M | $16.61M | +28.0% |
| Selling, general & admin | $7.57M | $7.27M | $7.00M | $7.18M | +4.2% |
| Pre-tax income | $5.45M | $6.69M | $4.22M | $5.07M | -18.7% |
| Tax provision | $1.20M | $439.00K | $873.00K | $973.00K | +173.8% |
| Net income | $4.24M | $6.25M | $3.35M | $4.10M | -32.2% |
| Net income to common | $4.24M | $6.25M | $3.35M | $4.09M | -32.1% |
| Basic EPS | — | 1.10 | 0.60 | 0.73 | — |
| Diluted EPS | — | 1.10 | 0.60 | 0.73 | — |
| Basic shares | — | 5.70M | 5.60M | 5.58M | — |
| Diluted shares | — | 5.70M | 5.60M | 5.58M | — |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $20.32M | $18.06M | $7.16M | $9.73M | +12.5% |
| Accounts receivable | $1.72M | $1.64M | $1.19M | $944.00K | +4.6% |
| Property, plant & equipment | $8.39M | $8.71M | $8.41M | $8.58M | -3.7% |
| Goodwill & intangibles | $2.92M | $2.99M | $2.97M | $3.01M | -2.6% |
| Total assets | $668.19M | $665.60M | $595.40M | $544.79M | +0.4% |
| Current debt | $0 | $51.20M | — | — | -100.0% |
| Long-term debt | $35.75M | $4.75M | $46.00M | $9.00M | +652.6% |
| Total debt | $35.75M | $55.95M | $46.00M | $9.00M | -36.1% |
| Total liabilities | $583.91M | $586.83M | $523.62M | $469.54M | -0.5% |
| Retained earnings | $88.95M | $87.05M | $83.90M | $82.79M | +2.2% |
| Shareholder equity | $84.28M | $78.77M | $71.79M | $75.26M | +7.0% |
| Net tangible assets | $81.36M | $75.78M | $68.82M | $72.25M | +7.4% |
| Shares issued | 6.84M | 6.84M | 5.61M | 6.61M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $4.24M | $6.25M | $3.35M | $4.10M | -32.2% |
| Depreciation & amortisation | $503.00K | $734.00K | $969.00K | $1.65M | -31.5% |
| Stock-based compensation | $68.00K | $69.00K | $76.00K | $103.00K | -1.4% |
| Change in working capital | $158.00K | -$760.00K | $2.23M | $144.00K | +120.8% |
| Operating cash flow | $4.09M | $1.05M | $6.33M | $5.71M | +290.3% |
| Capital expenditure | -$409.00K | -$91.00K | -$375.00K | -$214.00K | -349.5% |
| Investing cash flow | $4.23M | -$11.98M | -$58.09M | -$37.51M | +135.3% |
| Share buybacks | -$178.00K | -$14.00K | $0 | -$658.00K | -1,171.4% |
| Dividends paid | -$2.33M | -$2.29M | -$2.24M | -$2.21M | -2.0% |
| Financing cash flow | -$6.06M | $21.71M | $49.32M | $10.88M | -127.9% |
| Free cash flow | $3.68M | $956.00K | $5.96M | $5.49M | +284.6% |
| End cash position | $20.32M | $18.07M | $7.29M | $9.73M | +12.4% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|
| Total revenue | $4.45M | $4.48M | $4.91M | $4.49M | -0.7% |
| Operating revenue | $4.45M | $4.48M | $4.91M | $4.49M | -0.7% |
| Selling, general & admin | $1.84M | $1.89M | $1.92M | $1.93M | -2.4% |
| Pre-tax income | $1.47M | $1.49M | $1.86M | $1.31M | -1.5% |
| Tax provision | $335.00K | $348.00K | $400.00K | $300.00K | -3.7% |
| Net income | $1.13M | $1.14M | $1.46M | $1.01M | -0.9% |
| Net income to common | $1.13M | $1.14M | $1.46M | $1.01M | -0.9% |
| Basic EPS | 0.19 | 0.20 | — | 0.17 | -5.0% |
| Diluted EPS | 0.19 | 0.20 | — | 0.17 | -5.0% |
| Basic shares | 5.95M | 5.70M | — | 5.95M | +4.3% |
| Diluted shares | 5.95M | 5.70M | — | 5.95M | +4.3% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $7.74M | $8.40M | $20.32M | $9.38M | -7.9% |
| Accounts receivable | $1.77M | $1.72M | $1.72M | $1.67M | +3.0% |
| Property, plant & equipment | $8.21M | $8.34M | $8.39M | $8.75M | -1.5% |
| Goodwill & intangibles | $2.86M | $2.87M | $2.92M | $2.94M | -0.1% |
| Total assets | $663.10M | $662.36M | $668.19M | $659.02M | +0.1% |
| Current debt | — | — | $0 | — | — |
| Long-term debt | $16.75M | $19.75M | $35.75M | $39.75M | -15.2% |
| Total debt | $16.75M | $19.75M | $35.75M | $39.75M | -15.2% |
| Total liabilities | $575.01M | $574.50M | $583.91M | $576.39M | +0.1% |
| Retained earnings | $90.76M | $90.21M | $88.95M | $88.07M | +0.6% |
| Shareholder equity | $88.09M | $87.86M | $84.28M | $82.63M | +0.3% |
| Net tangible assets | $85.22M | $84.99M | $81.36M | $79.69M | +0.3% |
| Shares issued | 6.84M | 6.84M | 6.84M | 6.84M | 0.0% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions0.00%
Institutions holding0
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
18.10
-0.55% from price
SMA 20
19.59
-8.09% from price
SMA 50
21.03
-14.42% from price
SMA 100
19.90
-9.56% from price
SMA 200
17.88
+0.66% from price
EMA 12
18.65
-3.47% from price
EMA 26
19.64
-8.33% from price
EMA 50
20.08
-10.37% from price
RSI (14)
24.1
Oversold
MACD (12,26,9)
-0.99
Hist -0.15
ATR (14)
0.22
1.23% of price
Realised vol 30D
72.1%
Annualised
Bollinger upper
22.59
20, 2σ
Bollinger lower
16.58
20, 2σ
50 / 200 cross
Golden
21.03 vs 17.88
Trend bias
Above 200
+0.66%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.09
Less volatile than market
Correlation to SPY
0.03
Largely independent
Realised vol 30D
72.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-25.0%
Peak to trough
Max drawdown 5Y
-60.8%
Peak to trough
ATR 14
0.22
1.23% of price
Beta (reported)
-0.02
5Y monthly, from filing
Short interest
Shares short
6.65K
Prior 5.79K
Change vs prior
+14.9%
Shorts adding
% of float
0.57%
Normal
% of shares out
0.12%
Against total outstanding
Days to cover
2.1
Liquid
Float
5.49M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.40 / yr
Forward yield2.22%
5-year avg yield2.32%
Payout ratio47.62%
Ex-dividend dateAug 13, 2026
Next pay dateMay 21, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2023-08-08
Offering Registrations
S-8 POS · 2023-07-31
Corporate Changes & Voting Matters
8-K · 2023-07-20
Annual report of employee stock purchase
11-K · 2023-06-28
Periodic Financial Reports
10-Q · 2023-05-12
Corporate Changes & Voting Matters
8-K · 2023-04-27
Corporate Changes & Voting Matters
8-K · 2023-03-31
Periodic Financial Reports
10-Q · 2023-02-13
Headlines
Oconee Federal: Fiscal Q4 Earnings Snapshot
Associated Press · 15d ago
Oconee Federal Financial Corp. Announces Annual Financial Results
Business Wire · 54d ago
Oconee Federal Financial Corp. Announces Quarterly Dividend
Business Wire · 69d ago
Oconee Federal Financial Corp. Announces Stock Repurchase Plan
Business Wire · 69d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.