NWBI
Northwest Bancshares, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+19/100
Last price
14.93
▼ 0.11 (0.73%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
15.04
Day high
15.17
Day low
14.90
Volume
719.21K
Market cap
$2.19B
P/E (TTM)
14.36
52W range
11.25 – 16.16
Trailing performance
Returnvs SPY
1W
+0.07%
-1.9%
1M
-4.42%
-5.6%
3M
+1.01%
-3.5%
6M
+13.36%
-4.8%
YTD
+24.42%
+10.2%
1Y
+19.73%
+3.3%
3Y
+45.94%
-36.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on NWBI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+243.51K
Net buying
Buy transactions
18
258.13K shares
Sell transactions
2
14.63K shares
Net transactions
+20
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
1.47M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 20, 26 | KRANICH CHARLES E. II Director |
BUY | 1.64K | $24.98K | |
| Jul 31, 26 | TORCHIO LOUIS J Chief Executive Officer |
STOCK | 125.30K | $0 | Direct |
| Jul 30, 26 | COLESTRO JAMES M Officer |
SELL | 13.27K | $209.33K | Direct |
| Jul 30, 26 | COLESTRO JAMES M Officer |
CONVERSION | 13.27K | $167.57K | Direct |
| Jun 5, 26 | MEEGAN JOHN P Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | CHADSEY DEBORAH J. ESQ Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | HUNTER TIMOTHY M Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | CAMPANA ROBERT M Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | DAVIS WILBUR R Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | PAUP MARK A Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | KRANICH CHARLES E. II Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | TULLIO DAVID M Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | WILLIAMS AMBER LEE Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | BALLARD STEVEN CHAD Chief Technology Officer |
STOCK | 47.22K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BETCHKAL GREGORY J |
Officer | — | Purchase |
CAMPANA ROBERT M |
Director | 71.48K | Stock Award(Grant) |
DAVIS WILBUR R |
Director | 134.68K | Stock Award(Grant) |
GRAFMYRE RICHARD A |
Director | 111.07K | Stock Award(Grant) |
HUNTER TIMOTHY M |
Director | 203.80K | Stock Award(Grant) |
KRANICH CHARLES E. II |
Director | — | Purchase |
MEEGAN JOHN P |
Director | 106.15K | Stock Award(Grant) |
PAUP MARK A |
Director | 77.64K | Stock Award(Grant) |
SCHOSSER DOUGLAS M |
Chief Financial Officer | 81.06K | Purchase |
TORCHIO LOUIS J |
Chief Executive Officer | 353.05K | Stock Award(Grant) |
Fundamentals
Market cap$2.19B
Enterprise value$2.79B
Revenue (TTM)$654.41M
Gross profit$654.41M
EBITDA—
Net income$152.90M
EPS (TTM)$1.04
Free cash flow—
Total cash$270.51M
Total debt$877.88M
Book value / share$13.17
Shares outstanding146.40M
Float144.64M
Short % of float7.75%
Dividend yield5.36%
Beta (5Y)0.69
Valuation & profitability ratios
Trailing P/E14.36
Forward P/E10.29
PEG ratio2.29
Price / sales—
Price / book1.13
EV / revenue4.27
EV / EBITDA—
Gross margin0.00%
Operating margin41.57%
Profit margin23.37%
Return on equity8.57%
Return on assets0.96%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $651.87M | $520.47M | $547.81M | $529.72M | +25.2% |
| Operating revenue | $651.87M | $520.47M | $547.81M | $529.72M | +25.2% |
| Selling, general & admin | $258.09M | $234.94M | $214.41M | $202.23M | +9.9% |
| Pre-tax income | $162.79M | $129.55M | $175.08M | $173.69M | +25.7% |
| Tax provision | $36.78M | $29.27M | $40.12M | $40.03M | +25.7% |
| Net income | $126.01M | $100.28M | $134.96M | $133.67M | +25.7% |
| Net income to common | $125.95M | $100.15M | $134.62M | $133.08M | +25.8% |
| Basic EPS | 0.93 | 0.79 | 1.06 | 1.05 | +17.7% |
| Diluted EPS | 0.92 | 0.79 | 1.06 | 1.05 | +16.5% |
| Basic shares | 135.50M | 126.93M | 127.32M | 127.30M | +6.7% |
| Diluted shares | 136.32M | 126.93M | 127.32M | 127.30M | +7.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $233.65M | $288.38M | $122.26M | $139.37M | -19.0% |
| Accounts receivable | $56.29M | $46.36M | $47.35M | $35.53M | +21.4% |
| Property, plant & equipment | $140.38M | $124.25M | $138.84M | $145.91M | +13.0% |
| Goodwill & intangibles | $484.00M | $383.83M | $386.29M | $389.56M | +26.1% |
| Total assets | $16.77B | $14.41B | $14.42B | $14.11B | +16.4% |
| Current debt | $340.80M | $200.33M | $398.89M | $681.17M | +70.1% |
| Long-term debt | $350.38M | $244.37M | $243.76M | $243.15M | +43.4% |
| Total debt | $691.18M | $444.70M | $642.66M | $924.32M | +55.4% |
| Total liabilities | $14.88B | $12.81B | $12.87B | $12.62B | +16.1% |
| Retained earnings | $689.21M | $673.11M | $674.69M | $641.73M | +2.4% |
| Shareholder equity | $1.89B | $1.60B | $1.55B | $1.49B | +18.4% |
| Net tangible assets | $1.41B | $1.21B | $1.17B | $1.10B | +15.9% |
| Shares issued | 146.11M | 127.51M | 127.11M | 127.03M | +14.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $126.01M | $100.28M | $134.96M | $133.67M | — | +25.7% |
| Depreciation & amortisation | $136.00K | $21.34M | $24.50M | $6.45M | — | -99.4% |
| Stock-based compensation | $6.12M | $6.08M | $4.58M | $4.07M | — | +0.6% |
| Change in working capital | — | — | — | -$13.98M | — | — |
| Operating cash flow | $153.41M | $127.67M | $92.89M | $175.43M | — | +20.2% |
| Capital expenditure | -$11.63M | -$2.31M | -$8.56M | -$4.32M | — | -403.9% |
| Investing cash flow | -$127.35M | $174.97M | -$239.68M | -$917.42M | — | -172.8% |
| Share buybacks | — | — | $0 | $0 | -$23.85M | — |
| Dividends paid | -$109.91M | -$101.85M | -$101.67M | -$101.47M | — | -7.9% |
| Financing cash flow | -$80.79M | -$136.52M | $129.69M | -$397.90M | — | +40.8% |
| Free cash flow | $141.78M | $125.36M | $84.33M | $171.11M | — | +13.1% |
| End cash position | $233.65M | $288.38M | $122.26M | $139.37M | — | -19.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $180.50M | $174.19M | $179.09M | $167.40M | $149.54M | +3.6% |
| Operating revenue | $180.50M | $174.19M | $179.09M | $167.40M | $149.54M | +3.6% |
| Selling, general & admin | $65.55M | $62.89M | $70.51M | $68.31M | $60.53M | +4.2% |
| Pre-tax income | $70.25M | $66.66M | $58.70M | $3.47M | $44.10M | +5.4% |
| Tax provision | $16.70M | $16.12M | $12.98M | $302.00K | $10.42M | +3.6% |
| Net income | $53.55M | $50.54M | $45.71M | $3.17M | $33.67M | +6.0% |
| Net income to common | $53.54M | $50.53M | $45.69M | $3.17M | $33.66M | +6.0% |
| Basic EPS | 0.37 | 0.35 | 0.31 | 0.02 | 0.26 | +5.7% |
| Diluted EPS | 0.36 | 0.34 | 0.31 | 0.02 | 0.26 | +5.9% |
| Basic shares | 144.72M | 144.39M | 147.46M | 158.35M | 129.52M | +0.2% |
| Diluted shares | 148.74M | 146.85M | 147.46M | 158.35M | 129.52M | +1.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $248.50M | $286.71M | $233.65M | $278.82M | $267.07M | -13.3% |
| Accounts receivable | $57.47M | $57.22M | $56.29M | $55.55M | $46.99M | +0.4% |
| Property, plant & equipment | $144.42M | $141.48M | $140.38M | $139.49M | $123.40M | +2.1% |
| Goodwill & intangibles | $480.31M | $481.81M | $484.00M | $486.33M | $382.89M | -0.3% |
| Total assets | $17.21B | $16.91B | $16.77B | $16.38B | $14.49B | +1.8% |
| Current debt | $546.75M | $265.48M | $340.80M | $262.64M | $198.01M | +105.9% |
| Long-term debt | $310.35M | $330.36M | $350.38M | $350.43M | $244.68M | -6.1% |
| Total debt | $857.10M | $595.84M | $691.18M | $613.07M | $442.69M | +43.8% |
| Total liabilities | $15.28B | $15.00B | $14.88B | $14.53B | $12.84B | +1.8% |
| Retained earnings | $734.42M | $710.35M | $689.21M | $672.84M | $699.05M | +3.4% |
| Shareholder equity | $1.93B | $1.90B | $1.89B | $1.86B | $1.64B | +1.2% |
| Net tangible assets | $1.45B | $1.42B | $1.41B | $1.37B | $1.26B | +1.7% |
| Shares issued | 146.40M | 146.30M | 146.11M | 146.10M | 127.84M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $53.55M | $50.54M | $45.71M | $3.17M | $33.67M | +6.0% |
| Depreciation & amortisation | -$2.55M | -$1.35M | -$1.57M | $48.00K | $1.06M | -89.2% |
| Stock-based compensation | $1.88M | $687.00K | $1.58M | $885.00K | $1.97M | +173.8% |
| Change in working capital | -$28.46M | $13.95M | -$45.91M | $21.39M | -$43.04M | -304.0% |
| Operating cash flow | $31.69M | $73.86M | $6.19M | $41.94M | -$2.33M | -57.1% |
| Capital expenditure | -$5.56M | -$4.31M | -$2.53M | -$3.65M | -$3.63M | -29.0% |
| Investing cash flow | -$258.34M | -$169.44M | -$362.58M | $371.18M | -$90.02M | -52.5% |
| Dividends paid | -$29.47M | -$29.39M | -$29.35M | -$29.37M | -$25.69M | -0.3% |
| Financing cash flow | $188.45M | $148.63M | $311.22M | -$401.38M | $6.22M | +26.8% |
| Free cash flow | $26.13M | $69.56M | $3.65M | $38.30M | -$5.96M | -62.4% |
| End cash position | $248.50M | $286.71M | $233.65M | $278.82M | $267.07M | -13.3% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
15.83
Positioning, not flow
Max pain
15.00
+0.5% from spot
ATM implied vol
1.6%
Nearest strike to spot
Skew (10% OTM)
-1.6%
Calls bid over puts
Call volume
1
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
12.50
11 contracts
Heaviest put OI
15.00
190 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.34 | 0.37 | +10.0% |
| Mar 2026 | 0.30 | 0.35 | +16.7% |
| Dec 2025 | 0.31 | 0.33 | +7.8% |
| Sep 2025 | 0.31 | 0.29 | -5.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.34 | 8 | $183.43M | +8.5% |
| Next quarter | 0.35 | 8 | $185.65M | +3.2% |
| Current year | 1.41 | 7 | $726.30M | +10.9% |
| Next year | 1.45 | 8 | $760.57M | +4.7% |
Analyst targets & ownership
Mean target$16.29
High target$18.00
Low target$15.00
Implied upside9.08%
Analyst count7
ConsensusHOLD
Strong buy / Buy0 / 1
Hold7
Sell / Strong sell0 / 0
Held by insiders1.00%
Held by institutions72.61%
Institutions holding415
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
15.06
-0.84% from price
SMA 20
15.24
-2.05% from price
SMA 50
15.44
-3.30% from price
SMA 100
15.04
-0.76% from price
SMA 200
13.94
+7.07% from price
EMA 12
15.10
-1.14% from price
EMA 26
15.22
-1.92% from price
EMA 50
15.23
-2.00% from price
RSI (14)
41.0
Neutral
MACD (12,26,9)
-0.12
Hist -0.03
ATR (14)
0.28
1.89% of price
Realised vol 30D
13.4%
Annualised
Bollinger upper
15.69
20, 2σ
Bollinger lower
14.79
20, 2σ
50 / 200 cross
Golden
15.44 vs 13.94
Trend bias
Above 200
+7.07%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.44
Less volatile than market
Correlation to SPY
0.25
Largely independent
Realised vol 30D
13.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-10.7%
Peak to trough
Max drawdown 5Y
-35.8%
Peak to trough
ATR 14
0.28
1.89% of price
Beta (reported)
0.69
5Y monthly, from filing
Short interest
Shares short
8.69M
Prior 7.10M
Change vs prior
+22.4%
Shorts adding
% of float
7.75%
Normal
% of shares out
5.94%
Against total outstanding
Days to cover
10.3
Crowded exit
Float
144.64M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 4, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Aug 3, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 29, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Apr 29, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Apr 29, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 28, 26 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Oct 10, 25 | Truist Securities | INITIATED | — | Buy |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 23, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 23, 24 | Piper Sandler | MAINTAINED | Underweight | Underweight |
| Jan 23, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 6, 23 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
Dividends & splits
Forward rate$0.80 / yr
Forward yield5.36%
5-year avg yield6.20%
Payout ratio76.92%
Ex-dividend dateAug 6, 2026
Next pay dateAug 18, 2026
Last split225:100
Split dateDec 18, 2009
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-08
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-12
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-07-24
Annual report of employee stock purchase
11-K · 2026-06-29
Offering Registrations
S-8 · 2026-05-29
Corporate Changes & Voting Matters
8-K · 2026-05-26
Headlines
Northwest Bancshares, Inc. Announces Third Quarter 2026 Earnings Call Details
PR Newswire · 2d ago
Unpacking Q2 Earnings: Northwest Bancshares (NASDAQ:NWBI) In The Context Of Other Thrifts & Mortgage Finance Stocks
StockStory · 8d ago
Northwest Bancshares (NWBI) Stock Looks Like A Discount To Fair Value
Simply Wall St. · 11d ago
3 Stocks Under $50 That Fall Short
StockStory · 13d ago
Why Is Northwest Bancshares (NWBI) Betting Big On A New Home?
Insider Monkey · 14d ago
Northwest Bank Recognized in Forbes' World's Top Performing Banks 2026
PR Newswire · 27d ago
Northwest Bank Region Presidents Recognized Among Top Women Business Leaders
PR Newswire · 36d ago
3 Reasons NWBI is Risky and 1 Stock to Buy Instead
StockStory · 43d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.