NWBI
Northwest Bancshares, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
15.42
▲ 0.11 (0.72%)
MARKET · —
Price
Open
15.31
Prev close
15.31
Day high
15.51
Day low
15.24
Volume
848.49K
Market cap
$2.26B
P/E (TTM)
14.97
52W range
11.25 – 16.16
Trailing performance
Returnvs SPY
1W
-2.10%
-0.7%
1M
+0.85%
-2.9%
3M
+10.38%
+7.3%
6M
+18.71%
+7.6%
YTD
+28.50%
+16.2%
1Y
+27.54%
+7.5%
3Y
+35.26%
-38.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$2.26B
Enterprise value$2.87B
Revenue (TTM)$654.41M
Gross profit$654.41M
EBITDA—
Net income$152.90M
EPS (TTM)$1.03
Free cash flow—
Total cash$270.51M
Total debt$877.88M
Book value / share$13.17
Shares outstanding146.40M
Float144.64M
Short % of float6.59%
Dividend yield5.19%
Beta (5Y)0.67
Valuation & profitability ratios
Trailing P/E14.97
Forward P/E10.64
PEG ratio2.29
Price / sales—
Price / book1.17
EV / revenue4.38
EV / EBITDA—
Gross margin0.00%
Operating margin41.57%
Profit margin23.37%
Return on equity8.57%
Return on assets0.96%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $654.67M | $522.59M | $549.51M | $531.54M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $126.01M | $100.28M | $134.96M | $133.67M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $126.01M | $100.28M | $134.96M | $133.67M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.34 | 0.37 | +10.0% |
| Mar 2026 | 0.30 | 0.35 | +16.7% |
| Dec 2025 | 0.31 | 0.33 | +7.8% |
| Sep 2025 | 0.31 | 0.29 | -5.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.34 | 8 | $183.43M | +8.5% |
| Next quarter | 0.35 | 8 | $185.65M | +3.2% |
| Current year | 1.41 | 7 | $726.30M | +10.9% |
| Next year | 1.45 | 8 | $759.62M | +4.6% |
Analyst targets & ownership
Mean target$16.57
High target$18.00
Low target$15.00
Implied upside7.47%
Analyst count7
ConsensusHOLD
Strong buy / Buy0 / 1
Hold7
Sell / Strong sell0 / 0
Held by insiders1.00%
Held by institutions72.56%
Institutions holding417
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+387.59K
Net buying
Buy transactions
31
402.21K shares
Sell transactions
2
14.63K shares
Net transactions
+33
Buys less sells
Sell : buy shares
0.0 : 1
Mixed
Insider-held shares
1.47M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 31, 26 | TORCHIO LOUIS J Chief Executive Officer |
STOCK | 125.30K | $0 | Direct |
| Jul 30, 26 | COLESTRO JAMES M Officer |
SELL | 13.27K | $209.33K | Direct |
| Jul 30, 26 | COLESTRO JAMES M Officer |
CONVERSION | 13.27K | $167.57K | Direct |
| Jun 5, 26 | MEEGAN JOHN P Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | CHADSEY DEBORAH J. ESQ Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | HUNTER TIMOTHY M Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | CAMPANA ROBERT M Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | DAVIS WILBUR R Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | PAUP MARK A Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | KRANICH CHARLES E. II Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | TULLIO DAVID M Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | WILLIAMS AMBER LEE Director |
STOCK | 4.05K | $0 | Direct |
| Jun 5, 26 | BALLARD STEVEN CHAD Chief Technology Officer |
STOCK | 47.22K | $0 | Direct |
| May 27, 26 | HUNTER TIMOTHY M Director |
BUY | 10.00K | $139.68K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BETCHKAL GREGORY J |
Officer | — | Purchase |
CAMPANA ROBERT M |
Director | 71.48K | Stock Award(Grant) |
DAVIS WILBUR R |
Director | 134.68K | Stock Award(Grant) |
GRAFMYRE RICHARD A |
Director | 111.07K | Stock Award(Grant) |
HUNTER TIMOTHY M |
Director | 203.80K | Stock Award(Grant) |
KRANICH CHARLES E. II |
Director | 100.39K | Stock Award(Grant) |
MEEGAN JOHN P |
Director | 106.15K | Stock Award(Grant) |
PAUP MARK A |
Director | 77.64K | Stock Award(Grant) |
SCHOSSER DOUGLAS M |
Chief Financial Officer | 81.06K | Purchase |
TORCHIO LOUIS J |
Chief Executive Officer | 353.05K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
15.57
-0.97% from price
SMA 20
15.67
-1.59% from price
SMA 50
15.29
+0.85% from price
SMA 100
14.49
+6.42% from price
SMA 200
13.44
+14.71% from price
EMA 12
15.55
-0.82% from price
EMA 26
15.50
-0.52% from price
EMA 50
15.22
+1.34% from price
RSI (14)
47.7
Neutral
MACD (12,26,9)
0.05
Hist -0.08
ATR (14)
0.22
1.42% of price
Realised vol 30D
17.7%
Annualised
Bollinger upper
16.08
20, 2σ
Bollinger lower
15.26
20, 2σ
50 / 200 cross
Golden
15.29 vs 13.44
Trend bias
Above 200
+14.71%
Risk profile
Beta vs SPY
0.49
Less volatile than market
Correlation to SPY
0.27
Largely independent
Realised vol 30D
17.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-12.1%
Peak to trough
Max drawdown 5Y
-35.8%
Peak to trough
ATR 14
0.22
1.42% of price
Beta (reported)
0.67
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
3.00
Positioning, not flow
Max pain
15.00
-2.7% from spot
ATM implied vol
61.1%
Nearest strike to spot
Skew (10% OTM)
-29.3%
Calls bid over puts
Call volume
5
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
2.50
2 contracts
Heaviest put OI
15.00
10 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Northwest Bancshares to Redeem Subordinated Notes Due 2030
MT Newswires · 5d ago
Northwest Bancshares, Inc. Announces Redemption of Subordinated Notes
PR Newswire · 5d ago
3 Russell 2000 Stocks with Questionable Fundamentals
StockStory · 6d ago
Northwest Bancshares (NWBI) is a Great Momentum Stock: Should You Buy?
Zacks · 17d ago
Northwest Bank Celebrates Grand Opening of First Financial Center in Central Ohio
PR Newswire · 23d ago
3 Growth Stocks with Open Questions
StockStory · 23d ago
Northwest Bancshares Inc (NWBI) (Q2 2026) Earnings Call Highlights: Record Net Income and ...
GuruFocus.com · 24d ago
Northwest Bancshares (NWBI) Beats Second Quarter Estimates, Is It Fully Priced?
Simply Wall St. · 25d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.