NU
Nu Holdings Ltd.
NYSEUSDEQUITY
Financial Services
DELAYED
Strong buy
+57/100
Last price
15.67
▲ 0.49 (3.22%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
15.18
Prev close
15.18
Day high
15.69
Day low
15.33
Volume
96.29M
Market cap
$75.65B
P/E (TTM)
20.61
52W range
11.20 – 18.98
Day trading desk
Gap from prior close
-0.00%
Prior close 15.18
VWAP
15.57
+0.62% from price
Relative volume
4.21×
Unusually busy
Session range
3.63%
15.15 – 15.70
Position in range
94%
Near session high
ATR (14D)
0.63
4.00% of price
Prior day high
15.46
PDH
Prior day low
14.84
PDL
Bid / ask spread
—
Quote not published
Session volume
358.06M
Avg 85.15M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+26.80%
+24.9%
1M
+1.89%
+0.7%
3M
+17.13%
+12.6%
6M
+10.67%
-7.5%
YTD
-6.45%
-20.7%
1Y
+2.29%
-14.1%
3Y
+116.00%
+33.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on NU open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+5.76M
Net buying
Buy transactions
15
6.20M shares
Sell transactions
5
432.71K shares
Net transactions
+20
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
99.80M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 28, 26 | WILSON SARAH K Officer |
STOCK | 1.43M | $0 | Direct |
| Aug 25, 26 | JUNQUERIA CRISTINA HELENA ZINGARETTI Officer |
SELL | 90.00K | $1.33M | |
| Aug 24, 26 | LEONE DOUGLAS M Director |
STOCK | 1.36K | $0 | Direct |
| Aug 24, 26 | PIACENTINI DIEGO Director |
STOCK | 1.36K | $0 | Direct |
| Aug 24, 26 | SANDS ANITA M Director |
STOCK | 1.36K | $0 | Direct |
| Aug 24, 26 | MORENO MEJIA LUIS ALBERTO Director |
STOCK | 1.02K | $0 | Direct |
| Aug 14, 26 | FRAGELLI HENRIQUE CAMOSSA SALDANHA Officer |
SELL | 221.71K | $3.51M | Direct |
| Aug 14, 26 | JUNQUERIA CRISTINA HELENA ZINGARETTI Officer |
SELL | 50.00K | $790.00K | Indirect |
| Aug 14, 26 | JUNQUEIRA CRISTINA ELENA ZINGARETTI Officer |
SELL | 50.00K | $790.00K | Indirect |
| Aug 7, 26 | LEONE DOUGLAS M Director |
STOCK | 25.29K | $0 | Direct |
| Aug 7, 26 | PIACENTINI DIEGO Director |
STOCK | 23.48K | $0 | Direct |
| Aug 7, 26 | MARCUS DAVID Director |
STOCK | 25.29K | $0 | Direct |
| Aug 7, 26 | SANDS ANITA M Director |
STOCK | 30.71K | $0 | Direct |
| Aug 7, 26 | RESES JACQUELINE D Director |
STOCK | 27.10K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
FRAGELLI HENRIQUE CAMOSSA SALDANHA |
Officer | 4.43M | Sale |
JUNQUEIRA CRISTINA ELENA ZINGARETTI |
Officer | — | Sale |
JUNQUERIA CRISTINA HELENA ZINGARETTI |
Officer | — | Sale |
LEONE DOUGLAS M |
Director | 29.69M | Stock Award(Grant) |
LIVINGSTON ROBERT PHILIP |
Chief Financial Officer | 2.19M | Stock Award(Grant) |
MARCUS DAVID |
Director | 655.04K | Stock Award(Grant) |
MORENO MEJIA LUIS ALBERTO |
Director | 252.54K | Stock Award(Grant) |
PIACENTINI DIEGO |
Director | 378.67K | Stock Award(Grant) |
SANDS ANITA M |
Director | 194.22K | Stock Award(Grant) |
WILSON SARAH K |
Officer | 1.43M | Stock Award(Grant) |
Fundamentals
Market cap$75.65B
Enterprise value$66.38B
Revenue (TTM)$8.44B
Gross profit$8.44B
EBITDA—
Net income$3.61B
EPS (TTM)$0.76
Free cash flow—
Total cash$15.17B
Total debt$5.90B
Book value / share$2.74
Shares outstanding3.81B
Float3.73B
Short % of float3.50%
Dividend yield0.00%
Beta (5Y)0.96
Valuation & profitability ratios
Trailing P/E20.61
Forward P/E13.86
PEG ratio0.70
Price / sales—
Price / book5.71
EV / revenue7.86
EV / EBITDA—
Gross margin0.00%
Operating margin50.15%
Profit margin42.73%
Return on equity31.63%
Return on assets4.96%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $10.63B | $8.27B | $5.63B | $2.97B | +28.5% |
| Operating revenue | $10.63B | $8.27B | $5.63B | $2.97B | +28.5% |
| Selling, general & admin | $1.61B | $1.44B | $1.14B | $1.43B | +11.9% |
| Pre-tax income | $3.87B | $2.80B | $1.54B | -$308.90M | +38.4% |
| Tax provision | $996.75M | $823.09M | $508.55M | $55.73M | +21.1% |
| Net income | $2.87B | $1.97B | $1.03B | -$364.58M | +45.5% |
| Net income to common | $2.87B | $1.97B | $1.03B | -$364.58M | +45.5% |
| Basic EPS | 0.59 | 0.41 | 0.22 | -0.08 | +44.3% |
| Diluted EPS | 0.58 | 0.40 | 0.21 | -0.08 | +44.9% |
| Basic shares | 4.83B | 4.79B | 4.74B | 4.68B | +0.9% |
| Diluted shares | 4.91B | 4.89B | 4.86B | 4.68B | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $20.93B | $13.64B | $13.37B | $6.89B | +53.5% |
| Accounts receivable | $18.27B | $12.26B | $12.41B | $8.23B | +49.0% |
| Property, plant & equipment | $49.79M | $46.22M | $69.75M | $46.46M | +7.7% |
| Goodwill & intangibles | $1.01B | $761.90M | $693.42M | $579.56M | +32.7% |
| Total assets | $74.89B | $49.93B | $43.35B | $29.93B | +50.0% |
| Current debt | $1.60B | $222.88M | $113.59M | $38.33M | +617.3% |
| Long-term debt | $269.81M | $328.87M | $806.68M | $547.24M | -18.0% |
| Total debt | $1.90B | $577.95M | $957.22M | $605.92M | +228.4% |
| Total liabilities | $63.57B | $42.28B | $36.94B | $25.04B | +50.3% |
| Retained earnings | $6.41B | $3.42B | $1.28B | $64.58M | +87.5% |
| Shareholder equity | $11.29B | $7.65B | $6.41B | $4.89B | +47.7% |
| Net tangible assets | $10.28B | $6.88B | $5.71B | $4.31B | +49.3% |
| Shares issued | 4.86B | 4.82B | 4.77B | 4.69B | +0.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $2.87B | $1.97B | $1.03B | -$364.63M | — | +45.6% |
| Depreciation & amortisation | $97.97M | $77.13M | $62.90M | $35.58M | — | +27.0% |
| Stock-based compensation | $271.85M | $272.38M | $212.55M | $253.20M | — | -0.2% |
| Change in working capital | -$11.08B | -$7.39B | -$4.71B | -$1.85B | — | -49.9% |
| Operating cash flow | $3.50B | $2.40B | $1.27B | $755.57M | — | +45.9% |
| Capital expenditure | -$340.77M | -$174.99M | -$177.00M | -$114.31M | — | -94.7% |
| Investing cash flow | -$342.31M | -$330.63M | -$177.00M | -$127.15M | — | -3.5% |
| Share buybacks | — | — | $0 | $0 | -$4.61M | — |
| Financing cash flow | $2.29B | $727.74M | $425.21M | $654.04M | — | +214.7% |
| Free cash flow | $3.16B | $2.22B | $1.09B | $641.27M | — | +42.1% |
| End cash position | $15.00B | $9.19B | $5.92B | $4.17B | — | +63.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $3.77B | $3.54B | $3.14B | $2.73B | $2.51B | — | +6.5% |
| Operating revenue | $3.77B | $3.54B | $3.14B | $2.73B | $2.51B | — | +6.5% |
| Selling, general & admin | $669.45M | $539.91M | $536.11M | $385.57M | $378.23M | — | +24.0% |
| Pre-tax income | $1.24B | $954.31M | $1.08B | $1.12B | $879.36M | — | +29.6% |
| Tax provision | $175.22M | $82.88M | $182.90M | $333.61M | $242.38M | — | +111.4% |
| Net income | $1.06B | $872.06M | $892.38M | $782.47M | $636.84M | — | +21.6% |
| Net income to common | $1.06B | $872.06M | $892.38M | $782.47M | $636.84M | — | +21.6% |
| Basic EPS | 0.22 | 0.18 | — | 0.16 | 0.13 | 0.12 | +21.5% |
| Diluted EPS | 0.22 | 0.18 | — | 0.16 | 0.13 | 0.11 | +21.7% |
| Basic shares | 4.86B | 4.86B | — | 4.84B | 4.83B | 4.82B | +0.0% |
| Diluted shares | 4.90B | 4.91B | — | 4.91B | 4.90B | 4.89B | -0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $19.60B | $19.37B | $20.93B | $17.32B | $17.15B | +1.2% |
| Accounts receivable | $21.49B | $20.19B | $18.27B | $16.77B | $15.13B | +6.5% |
| Property, plant & equipment | $105.32M | $75.19M | $49.79M | $45.75M | $46.67M | +40.1% |
| Goodwill & intangibles | $1.16B | $1.11B | $1.01B | $985.34M | $924.64M | +4.2% |
| Total assets | $82.75B | $77.46B | $74.89B | $68.36B | $62.73B | +6.8% |
| Current debt | $1.87B | $1.87B | $1.60B | $1.04B | $545.94M | -0.0% |
| Long-term debt | $2.81B | — | $269.81M | — | — | — |
| Total debt | $1.93B | $1.92B | $1.90B | $1.07B | $573.46M | +0.9% |
| Total liabilities | $69.50B | $64.86B | $63.57B | $57.81B | $53.15B | +7.1% |
| Retained earnings | $8.50B | $7.34B | $6.41B | $5.49B | $4.69B | +15.7% |
| Shareholder equity | $13.25B | $12.59B | $11.29B | $10.55B | $9.57B | +5.2% |
| Net tangible assets | $12.09B | $11.48B | $10.28B | $9.57B | $8.65B | +5.3% |
| Shares issued | 4.83B | 4.86B | 4.86B | 4.85B | 4.83B | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $1.06B | $871.43M | $894.80M | $782.68M | $636.99M | +21.8% |
| Depreciation & amortisation | $42.37M | $34.36M | $28.01M | $25.57M | $23.07M | +23.3% |
| Stock-based compensation | $134.42M | $82.41M | $63.27M | $73.73M | $57.05M | +63.1% |
| Change in working capital | -$7.14B | -$3.25B | -$3.71B | -$4.93B | -$2.01B | -119.4% |
| Operating cash flow | -$28.11M | -$1.21B | $831.03M | -$970.60M | $2.55B | +97.7% |
| Capital expenditure | -$25.23M | -$75.25M | -$62.61M | -$125.27M | -$70.38M | +66.5% |
| Investing cash flow | -$25.23M | -$75.25M | -$64.15M | -$125.27M | -$71.51M | +66.5% |
| Financing cash flow | -$346.93M | -$80.17M | $1.28B | $741.15M | $434.48M | -332.8% |
| Free cash flow | -$53.34M | -$1.29B | $768.42M | -$1.10B | $2.48B | +95.9% |
| End cash position | $13.55B | $13.92B | $15.00B | $12.90B | $13.27B | -2.6% |
Options analytics
Put / call volume
0.45
Call-heavy session
Put / call open interest
0.39
Positioning, not flow
Max pain
13.00
-17.0% from spot
ATM implied vol
52.0%
Nearest strike to spot
Skew (10% OTM)
+21.9%
Puts bid over calls
Call volume
6.33K
Contracts, this expiry
Put volume
2.83K
Contracts, this expiry
Heaviest call OI
15.50
16.56K contracts
Heaviest put OI
12.00
6.13K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.19 | 0.22 | +13.0% |
| Mar 2026 | 0.19 | 0.18 | -5.2% |
| Dec 2025 | 0.18 | 0.18 | -1.6% |
| Sep 2025 | 0.15 | 0.16 | +3.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.22 | 9 | $5.94B | +42.3% |
| Next quarter | 0.24 | 9 | $6.32B | +34.8% |
| Current year | 0.86 | 15 | $22.83B | +44.7% |
| Next year | 1.10 | 15 | $28.21B | +23.6% |
Analyst targets & ownership
Mean target$18.77
High target$23.00
Low target$12.00
Implied upside19.81%
Analyst count22
ConsensusBUY
Strong buy / Buy4 / 13
Hold4
Sell / Strong sell0 / 1
Held by insiders2.07%
Held by institutions82.24%
Institutions holding1.32K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
13.56
+15.58% from price
SMA 20
13.92
+12.53% from price
SMA 50
14.30
+9.53% from price
SMA 100
13.66
+14.69% from price
SMA 200
14.70
+6.56% from price
EMA 12
13.97
+12.17% from price
EMA 26
14.03
+11.66% from price
EMA 50
14.08
+11.29% from price
RSI (14)
64.4
Neutral
MACD (12,26,9)
-0.06
Hist 0.19
ATR (14)
0.63
4.01% of price
Realised vol 30D
60.0%
Annualised
Bollinger upper
15.70
20, 2σ
Bollinger lower
12.14
20, 2σ
50 / 200 cross
Death
14.30 vs 14.70
Trend bias
Above 200
+6.56%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
1.53
More volatile than market
Correlation to SPY
0.47
Loosely linked
Realised vol 30D
60.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-38.2%
Peak to trough
Max drawdown 5Y
-72.1%
Peak to trough
ATR 14
0.63
4.01% of price
Beta (reported)
0.96
5Y monthly, from filing
Short interest
Shares short
131.67M
Prior 129.51M
Change vs prior
+1.7%
Shorts adding
% of float
3.50%
Normal
% of shares out
2.73%
Against total outstanding
Days to cover
1.9
Liquid
Float
3.73B
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Sep 28, 26 | Needham | MAINTAINED | Buy | Buy |
| Sep 16, 26 | Itau BBA | DOWNGRADE | Outperform | Market Perform |
| Sep 11, 26 | Needham | MAINTAINED | Buy | Buy |
| Aug 25, 26 | Wolfe Research | MAINTAINED | Outperform | Outperform |
| Aug 20, 26 | UBS | MAINTAINED | Buy | Buy |
| Aug 14, 26 | Susquehanna | MAINTAINED | Neutral | Neutral |
| Aug 14, 26 | Needham | MAINTAINED | Buy | Buy |
| Jul 7, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Jun 26, 26 | Needham | INITIATED | — | Buy |
| Jun 15, 26 | Citigroup | DOWNGRADE | Buy | Neutral |
| Jun 3, 26 | Susquehanna | DOWNGRADE | Positive | Neutral |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
6-K · 2026-09-30
Corporate Changes & Voting Matters
6-K · 2026-09-10
Corporate Changes & Voting Matters
6-K · 2026-09-02
Corporate Changes & Voting Matters
6-K · 2026-08-13
Corporate Changes & Voting Matters
6-K · 2026-08-07
Corporate Changes & Voting Matters
6-K · 2026-07-20
Corporate Changes & Voting Matters
6-K · 2026-07-06
Corporate Changes & Voting Matters
6-K · 2026-06-04
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.