NRDS
NerdWallet, Inc.
NasdaqGMUSDEQUITY
Communication Services
DELAYED
Last price
9.75
▼ 0.26 (2.60%)
MARKET · —
Price
Open
10.01
Prev close
10.01
Day high
10.07
Day low
9.87
Volume
1.09M
Market cap
$631.56M
P/E (TTM)
10.98
52W range
7.33 – 16.24
Trailing performance
Returnvs SPY
1W
+0.41%
+1.8%
1M
+13.43%
+9.7%
3M
+20.49%
+17.4%
6M
-2.56%
-13.6%
YTD
-27.08%
-39.4%
1Y
-1.20%
-21.2%
3Y
+11.64%
-62.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$631.56M
Enterprise value$581.76M
Revenue (TTM)$860.00M
Gross profit$804.10M
EBITDA$104.70M
Net income$65.00M
EPS (TTM)$0.90
Free cash flow$113.51M
Total cash$62.00M
Total debt$12.20M
Book value / share$5.10
Shares outstanding32.24M
Float27.38M
Short % of float14.30%
Dividend yield—
Beta (5Y)1.23
Valuation & profitability ratios
Trailing P/E10.98
Forward P/E4.38
PEG ratio—
Price / sales—
Price / book1.94
EV / revenue0.68
EV / EBITDA5.56
Gross margin93.50%
Operating margin3.50%
Profit margin7.56%
Return on equity18.16%
Return on assets12.46%
Debt / equity3.75
Current ratio2.62
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $836.60M | $687.60M | $599.40M | $538.90M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $48.70M | $30.40M | -$11.80M | -$10.20M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $48.70M | $30.40M | -$11.80M | -$10.20M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.20 | 0.06 | -67.8% |
| Mar 2026 | 0.42 | 0.31 | -25.2% |
| Dec 2025 | 0.29 | 0.15 | -48.7% |
| Sep 2025 | 0.32 | 0.35 | +10.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.34 | 1 | $251.89M | +17.1% |
| Next quarter | 0.31 | 1 | $241.45M | +7.1% |
| Current year | 1.30 | 1 | $912.74M | +9.1% |
| Next year | 2.26 | 1 | $967.69M | +6.0% |
Analyst targets & ownership
Mean target$11.80
High target$15.00
Low target$8.00
Implied upside21.03%
Analyst count5
ConsensusBUY
Strong buy / Buy0 / 4
Hold1
Sell / Strong sell1 / 0
Held by insiders5.81%
Held by institutions89.32%
Institutions holding211
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
-3.74M
Net selling
Buy transactions
8
273.34K shares
Sell transactions
5
4.01M shares
Net transactions
+13
Buys less sells
Sell : buy shares
14.7 : 1
Heavily one-sided
Insider-held shares
3.72M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 30, 26 | TOPLINE CAPITAL PARTNERS, LP Beneficial Owner of more than 10% of a Class of Security |
SELL | 1.96M | $17.86M | Indirect |
| Jun 30, 26 | TOPLINE CAPITAL MANAGEMENT, LLC Beneficial Owner of more than 10% of a Class of Security |
SELL | 1.96M | $17.86M | Indirect |
| May 22, 26 | CHIA TERESA P. Director |
STOCK | 39.47K | $0 | Direct |
| May 21, 26 | MCBRIDE KENNETH THOMAS Director |
STOCK | 19.49K | $0 | Direct |
| May 21, 26 | LAUBE LYNNE MARIE Director |
STOCK | 19.49K | $0 | Direct |
| May 21, 26 | LING ANTHONY Director |
STOCK | 19.49K | $0 | Direct |
| May 20, 26 | LING ANTHONY Director |
STOCK | 17.95K | $0 | Direct |
| Mar 18, 26 | TATUM NICHOLAS Officer |
STOCK | 28.52K | $0 | Direct |
| Mar 18, 26 | LEE JUN HYUNG Chief Financial Officer |
STOCK | 128.33K | $0 | Direct |
| Mar 17, 26 | YOUNT SAMUEL Officer |
SELL | 71.99K | $742.77K | Indirect |
| Mar 12, 26 | YOUNT SAMUEL Officer |
SELL | 3.01K | $31.95K | Indirect |
| Mar 5, 26 | TATUM NICHOLAS Officer |
SELL | 11.04K | $126.45K | Direct |
| Mar 4, 26 | TATUM NICHOLAS Officer |
STOCK | 595 | $0 | Direct |
| Dec 3, 25 | TATUM NICHOLAS Officer |
SELL | 596 | $9.49K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CERAN JENNIFER |
Director | 54.24K | Stock Award(Grant) |
LAUBE LYNNE MARIE |
Director | 79.63K | Stock Award(Grant) |
LEE JUN HYUNG |
Chief Financial Officer | 415.96K | Stock Award(Grant) |
LING ANTHONY |
Director | 55.44K | Stock Award(Grant) |
MCBRIDE KENNETH THOMAS |
Director | 90.53K | Stock Award(Grant) |
STCLAIR LAUREN |
Chief Financial Officer | 313.10K | Sale |
TATUM NICHOLAS |
Officer | 75.72K | Stock Award(Grant) |
TOPLINE CAPITAL MANAGEMENT, LLC |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
TOPLINE CAPITAL PARTNERS, LP |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
YOUNT SAMUEL |
Officer | — | Sale |
Moving averages & technicals
SMA 10
9.86
-1.15% from price
SMA 20
9.57
+3.28% from price
SMA 50
9.23
+6.99% from price
SMA 100
9.40
+3.68% from price
SMA 200
10.93
-9.62% from price
EMA 12
9.78
-0.26% from price
EMA 26
9.56
+2.01% from price
EMA 50
9.41
+3.58% from price
RSI (14)
56.1
Neutral
MACD (12,26,9)
0.22
Hist 0.04
ATR (14)
0.41
4.17% of price
Realised vol 30D
49.5%
Annualised
Bollinger upper
10.34
20, 2σ
Bollinger lower
8.79
20, 2σ
50 / 200 cross
Death
9.23 vs 10.93
Trend bias
Below 200
-9.62%
Risk profile
Beta vs SPY
0.97
Less volatile than market
Correlation to SPY
0.26
Largely independent
Realised vol 30D
49.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-52.4%
Peak to trough
Max drawdown 5Y
-77.0%
Peak to trough
ATR 14
0.41
4.17% of price
Beta (reported)
1.23
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
2.32
Put-heavy session
Put / call open interest
0.96
Positioning, not flow
Max pain
7.50
-24.1% from spot
ATM implied vol
46.3%
Nearest strike to spot
Skew (10% OTM)
+11.9%
Puts bid over calls
Call volume
28
Contracts, this expiry
Put volume
65
Contracts, this expiry
Heaviest call OI
12.50
613 contracts
Heaviest put OI
7.50
1.19K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.