NCNO
nCino, Inc.
NasdaqGSUSDEQUITY
Technology
DELAYED
Last price
21.25
▲ 0.89 (4.37%)
MARKET · —
Price
Open
20.10
Prev close
20.36
Day high
20.93
Day low
20.10
Volume
2.12M
Market cap
$2.26B
P/E (TTM)
171.83
52W range
13.80 – 33.92
Trailing performance
Returnvs SPY
1W
-0.91%
+0.5%
1M
+27.13%
+23.4%
3M
+30.26%
+27.2%
6M
+32.01%
+20.9%
YTD
-19.58%
-31.9%
1Y
-26.04%
-46.0%
3Y
-28.82%
-103.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$2.26B
Enterprise value$2.50B
Revenue (TTM)$610.06M
Gross profit$375.88M
EBITDA$71.57M
Net income$13.26M
EPS (TTM)$0.12
Free cash flow$138.52M
Total cash$102.81M
Total debt$326.71M
Book value / share$8.92
Shares outstanding109.55M
Float91.62M
Short % of float17.30%
Dividend yield—
Beta (5Y)0.66
Valuation & profitability ratios
Trailing P/E171.83
Forward P/E13.80
PEG ratio—
Price / sales—
Price / book2.31
EV / revenue4.09
EV / EBITDA34.89
Gross margin61.61%
Operating margin13.25%
Profit margin2.17%
Return on equity1.81%
Return on assets1.15%
Debt / equity33.19
Current ratio0.89
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Total revenue | $594.78M | $540.66M | $476.54M | $408.31M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $5.18M | -$37.88M | -$42.35M | -$102.72M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Net income | $5.18M | -$37.88M | -$42.35M | -$102.72M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Apr 2026 | 0.28 | 0.34 | +23.9% |
| Jan 2026 | 0.21 | 0.37 | +72.2% |
| Oct 2025 | 0.21 | 0.31 | +49.9% |
| Jul 2025 | 0.14 | 0.22 | +58.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.27 | 14 | $159.18M | +7.0% |
| Next quarter | 0.32 | 13 | $162.60M | +6.9% |
| Current year | 1.25 | 14 | $644.69M | +8.4% |
| Next year | 1.49 | 14 | $701.76M | +8.9% |
Analyst targets & ownership
Mean target$23.36
High target$28.00
Low target$17.00
Implied upside9.95%
Analyst count11
ConsensusNONE
Strong buy / Buy6 / 4
Hold4
Sell / Strong sell0 / 0
Held by insiders2.92%
Held by institutions119.91%
Institutions holding413
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+1.30M
Net buying
Buy transactions
19
1.55M shares
Sell transactions
21
248.27K shares
Net transactions
+40
Buys less sells
Sell : buy shares
0.2 : 1
Mixed
Insider-held shares
3.20M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 5, 26 | SELLERS JEANETTE Officer |
SELL | 2.42K | $47.04K | Direct |
| Aug 5, 26 | DESMOND SEAN Chief Executive Officer |
SELL | 40.49K | $781.82K | Direct |
| Aug 5, 26 | DESMOND SEAN Chief Executive Officer |
CONVERSION | 8.06K | $40.16K | Direct |
| Aug 4, 26 | ORENSTEIN GREGORY D Chief Financial Officer |
SELL | 11.78K | $226.39K | Direct |
| Aug 4, 26 | NAUDE PIERRE Director |
SELL | 4.68K | $89.88K | Direct |
| Aug 4, 26 | RIEGER APRIL Officer |
SELL | 7.85K | $150.90K | Direct |
| Jul 6, 26 | DESMOND SEAN Chief Executive Officer |
SELL | 8.06K | $140.88K | Direct |
| Jul 6, 26 | DESMOND SEAN Chief Executive Officer |
CONVERSION | 8.06K | $40.16K | Direct |
| Jun 18, 26 | SPRUILL WILLIAM R Director |
STOCK | 12.91K | $0 | Direct |
| Jun 18, 26 | NYWEIDE JUSTIN C Director |
STOCK | 12.91K | $0 | Direct |
| Jun 18, 26 | DUGATKIN DIEGO GERMAN Director |
STOCK | 12.91K | $0 | Direct |
| Jun 18, 26 | YASUTAKE ANDREW HIDEKI Director |
STOCK | 12.91K | $0 | Direct |
| Jun 18, 26 | RUH WILLIAM J Director |
STOCK | 12.91K | $0 | Direct |
| Jun 18, 26 | NAUDE PIERRE Director |
STOCK | 12.91K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
COLLINS STEVEN ALAN |
Director | 60.10K | Sale |
DESMOND SEAN |
Chief Executive Officer | 1.23M | Sale |
DOYLE JONATHAN J |
Director | 89.84K | Stock Award(Grant) |
HORING JEFFREY LIEBERMAN |
Director | — | Sale |
INSIGHT HOLDINGS GROUP, L.L.C. |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
KETTELL KEITH |
Officer | 228.83K | Stock Award(Grant) |
NAUDE PIERRE |
Director | 1.12M | Sale |
ORENSTEIN GREGORY D |
Chief Financial Officer | 690.51K | Sale |
RIEGER APRIL |
Officer | 375.75K | Sale |
RUH WILLIAM J |
Director | 250.64K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
20.07
+5.88% from price
SMA 20
19.43
+6.12% from price
SMA 50
17.61
+17.12% from price
SMA 100
17.17
+23.76% from price
SMA 200
19.28
+6.94% from price
EMA 12
19.97
+6.43% from price
EMA 26
19.13
+11.10% from price
EMA 50
18.27
+16.34% from price
RSI (14)
64.8
Neutral
MACD (12,26,9)
0.84
Hist 0.05
ATR (14)
0.76
3.68% of price
Realised vol 30D
43.8%
Annualised
Bollinger upper
21.21
20, 2σ
Bollinger lower
17.66
20, 2σ
50 / 200 cross
Death
17.61 vs 19.28
Trend bias
Above 200
+6.94%
Risk profile
Beta vs SPY
0.80
Less volatile than market
Correlation to SPY
0.21
Largely independent
Realised vol 30D
43.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-57.1%
Peak to trough
Max drawdown 5Y
-82.1%
Peak to trough
ATR 14
0.76
3.68% of price
Beta (reported)
0.66
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.84
Call-heavy session
Put / call open interest
0.36
Positioning, not flow
Max pain
20.00
-3.0% from spot
ATM implied vol
74.6%
Nearest strike to spot
Skew (10% OTM)
+5.1%
Puts bid over calls
Call volume
19
Contracts, this expiry
Put volume
16
Contracts, this expiry
Heaviest call OI
22.50
316 contracts
Heaviest put OI
17.50
161 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
nCino (NCNO): Buy, Sell, or Hold Post Q1 Earnings?
StockStory · 8d ago
nCino Announces Timing of its Second Quarter Fiscal Year 2027 Financial Results Conference Call
GlobeNewswire · 9d ago
NCino, Dun & Bradstreet Collaborate to Automate Client Onboarding
MT Newswires · 9d ago
nCino and Dun & Bradstreet Collaborate to Speed Client Onboarding and Enhance Lifecycle Management for Financial Institutions
PR Newswire · 9d ago
Cisco Systems (CSCO) Beats Q4 Earnings and Revenue Estimates
Zacks · 10d ago
Definitive Healthcare Corp. (DH) Q2 Earnings Surpass Estimates
Zacks · 12d ago
nCino (NCNO) Launches Mortgage MCP As Its Undervalued Narrative Faces A Fresh Test
Simply Wall St. · 14d ago
Conestoga Capital Advisors’ Bets on nCino’s (NCNO) Durable Expansion
Insider Monkey · 15d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.