MSADY
MS&AD Insurance Group Holdings, Inc.
OTC Markets OTCPKUSDEQUITY
Financial Services
DELAYED
Last price
31.09
▲ 1.15 (3.84%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
31.13
Prev close
29.94
Day high
31.13
Day low
31.09
Volume
4.32K
Market cap
$44.58B
P/E (TTM)
9.31
52W range
19.85 – 32.53
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
+0.65%
+2.0%
1M
+6.04%
+2.3%
3M
+13.76%
+10.7%
6M
+11.67%
+0.6%
YTD
+32.69%
+20.4%
1Y
+27.68%
+7.7%
3Y
+168.63%
+94.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$44.58B
Enterprise value$-335.03B
Revenue (TTM)$7.53T
Gross profit$2.13T
EBITDA$1.35T
Net income$869.55B
EPS (TTM)$3.34
Free cash flow—
Total cash$2.14T
Total debt$1.70T
Book value / share$29.01
Shares outstanding1.43B
Float1.37B
Short % of float—
Dividend yield3.25%
Beta (5Y)0.28
Valuation & profitability ratios
Trailing P/E9.31
Forward P/E—
PEG ratio2.42
Price / sales—
Price / book1.07
EV / revenue-0.05
EV / EBITDA-0.25
Gross margin28.36%
Operating margin23.01%
Profit margin11.55%
Return on equity16.09%
Return on assets2.73%
Debt / equity25.21
Current ratio5.34
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Total revenue | $14.94T | $13.06T | $6.34T | $5.06T | +14.3% |
| Operating revenue | $14.94T | $13.06T | $6.34T | $5.06T | +14.3% |
| Selling, general & admin | $872.53B | $846.01B | $797.99B | $728.89B | +3.1% |
| Net interest income | -$17.67B | -$11.78B | -$10.45B | -$10.38B | -50.0% |
| Pre-tax income | $1.05T | $907.38B | $462.26B | $296.61B | +16.0% |
| Tax provision | $260.38B | $210.72B | $89.44B | $82.01B | +23.6% |
| Net income | $787.34B | $691.66B | $369.27B | $211.01B | +13.8% |
| Net income to common | $787.34B | $691.66B | $369.27B | $211.01B | +13.8% |
| Basic EPS | 528.87 | 445.52 | 231.83 | 43.51 | +18.7% |
| Diluted EPS | 528.80 | 445.45 | 231.77 | 43.50 | +18.7% |
| EBIT | $721.19B | $919.16B | $472.72B | $306.99B | -21.5% |
| Basic shares | 1.49B | 1.55B | 1.59B | 4.85B | -4.1% |
| Diluted shares | 1.49B | 1.55B | 1.59B | 4.85B | -4.1% |
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $1.92T | $2.14T | $2.91T | $2.77T | -10.3% |
| Cash & short-term investments | $1.92T | $2.14T | $2.91T | $2.77T | -10.3% |
| Property, plant & equipment | $447.86B | $456.46B | $465.66B | $476.71B | -1.9% |
| Goodwill & intangibles | $453.74B | $478.03B | $490.51B | $496.12B | -5.1% |
| Total assets | $28.64T | $26.24T | $26.96T | $24.35T | +9.1% |
| Long-term debt | $998.41B | $590.57B | $715.04B | $714.74B | +69.1% |
| Total debt | $998.41B | $590.57B | $715.04B | $714.74B | +69.1% |
| Total liabilities | $23.82T | $22.19T | $22.45T | $21.21T | +7.3% |
| Retained earnings | $4.93T | $4.44T | $1.63T | $1.38T | +10.9% |
| Shareholder equity | $4.77T | $4.00T | $4.47T | $3.09T | +19.2% |
| Net tangible assets | $4.32T | $3.52T | $3.98T | $2.60T | +22.5% |
| Shares issued | 1.49B | 1.61B | 1.61B | 1.61B | -7.2% |
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Net income | $1.05T | $907.38B | $462.26B | $296.61B | +16.0% |
| Depreciation & amortisation | $115.72B | $121.92B | $121.02B | $106.99B | -5.1% |
| Change in working capital | $668.16B | $211.82B | $682.83B | $23.75B | +215.4% |
| Operating cash flow | $762.61B | $660.19B | $549.47B | $194.15B | +15.5% |
| Capital expenditure | -$90.89B | -$88.29B | -$84.94B | -$81.63B | -2.9% |
| Investing cash flow | -$697.00B | -$558.73B | -$276.82B | $480.95B | -24.7% |
| Share buybacks | -$221.50B | -$250.88B | -$30.38B | -$55.74B | +11.7% |
| Dividends paid | -$224.86B | -$190.51B | -$117.13B | -$106.75B | -18.0% |
| Financing cash flow | -$129.23B | -$659.58B | -$231.55B | -$314.50B | +80.4% |
| Free cash flow | $671.72B | $571.90B | $464.53B | $112.52B | +17.5% |
| End cash position | $2.22T | $2.24T | $2.73T | $2.65T | -0.7% |
| Line item | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|
| Basic EPS | — | 147.38 | — |
| Basic shares | 1.49B | — | — |
| Diluted shares | 1.49B | 1.51B | -1.5% |
| Line item | 2026-03-31 | 2025-09-30 | 2025-03-31 | YoY |
|---|---|---|---|---|
| Cash & equivalents | $2.51T | $1.88T | $2.34T | +33.9% |
| Cash & short-term investments | $2.51T | $1.88T | $2.34T | +33.9% |
| Property, plant & equipment | $375.14B | $451.82B | $341.07B | -17.0% |
| Goodwill & intangibles | $333.98B | $453.46B | $337.45B | -26.3% |
| Total assets | $29.59T | $27.28T | $26.82T | +8.5% |
| Long-term debt | $1.52T | $790.19B | $1.17T | +92.4% |
| Total debt | $1.52T | $790.19B | $1.17T | +92.4% |
| Total liabilities | $23.11T | $22.89T | $21.39T | +1.0% |
| Retained earnings | $4.93T | $2.52T | $4.44T | +95.8% |
| Shareholder equity | $6.42T | $4.34T | $5.38T | +47.9% |
| Net tangible assets | $6.09T | $3.89T | $5.04T | +56.5% |
| Shares issued | 1.49B | 1.61B | 1.61B | -7.2% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $7.34T | -2.8% |
| Next year | — | — | $7.68T | +4.6% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions0.02%
Institutions holding12
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
30.59
+1.65% from price
SMA 20
30.58
+1.66% from price
SMA 50
29.06
+7.00% from price
SMA 100
27.70
+12.24% from price
SMA 200
26.11
+19.09% from price
EMA 12
30.55
+1.78% from price
EMA 26
30.06
+3.42% from price
EMA 50
29.27
+6.22% from price
RSI (14)
60.5
Neutral
MACD (12,26,9)
0.48
Hist -0.08
ATR (14)
0.71
2.28% of price
Realised vol 30D
25.2%
Annualised
Bollinger upper
31.24
20, 2σ
Bollinger lower
29.93
20, 2σ
50 / 200 cross
Golden
29.06 vs 26.11
Trend bias
Above 200
+19.09%
Risk profile
Beta vs SPY
0.62
Less volatile than market
Correlation to SPY
0.30
Largely independent
Realised vol 30D
25.2%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-17.5%
Peak to trough
Max drawdown 5Y
-29.9%
Peak to trough
ATR 14
0.71
2.28% of price
Beta (reported)
0.28
5Y monthly, from filing
Dividends & splits
Forward rate$1.01 / yr
Forward yield3.25%
5-year avg yield4.10%
Payout ratio29.48%
Ex-dividend dateMar 31, 2026
Next pay dateDec 20, 2021
Last split3:2
Split dateApr 2, 2024
Headlines
AM Best Assigns Credit Ratings to Newhall Specialty Insurance Company
Business Wire · 29d ago
AM Best Affirms Credit Ratings of Mitsui Sumitomo Insurance Company, Limited and Aioi Nissay Dowa Insurance Company Limited; Assigns Credit Ratings to MSIG Specialty Insurance America, Inc.
Business Wire · 78d ago
Assessing MS&AD Insurance Group Holdings (TSE:8725) Valuation After Recent Share Price Momentum
Simply Wall St. · 80d ago
MS&AD Insurance Group Holdings Inc (MSADF) Full Year 2026 Earnings Call Highlights: Record ...
GuruFocus.com · 86d ago
PRIVATE STRATEGY · BY QUALIFICATION
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