MFA

MFA Financial, Inc.
NYSEUSDEQUITY Real Estate DELAYED
Last price
7.28
▼ 0.07 (0.95%)
MARKET · —

Price

1D — H — L — Range — Vol —
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
7.35
Day high
7.39
Day low
7.23
Volume
2.69M
Market cap
$735.92M
P/E (TTM)
7.21
52W range
7.21 – 10.43

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
-9.00% -10.9%
1M
-18.66% -19.8%
3M
-21.47% -26.0%
6M
-24.48% -42.7%
YTD
-21.80% -36.1%
1Y
-20.96% -37.4%
3Y
-24.25% -106.5%
5Y
— —

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Unusual options activity

Account required
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Free account

5 more panels on MFA open with an account.

Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.

Insider net activity

6m · Form 4 rollup
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.97M
Total on file

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Jan 15, 26
JOSEPHS ROBIN
Director
— 3.47K — Direct
Jan 15, 26
GOODMAN LAURIE S
Director
— 3.47K — Direct
Jan 8, 26
KNUTSON CRAIG L
Chief Executive Officer
— 695.67K — Direct
Jan 8, 26
SCHWARTZ HAROLD EDWARD J.D.
Officer
— 117.40K — Direct
Jan 8, 26
WULFSOHN BRYAN
President
— 300.00K — Direct
Jan 8, 26
SEEMUNGAL NATASHA
Officer
— 21.75K — Direct
Jan 8, 26
LIN MEI
Officer
— 21.75K — Direct
Jan 8, 26
ROPER MICHAEL CHARLES
Chief Financial Officer
— 69.58K — Direct
Jan 8, 26
SAMUELS LORI R
Officer
— 69.58K — Direct
Sep 15, 25
LIN MEI
Officer
SELL 2.77K $28.03K Direct
Jun 4, 25
STAMPS SHEILA A.
Director
STOCK 15.84K $150.00K Direct
Jan 17, 25
JOSEPHS ROBIN
Director
— 3.15K — Direct
Jan 17, 25
GOODMAN LAURIE S
Director
— 3.15K — Direct
Jan 7, 25
KNUTSON CRAIG L
Chief Executive Officer
— 151.53K — Direct
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
GOODMAN LAURIE S
Director 9.48K Conversion of Exercise of derivative security
JOSEPHS ROBIN
Director 35.45K Conversion of Exercise of derivative security
KNUTSON CRAIG L
Chief Executive Officer 1.18M Conversion of Exercise of derivative security
LIN MEI
Officer 32.13K Conversion of Exercise of derivative security
ROPER MICHAEL CHARLES
Chief Financial Officer 88.14K Conversion of Exercise of derivative security
SAMUELS LORI R
Officer 92.61K Conversion of Exercise of derivative security
SCHWARTZ HAROLD EDWARD J.D.
Officer 159.52K Conversion of Exercise of derivative security
SEEMUNGAL NATASHA
Officer 30.09K Conversion of Exercise of derivative security
STAMPS SHEILA A.
Director 15.84K Stock Award(Grant)
WULFSOHN BRYAN
President 391.51K Conversion of Exercise of derivative security

Fundamentals

TTM · reported
Market cap$735.92M
Enterprise value$12.26B
Revenue (TTM)$302.83M
Gross profit$265.24M
EBITDA—
Net income$104.71M
EPS (TTM)$1.01
Free cash flow—
Total cash$141.19M
Total debt$11.67B
Book value / share$17.57
Shares outstanding101.09M
Float98.61M
Short % of float4.92%
Dividend yield19.78%
Beta (5Y)1.53

Valuation & profitability ratios

Account required
Trailing P/E7.21
Forward P/E5.24
PEG ratio2.48
Price / sales—
Price / book0.41
EV / revenue40.50
EV / EBITDA—
Gross margin87.59%
Operating margin53.97%
Profit margin48.95%
Return on equity8.24%
Return on assets1.17%
Debt / equity656.96
Current ratio43.67
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

As reported · 5 years · 5 quarters
Blank means not reported, not zero
Line item2025202420232022YoY
Total revenue $298.59M$252.85M$205.46M-$84.58M +18.1%
Operating revenue $298.59M$252.85M$205.46M-$84.58M +18.1%
Selling, general & admin $119.41M$131.91M$129.67M$112.72M -9.5%
Pre-tax income $176.05M$119.69M$80.44M-$232.43M +47.1%
Tax provision -$735.00K$443.00K$278.00K-$851.00K -265.9%
Net income $176.78M$119.25M$80.16M-$231.58M +48.2%
Net income to common $135.68M$85.92M$47.29M-$265.08M +57.9%
Basic EPS 1.310.830.46-2.57 +57.8%
Diluted EPS 1.300.820.46-2.57 +58.5%
Basic shares 104.17M104.07M102.22M102.90M +0.1%
Diluted shares 104.97M105.34M103.58M102.90M -0.3%

Options analytics

Account required
Put / call volume
0.17
Call-heavy session
Put / call open interest
0.12
Positioning, not flow
Max pain
12.00
+64.8% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
-6.2%
Calls bid over puts
Call volume
427
Contracts, this expiry
Put volume
71
Contracts, this expiry
Heaviest call OI
12.00
104 contracts
Heaviest put OI
20.00
6 contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 0.250.35 +42.3%
Mar 2026 0.300.34 +12.3%
Dec 2025 0.270.27 +0.5%
Sep 2025 0.270.20 -27.2%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 0.30 4 $57.45M +1.2%
Next quarter 0.33 4 $57.88M +4.3%
Current year 1.08 4 $232.66M +0.7%
Next year 1.40 5 $236.17M +1.5%

Analyst targets & ownership

Account required
Mean target$14.00
High target$31.00
Low target$10.00
Implied upside92.31%
Analyst count6
ConsensusBUY
Strong buy / Buy1 / 2
Hold4
Sell / Strong sell0 / 0
Held by insiders1.95%
Held by institutions57.30%
Institutions holding284
Free account required

Price targets, consensus spread, insider and institutional ownership.

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
7.85
-7.30% from price
SMA 20
8.18
-11.01% from price
SMA 50
8.68
-16.13% from price
SMA 100
9.05
-19.56% from price
SMA 200
9.46
-23.06% from price
EMA 12
7.86
-7.40% from price
EMA 26
8.22
-11.39% from price
EMA 50
8.55
-14.88% from price
RSI (14)
15.6
Oversold
MACD (12,26,9)
-0.35
Hist -0.09
ATR (14)
0.21
2.93% of price
Realised vol 30D
20.2%
Annualised
Bollinger upper
9.00
20, 2σ
Bollinger lower
7.36
20, 2σ
50 / 200 cross
Death
8.68 vs 9.46
Trend bias
Below 200
-23.06%

Options chain

Account required
Expiry
Spot 7.28
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

Risk profile

Daily returns · 1Y window
Beta vs SPY
0.60
Less volatile than market
Correlation to SPY
0.35
Loosely linked
Realised vol 30D
20.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-29.9%
Peak to trough
Max drawdown 5Y
-61.5%
Peak to trough
ATR 14
0.21
2.93% of price
Beta (reported)
1.53
5Y monthly, from filing

Short interest

Semi-monthly exchange report · lags by ~2 weeks
Shares short
4.93M
Prior 4.05M
Change vs prior
+21.6%
Shorts adding
% of float
4.92%
Normal
% of shares out
4.88%
Against total outstanding
Days to cover
3.5
Liquid
Float
98.61M
Freely tradeable shares

Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.

Rating changes

50 on file
DateFirm ActionFromTo
Aug 20, 26 RBC Capital MAINTAINED Sector Perform Sector Perform
Aug 4, 26 Citizens MAINTAINED Market Outperform Market Outperform
Jun 17, 26 BTIG UPGRADE Neutral Buy
Jun 3, 26 RBC Capital MAINTAINED Sector Perform Sector Perform
May 6, 26 Keefe, Bruyette & Woods MAINTAINED Market Perform Market Perform
May 4, 26 Citizens MAINTAINED Market Outperform Market Outperform
Mar 5, 26 RBC Capital MAINTAINED Sector Perform Sector Perform
Feb 20, 26 Keefe, Bruyette & Woods MAINTAINED Market Perform Market Perform
Nov 18, 25 UBS MAINTAINED Buy Buy
Oct 8, 25 UBS UPGRADE Neutral Buy
Sep 3, 25 UBS MAINTAINED Neutral Neutral
Aug 11, 25 Jones Trading MAINTAINED Hold Hold

Dividends & splits

Declared · from the issuer
Forward rate$1.44 / yr
Forward yield19.78%
5-year avg yield13.24%
Payout ratio142.57%
Ex-dividend dateOct 5, 2026
Next pay dateOct 30, 2026
Last split1:4
Split dateApr 5, 2022

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.