LFT
Lument Finance Trust, Inc.
NYSEUSDEQUITY
Real Estate
DELAYED
Strong sell
-78/100
Last price
5.09
▲ 0.12 (2.41%)
MARKET · —
Price
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Tool
1D
—
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Range —
Vol —
vs
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Open
—
Prev close
4.97
Day high
5.18
Day low
4.98
Volume
23.52K
Market cap
$26.76M
P/E (TTM)
—
52W range
4.96 – 18.80
Trailing performance
Returnvs SPY
1W
-7.45%
-9.4%
1M
-29.31%
-30.5%
3M
-45.27%
-49.8%
6M
-59.92%
-78.1%
YTD
-63.90%
-78.2%
1Y
-73.49%
-89.9%
3Y
-75.53%
-157.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on LFT open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
777.37K
Total on file
Fundamentals
Market cap$26.76M
Enterprise value$956.58M
Revenue (TTM)$4.32M
Gross profit$4.32M
EBITDA—
Net income$-18.46M
EPS (TTM)$-3.50
Free cash flow—
Total cash$28.98M
Total debt$901.49M
Book value / share$28.10
Shares outstanding5.26M
Float3.04M
Short % of float1.33%
Dividend yield0.00%
Beta (5Y)0.68
Valuation & profitability ratios
Trailing P/E—
Forward P/E50.90
PEG ratio—
Price / sales—
Price / book0.18
EV / revenue221.62
EV / EBITDA—
Gross margin100.00%
Operating margin196.40%
Profit margin0.00%
Return on equity-6.29%
Return on assets-1.30%
Debt / equity440.14
Current ratio139.95
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $20.15M | $34.86M | $30.27M | $20.02M | -42.2% |
| Operating revenue | $20.15M | $34.86M | $30.27M | $20.02M | -42.2% |
| Selling, general & admin | $4.39M | $4.84M | $3.86M | $3.71M | -9.3% |
| Pre-tax income | -$2.74M | $22.67M | $19.72M | $9.87M | -112.1% |
| Tax provision | $8.19K | $18.81K | $5.72K | $11.09K | -56.4% |
| Net income | -$2.75M | $22.65M | $19.71M | $9.86M | -112.1% |
| Net income to common | -$7.49M | $17.91M | $14.97M | $5.12M | -141.8% |
| Basic EPS | -1.40 | 3.40 | 2.90 | 1.10 | -141.2% |
| Diluted EPS | -1.40 | 3.40 | 2.90 | 1.10 | -141.2% |
| Basic shares | 5.23M | 5.23M | 5.22M | 4.83M | +0.1% |
| Diluted shares | 5.23M | 5.23M | 5.22M | 4.83M | +0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $23.11M | $69.17M | $51.25M | $43.86M | -66.6% |
| Accounts receivable | $5.43M | $5.95M | $8.59M | $5.80M | -8.7% |
| Goodwill & intangibles | $554.25K | $649.29K | $691.97K | $795.66K | -14.6% |
| Total assets | $1.22B | $1.13B | $1.45B | $1.13B | +7.7% |
| Long-term debt | $812.89M | $875.86M | $1.19B | $876.28M | -7.2% |
| Total debt | $812.89M | $875.86M | $1.19B | $876.28M | -7.2% |
| Total liabilities | $996.89M | $890.70M | $1.21B | $884.96M | +11.9% |
| Retained earnings | $67.28M | $70.02M | $47.37M | $31.25M | -3.9% |
| Shareholder equity | $218.99M | $237.80M | $240.69M | $242.90M | -7.9% |
| Net tangible assets | $218.43M | $237.15M | $240.00M | $242.11M | -7.9% |
| Shares issued | 5.24M | 5.23M | 5.22M | 5.22M | +0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | -$2.75M | $22.65M | $19.71M | $9.86M | -112.1% |
| Depreciation & amortisation | $779.26K | $0 | — | — | — |
| Stock-based compensation | $189.99K | $147.44K | $6.19K | $15.98K | +28.9% |
| Change in working capital | $75.38K | $154.98K | $531.32K | -$172.86K | -51.4% |
| Operating cash flow | $10.10M | $27.13M | $24.74M | $16.29M | -62.8% |
| Capital expenditure | -$1.52M | — | — | — | — |
| Investing cash flow | -$142.92M | $334.09M | -$316.72M | -$51.83M | -142.8% |
| Dividends paid | -$23.05M | -$20.42M | -$17.80M | -$16.39M | -12.9% |
| Financing cash flow | $87.87M | -$341.17M | $296.13M | $64.63M | +125.8% |
| Free cash flow | $8.58M | $27.13M | $24.74M | $16.29M | -68.4% |
| End cash position | $26.62M | $71.56M | $51.52M | $47.37M | -62.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $3.60M | $4.66M | $3.79M | $4.00M | $5.67M | — | -22.7% |
| Operating revenue | $3.60M | $4.66M | $3.79M | $4.00M | $5.67M | — | -22.7% |
| Selling, general & admin | $1.52M | $1.18M | $983.64K | $1.26M | $1.12M | — | +29.1% |
| Pre-tax income | -$8.02M | $201.94K | -$7.75M | $1.84M | $3.69M | — | -4,073.4% |
| Tax provision | -$10.74K | -$4.65K | $6.63K | -$2.90K | -$4.08K | — | -131.2% |
| Net income | -$8.01M | $206.58K | -$7.76M | $1.84M | $3.69M | — | -3,978.8% |
| Net income to common | -$9.20M | -$978.38K | -$8.94M | $658.60K | $2.51M | — | -840.1% |
| Basic EPS | -1.80 | -0.20 | — | 0.10 | 0.50 | -0.30 | -800.0% |
| Diluted EPS | -1.80 | -0.20 | — | 0.10 | 0.50 | -0.30 | -800.0% |
| Basic shares | 5.25M | 5.24M | — | 5.24M | 5.23M | 5.23M | +0.1% |
| Diluted shares | 5.25M | 5.24M | — | 5.24M | 5.23M | 5.23M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $28.98M | $21.25M | $23.11M | $56.02M | $59.40M | +36.4% |
| Accounts receivable | $4.51M | $5.55M | $5.43M | $4.41M | $5.64M | -18.8% |
| Goodwill & intangibles | $506.73K | $524.00K | $554.25K | $565.61K | $590.31K | -3.3% |
| Total assets | $1.12B | $1.20B | $1.22B | $955.72M | $998.39M | -7.4% |
| Long-term debt | $654.85M | $665.15M | $812.89M | $717.43M | $757.46M | -1.5% |
| Total debt | $654.85M | $665.15M | $812.89M | $717.43M | $757.46M | -1.5% |
| Total liabilities | $910.64M | $988.75M | $996.89M | $725.65M | $766.93M | -7.9% |
| Retained earnings | $59.47M | $67.48M | $67.28M | $75.03M | $73.19M | -11.9% |
| Shareholder equity | $204.72M | $215.96M | $218.99M | $229.97M | $231.36M | -5.2% |
| Net tangible assets | $204.21M | $215.44M | $218.43M | $229.41M | $230.77M | -5.2% |
| Shares issued | 5.25M | 5.24M | 5.24M | 5.24M | 5.23M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | -$8.01M | $206.58K | -$7.76M | $1.84M | $3.69M | -3,978.8% |
| Depreciation & amortisation | $390.27K | $304.88K | $295.70K | $344.79K | $138.78K | +28.0% |
| Stock-based compensation | $52.50K | $52.50K | $52.50K | $52.50K | $42.49K | +0.0% |
| Change in working capital | -$89.78K | $1.71M | $42.09K | -$125.67K | $647.60K | -105.3% |
| Operating cash flow | $502.27K | $3.57M | $1.25M | $1.14M | $3.61M | -85.9% |
| Capital expenditure | -$332.41K | -$191.18K | -$660.68K | — | — | -73.9% |
| Investing cash flow | $104.63M | $15.24M | -$298.50M | $39.62M | $60.66M | +586.4% |
| Dividends paid | -$3.29M | -$3.28M | -$3.28M | -$4.32M | -$5.37M | -0.3% |
| Financing cash flow | -$81.08M | -$14.81M | $267.02M | -$44.67M | -$68.05M | -447.5% |
| Free cash flow | $169.87K | $3.38M | $589.40K | $281.28K | $3.61M | -95.0% |
| End cash position | $54.68M | $30.62M | $26.62M | $56.85M | $60.75M | +78.6% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.65 | -1.00 | -253.9% |
| Mar 2026 | 0.60 | 0.20 | -66.7% |
| Dec 2025 | 0.60 | 0.00 | -100.0% |
| Sep 2025 | 0.75 | 0.20 | -73.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.40 | 2 | $6.95M | +37.5% |
| Next quarter | 0.45 | 2 | $7.15M | +33.2% |
| Current year | -1.10 | 1 | $29.29M | +16.7% |
| Next year | 0.10 | 1 | $18.56M | -36.7% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy0 / 0
Hold2
Sell / Strong sell0 / 0
Held by insiders14.81%
Held by institutions46.43%
Institutions holding63
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
5.25
-3.03% from price
SMA 20
5.84
-12.78% from price
SMA 50
6.48
-21.41% from price
SMA 100
8.22
-38.09% from price
SMA 200
10.75
-52.63% from price
EMA 12
5.42
-6.13% from price
EMA 26
5.92
-14.07% from price
EMA 50
6.65
-23.51% from price
RSI (14)
29.5
Oversold
MACD (12,26,9)
-0.50
Hist -0.04
ATR (14)
0.31
6.15% of price
Realised vol 30D
60.7%
Annualised
Bollinger upper
7.20
20, 2σ
Bollinger lower
4.47
20, 2σ
50 / 200 cross
Death
6.48 vs 10.75
Trend bias
Below 200
-52.63%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.81
Less volatile than market
Correlation to SPY
0.20
Largely independent
Realised vol 30D
60.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-73.4%
Peak to trough
Max drawdown 5Y
-87.7%
Peak to trough
ATR 14
0.31
6.15% of price
Beta (reported)
0.68
5Y monthly, from filing
Short interest
Shares short
40.82K
Prior 29.48K
Change vs prior
+38.5%
Shorts adding
% of float
1.33%
Normal
% of shares out
0.78%
Against total outstanding
Days to cover
2.3
Liquid
Float
3.04M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Apr 1, 25 | Jones Trading | MAINTAINED | Hold | Hold |
| Sep 19, 24 | Raymond James | DOWNGRADE | Outperform | Market Perform |
| Aug 14, 24 | Jones Trading | DOWNGRADE | Buy | Hold |
| May 13, 24 | JonesTrading | MAINTAINED | Buy | Buy |
| Sep 12, 23 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
| Aug 11, 23 | Raymond James | MAINTAINED | Outperform | Outperform |
| May 17, 23 | Raymond James | MAINTAINED | Outperform | Outperform |
| Oct 18, 22 | Raymond James | MAINTAINED | — | Outperform |
| Oct 3, 22 | Piper Sandler | MAINTAINED | — | Neutral |
| Sep 8, 22 | B. Riley Securities | MAINTAINED | — | Buy |
| Aug 30, 22 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
| Aug 10, 22 | Raymond James | MAINTAINED | — | Outperform |
Dividends & splits
Forward rate$0.00 / yr
Forward yield0.00%
5-year avg yield12.54%
Payout ratio260.00%
Ex-dividend dateJun 30, 2026
Next pay dateJul 15, 2026
Last split1:10
Split dateSep 10, 2026
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-14
Periodic Financial Reports
10-Q · 2026-08-13
Corporate Changes & Voting Matters
8-K · 2026-07-30
Corporate Changes & Voting Matters
8-K · 2026-06-12
Corporate Changes & Voting Matters
8-K · 2026-05-20
Periodic Financial Reports
10-Q · 2026-05-15
Proxy Statements
DEF 14A · 2026-04-30
Periodic Financial Reports
10-K · 2026-03-23
Headlines
Top Midday Decliners
MT Newswires · 16d ago
Lument Finance Trust Suspends Common Stock Dividend, and Declares Q3 Preferred Stock Dividend
PR Newswire · 19d ago
Lument Finance Trust Completes 1-for-10 Reverse Stock Split
MT Newswires · 27d ago
Lument Finance Trust Announces Completion of Reverse Stock Split
PR Newswire · 28d ago
Lument Finance (LFT) Q2 2026 Earnings Call Transcript
Motley Fool · 47d ago
Lument Finance Trust Inc (LFT) (Q2 2026) Earnings Call Highlights: Strategic Review and Legacy ...
GuruFocus.com · 53d ago
Lument Finance Trust, Inc. Q2 2026 Earnings Call Summary
Moby · 54d ago
Lument: Q2 Earnings Snapshot
Associated Press · 54d ago
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