LCNB
LCNB Corp.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Last price
19.43
▼ 0.10 (0.51%)
MARKET · —
Price
Open
19.53
Prev close
19.53
Day high
19.64
Day low
19.36
Volume
36.21K
Market cap
$276.97M
P/E (TTM)
11.23
52W range
14.31 – 21.32
Trailing performance
Returnvs SPY
1W
-2.12%
-0.7%
1M
-0.61%
-4.3%
3M
+18.69%
+15.6%
6M
+11.28%
+0.2%
YTD
+18.55%
+6.3%
1Y
+27.33%
+7.3%
3Y
+23.60%
-50.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$276.97M
Enterprise value$359.15M
Revenue (TTM)$92.03M
Gross profit$92.03M
EBITDA—
Net income$24.38M
EPS (TTM)$1.73
Free cash flow—
Total cash$28.30M
Total debt$110.48M
Book value / share$19.69
Shares outstanding14.25M
Float13.45M
Short % of float1.05%
Dividend yield4.52%
Beta (5Y)0.57
Valuation & profitability ratios
Trailing P/E11.23
Forward P/E10.50
PEG ratio—
Price / sales—
Price / book0.99
EV / revenue3.90
EV / EBITDA—
Gross margin0.00%
Operating margin39.20%
Profit margin26.65%
Return on equity9.02%
Return on assets1.08%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $70.22M | $60.80M | $56.35M | $61.04M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $23.12M | $13.49M | $12.63M | $22.13M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $23.12M | $13.49M | $12.63M | $22.13M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.44 | 0.53 | +21.8% |
| Mar 2026 | 0.35 | 0.31 | -11.4% |
| Dec 2025 | 0.45 | 0.40 | -11.1% |
| Sep 2025 | 0.43 | 0.49 | +15.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.48 | 2 | $19.20M | +5.9% |
| Next quarter | 0.48 | 2 | $19.30M | +5.7% |
| Current year | 1.80 | 2 | $77.25M | +10.0% |
| Next year | 1.87 | 2 | $78.30M | +1.4% |
Analyst targets & ownership
Mean target$21.25
High target$22.00
Low target$20.50
Implied upside9.37%
Analyst count2
ConsensusNONE
Strong buy / Buy0 / 0
Hold2
Sell / Strong sell0 / 0
Held by insiders5.66%
Held by institutions51.51%
Institutions holding159
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
807.40K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 17, 26 | HAINES ROBERT C II President |
BUY | 500 | $9.88K | Direct |
| May 28, 26 | MEILSTRUP ERIC J Chief Executive Officer |
BUY | 400 | $6.78K | Direct |
| May 15, 26 | HAINES ROBERT C II President |
BUY | 500 | $7.89K | Direct |
| Feb 23, 26 | FOSTER STEVE P Director |
STOCK | 974 | $17.01K | Direct |
| Feb 23, 26 | CROPPER SPENCER S Chairman of the Board |
STOCK | 974 | $17.01K | Direct |
| Feb 23, 26 | KAUFMAN WILLIAM H Director |
STOCK | 974 | $17.01K | Direct |
| Feb 23, 26 | WILSON STEPHEN P Director |
STOCK | 974 | $17.01K | Direct |
| Feb 23, 26 | HUDDLE WILLIAM G. Director |
STOCK | 974 | $17.01K | Direct |
| Feb 23, 26 | MEILSTRUP ERIC J Chief Executive Officer |
STOCK | 6.87K | $120.00K | Direct |
| Feb 23, 26 | HAINES ROBERT C II President |
STOCK | 4.11K | $71.73K | Direct |
| Feb 23, 26 | KREHBIEL ANNE E Director |
STOCK | 974 | $17.01K | Direct |
| Feb 23, 26 | WALTER PATRICIA L Officer |
STOCK | 2.10K | $36.65K | Direct |
| Feb 23, 26 | MILLER MICHAEL ROBERT Officer |
STOCK | 2.68K | $46.72K | Direct |
| Feb 23, 26 | RUPPERT BRADLEY AUSTIN Chief Investment Officer |
STOCK | 2.51K | $43.84K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BEDINGHAUS ROBERT A |
Director | 82.56K | Stock Award(Grant) |
CROPPER SPENCER S |
Chairman of the Board | 140.89K | Stock Award(Grant) |
FOSTER STEVE P |
Director | 47.19K | Stock Award(Grant) |
HUDDLE WILLIAM G. |
Director | 167.85K | Stock Award(Grant) |
JOHRENDT MICHAEL J. |
Director | 154.62K | Stock Award(Grant) |
KAUFMAN WILLIAM H |
Director | 85.68K | Stock Award(Grant) |
MEILSTRUP ERIC J |
Chief Executive Officer | 53.48K | Purchase |
MULLIGAN LAWRENCE P. JR. |
Officer | 31.57K | Stock Award(Grant) |
WALTER PATRICIA L |
Officer | 43.08K | Stock Award(Grant) |
WILSON STEPHEN P |
Director | 67.42K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
19.77
-1.73% from price
SMA 20
19.95
-2.61% from price
SMA 50
18.80
+3.34% from price
SMA 100
17.62
+10.25% from price
SMA 200
17.08
+13.76% from price
EMA 12
19.76
-1.67% from price
EMA 26
19.54
-0.57% from price
EMA 50
18.94
+2.58% from price
RSI (14)
48.9
Neutral
MACD (12,26,9)
0.22
Hist -0.14
ATR (14)
0.55
2.83% of price
Realised vol 30D
41.1%
Annualised
Bollinger upper
20.65
20, 2σ
Bollinger lower
19.25
20, 2σ
50 / 200 cross
Golden
18.80 vs 17.08
Trend bias
Above 200
+13.76%
Risk profile
Beta vs SPY
0.46
Less volatile than market
Correlation to SPY
0.19
Largely independent
Realised vol 30D
41.1%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-15.1%
Peak to trough
Max drawdown 5Y
-38.2%
Peak to trough
ATR 14
0.55
2.83% of price
Beta (reported)
0.57
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.65
Positioning, not flow
Max pain
20.00
+2.9% from spot
ATM implied vol
29.6%
Nearest strike to spot
Skew (10% OTM)
-56.0%
Calls bid over puts
Call volume
145
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
20.00
31 contracts
Heaviest put OI
20.00
20 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
LCNB Corp. Announces 2026 Third-Quarter Dividend
Business Wire · 2d ago
LCNB Corp. Appoints Susan B. Zaunbrecher to Board of Directors
Business Wire · 3d ago
LCNB Corp. Announces Closing of Subordinated Notes Offering
Business Wire · 12d ago
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LCNB (LCNB) Surpasses Q2 Earnings and Revenue Estimates
Zacks · 37d ago
LCNB: Q2 Earnings Snapshot
Associated Press · 37d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.