KLAR
Klarna Group plc
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
14.27
▲ 0.27 (1.94%)
MARKET · —
Price
Open
14.00
Prev close
14.00
Day high
14.55
Day low
14.10
Volume
7.04M
Market cap
$5.42B
P/E (TTM)
—
52W range
12.06 – 47.48
Trailing performance
Returnvs SPY
1W
-31.07%
-29.7%
1M
-18.49%
-22.2%
3M
-10.04%
-13.1%
6M
+9.56%
-1.5%
YTD
-50.43%
-62.7%
1Y
—
-20.0%
3Y
—
-74.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$5.42B
Enterprise value$2.60B
Revenue (TTM)$4.04B
Gross profit$1.49B
EBITDA$-20.00M
Net income$-142.00M
EPS (TTM)$-0.52
Free cash flow$798.37M
Total cash$4.81B
Total debt$1.75B
Book value / share$6.64
Shares outstanding378.11M
Float196.47M
Short % of float11.88%
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E17.25
PEG ratio0.32
Price / sales—
Price / book2.16
EV / revenue0.64
EV / EBITDA-129.82
Gross margin36.84%
Operating margin2.97%
Profit margin-3.52%
Return on equity-4.29%
Return on assets-0.08%
Debt / equity65.72
Current ratio23.15
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 |
|---|---|---|
| Total revenue | $3.51B | $2.67B |
| Cost of revenue | $0 | $0 |
| Gross profit | $0 | $0 |
| R&D | — | — |
| SG&A | — | — |
| Operating income | — | — |
| Pre-tax income | — | — |
| Tax provision | $0 | $0 |
| Net income | -$294.00M | $8.11M |
| EBIT | $0 | $0 |
| Line item | 2025 | 2024 |
|---|---|---|
| Cash & equivalents | — | — |
| Short-term investments | — | — |
| Net receivables | — | — |
| Inventory | — | — |
| Total current assets | — | — |
| Total assets | — | — |
| Total current liabilities | — | — |
| Long-term debt | — | — |
| Total liabilities | — | — |
| Retained earnings | — | — |
| Shareholder equity | — | — |
| Line item | 2025 | 2024 |
|---|---|---|
| Net income | -$294.00M | $8.11M |
| Depreciation | — | — |
| Change in working capital | — | — |
| Operating cash flow | — | — |
| Capital expenditure | — | — |
| Investing cash flow | — | — |
| Dividends paid | — | — |
| Buybacks | — | — |
| Financing cash flow | — | — |
| Net change in cash | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | -0.06 | 0.03 | +158.6% |
| Mar 2026 | -0.14 | -0.00 | +96.9% |
| Dec 2025 | -0.02 | -0.02 | +14.9% |
| Sep 2025 | -0.26 | -0.07 | +73.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | -0.12 | 2 | $985.54M | +9.1% |
| Next quarter | 0.11 | 11 | $1.14B | +5.7% |
| Current year | -0.22 | 3 | $4.22B | +20.2% |
| Next year | 0.60 | 16 | $4.92B | +16.5% |
Analyst targets & ownership
Mean target$21.27
High target$38.30
Low target$14.00
Implied upside49.00%
Analyst count20
ConsensusBUY
Strong buy / Buy1 / 11
Hold10
Sell / Strong sell0 / 0
Held by insiders21.85%
Held by institutions52.52%
Institutions holding281
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
82.84M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 30, 26 | SANDSTROM DAVID Officer |
STOCK | 13.65K | $0 | Direct |
| Jun 30, 26 | SYKES DAVID Officer |
STOCK | 17.94K | $0 | Direct |
| Jun 30, 26 | NEGLEN NICLAS Chief Financial Officer |
STOCK | 15.94K | $0 | Direct |
| Jun 30, 26 | SHAER YARON Chief Technology Officer |
STOCK | 13.65K | $0 | Direct |
| Jun 30, 26 | GREENWAY ANTHONY WILLIAM Officer |
STOCK | 1.08K | $0 | Direct |
| May 6, 26 | SANDSTROM DAVID Officer |
— | 61 | — | Direct |
| May 6, 26 | SYKES DAVID Officer |
— | 238 | — | Direct |
| May 6, 26 | FOCK DAVID Officer |
— | 69 | — | Direct |
| May 6, 26 | NEGLEN NICLAS Chief Financial Officer |
— | 127 | — | Direct |
| May 6, 26 | SHAER YARON Chief Technology Officer |
— | 48 | — | Direct |
| May 6, 26 | GREENWAY ANTHONY WILLIAM Officer |
— | 526 | — | Direct |
| May 6, 26 | GIESECKE CAMILLA LINNEA JIN AH Chief Operating Officer |
— | 41 | — | Direct |
| Apr 13, 26 | GIESECKE CAMILLA LINNEA JIN AH Chief Operating Officer |
— | 89 | — | Direct |
| Apr 13, 26 | SANDSTROM DAVID Officer |
— | 61 | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
FOCK DAVID |
Officer | 176.98K | Conversion of Exercise of derivative security |
GIESECKE CAMILLA LINNEA JIN AH |
Chief Operating Officer | 50.48K | Conversion of Exercise of derivative security |
GREENWAY ANTHONY WILLIAM |
Officer | 9.38K | Stock Award(Grant) |
NEGLEN NICLAS |
Chief Financial Officer | 86.67K | Stock Award(Grant) |
SANDSTROM DAVID |
Officer | 36.12K | Stock Award(Grant) |
SHAER YARON |
Chief Technology Officer | 36.11K | Stock Award(Grant) |
SYKES DAVID |
Officer | 181.40K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
17.69
-19.31% from price
SMA 20
18.58
-22.87% from price
SMA 50
18.71
-23.40% from price
SMA 100
16.86
-15.36% from price
SMA 200
20.77
-31.01% from price
EMA 12
17.18
-16.91% from price
EMA 26
18.09
-21.11% from price
EMA 50
18.15
-21.37% from price
RSI (14)
30.0
Neutral
MACD (12,26,9)
-0.92
Hist -0.70
ATR (14)
1.14
7.94% of price
Realised vol 30D
88.7%
Annualised
Bollinger upper
22.86
20, 2σ
Bollinger lower
14.30
20, 2σ
50 / 200 cross
Death
18.71 vs 20.77
Trend bias
Below 200
-31.01%
Risk profile
Beta vs SPY
2.58
More volatile than market
Correlation to SPY
0.47
Loosely linked
Realised vol 30D
88.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-73.0%
Peak to trough
Max drawdown 5Y
-73.0%
Peak to trough
ATR 14
1.14
7.94% of price
Beta (reported)
—
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
1.70
Put-heavy session
Put / call open interest
0.97
Positioning, not flow
Max pain
16.00
+11.7% from spot
ATM implied vol
66.2%
Nearest strike to spot
Skew (10% OTM)
+37.9%
Puts bid over calls
Call volume
383
Contracts, this expiry
Put volume
652
Contracts, this expiry
Heaviest call OI
16.00
681 contracts
Heaviest put OI
14.00
2.50K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Klarna (KLAR) Posted a $9 Million Quarterly Profit. Why Did Its Stock Crash 23%?
Insider Monkey · 18h ago
Sezzle AI Push: Can Automation Boost Service and Productivity?
Zacks · 23h ago
Klarna to Present at Upcoming Investor Conference
Business Wire · 1d ago
Klarna Slides 5%, Affirm Slips 3%, but PayPal Stays in the Green: Is a Rotation in BNPL Stocks Afoot?
24/7 Wall St. · 2d ago
Sezzle Subscribers: Can 76.4% Y/Y Growth Keep Accelerating?
Zacks · 2d ago
CEOs shift messaging around AI and layoffs
Axios · 2d ago
Klarna Q2 Earnings Call Balances Softer GMV With Higher Margins
Zacks · 2d ago
Sector Update: Financial Stocks Decline Late Afternoon
MT Newswires · 3d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.