JFBC
Jeff Bank, National Association
OTC Markets OTCQBUSDEQUITY
Financial Services
DELAYED
Buy
+39/100
Last price
28.35
▲ 0.59 (2.13%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
27.76
Prev close
27.76
Day high
28.35
Day low
27.76
Volume
1.05K
Market cap
$120.05M
P/E (TTM)
9.12
52W range
21.65 – 29.00
Day trading desk
Gap from prior close
0.00%
Prior close 27.76
VWAP
28.35
+0.01% from price
Relative volume
0.53×
Quiet session
Session range
2.13%
27.76 – 28.35
Position in range
100%
Near session high
ATR (14D)
0.33
1.16% of price
Prior day high
28.20
PDH
Prior day low
27.76
PDL
Bid / ask spread
—
Quote not published
Session volume
1.01K
Avg 1.92K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.25%
-0.6%
1M
+4.57%
+3.1%
3M
+1.80%
-1.6%
6M
+6.58%
-8.4%
YTD
+24.67%
+10.7%
1Y
+26.00%
+10.3%
3Y
+69.25%
-12.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on JFBC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$120.05M
Enterprise value$29.83M
Revenue (TTM)$33.65M
Gross profit$33.65M
EBITDA—
Net income$13.16M
EPS (TTM)$3.11
Free cash flow—
Total cash$87.72M
Total debt$0
Book value / share$25.74
Shares outstanding4.23M
Float—
Short % of float0.17%
Dividend yield2.88%
Beta (5Y)0.14
Valuation & profitability ratios
Trailing P/E9.12
Forward P/E—
PEG ratio0.42
Price / sales—
Price / book1.10
EV / revenue0.89
EV / EBITDA—
Gross margin0.00%
Operating margin49.42%
Profit margin39.12%
Return on equity12.81%
Return on assets1.94%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $33.04M | $31.07M | $29.23M | $27.09M | +6.3% |
| Operating revenue | $33.04M | $31.07M | $29.23M | $27.09M | +6.3% |
| Selling, general & admin | $10.29M | $10.33M | $10.04M | $9.52M | -0.4% |
| Pre-tax income | $15.84M | $14.29M | $14.10M | $11.49M | +10.9% |
| Tax provision | $3.29M | $2.96M | $2.93M | $2.19M | +11.3% |
| Net income | $12.55M | $11.33M | $11.18M | $9.30M | +10.8% |
| Net income to common | $12.55M | $11.33M | $11.18M | $9.30M | +10.8% |
| Basic EPS | 2.96 | 2.68 | 2.64 | 2.20 | +10.4% |
| Diluted EPS | 2.96 | 2.68 | 2.64 | 2.20 | +10.4% |
| Basic shares | 4.24M | 4.24M | 4.24M | 4.24M | 0.0% |
| Diluted shares | 4.24M | 4.24M | 4.24M | 4.24M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $72.07M | $64.57M | $82.21M | $76.75M | +11.6% |
| Accounts receivable | $2.89M | $2.65M | $2.96M | $2.98M | +9.3% |
| Property, plant & equipment | $6.26M | $5.98M | $5.75M | $5.56M | +4.6% |
| Total assets | $668.64M | $629.25M | $687.93M | $693.03M | +6.3% |
| Long-term debt | $2.60M | — | $25.00M | — | — |
| Total debt | $2.78M | $263.00K | $25.35M | $427.00K | +957.4% |
| Total liabilities | $563.59M | $538.08M | $607.16M | $624.25M | +4.7% |
| Retained earnings | $105.10M | $97.21M | $89.06M | $81.05M | +8.1% |
| Shareholder equity | $105.05M | $91.17M | $80.77M | $68.78M | +15.2% |
| Net tangible assets | $105.05M | $91.17M | $80.77M | $68.78M | +15.2% |
| Shares issued | 4.77M | 4.77M | 4.77M | 4.77M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $12.55M | $11.33M | $11.18M | $9.30M | +10.8% |
| Depreciation & amortisation | $619.00K | $582.00K | $535.00K | $549.00K | +6.4% |
| Change in working capital | $320.00K | $263.00K | -$104.00K | -$767.00K | +21.7% |
| Operating cash flow | $14.18M | $12.55M | $12.38M | $10.28M | +13.0% |
| Capital expenditure | -$903.00K | -$822.00K | -$820.00K | -$414.00K | -9.9% |
| Investing cash flow | -$27.19M | $41.81M | $13.57M | -$93.90M | -165.0% |
| Dividends paid | -$4.66M | -$3.18M | -$2.96M | -$2.54M | -46.6% |
| Financing cash flow | $20.52M | -$72.00M | -$20.49M | -$4.77M | +128.5% |
| Free cash flow | $13.27M | $11.73M | $11.56M | $9.87M | +13.2% |
| End cash position | $72.07M | $64.57M | $82.21M | $76.75M | +11.6% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $8.34M | $8.45M | $8.46M | $8.27M | $7.86M | -1.3% |
| Operating revenue | $8.34M | $8.45M | $8.46M | $8.27M | $7.86M | -1.3% |
| Selling, general & admin | $2.51M | $2.57M | $2.49M | $2.43M | $2.63M | -2.6% |
| Pre-tax income | $4.14M | $4.11M | $4.17M | $4.16M | $3.41M | +0.8% |
| Tax provision | $862.00K | $860.00K | $872.00K | $868.00K | $691.00K | +0.2% |
| Net income | $3.28M | $3.25M | $3.29M | $3.29M | $2.72M | +0.9% |
| Net income to common | $3.28M | $3.25M | $3.29M | $3.29M | $2.72M | +0.9% |
| Basic EPS | 0.77 | 0.77 | 0.78 | 0.78 | 0.64 | 0.0% |
| Diluted EPS | 0.77 | 0.77 | 0.78 | 0.78 | 0.64 | 0.0% |
| Basic shares | 4.24M | 4.24M | 4.24M | 4.24M | 4.24M | 0.0% |
| Diluted shares | 4.24M | 4.24M | 4.24M | 4.24M | 4.24M | 0.0% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $81.16M | $72.07M | $86.94M | $85.49M | $90.14M | +12.6% |
| Accounts receivable | $3.28M | $2.89M | $2.85M | $2.93M | $2.82M | +13.3% |
| Property, plant & equipment | $6.61M | $6.26M | $6.01M | $6.00M | $5.99M | +5.7% |
| Total assets | $678.66M | $668.64M | $678.18M | $664.38M | $657.86M | +1.5% |
| Long-term debt | — | $2.60M | — | — | — | — |
| Total debt | — | $2.78M | — | — | — | — |
| Total liabilities | $572.99M | $563.59M | $576.67M | $567.87M | $565.50M | +1.7% |
| Retained earnings | $106.69M | $105.10M | $103.47M | $100.89M | $98.23M | +1.5% |
| Shareholder equity | $105.67M | $105.05M | $101.51M | $96.52M | $92.36M | +0.6% |
| Net tangible assets | $105.67M | $105.05M | $101.51M | $96.52M | $92.36M | +0.6% |
| Shares issued | 4.23M | 4.77M | 4.77M | 4.77M | 4.77M | -11.2% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Dec 2010 | — | 0.22 | — |
| Sep 2010 | — | 0.18 | — |
| Jun 2010 | — | 0.15 | — |
| Mar 2010 | — | 0.19 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions0.01%
Institutions holding1
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
28.16
+0.68% from price
SMA 20
28.01
+1.21% from price
SMA 50
27.67
+2.44% from price
SMA 100
27.75
+2.17% from price
SMA 200
26.54
+6.83% from price
EMA 12
28.07
+0.99% from price
EMA 26
27.93
+1.51% from price
EMA 50
27.80
+1.99% from price
RSI (14)
58.2
Neutral
MACD (12,26,9)
0.14
Hist -0.01
ATR (14)
0.33
1.16% of price
Realised vol 30D
14.5%
Annualised
Bollinger upper
28.54
20, 2σ
Bollinger lower
27.48
20, 2σ
50 / 200 cross
Golden
27.67 vs 26.54
Trend bias
Above 200
+6.83%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.04
Less volatile than market
Correlation to SPY
-0.03
Largely independent
Realised vol 30D
14.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-6.1%
Peak to trough
Max drawdown 5Y
-36.7%
Peak to trough
ATR 14
0.33
1.16% of price
Beta (reported)
0.14
5Y monthly, from filing
Short interest
Shares short
6.63K
Prior 1.11K
Change vs prior
+494.5%
Shorts adding
% of float
0.17%
Normal
% of shares out
0.16%
Against total outstanding
Days to cover
2.4
Liquid
Float
—
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.80 / yr
Forward yield2.88%
5-year avg yield2.88%
Payout ratio20.97%
Ex-dividend dateSep 29, 2026
Next pay dateJun 4, 2026
Last split3:1
Split dateJun 18, 2003
Headlines
Jeffersonville Bancorp Announces Special Dividend of $0.25 per share
GlobeNewswire · 22d ago
Jeff Bank Completes Requirements for Conversion to National Charter and Changes Name to Jeff Bank, National Association
GlobeNewswire · 37d ago
Jeffersonville Bancorp Announces Second Quarter Earnings of $3,336,000 or $0.79 per share; Declares Dividend of $0.20
GlobeNewswire · 57d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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