IMXI
International Money Express, Inc.
NasdaqCMUSDEQUITY
Technology
DELAYED
Sell
-43/100
Last price
12.09
▲ 0.31 (2.63%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
11.86
Prev close
11.78
Day high
12.24
Day low
11.78
Volume
434.75K
Market cap
$365.26M
P/E (TTM)
19.19
52W range
10.36 – 15.95
Day trading desk
Gap from prior close
+0.68%
Prior close 11.78
VWAP
12.09
-0.04% from price
Relative volume
0.65×
Normal
Session range
3.91%
11.77 – 12.23
Position in range
68%
Mid range
ATR (14D)
0.55
4.58% of price
Prior day high
11.84
PDH
Prior day low
11.40
PDL
Bid / ask spread
—
Quote not published
Session volume
382.41K
Avg 586.76K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+3.78%
+1.8%
1M
-16.68%
-17.8%
3M
-15.69%
-20.2%
6M
-23.48%
-41.7%
YTD
-21.29%
-35.5%
1Y
-13.95%
-30.4%
3Y
-28.59%
-110.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on IMXI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
2.46M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Oct 1, 26 | BRADFORD DEBRA A. Director |
STOCK | 218 | $2.50K | Direct |
| Jul 16, 26 | MAYDON LAURA I. Director |
STOCK | 10.86K | $150.00K | Direct |
| Jul 16, 26 | FERNANDEZ BERNARDO B. JR Director |
STOCK | 10.86K | $150.00K | Direct |
| Jul 16, 26 | BRADFORD DEBRA A. Director |
STOCK | 10.86K | $150.00K | Direct |
| Jul 16, 26 | PURCELL MICHAEL J. Director |
STOCK | 10.86K | $150.00K | Direct |
| Jul 16, 26 | HIGGINS CARTER KAREN Director |
STOCK | 10.86K | $150.00K | Direct |
| Jul 16, 26 | RINCON JOHN Director |
STOCK | 10.86K | $150.00K | Direct |
| Jul 16, 26 | GODFREY ADAM P Director |
STOCK | 10.86K | $150.00K | Direct |
| Jul 1, 26 | MAYDON LAURA I. Director |
STOCK | 138 | $2.01K | Direct |
| Jul 1, 26 | BRADFORD DEBRA A. Director |
STOCK | 172 | $2.50K | Direct |
| Jul 1, 26 | PURCELL MICHAEL J. Director |
STOCK | 1.07K | $15.63K | Direct |
| Apr 1, 26 | MAYDON LAURA I. Director |
STOCK | 127 | $2.01K | Direct |
| Apr 1, 26 | BRADFORD DEBRA A. Director |
STOCK | 159 | $2.51K | Direct |
| Apr 1, 26 | PURCELL MICHAEL J. Director |
STOCK | 989 | $15.63K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
AGUILAR JOSEPH |
Officer | 149.38K | Stock Award(Grant) |
BENDE ANDRAS QUINN |
Chief Financial Officer | 178.83K | Stock Award(Grant) |
BRADFORD DEBRA A. |
Director | 51.03K | Stock Award(Grant) |
FERNANDEZ BERNARDO B. JR |
Director | 49.34K | Stock Award(Grant) |
GODFREY ADAM P |
Director | 117.89K | Stock Award(Grant) |
HUNT CHRISTOPHER D |
Chief Operating Officer | 129.16K | Stock Award(Grant) |
LISY ROBERT |
Chief Executive Officer | — | Stock Gift |
MAYDON LAURA I. |
Director | 59.36K | Stock Award(Grant) |
PURCELL MICHAEL J. |
Director | 98.56K | Stock Award(Grant) |
RINCON JOHN |
Director | 326.32K | Stock Award(Grant) |
Fundamentals
Market cap$365.26M
Enterprise value$350.05M
Revenue (TTM)$555.45M
Gross profit$190.39M
EBITDA$67.27M
Net income$18.61M
EPS (TTM)$0.63
Free cash flow$2.28M
Total cash$150.64M
Total debt$135.42M
Book value / share$5.61
Shares outstanding30.21M
Float26.53M
Short % of float7.09%
Dividend yield0.00%
Beta (5Y)0.78
Valuation & profitability ratios
Trailing P/E19.19
Forward P/E11.81
PEG ratio2.74
Price / sales—
Price / book2.15
EV / revenue0.63
EV / EBITDA5.20
Gross margin34.28%
Operating margin7.21%
Profit margin3.35%
Return on equity11.94%
Return on assets6.29%
Debt / equity79.87
Current ratio1.96
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $607.78M | $658.65M | $658.74M | $546.80M | -7.7% |
| Operating revenue | $589.32M | $643.75M | $649.45M | $542.08M | -8.5% |
| Cost of revenue | $388.87M | $428.97M | $430.87M | $364.80M | -9.3% |
| Gross profit | $218.91M | $229.68M | $227.87M | $182.00M | -4.7% |
| Selling, general & admin | $125.77M | $109.73M | $112.86M | $86.62M | +14.6% |
| Total operating expense | $150.84M | $129.79M | $130.72M | $96.09M | +16.2% |
| Operating income | $68.06M | $99.89M | $97.15M | $85.91M | -31.9% |
| Net interest income | -$11.84M | -$11.74M | -$10.43M | -$5.63M | -0.8% |
| Pre-tax income | $47.10M | $83.27M | $85.06M | $77.28M | -43.4% |
| Tax provision | $14.43M | $24.45M | $25.55M | $19.95M | -41.0% |
| Net income | $32.67M | $58.82M | $59.52M | $57.33M | -44.5% |
| Net income to common | $32.67M | $58.82M | $59.52M | $57.33M | -44.5% |
| Basic EPS | 1.09 | 1.81 | 1.67 | 1.52 | -39.8% |
| Diluted EPS | 1.08 | 1.79 | 1.63 | 1.48 | -39.7% |
| EBIT | $58.94M | $95.02M | $95.49M | $82.91M | -38.0% |
| EBITDA | $76.10M | $108.66M | $108.36M | $92.38M | -30.0% |
| Basic shares | 29.94M | 32.43M | 35.60M | 37.73M | -7.7% |
| Diluted shares | 30.18M | 32.85M | 36.43M | 38.63M | -8.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $168.68M | $130.50M | $239.20M | $149.49M | — | +29.3% |
| Cash & short-term investments | $168.68M | $130.50M | $239.20M | $149.49M | — | +29.3% |
| Accounts receivable | $105.37M | $107.08M | $155.24M | $129.81M | — | -1.6% |
| Total current assets | $353.16M | $297.78M | $432.87M | $382.44M | — | +18.6% |
| Property, plant & equipment | $73.03M | $68.86M | $60.11M | $52.93M | — | +6.0% |
| Goodwill & intangibles | $79.39M | $82.04M | $72.13M | $69.60M | — | -3.2% |
| Total assets | $517.69M | $462.38M | $576.81M | $512.07M | — | +12.0% |
| Total current liabilities | $140.96M | $152.00M | $223.37M | $184.77M | — | -7.3% |
| Current debt | — | — | $7.16M | $4.97M | $3.88M | — |
| Long-term debt | $194.82M | $156.62M | $181.07M | $150.24M | — | +24.4% |
| Total debt | $216.51M | $181.67M | $215.86M | $183.74M | — | +19.2% |
| Total liabilities | $356.64M | $327.45M | $427.77M | $362.17M | — | +8.9% |
| Retained earnings | $290.14M | $257.47M | $198.65M | $139.13M | — | +12.7% |
| Shareholder equity | $161.05M | $134.92M | $149.04M | $149.91M | — | +19.4% |
| Working capital | $212.20M | $145.78M | $209.50M | $197.67M | — | +45.6% |
| Net tangible assets | $81.66M | $52.88M | $76.91M | $80.31M | — | +54.4% |
| Shares issued | 40.68M | 40.16M | 39.67M | 39.45M | — | +1.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $32.67M | $58.82M | $59.52M | $57.33M | -44.5% |
| Depreciation & amortisation | $17.16M | $13.64M | $12.87M | $9.47M | +25.8% |
| Stock-based compensation | $9.28M | $7.04M | $8.11M | $7.12M | +31.7% |
| Change in working capital | -$49.34M | -$42.42M | $50.66M | -$65.70M | -16.3% |
| Operating cash flow | $36.89M | $53.09M | $143.53M | $15.17M | -30.5% |
| Capital expenditure | -$21.07M | -$30.00M | -$12.80M | -$12.17M | +29.7% |
| Investing cash flow | -$22.07M | -$43.95M | -$18.28M | -$12.53M | +49.8% |
| Share buybacks | -$16.33M | -$75.13M | -$66.26M | -$53.73M | +78.3% |
| Financing cash flow | $20.80M | -$114.20M | -$37.12M | $14.06M | +118.2% |
| Free cash flow | $15.81M | $23.09M | $130.72M | $3.00M | -31.5% |
| End cash position | $168.68M | $130.50M | $239.20M | $149.49M | +29.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $131.16M | $121.95M | $147.41M | $154.92M | $161.13M | — | +7.6% |
| Operating revenue | $124.24M | $116.07M | $142.24M | $150.07M | $156.65M | — | +7.0% |
| Cost of revenue | $85.85M | $79.09M | $94.19M | $98.64M | $102.26M | — | +8.5% |
| Gross profit | $45.31M | $42.86M | $53.23M | $56.28M | $58.88M | — | +5.7% |
| Selling, general & admin | $28.49M | $30.45M | $31.78M | $33.83M | $30.88M | — | -6.4% |
| Total operating expense | $35.86M | $38.02M | $38.28M | $40.40M | $37.19M | — | -5.7% |
| Operating income | $9.45M | $4.84M | $14.94M | $15.89M | $21.68M | — | +95.3% |
| Net interest income | -$2.32M | -$2.21M | -$3.06M | -$2.98M | -$3.09M | — | -5.1% |
| Pre-tax income | $6.43M | $1.47M | $11.80M | $7.55M | $16.37M | — | +338.7% |
| Tax provision | $2.23M | $955.00K | $2.87M | $2.59M | $5.36M | — | +133.1% |
| Net income | $4.21M | $511.00K | $8.93M | $4.96M | $11.01M | — | +722.9% |
| Net income to common | $4.21M | $511.00K | $8.93M | $4.96M | $11.01M | — | +722.9% |
| Basic EPS | 0.14 | 0.02 | — | 0.17 | 0.37 | 0.25 | +600.0% |
| Diluted EPS | 0.14 | 0.02 | — | 0.17 | 0.37 | 0.25 | +600.0% |
| EBIT | $8.75M | $3.67M | $14.87M | $10.54M | $19.46M | — | +138.2% |
| EBITDA | $13.54M | $8.36M | $19.53M | $14.95M | $23.91M | — | +62.0% |
| Basic shares | 30.11M | 29.86M | — | 29.62M | 29.84M | 30.59M | +0.8% |
| Diluted shares | 30.61M | 30.38M | — | 29.82M | 29.91M | 30.83M | +0.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $150.64M | $170.32M | $168.68M | $151.59M | $174.72M | -11.6% |
| Cash & short-term investments | $150.64M | $170.32M | $168.68M | $151.59M | $174.72M | -11.6% |
| Accounts receivable | $99.74M | $106.28M | $105.37M | $119.22M | $141.65M | -6.1% |
| Total current assets | $285.74M | $402.37M | $353.16M | $311.22M | $351.19M | -29.0% |
| Property, plant & equipment | $75.99M | $74.26M | $73.03M | $73.97M | $70.53M | +2.3% |
| Goodwill & intangibles | $77.34M | $78.36M | $79.39M | $81.77M | $82.10M | -1.3% |
| Total assets | $449.64M | $565.94M | $517.69M | $478.73M | $518.01M | -20.5% |
| Total current liabilities | $145.83M | $141.83M | $140.96M | $153.50M | $215.49M | +2.8% |
| Long-term debt | $113.81M | $240.81M | $194.82M | $157.93M | $144.13M | -52.7% |
| Total debt | $135.43M | $262.28M | $216.51M | $181.13M | $166.77M | -48.4% |
| Total liabilities | $280.09M | $403.25M | $356.64M | $329.04M | $375.76M | -30.5% |
| Retained earnings | $294.86M | $290.65M | $290.14M | $281.21M | $276.25M | +1.4% |
| Shareholder equity | $169.55M | $162.69M | $161.05M | $149.69M | $142.25M | +4.2% |
| Working capital | $139.91M | $260.54M | $212.20M | $157.72M | $135.70M | -46.3% |
| Net tangible assets | $92.21M | $84.33M | $81.66M | $67.92M | $60.15M | +9.3% |
| Shares issued | 30.20M | 41.08M | 40.68M | 40.68M | 40.39M | -26.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $4.21M | $511.00K | $8.93M | $4.96M | $11.01M | +722.9% |
| Depreciation & amortisation | $4.79M | $4.68M | $4.67M | $4.41M | $4.45M | +2.3% |
| Stock-based compensation | $2.63M | $2.53M | $2.27M | $2.76M | $2.13M | +4.1% |
| Change in working capital | $96.55M | -$50.28M | -$45.06M | -$47.30M | $19.30M | +292.0% |
| Operating cash flow | $112.72M | -$37.36M | -$15.62M | -$28.68M | $39.90M | +401.7% |
| Capital expenditure | -$5.49M | -$5.49M | -$4.36M | -$6.87M | -$4.53M | 0.0% |
| Investing cash flow | -$5.49M | -$5.49M | -$4.56M | -$7.47M | -$4.72M | 0.0% |
| Share buybacks | $0 | $0 | $0 | $0 | -$11.35M | — |
| Financing cash flow | -$127.03M | $45.06M | $36.93M | $13.63M | -$14.62M | -381.9% |
| Free cash flow | $107.22M | -$42.86M | -$19.98M | -$35.54M | $35.37M | +350.2% |
| End cash position | $150.64M | $170.32M | $168.68M | $151.59M | $174.72M | -11.6% |
Options analytics
Put / call volume
0.26
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
6.00
-50.4% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
99
Contracts, this expiry
Put volume
26
Contracts, this expiry
Heaviest call OI
9.00
0 contracts
Heaviest put OI
6.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.35 | 0.23 | -34.3% |
| Mar 2026 | 0.35 | 0.13 | -63.2% |
| Dec 2025 | 0.44 | 0.42 | -3.8% |
| Sep 2025 | 0.53 | 0.38 | -28.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.20 | 3 | $128.58M | -17.0% |
| Next quarter | 0.22 | 2 | $127.03M | -13.8% |
| Current year | 0.77 | 3 | $508.72M | -16.3% |
| Next year | 1.02 | 2 | $511.52M | +0.5% |
Analyst targets & ownership
Mean target$16.00
High target$16.00
Low target$16.00
Implied upside32.34%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 0
Hold5
Sell / Strong sell0 / 0
Held by insiders8.15%
Held by institutions96.21%
Institutions holding198
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
11.50
+5.13% from price
SMA 20
12.39
-2.39% from price
SMA 50
13.02
-7.15% from price
SMA 100
13.74
-12.02% from price
SMA 200
14.71
-17.79% from price
EMA 12
11.91
+1.53% from price
EMA 26
12.45
-2.88% from price
EMA 50
12.96
-6.72% from price
RSI (14)
44.7
Neutral
MACD (12,26,9)
-0.54
Hist 0.01
ATR (14)
0.55
4.58% of price
Realised vol 30D
43.7%
Annualised
Bollinger upper
14.63
20, 2σ
Bollinger lower
10.15
20, 2σ
50 / 200 cross
Death
13.02 vs 14.71
Trend bias
Below 200
-17.79%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.20
Less volatile than market
Correlation to SPY
0.07
Largely independent
Realised vol 30D
43.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-33.7%
Peak to trough
Max drawdown 5Y
-67.8%
Peak to trough
ATR 14
0.55
4.58% of price
Beta (reported)
0.78
5Y monthly, from filing
Short interest
Shares short
2.03M
Prior 1.77M
Change vs prior
+14.9%
Shorts adding
% of float
7.09%
Normal
% of shares out
6.73%
Against total outstanding
Days to cover
4.4
Liquid
Float
26.53M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 4, 25 | BMO Capital | MAINTAINED | Outperform | Outperform |
| May 9, 25 | UBS | MAINTAINED | Neutral | Neutral |
| May 9, 25 | BMO Capital | DOWNGRADE | Outperform | Market Perform |
| Apr 7, 25 | Needham | MAINTAINED | Buy | Buy |
| Mar 4, 25 | UBS | MAINTAINED | Neutral | Neutral |
| Mar 3, 25 | Needham | MAINTAINED | Buy | Buy |
| Nov 12, 24 | Needham | MAINTAINED | Buy | Buy |
| Nov 11, 24 | BMO Capital | MAINTAINED | Outperform | Outperform |
| Nov 11, 24 | Northland Capital Markets | MAINTAINED | Outperform | Outperform |
| Nov 4, 24 | Monness, Crespi, Hardt | MAINTAINED | Buy | Buy |
| Oct 1, 24 | Oppenheimer | INITIATED | — | Perform |
| Aug 8, 24 | Northland Capital Markets | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-10-02
Periodic Financial Reports
10-Q · 2026-08-10
Periodic Financial Reports
10-Q · 2026-05-11
Periodic Financial Reports
10-K/A · 2026-04-30
Periodic Financial Reports
10-K · 2026-03-06
Corporate Changes & Voting Matters
8-K · 2025-12-09
Periodic Financial Reports
10-Q · 2025-11-10
Proxy Statements
DEFM14A · 2025-11-05
Headlines
Remitly’s September Pullback Tests a Still-Strong Growth Story
MarketBeat · 5d ago
Western Union navigates challenges
Payments Dive · 51d ago
Top Midday Gainers
MT Newswires · 54d ago
Top Premarket Gainers
MT Newswires · 54d ago
Update: Western Union Receives New York Approval for Intermex Acquisition; California Pauses Review
MT Newswires · 54d ago
Western Union Receives New York Approval for Intermex Acquisition; California Pauses Review
MT Newswires · 54d ago
Western Union and Intermex Provide Update on Pending Acquisition
Business Wire · 54d ago
Western Union and Intermex Provide Update on Pending Acquisition
GlobeNewswire · 54d ago
PRIVATE STRATEGY · BY QUALIFICATION
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