IMXI

International Money Express, Inc.
NasdaqCMUSDEQUITY Technology DELAYED
Last price
14.12
▲ 0.07 (0.50%)
MARKET ·

Price

Open
14.10
Prev close
14.05
Day high
14.23
Day low
13.99
Volume
444.56K
Market cap
$426.59M
P/E (TTM)
23.15
52W range
11.15 – 15.95

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
-3.22% -1.9%
1M
+6.01% +2.3%
3M
-7.29% -10.4%
6M
-10.01% -21.1%
YTD
-8.07% -20.4%
1Y
-2.89% -22.9%
3Y
-19.73% -93.9%
5Y

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Fundamentals

TTM · reported
Market cap$426.59M
Enterprise value$411.38M
Revenue (TTM)$555.45M
Gross profit$190.39M
EBITDA$67.27M
Net income$18.61M
EPS (TTM)$0.61
Free cash flow$2.28M
Total cash$150.64M
Total debt$135.42M
Book value / share$5.61
Shares outstanding30.21M
Float26.53M
Short % of float4.58%
Dividend yield
Beta (5Y)0.75

Valuation & profitability ratios

Account required
Trailing P/E23.15
Forward P/E13.80
PEG ratio2.74
Price / sales
Price / book2.52
EV / revenue0.74
EV / EBITDA6.12
Gross margin34.28%
Operating margin7.21%
Profit margin3.35%
Return on equity11.94%
Return on assets6.29%
Debt / equity79.87
Current ratio1.96
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

Annual · as reported
Last 4 fiscal years
Line item2025202420232022
Total revenue$607.78M$658.65M$658.74M$546.80M
Cost of revenue$0$0$0$0
Gross profit$0$0$0$0
R&D
SG&A
Operating income
Pre-tax income
Tax provision$0$0$0$0
Net income$32.67M$58.82M$59.52M$57.33M
EBIT$0$0$0$0

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 0.350.23 -34.3%
Dec 2025 0.440.42 -3.8%
Jun 2025 0.410.37 -10.0%
Sep 2025 0.530.38 -28.7%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 0.35 4 $129.36M -16.5%
Next quarter 0.27 2 $130.46M -11.5%
Current year 0.83 3 $512.93M -15.6%
Next year 1.02 2 $511.52M -0.3%

Analyst targets & ownership

Account required
Mean target$16.00
High target$16.00
Low target$16.00
Implied upside13.31%
Analyst count1
ConsensusHOLD
Strong buy / Buy0 / 0
Hold5
Sell / Strong sell0 / 0
Held by insiders8.14%
Held by institutions96.73%
Institutions holding206
Free account required

Price targets, consensus spread, insider and institutional ownership.

Insider net activity

6m · Form 4 rollup
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
Net transactions
0
Buys less sells
Sell : buy shares
Not enough filings
Insider-held shares
2.46M
Total on file

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Jul 16, 26
FERNANDEZ BERNARDO B. JR
Director
STOCK 10.86K $150.00K Direct
Jul 16, 26
BRADFORD DEBRA A.
Director
STOCK 10.86K $150.00K Direct
Jul 16, 26
PURCELL MICHAEL J.
Director
STOCK 10.86K $150.00K Direct
Jul 16, 26
HIGGINS CARTER KAREN
Director
STOCK 10.86K $150.00K Direct
Jul 16, 26
RINCON JOHN
Director
STOCK 10.86K $150.00K Direct
Jul 16, 26
MAYDON LAURA I.
Director
STOCK 10.86K $150.00K Direct
Jul 16, 26
GODFREY ADAM P
Director
STOCK 10.86K $150.00K Direct
Jul 1, 26
BRADFORD DEBRA A.
Director
STOCK 172 $2.50K Direct
Jul 1, 26
PURCELL MICHAEL J.
Director
STOCK 1.07K $15.63K Direct
Jul 1, 26
MAYDON LAURA I.
Director
STOCK 138 $2.01K Direct
Apr 1, 26
BRADFORD DEBRA A.
Director
STOCK 159 $2.51K Direct
Apr 1, 26
PURCELL MICHAEL J.
Director
STOCK 989 $15.63K Direct
Apr 1, 26
MAYDON LAURA I.
Director
STOCK 127 $2.01K Direct
Mar 31, 26
LISY ROBERT
Chief Executive Officer
STOCK 117.50K $0 Indirect
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
AGUILAR JOSEPH
Officer 149.38K Stock Award(Grant)
BENDE ANDRAS QUINN
Chief Financial Officer 178.83K Stock Award(Grant)
BRADFORD DEBRA A.
Director 50.81K Stock Award(Grant)
FERNANDEZ BERNARDO B. JR
Director 49.34K Stock Award(Grant)
GODFREY ADAM P
Director 117.89K Stock Award(Grant)
HUNT CHRISTOPHER D
Chief Operating Officer 129.16K Stock Award(Grant)
LISY ROBERT
Chief Executive Officer Stock Gift
MAYDON LAURA I.
Director 59.36K Stock Award(Grant)
PURCELL MICHAEL J.
Director 98.56K Stock Award(Grant)
RINCON JOHN
Director 326.32K Stock Award(Grant)

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
13.28
+6.29% from price
SMA 20
12.90
+9.47% from price
SMA 50
13.61
+3.73% from price
SMA 100
14.59
-3.25% from price
SMA 200
15.03
-6.08% from price
EMA 12
13.51
+4.51% from price
EMA 26
13.34
+5.89% from price
EMA 50
13.64
+3.53% from price
RSI (14)
58.0
Neutral
MACD (12,26,9)
0.18
Hist 0.30
ATR (14)
0.57
4.05% of price
Realised vol 30D
76.2%
Annualised
Bollinger upper
15.08
20, 2σ
Bollinger lower
10.71
20, 2σ
50 / 200 cross
Death
13.61 vs 15.03
Trend bias
Below 200
-6.08%

Risk profile

Daily returns · 1Y window
Beta vs SPY
0.13
Less volatile than market
Correlation to SPY
0.05
Largely independent
Realised vol 30D
76.2%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-28.8%
Peak to trough
Max drawdown 5Y
-67.8%
Peak to trough
ATR 14
0.57
4.05% of price
Beta (reported)
0.75
5Y monthly, from filing

Unusual options activity

Account required
Flagged2
Total notional$163.28K
Call notional$0
Put notional$163.28K
Tiltput-weighted
Likely opening2 of 2
SideStrikeExpiryVolumeOpen int. Vol / OINotionalIV PrintScore
PUT 13.00 Sep 18, 26
26d
1.61K 333 4.8× $88.39K 70% at bid
70
PUT 13.00 Dec 18, 26
117d
700 452 1.5× $74.90K 50% mid
46
How this is calculated, and what it cannot see

A contract is flagged when today's volume approaches or exceeds its open interest, the position is worth at least $40,000, and at least 150 contracts changed hands. Open interest is what was outstanding at yesterday's close, so volume above it means the flow cannot all be closing — something is being opened.

The score weights four things: volume against open interest, dollar notional, volume against the rest of that chain, and where the last print sat inside the bid/ask spread.

What it cannot see. Volume here is a daily total, so ten small orders and one large one are indistinguishable — this is not block or sweep detection, which needs exchange-level time and sales. The print column compares the last trade to the current quote, which is a proxy for who was the aggressor, not a tagged flag. Quotes are delayed. A single large trade can be a hedge, a roll, or one leg of a spread, and none of those mean what a naked directional bet would mean.

Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Options analytics

Account required
Put / call volume
15.25
Put-heavy session
Put / call open interest
0.28
Positioning, not flow
Max pain
15.00
+6.2% from spot
ATM implied vol
58.9%
Nearest strike to spot
Skew (10% OTM)
+37.1%
Puts bid over calls
Call volume
150
Contracts, this expiry
Put volume
2.29K
Contracts, this expiry
Heaviest call OI
15.00
8.58K contracts
Heaviest put OI
9.00
1.31K contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Options chain

Account required
ExpirySpot 14.12
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.