IGM.TO
IGM Financial Inc.
TorontoCADEQUITY
Financial Services
DELAYED
Last price
86.90
▲ 1.18 (1.38%)
MARKET · —
Price
Open
86.32
Prev close
85.72
Day high
87.81
Day low
86.32
Volume
374.39K
Market cap
$20.06B
P/E (TTM)
17.84
52W range
48.08 – 92.01
Trailing performance
Returnvs SPY
1W
-2.37%
-1.0%
1M
+2.50%
-1.2%
3M
+12.22%
+9.1%
6M
+29.57%
+18.5%
YTD
+40.59%
+28.3%
1Y
+78.88%
+58.9%
3Y
+126.54%
+52.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$20.06B
Enterprise value$21.46B
Revenue (TTM)$4.62B
Gross profit$1.86B
EBITDA$1.87B
Net income$1.17B
EPS (TTM)$4.87
Free cash flow$1.03B
Total cash$1.66B
Total debt$2.97B
Book value / share$40.15
Shares outstanding230.89M
Float82.76M
Short % of float—
Dividend yield2.85%
Beta (5Y)1.12
Valuation & profitability ratios
Trailing P/E17.84
Forward P/E14.30
PEG ratio3.30
Price / sales—
Price / book2.16
EV / revenue4.65
EV / EBITDA11.49
Gross margin40.17%
Operating margin31.66%
Profit margin25.24%
Return on equity13.35%
Return on assets5.46%
Debt / equity31.65
Current ratio5.05
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $3.79B | $3.38B | $3.25B | $3.36B |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $1.10B | $933.51M | $1.15B | $867.24M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $1.10B | $933.51M | $1.15B | $867.24M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.29 | 1.41 | +9.1% |
| Mar 2026 | 1.19 | 1.21 | +1.4% |
| Dec 2025 | 1.20 | 1.27 | +5.6% |
| Sep 2025 | 1.17 | 1.27 | +8.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.47 | 7 | $1.08B | +11.6% |
| Next quarter | 1.48 | 7 | $1.10B | +4.8% |
| Current year | 5.49 | 8 | $4.21B | +11.1% |
| Next year | 6.08 | 8 | $4.49B | +6.7% |
Analyst targets & ownership
Mean target$87.25
High target$94.00
Low target$78.00
Implied upside0.40%
Analyst count8
ConsensusNONE
Strong buy / Buy1 / 1
Hold5
Sell / Strong sell0 / 1
Held by insiders67.91%
Held by institutions9.66%
Institutions holding204
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
156.81M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 13, 26 | Reiter Currie (Cynthia Ann) Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6) |
— | 0 | — | Indirect |
| Aug 13, 26 | Reiter Currie (Cynthia Ann) Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6) |
— | 0 | — | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 200 | $12.66K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 600 | $37.95K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 300 | $18.98K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 300 | $18.97K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 300 | $18.96K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 100 | $6.32K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 100 | $6.32K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 500 | $31.60K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 200 | $12.64K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 500 | $31.59K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 900 | $56.68K | Direct |
| Aug 7, 26 | Murchison (Damon) Director of Issuer |
SELL | 600 | $37.78K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
Findlay (Esther) |
Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6) | 5.84K | Exercise of options |
Gould, J Luke |
Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6) | 18.36K | Exercise of options |
IGM Financial Inc. |
Issuer | 37.50K | Redemption, retraction, cancelation, repurchase |
McCuaig (Nancy) |
Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6) | 4.41K | Exercise of options |
Milloy-Alfred (Patricia) |
Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6) | 6.11K | Grant of rights |
Murchison (Damon) |
Director of Issuer | 8.34K | Acquisition or disposition in the public market |
O'Sullivan, James Patrick |
Director of Issuer | 38.82K | Stock dividend |
Orr (Robert Jeffrey) |
Director of Issuer | 20.00K | Acquisition or disposition in the public market |
Potter, Keith |
Senior Officer of Issuer | 4.05K | Exercise of options |
Reiter Currie (Cynthia Ann) |
Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6) | — | Opening Balance-Initial SEDI Report |
Moving averages & technicals
SMA 10
88.31
-1.60% from price
SMA 20
87.53
-0.73% from price
SMA 50
83.82
+3.67% from price
SMA 100
79.51
+9.30% from price
SMA 200
71.14
+22.15% from price
EMA 12
87.66
-0.87% from price
EMA 26
86.60
+0.34% from price
EMA 50
84.26
+3.13% from price
RSI (14)
51.5
Neutral
MACD (12,26,9)
1.06
Hist -0.53
ATR (14)
1.99
2.29% of price
Realised vol 30D
30.1%
Annualised
Bollinger upper
92.32
20, 2σ
Bollinger lower
82.75
20, 2σ
50 / 200 cross
Golden
83.82 vs 71.14
Trend bias
Above 200
+22.15%
Risk profile
Beta vs SPY
0.64
Less volatile than market
Correlation to SPY
0.33
Loosely linked
Realised vol 30D
30.1%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-10.7%
Peak to trough
Max drawdown 5Y
-40.0%
Peak to trough
ATR 14
1.99
2.29% of price
Beta (reported)
1.12
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.