HARL.TA
Harel Insurance Investments & Financial Services Ltd
Tel AvivILAEQUITY
DELAYED
Last price
17,650.00
▼ 190.00 (1.07%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
17,840.00
Prev close
17,840.00
Day high
17,960.00
Day low
17,580.00
Volume
141.51K
Market cap
—
P/E (TTM)
—
52W range
9,351.00 – 20,930.00
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
+3.22%
+4.6%
1M
-1.67%
-5.4%
3M
-12.19%
-15.3%
6M
+6.39%
-4.7%
YTD
+42.00%
+29.7%
1Y
+80.78%
+60.8%
3Y
+466.61%
+392.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $28.43B | $24.58B | $24.86B | $12.69B | — | +15.7% |
| Operating revenue | $28.43B | $24.58B | $24.86B | $12.69B | — | +15.7% |
| Selling, general & admin | — | $1.02B | $904.00M | $824.00M | $700.00M | — |
| Net interest income | -$905.00M | -$531.00M | -$512.00M | -$413.00M | — | -70.4% |
| Pre-tax income | $4.48B | $2.35B | $642.00M | $1.31B | — | +90.6% |
| Tax provision | $1.49B | $741.00M | $146.00M | $398.00M | — | +101.1% |
| Net income | $2.99B | $1.60B | $485.00M | $906.00M | — | +87.1% |
| Net income to common | $2.99B | $1.60B | $485.00M | $906.00M | — | +87.1% |
| Basic EPS | 14.61 | 7.79 | 2.31 | 4.27 | — | +87.5% |
| Diluted EPS | 13.98 | 7.76 | 2.31 | 4.27 | — | +80.2% |
| EBIT | $5.39B | $2.88B | $1.11B | $1.68B | — | +86.9% |
| Basic shares | 204.70M | 207.02M | 210.11M | 212.11M | — | -1.1% |
| Diluted shares | 213.84M | 207.86M | 210.11M | 212.11M | — | +2.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $28.19B | $25.50B | $12.47B | $8.38B | +10.5% |
| Cash & short-term investments | $28.19B | $25.50B | $12.47B | $24.89B | +10.5% |
| Accounts receivable | $314.00M | $237.00M | $1.24B | $1.76B | +32.5% |
| Property, plant & equipment | $1.37B | $1.39B | $1.39B | $1.34B | -1.6% |
| Goodwill & intangibles | $2.95B | $2.90B | $2.52B | $2.35B | +1.9% |
| Total assets | $163.63B | $156.19B | $140.47B | $135.27B | +4.8% |
| Current debt | $367.00M | $120.00M | $446.00M | $313.00M | +205.8% |
| Long-term debt | $22.18B | $18.26B | $10.88B | $6.90B | +21.5% |
| Total debt | $22.64B | $18.47B | $10.88B | $7.28B | +22.6% |
| Total liabilities | $151.44B | $146.24B | $131.25B | $126.88B | +3.6% |
| Retained earnings | $12.26B | $9.65B | $8.85B | $7.82B | +27.0% |
| Shareholder equity | $12.17B | $9.86B | $9.15B | $8.34B | +23.4% |
| Net tangible assets | $9.22B | $6.97B | $6.64B | $5.99B | +32.3% |
| Shares issued | 226.34M | 224.15M | 222.84M | 222.84M | +1.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $2.99B | $1.61B | $496.00M | $913.00M | +85.7% |
| Depreciation & amortisation | $507.00M | $460.00M | $428.00M | $385.00M | +10.2% |
| Stock-based compensation | $30.00M | $17.00M | $25.00M | $25.00M | +76.5% |
| Change in working capital | $4.45B | $9.98B | $6.71B | -$3.64B | -55.5% |
| Operating cash flow | $5.43B | -$3.06B | $3.47B | $1.98B | +277.4% |
| Capital expenditure | -$473.00M | -$466.00M | -$451.00M | -$372.00M | -1.5% |
| Investing cash flow | -$468.00M | -$1.01B | -$511.00M | -$371.00M | +53.9% |
| Share buybacks | -$251.00M | -$126.00M | -$67.00M | -$74.00M | -99.2% |
| Dividends paid | -$650.00M | -$550.00M | -$100.00M | -$400.00M | -18.2% |
| Financing cash flow | -$1.45B | $1.45B | $1.01B | -$1.01B | -200.2% |
| Free cash flow | $4.95B | -$3.53B | $3.02B | $1.60B | +240.5% |
| End cash position | $12.98B | $9.86B | $12.47B | $8.38B | +31.6% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $4.22B | $7.49B | $7.92B | $9.07B | $3.96B | — | -43.6% |
| Operating revenue | $4.22B | $7.49B | $7.92B | $9.07B | $3.96B | — | -43.6% |
| Selling, general & admin | — | — | — | — | — | -$200.00M | — |
| Net interest income | -$245.00M | -$246.00M | -$262.00M | -$214.00M | -$185.00M | — | +0.4% |
| Pre-tax income | $820.00M | $1.21B | $1.28B | $1.28B | $715.00M | — | -32.1% |
| Tax provision | $267.00M | $399.00M | $428.00M | $445.00M | $218.00M | — | -33.1% |
| Net income | $550.00M | $806.00M | $855.00M | $834.00M | $495.00M | — | -31.8% |
| Net income to common | $550.00M | $806.00M | $855.00M | $834.00M | $495.00M | — | -31.8% |
| Basic EPS | 2.67 | — | 4.16 | 4.06 | 2.40 | — | — |
| Diluted EPS | 2.62 | — | 4.08 | 4.01 | 2.37 | — | — |
| EBIT | $1.06B | $1.45B | $1.54B | $1.49B | $900.00M | — | -26.7% |
| Basic shares | 205.99M | — | 205.53M | 205.42M | 206.25M | — | — |
| Diluted shares | 209.92M | — | 209.56M | 207.98M | 208.86M | — | — |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $26.66B | $28.19B | $33.09B | $12.15B | $25.99B | -5.4% |
| Cash & short-term investments | $26.66B | $28.19B | $33.09B | $12.15B | $25.99B | -5.4% |
| Accounts receivable | $2.49B | $314.00M | $1.70B | $1.94B | $2.41B | +692.7% |
| Property, plant & equipment | $1.39B | $1.37B | $1.47B | $1.40B | $1.42B | +1.2% |
| Goodwill & intangibles | $2.95B | $2.95B | $2.91B | $2.91B | $2.91B | -0.2% |
| Total assets | $163.86B | $163.63B | $167.75B | $162.05B | $154.92B | +0.1% |
| Current debt | $467.00M | $367.00M | $323.00M | $224.00M | $120.00M | +27.2% |
| Long-term debt | $23.49B | $22.18B | $22.34B | $19.55B | $17.57B | +5.9% |
| Total debt | $23.95B | $22.64B | $22.66B | $19.77B | $17.68B | +5.8% |
| Total liabilities | $151.65B | $151.44B | $156.21B | $150.91B | $144.53B | +0.1% |
| Retained earnings | $12.28B | $12.26B | $11.45B | $11.00B | $10.15B | +0.2% |
| Shareholder equity | $12.19B | $12.17B | $11.53B | $11.11B | $10.37B | +0.2% |
| Net tangible assets | $9.24B | $9.22B | $8.61B | $8.20B | $7.46B | +0.3% |
| Shares issued | 226.51M | 226.34M | 205.83M | 206.14M | 206.85M | +0.1% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $553.00M | $808.00M | $855.00M | $834.00M | $497.00M | — | -31.6% |
| Depreciation & amortisation | $133.00M | $105.00M | $144.00M | $135.00M | $123.00M | — | +26.7% |
| Stock-based compensation | $15.00M | $10.00M | $10.00M | $7.00M | $3.00M | — | +50.0% |
| Change in working capital | -$1.50B | -$4.42B | $6.06B | $4.71B | -$1.86B | — | +66.0% |
| Operating cash flow | -$2.84B | $2.99B | $213.00M | $2.44B | -$216.00M | — | -195.2% |
| Capital expenditure | -$107.00M | -$121.00M | -$117.00M | -$119.00M | -$116.00M | — | +11.6% |
| Investing cash flow | -$103.00M | -$106.00M | -$112.00M | -$107.00M | -$143.00M | — | +2.8% |
| Share buybacks | -$18.00M | -$149.00M | -$38.00M | -$53.00M | -$11.00M | — | +87.9% |
| Dividends paid | — | $0 | -$400.00M | — | -$250.00M | $0 | — |
| Financing cash flow | $245.00M | -$1.46B | -$552.00M | $882.00M | -$322.00M | — | +116.8% |
| Free cash flow | -$2.95B | $2.87B | $96.00M | $2.32B | -$332.00M | — | -203.0% |
| End cash position | $10.22B | $12.98B | $11.49B | $12.15B | $9.23B | — | -21.2% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
17,229.00
+2.44% from price
SMA 20
17,335.50
+1.81% from price
SMA 50
16,817.00
+4.95% from price
SMA 100
17,583.20
+0.38% from price
SMA 200
16,066.45
+9.86% from price
EMA 12
17,401.31
+1.43% from price
EMA 26
17,247.40
+2.33% from price
EMA 50
17,188.46
+2.69% from price
RSI (14)
55.8
Neutral
MACD (12,26,9)
153.90
Hist 48.31
ATR (14)
555.71
3.15% of price
Realised vol 30D
28.7%
Annualised
Bollinger upper
18,112.20
20, 2σ
Bollinger lower
16,558.80
20, 2σ
50 / 200 cross
Golden
16,817.00 vs 16,066.45
Trend bias
Above 200
+9.86%
Risk profile
Beta vs SPY
-0.14
Less volatile than market
Correlation to SPY
-0.04
Largely independent
Realised vol 30D
28.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-23.9%
Peak to trough
Max drawdown 5Y
-42.0%
Peak to trough
ATR 14
555.71
3.15% of price
Beta (reported)
—
5Y monthly, from filing
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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