GGAL
Grupo Financiero Galicia S.A.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Sell
-42/100
Last price
38.18
▼ 0.07 (0.18%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
Vol —
vs
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Open
—
Prev close
38.25
Day high
38.84
Day low
38.07
Volume
1.40M
Market cap
$6.47B
P/E (TTM)
42.90
52W range
27.50 – 62.52
Trailing performance
Returnvs SPY
1W
+3.13%
+1.2%
1M
-13.93%
-15.1%
3M
-24.02%
-28.5%
6M
-15.74%
-33.9%
YTD
-29.22%
-43.5%
1Y
+33.08%
+16.7%
3Y
+192.57%
+110.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on GGAL open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
497.94K
Total on file
Fundamentals
Market cap$6.47B
Enterprise value$339.34B
Revenue (TTM)$5.89T
Gross profit$5.66T
EBITDA—
Net income$88.13B
EPS (TTM)$0.89
Free cash flow—
Total cash$7.88T
Total debt$8.15T
Book value / share$3.78
Shares outstanding132.50M
Float837.31M
Short % of float17.98%
Dividend yield4.05%
Beta (5Y)0.29
Valuation & profitability ratios
Trailing P/E42.90
Forward P/E5.51
PEG ratio0.18
Price / sales—
Price / book10.10
EV / revenue0.06
EV / EBITDA—
Gross margin0.00%
Operating margin17.32%
Profit margin1.50%
Return on equity1.09%
Return on assets0.20%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $8.54T | $9.88T | $9.57T | $4.68T | -13.5% |
| Operating revenue | $8.54T | $9.88T | $9.57T | $4.68T | -13.5% |
| Selling, general & admin | $2.13T | $2.04T | $1.61T | $1.11T | +4.5% |
| Pre-tax income | $303.85B | $2.89T | $1.56T | $444.45B | -89.5% |
| Tax provision | $91.24B | $771.68B | $589.66B | $115.07B | -88.2% |
| Net income | $212.52B | $2.12T | $965.88B | $329.38B | -90.0% |
| Net income to common | $212.52B | $2.12T | $965.88B | $329.38B | -90.0% |
| Basic EPS | 1,324.80 | 11,868.04 | 4,595.85 | 2,228.74 | -88.8% |
| Diluted EPS | 1,324.80 | 11,868.04 | 4,595.85 | 2,228.74 | -88.8% |
| Basic shares | 160.42M | 148.63M | 147.89M | 147.79M | +7.9% |
| Diluted shares | 160.42M | 148.63M | 147.89M | 147.79M | +7.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $9.37T | $8.87T | $2.00T | $1.39T | +5.6% |
| Accounts receivable | $944.19B | $624.40B | $178.96B | $174.08B | +51.2% |
| Property, plant & equipment | $1.20T | $1.31T | $355.26B | $360.68B | -8.7% |
| Goodwill & intangibles | $381.32B | $400.55B | $123.61B | $119.93B | -4.8% |
| Total assets | $45.67T | $42.76T | $10.22T | $10.49T | +6.8% |
| Long-term debt | $2.88T | $2.26T | $436.26B | $467.36B | +27.4% |
| Total debt | $2.92T | $2.33T | $465.73B | $491.26B | +25.4% |
| Total liabilities | $37.91T | $34.81T | $8.20T | $8.59T | +8.9% |
| Retained earnings | -$1.38T | $533.21B | -$216.09B | -$393.01B | -359.5% |
| Shareholder equity | $7.76T | $7.95T | $2.02T | $1.90T | -2.5% |
| Net tangible assets | $7.38T | $7.55T | $1.89T | $1.78T | -2.3% |
| Shares issued | 1.61B | 1.59B | 1.48B | 1.48B | +0.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $303.85B | $2.89T | $1.56T | $444.45B | -89.5% |
| Depreciation & amortisation | $304.59B | $247.40B | $241.43B | $189.04B | +23.1% |
| Change in working capital | -$7.05T | -$3.72T | -$3.56T | $50.36B | -89.7% |
| Operating cash flow | -$1.61T | $4.61T | $4.78T | $3.91T | -134.8% |
| Capital expenditure | -$245.91B | -$282.44B | -$212.04B | -$125.66B | +12.9% |
| Investing cash flow | -$222.93B | $1.14T | -$234.50B | -$126.81B | -119.6% |
| Dividends paid | -$329.13B | -$808.95B | -$513.56B | -$144.19B | +59.3% |
| Financing cash flow | $873.80B | $543.99B | -$658.19B | $182.83B | +60.6% |
| Free cash flow | -$1.85T | $4.33T | $4.56T | $3.78T | -142.8% |
| End cash position | $10.27T | $9.74T | $9.36T | $9.00T | +5.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $2.77T | $2.56T | $2.65T | $1.97T | $2.79T | +8.3% |
| Operating revenue | $2.77T | $2.56T | $2.65T | $1.97T | $2.79T | +8.3% |
| Selling, general & admin | $557.75B | $507.97B | $539.72B | $658.03B | $644.34B | +9.8% |
| Pre-tax income | $401.72B | $67.94B | -$33.35B | -$173.87B | $368.40B | +491.3% |
| Tax provision | $143.37B | $1.43B | $1.62B | -$86.16B | $137.80B | +9,926.2% |
| Net income | $258.32B | $66.49B | -$34.98B | -$87.71B | $230.55B | +288.5% |
| Net income to common | $258.32B | $66.49B | -$34.98B | -$87.71B | $230.55B | +288.5% |
| Basic EPS | 1,608.23 | 413.93 | -520.12 | -546.05 | 1,435.35 | +288.5% |
| Diluted EPS | 1,608.23 | 413.93 | -520.12 | -546.05 | 1,435.35 | +288.5% |
| Basic shares | 160.63M | 160.63M | 160.63M | 160.63M | 160.63M | 0.0% |
| Diluted shares | 160.63M | 160.63M | 160.63M | 160.63M | 160.63M | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $6.24T | $6.65T | $9.37T | $8.69T | $6.07T | — | -6.1% |
| Accounts receivable | — | — | $944.19B | — | — | $613.72B | — |
| Property, plant & equipment | $1.37T | $1.30T | $1.20T | $1.17T | $1.13T | — | +4.8% |
| Goodwill & intangibles | $426.56B | $405.17B | $381.32B | $354.12B | $340.97B | — | +5.3% |
| Total assets | $50.36T | $45.16T | $45.67T | $42.00T | $37.70T | — | +11.5% |
| Long-term debt | $3.01T | $3.25T | $2.88T | $2.72T | $2.22T | — | -7.2% |
| Total debt | $3.01T | $3.25T | $2.92T | $2.72T | $2.22T | — | -7.2% |
| Total liabilities | $41.17T | $36.57T | $37.91T | $34.90T | $30.77T | — | +12.6% |
| Retained earnings | — | — | -$1.38T | — | — | $620.70B | — |
| Shareholder equity | $9.20T | $8.59T | $7.76T | $7.09T | $6.93T | — | +7.1% |
| Net tangible assets | $8.77T | $8.18T | $7.38T | $6.74T | $6.59T | — | +7.2% |
| Shares issued | 1.61B | 1.61B | 1.61B | 1.61B | 1.61B | — | 0.0% |
| Line item | 2025-03-31 | YoY |
|---|---|---|
| Net income | $235.21B | |
| Depreciation & amortisation | $62.03B | |
| Change in working capital | -$1.32T | |
| Operating cash flow | -$1.07T | |
| Capital expenditure | -$100.64B | |
| Investing cash flow | -$72.23B | |
| Financing cash flow | $163.97B | |
| Free cash flow | -$1.17T | |
| End cash position | $6.75T |
Options analytics
Put / call volume
1.50
Put-heavy session
Put / call open interest
28.85
Positioning, not flow
Max pain
65.00
+70.2% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
293
Contracts, this expiry
Put volume
440
Contracts, this expiry
Heaviest call OI
80.00
53 contracts
Heaviest put OI
65.00
2.41K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.94 | 1.06 | +13.0% |
| Mar 2026 | 0.32 | 0.30 | -6.5% |
| Dec 2025 | 0.47 | -0.37 | -178.1% |
| Sep 2025 | 0.27 | -0.38 | -239.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.37 | 4 | $1.80B | +55.5% |
| Next quarter | 1.52 | 4 | $2.20B | +53.8% |
| Current year | 4.71 | 5 | $7.31B | +40.8% |
| Next year | 6.93 | 6 | $9.18B | +25.6% |
Analyst targets & ownership
Mean target$66.57
High target$103.00
Low target$50.00
Implied upside74.37%
Analyst count10
ConsensusBUY
Strong buy / Buy3 / 3
Hold4
Sell / Strong sell0 / 0
Held by insiders0.03%
Held by institutions25.48%
Institutions holding189
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
37.80
+1.02% from price
SMA 20
40.29
-5.23% from price
SMA 50
43.24
-11.70% from price
SMA 100
46.47
-17.83% from price
SMA 200
47.24
-19.18% from price
EMA 12
38.51
-0.84% from price
EMA 26
40.42
-5.54% from price
EMA 50
42.60
-10.38% from price
RSI (14)
37.8
Neutral
MACD (12,26,9)
-1.92
Hist -0.13
ATR (14)
1.44
3.77% of price
Realised vol 30D
33.2%
Annualised
Bollinger upper
45.85
20, 2σ
Bollinger lower
34.72
20, 2σ
50 / 200 cross
Death
43.24 vs 47.24
Trend bias
Below 200
-19.18%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
1.94
More volatile than market
Correlation to SPY
0.38
Loosely linked
Realised vol 30D
33.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-41.0%
Peak to trough
Max drawdown 5Y
-63.4%
Peak to trough
ATR 14
1.44
3.77% of price
Beta (reported)
0.29
5Y monthly, from filing
Short interest
Shares short
5.58M
Prior 5.31M
Change vs prior
+5.0%
Shorts adding
% of float
17.98%
Elevated
% of shares out
3.47%
Against total outstanding
Days to cover
6.3
Crowded exit
Float
837.31M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jun 25, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Feb 19, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Nov 19, 25 | UBS | INITIATED | — | Neutral |
| Nov 3, 25 | Citigroup | UPGRADE | Neutral | Buy |
| Oct 28, 25 | JP Morgan | UPGRADE | Neutral | Overweight |
| Oct 22, 25 | JP Morgan | DOWNGRADE | Overweight | Neutral |
| Sep 11, 25 | Citigroup | DOWNGRADE | Buy | Neutral |
| Dec 16, 24 | Morgan Stanley | UPGRADE | Underweight | Overweight |
| Sep 4, 24 | Citigroup | UPGRADE | Neutral | Buy |
| Aug 30, 24 | JP Morgan | UPGRADE | Underweight | Overweight |
| Aug 8, 24 | B of A Securities | UPGRADE | Underperform | Buy |
| Jan 31, 22 | JP Morgan | DOWNGRADE | Neutral | Underweight |
Dividends & splits
Forward rate$1.55 / yr
Forward yield4.05%
5-year avg yield2.06%
Payout ratio293.72%
Ex-dividend dateSep 28, 2026
Next pay dateOct 5, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
6-K · 2026-09-14
Corporate Changes & Voting Matters
6-K · 2026-09-10
Corporate Changes & Voting Matters
6-K · 2026-09-02
Corporate Changes & Voting Matters
6-K · 2026-08-25
Corporate Changes & Voting Matters
6-K · 2026-07-29
Corporate Changes & Voting Matters
6-K · 2026-07-02
Corporate Changes & Voting Matters
6-K · 2026-06-30
Corporate Changes & Voting Matters
6-K · 2026-05-13
Headlines
GGAL or UOVEY: Which Is the Better Value Stock Right Now?
Zacks · 16d ago
Wall Street Analysts Think Grupo Financiero Galicia (GGAL) Could Surge 44.82%: Read This Before Placing a Bet
Zacks · 27d ago
GGAL vs. UOVEY: Which Stock Is the Better Value Option?
Zacks · 34d ago
Stanley Druckenmiller Invested Tens of Millions Into These Risky Stocks. Should You?
Motley Fool · 34d ago
Grupo Financiero Galicia SA (GGAL) (Q2 2026) Earnings Call Highlights: Net Income Rises 12% on ...
GuruFocus.com · 41d ago
Grupo Financiero Galicia Q2 Earnings Call Highlights
MarketBeat · 42d ago
Grupo Financiero Galicia: Q2 Earnings Snapshot
Associated Press · 42d ago
Grupo Financiero Galicia's Q2 Net Income Rises
MT Newswires · 43d ago
PRIVATE STRATEGY · BY QUALIFICATION
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