FPAYQ
FlexShopper, Inc.
OTC Markets OTCPKUSDEQUITY
Industrials
DELAYED
Sell
-35/100
Last price
0.00
■ 0.00 (0.00%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
—
Prev close
0.00
Day high
0.00
Day low
0.00
Volume
765
Market cap
$2.46K
P/E (TTM)
—
52W range
0.00 – 0.44
Trailing performance
Returnvs SPY
1W
0.00%
-1.9%
1M
0.00%
-1.2%
3M
0.00%
-4.5%
6M
0.00%
-18.2%
YTD
0.00%
-14.2%
1Y
-99.97%
-116.4%
3Y
-99.99%
-182.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FPAYQ open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
9.65M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| May 1, 25 | DVORKIN HOWARD S Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 128.67K | $168.56K | Indirect |
| Apr 25, 25 | DVORKIN HOWARD S Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 30.73K | $39.82K | Indirect |
| Jan 16, 25 | HEISER HAROLD RUSSELL JR Chief Executive Officer |
CONVERSION | 150.69K | $256.18K | Direct |
| Jan 16, 25 | ALLEN JAMES DOUGLAS Director |
CONVERSION | 25.00K | $42.50K | Direct |
| Jan 16, 25 | DAVIS JOHN Chief Operating Officer |
CONVERSION | 15.44K | $26.25K | Direct |
| Jan 16, 25 | DVORKIN HOWARD S Director and Beneficial Owner of more than 10% of a Class of Security |
CONVERSION | 2.94M | $5.00M | Indirect |
| Jan 16, 25 | KATZ THOMAS O Director |
CONVERSION | 80.00K | $136.00K | Direct |
| Dec 27, 24 | DVORKIN HOWARD S Director and Beneficial Owner of more than 10% of a Class of Security |
BUY | 20.00K | $30.00K | Indirect |
| Dec 23, 24 | HEISER HAROLD RUSSELL JR Chief Executive Officer |
BUY | 30.00K | $43.50K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ALLEN JAMES DOUGLAS |
Director | 175.00K | Conversion of Exercise of derivative security |
DAVIS JOHN |
Chief Operating Officer | 92.26K | Conversion of Exercise of derivative security |
DVORKIN HOWARD S |
Director and Beneficial Owner of more than 10% of a Class of Security | — | Purchase |
HEISER HAROLD RUSSELL JR |
Chief Executive Officer | 1.12M | Conversion of Exercise of derivative security |
KATZ THOMAS O |
Director | 160.00K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$2.46K
Enterprise value$175.75M
Revenue (TTM)$139.80M
Gross profit$119.44M
EBITDA$35.45M
Net income$-4.69M
EPS (TTM)$-0.20
Free cash flow$-43.06M
Total cash$10.40M
Total debt$163.35M
Book value / share$0.42
Shares outstanding24.61M
Float13.26M
Short % of float1.92%
Dividend yield0.00%
Beta (5Y)-15.82
Valuation & profitability ratios
Trailing P/E—
Forward P/E0.00
PEG ratio—
Price / sales—
Price / book0.00
EV / revenue1.26
EV / EBITDA4.96
Gross margin85.44%
Operating margin18.21%
Profit margin-0.13%
Return on equity-0.57%
Return on assets8.83%
Debt / equity492.74
Current ratio7.10
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|
| Total revenue | $116.98M | $113.06M | $125.43M | +3.5% |
| Operating revenue | $116.98M | $113.06M | $125.43M | +3.5% |
| Cost of revenue | $6.01M | $3.38M | $79.18M | +77.5% |
| Gross profit | $110.97M | $109.67M | $46.25M | +1.2% |
| Selling, general & admin | $20.12M | $22.02M | $27.48M | -8.6% |
| Total operating expense | $100.96M | $115.98M | $33.08M | -13.0% |
| Operating income | $10.01M | -$6.30M | $13.17M | +258.8% |
| Net interest income | -$18.91M | -$11.16M | -$11.04M | -69.5% |
| Pre-tax income | -$5.22M | -$3.00M | $4.06M | -73.9% |
| Tax provision | -$989.81K | -$16.64M | $785.31K | +94.0% |
| Net income | -$4.23M | $13.63M | $3.27M | -131.1% |
| Net income to common | -$8.34M | $9.80M | $833.67K | -185.1% |
| Basic EPS | -0.34 | 0.41 | 0.04 | -184.4% |
| Diluted EPS | -0.34 | 0.40 | 0.04 | -186.4% |
| EBIT | $13.69M | $8.16M | $12.63M | +67.8% |
| EBITDA | $77.86M | $85.48M | $94.17M | -8.9% |
| Basic shares | 23.96M | 23.90M | 23.61M | +0.3% |
| Diluted shares | 23.96M | 24.76M | 25.65M | -3.2% |
| Line item | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|
| Cash & equivalents | $4.41M | $6.05M | $4.99M | -27.1% |
| Cash & short-term investments | $4.41M | $6.05M | $4.99M | -27.1% |
| Accounts receivable | $44.80M | $35.54M | $25.47M | +26.0% |
| Inventory | $29.13M | $31.55M | $40.94M | -7.7% |
| Total current assets | $117.43M | $109.69M | $76.89M | +7.1% |
| Property, plant & equipment | $10.55M | $9.49M | $7.04M | +11.1% |
| Goodwill & intangibles | $13.39M | $15.16M | $4.96K | -11.7% |
| Total assets | $156.49M | $148.29M | $84.81M | +5.5% |
| Total current liabilities | $12.13M | $12.23M | $12.59M | -0.8% |
| Current debt | $198.62K | $1.21M | $1.05M | -83.6% |
| Long-term debt | $113.80M | $94.76M | $53.81M | +20.1% |
| Total debt | $115.57M | $97.74M | $56.81M | +18.2% |
| Total liabilities | $127.26M | $117.25M | $68.67M | +8.5% |
| Retained earnings | -$35.82M | -$31.59M | -$45.22M | -13.4% |
| Shareholder equity | $29.23M | $31.03M | $16.14M | -5.8% |
| Working capital | $105.30M | $97.46M | $64.31M | +8.0% |
| Net tangible assets | $15.84M | $15.87M | $16.14M | -0.2% |
| Shares issued | 24.02M | 24.01M | 23.67M | +0.0% |
| Line item | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|
| Net income | -$4.23M | $13.63M | $3.27M | -131.1% |
| Depreciation & amortisation | $64.17M | $77.33M | $81.55M | -17.0% |
| Stock-based compensation | $1.68M | $997.83K | $1.65M | +68.1% |
| Change in working capital | -$96.77M | -$158.83M | -$136.61M | +39.1% |
| Operating cash flow | -$6.66M | -$31.24M | -$11.26M | +78.7% |
| Capital expenditure | -$6.34M | -$6.50M | -$4.07M | +2.5% |
| Investing cash flow | -$7.56M | -$5.20M | -$4.95M | -45.4% |
| Share buybacks | -$166.76K | $0 | — | — |
| Financing cash flow | $12.47M | $37.52M | $12.76M | -66.8% |
| Free cash flow | -$13.00M | -$37.74M | -$15.32M | +65.5% |
| End cash position | $4.41M | $6.17M | $5.09M | -28.5% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Dec 2024 | 0.02 | -0.09 | -550.0% |
| Sep 2024 | 0.02 | 0.05 | +150.0% |
| Jun 2024 | -0.06 | -0.13 | -116.7% |
| Mar 2024 | -0.08 | 0.02 | +121.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders39.19%
Held by institutions0.99%
Institutions holding1
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
0.00
+0.00% from price
SMA 20
0.00
0.00% from price
SMA 50
0.00
0.00% from price
SMA 100
0.00
+0.00% from price
SMA 200
0.00
-38.56% from price
EMA 12
0.00
+0.00% from price
EMA 26
0.00
-0.01% from price
EMA 50
0.00
-30.52% from price
RSI (14)
25.7
Oversold
MACD (12,26,9)
-0.00
Hist 0.00
ATR (14)
0.00
—
Realised vol 30D
0.0%
Annualised
Bollinger upper
0.00
20, 2σ
Bollinger lower
0.00
20, 2σ
50 / 200 cross
Death
0.00 vs 0.00
Trend bias
Below 200
-38.56%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-5.61
Less volatile than market
Correlation to SPY
-0.09
Largely independent
Realised vol 30D
0.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-100.0%
Peak to trough
Max drawdown 5Y
-100.0%
Peak to trough
ATR 14
0.00
Average true range
Beta (reported)
-15.82
5Y monthly, from filing
Short interest
Shares short
297.75K
Prior 79.18K
Change vs prior
+276.1%
Shorts adding
% of float
1.92%
Normal
% of shares out
1.21%
Against total outstanding
Days to cover
0.3
Liquid
Float
13.26M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 2, 25 | HC Wainwright & Co. | MAINTAINED | Buy | Buy |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split1:10
Split dateOct 25, 2016
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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