FNRN
First Northern Community Bancorp
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Last price
17.50
▲ 0.06 (0.34%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
17.50
Prev close
17.44
Day high
17.58
Day low
17.36
Volume
197.12K
Market cap
$286.92M
P/E (TTM)
13.46
52W range
11.30 – 19.25
Day trading desk
Gap from prior close
+0.34%
Prior close 17.44
VWAP
17.49
+0.08% from price
Relative volume
0.94×
Normal
Session range
1.27%
17.36 – 17.58
Position in range
64%
Mid range
ATR (14D)
0.47
2.71% of price
Prior day high
17.46
PDH
Prior day low
17.32
PDL
Bid / ask spread
—
Quote not published
Session volume
192.98K
Avg 204.93K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.28%
+1.1%
1M
-2.51%
-6.2%
3M
+0.17%
-2.9%
6M
+25.51%
+14.4%
YTD
+37.54%
+25.2%
1Y
+57.05%
+37.1%
3Y
+115.52%
+41.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FNRN open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+12.16K
Net buying
Buy transactions
8
44.21K shares
Sell transactions
8
32.05K shares
Net transactions
+16
Buys less sells
Sell : buy shares
0.7 : 1
Mixed
Insider-held shares
1.53M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 13, 26 | MARTINEZ RICHARD M Director |
SELL | 2.00K | $35.01K | Direct |
| Aug 12, 26 | SERVAT JEAN-LUC Director |
BUY | 1.00K | $17.29K | Direct |
| Aug 11, 26 | SCHULZE MARK C Director |
SELL | 6.37K | $109.01K | Direct |
| Aug 6, 26 | SERVAT JEAN-LUC Director |
BUY | 1.00K | $18.22K | Direct |
| Aug 6, 26 | SCHULZE MARK C Director |
SELL | 400 | $7.24K | Direct |
| Aug 5, 26 | SCHULZE MARK C Director |
SELL | 3.23K | $59.46K | Direct |
| May 15, 26 | SMITH JEREMIAH ZACHARY Chief Executive Officer |
SELL | 6.78K | $120.00K | Direct |
| May 13, 26 | SMITH JEREMIAH ZACHARY Chief Executive Officer |
STOCK | 76 | $1.35K | Direct |
| May 12, 26 | SCHULZE MARK C Director |
SELL | 2.00K | $35.57K | Direct |
| May 8, 26 | SCHULZE MARK C Director |
SELL | 3.00K | $53.34K | Direct |
| May 4, 26 | SPINK KEVIN Chief Financial Officer |
SELL | 8.27K | $140.94K | Direct |
| Feb 25, 26 | SMITH JEREMIAH ZACHARY Chief Executive Officer |
STOCK | 13.32K | $181.67K | Direct |
| Feb 25, 26 | SMITH JEREMIAH ZACHARY Chief Executive Officer |
STOCK | 13.32K | $194.99K | Direct |
| Feb 19, 26 | SERVAT JEAN-LUC Director |
BUY | 1.46K | $21.33K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ADAMSKI JEFFREY A |
Officer | 99.95K | Stock Award(Grant) |
COCHRAN CHARLES |
Officer | 7.50K | Stock Award(Grant) |
HAMILTON BRETT |
Officer | 17.99K | Stock Award(Grant) |
HAYES BARBARA A. |
Director | 12.27K | Purchase |
MARTINEZ RICHARD M |
Director | 72.25K | Sale |
SCHULZE MARK C |
Director | 729.92K | Sale |
SMITH JEREMIAH ZACHARY |
Chief Executive Officer | 154.57K | Sale |
SPINK KEVIN |
Chief Financial Officer | 45.96K | Sale |
SWIZER DUANE |
Chief Technology Officer | 8.14K | Stock Award(Grant) |
WALKER LOUISE A |
Director | 202.43K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$286.92M
Enterprise value$168.30M
Revenue (TTM)$75.35M
Gross profit$75.35M
EBITDA—
Net income$22.63M
EPS (TTM)$1.30
Free cash flow—
Total cash$124.30M
Total debt$5.68M
Book value / share$13.25
Shares outstanding16.40M
Float13.55M
Short % of float4.15%
Dividend yield—
Beta (5Y)0.02
Valuation & profitability ratios
Trailing P/E13.46
Forward P/E—
PEG ratio0.14
Price / sales—
Price / book1.32
EV / revenue2.23
EV / EBITDA—
Gross margin0.00%
Operating margin35.55%
Profit margin30.03%
Return on equity10.98%
Return on assets1.19%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $73.57M | $70.38M | $72.98M | $61.63M | +4.5% |
| Operating revenue | $73.57M | $70.38M | $72.98M | $61.63M | +4.5% |
| Selling, general & admin | $26.17M | $24.62M | $26.71M | $24.99M | +6.3% |
| Pre-tax income | $27.41M | $27.84M | $29.65M | $21.67M | -1.6% |
| Tax provision | $6.28M | $7.81M | $8.09M | $5.78M | -19.6% |
| Net income | $21.13M | $20.03M | $21.55M | $15.88M | +5.5% |
| Net income to common | $21.13M | $20.03M | $21.55M | $15.88M | +5.5% |
| Basic EPS | 1.18 | 0.34 | 1.17 | 0.86 | +251.4% |
| Diluted EPS | 1.15 | 0.34 | 1.16 | 0.86 | +243.2% |
| Basic shares | 17.96M | 16.74M | 18.44M | 18.46M | +7.3% |
| Diluted shares | 18.27M | 16.74M | 18.62M | 18.63M | +9.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $155.73M | $135.52M | $168.92M | $208.37M | — | +14.9% |
| Accounts receivable | $7.35M | $7.66M | $6.81M | $5.75M | — | -4.1% |
| Property, plant & equipment | $14.10M | $12.40M | $14.04M | $11.03M | — | +13.7% |
| Goodwill & intangibles | $5.49M | $4.63M | $5.62M | $1.65M | — | +18.5% |
| Total assets | $1.91B | $1.89B | $1.87B | $1.87B | — | +1.0% |
| Current debt | — | — | — | — | $0 | — |
| Total debt | — | — | — | — | $0 | — |
| Total liabilities | $1.70B | $1.72B | $1.71B | $1.75B | — | -1.0% |
| Retained earnings | $91.95M | $81.30M | $68.76M | $54.49M | — | +13.1% |
| Shareholder equity | $212.02M | $176.33M | $159.25M | $125.04M | — | +20.2% |
| Net tangible assets | $206.53M | $171.70M | $153.62M | $123.39M | — | +20.3% |
| Shares issued | 17.23M | 16.74M | 17.07M | 16.96M | — | +2.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $21.13M | $20.03M | $21.55M | $15.88M | +5.5% |
| Depreciation & amortisation | $2.65M | $2.79M | $2.91M | $1.88M | -5.1% |
| Stock-based compensation | $849.00K | $846.00K | $820.00K | $655.00K | +0.4% |
| Change in working capital | -$159.00K | -$4.89M | -$78.00K | -$44.00K | +96.7% |
| Operating cash flow | $6.90M | $19.54M | $27.30M | $21.78M | -64.7% |
| Capital expenditure | -$1.70M | -$343.00K | -$1.22M | -$344.00K | -395.6% |
| Investing cash flow | $44.82M | -$53.28M | $83.61M | -$178.78M | +184.1% |
| Share buybacks | -$4.75M | -$3.76M | -$143.00K | -$187.00K | -26.2% |
| Dividends paid | -$8.00K | -$7.00K | -$7.00K | -$8.00K | -14.3% |
| Financing cash flow | -$25.61M | $3.98M | -$149.11M | -$1.51M | -744.1% |
| Free cash flow | $5.20M | $19.19M | $26.08M | $21.44M | -72.9% |
| End cash position | $145.55M | $119.45M | $149.21M | $187.42M | +21.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $18.33M | $18.59M | $20.26M | $18.00M | $18.20M | -1.4% |
| Operating revenue | $18.33M | $18.59M | $20.26M | $18.00M | $18.20M | -1.4% |
| Selling, general & admin | $6.96M | $6.91M | $6.00M | $6.81M | $6.58M | +0.7% |
| Pre-tax income | $6.21M | $7.61M | $8.27M | $6.58M | $7.60M | -18.4% |
| Tax provision | $1.49M | $1.71M | $2.29M | $569.00K | $2.13M | -12.8% |
| Net income | $4.73M | $5.91M | $5.98M | $6.01M | $5.47M | -19.9% |
| Net income to common | $4.73M | $5.91M | $5.98M | $6.01M | $5.47M | -19.9% |
| Basic EPS | 0.29 | 0.36 | 0.35 | 0.37 | 0.33 | -19.4% |
| Diluted EPS | 0.29 | 0.36 | 0.34 | 0.36 | 0.33 | -19.4% |
| Basic shares | 16.12M | 16.41M | 16.97M | 16.27M | 16.61M | -1.8% |
| Diluted shares | 16.51M | 16.41M | 17.36M | 16.57M | 16.61M | +0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $124.30M | $149.76M | $155.73M | $162.40M | $141.43M | — | -17.0% |
| Accounts receivable | — | — | $7.35M | — | — | $7.66M | — |
| Property, plant & equipment | $9.28M | $8.97M | $14.10M | $8.52M | $7.93M | — | +3.5% |
| Goodwill & intangibles | $3.83M | $4.08M | $5.49M | $2.77M | $2.95M | — | -6.0% |
| Total assets | $1.93B | $1.92B | $1.91B | $1.91B | $1.87B | — | +0.1% |
| Total liabilities | $1.71B | $1.71B | $1.70B | $1.70B | $1.68B | — | -0.1% |
| Retained earnings | $102.04M | $97.31M | $91.95M | $96.09M | $90.08M | — | +4.9% |
| Shareholder equity | $217.15M | $213.80M | $212.02M | $204.77M | $194.88M | — | +1.6% |
| Net tangible assets | $213.32M | $209.72M | $206.53M | $202.00M | $191.93M | — | +1.7% |
| Shares issued | 16.51M | 16.41M | 17.23M | 16.51M | 16.61M | — | +0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $4.73M | $5.91M | $5.98M | $6.01M | $5.47M | -19.9% |
| Depreciation & amortisation | $708.00K | $711.00K | $675.00K | $667.00K | $653.00K | -0.4% |
| Stock-based compensation | $156.00K | $115.00K | $228.00K | $257.00K | $166.00K | +35.7% |
| Change in working capital | -$2.28M | -$1.88M | $2.69M | $2.06M | -$3.88M | -21.4% |
| Operating cash flow | $3.47M | $4.25M | $7.58M | -$6.64M | $2.54M | -18.5% |
| Capital expenditure | -$561.00K | -$498.00K | -$431.00K | -$838.00K | -$335.00K | -12.7% |
| Investing cash flow | -$26.56M | -$24.62M | -$2.88M | $7.28M | $25.00M | -7.9% |
| Share buybacks | -$244.00K | -$1.15M | -$1.48M | -$1.12M | -$876.00K | +78.8% |
| Dividends paid | $0 | -$10.00K | $0 | $0 | $0 | +100.0% |
| Financing cash flow | -$3.06M | $14.39M | -$8.66M | $22.02M | -$12.41M | -121.2% |
| Free cash flow | $2.91M | $3.76M | $7.15M | -$7.48M | $2.21M | -22.6% |
| End cash position | $113.44M | $139.58M | $145.55M | $149.51M | $126.85M | -18.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Mar 2010 | — | 0.01 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders9.32%
Held by institutions32.85%
Institutions holding83
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
17.45
+0.30% from price
SMA 20
17.82
-1.81% from price
SMA 50
17.94
-2.44% from price
SMA 100
17.28
+1.25% from price
SMA 200
15.29
+14.44% from price
EMA 12
17.56
-0.37% from price
EMA 26
17.72
-1.26% from price
EMA 50
17.67
-0.98% from price
RSI (14)
45.1
Neutral
MACD (12,26,9)
-0.16
Hist -0.03
ATR (14)
0.47
2.71% of price
Realised vol 30D
29.6%
Annualised
Bollinger upper
18.96
20, 2σ
Bollinger lower
16.69
20, 2σ
50 / 200 cross
Golden
17.94 vs 15.29
Trend bias
Above 200
+14.44%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.08
Less volatile than market
Correlation to SPY
0.05
Largely independent
Realised vol 30D
29.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-11.8%
Peak to trough
Max drawdown 5Y
-35.4%
Peak to trough
ATR 14
0.47
2.71% of price
Beta (reported)
0.02
5Y monthly, from filing
Short interest
Shares short
620.41K
Prior 514.62K
Change vs prior
+20.6%
Shorts adding
% of float
4.15%
Normal
% of shares out
3.76%
Against total outstanding
Days to cover
3.9
Liquid
Float
13.55M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate—
Forward yield—
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split105:100
Split dateFeb 27, 2026
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-30
Corporate Changes & Voting Matters
8-K · 2026-05-26
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-04-30
Trading Registrations
8-A12B · 2026-04-22
Proxy Statements
DEF 14A · 2026-04-09
Corporate Changes & Voting Matters
8-K · 2026-03-31
Headlines
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.