FISV
Fiserv, Inc.
NasdaqGSUSDEQUITY
DELAYED
Sell
-48/100
Last price
45.55
▼ 0.59 (1.28%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
46.29
Prev close
46.14
Day high
46.28
Day low
45.43
Volume
4.30M
Market cap
$24.18B
P/E (TTM)
8.73
52W range
43.87 – 128.78
Day trading desk
Gap from prior close
+0.33%
Prior close 46.14
VWAP
45.77
-0.47% from price
Relative volume
0.44×
Quiet session
Session range
2.45%
45.25 – 46.36
Position in range
27%
Near session low
ATR (14D)
1.43
3.13% of price
Prior day high
46.28
PDH
Prior day low
44.10
PDL
Bid / ask spread
—
Quote not published
Session volume
3.18M
Avg 7.22M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.26%
-1.7%
1M
-14.19%
-15.3%
3M
-10.12%
-14.6%
6M
-17.79%
-36.0%
YTD
-32.29%
-46.5%
1Y
-63.84%
-80.3%
3Y
-59.95%
-142.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FISV open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 7, 26 | FRITZ LANCE M Director |
BUY | 10.00K | $519.50K | Direct |
| Aug 3, 26 | ROSMAN ADAM L Officer |
STOCK | 36.80K | $0 | Direct |
| Jun 17, 26 | TODD PAUL M Chief Financial Officer |
BUY | 10.06K | $499.98K | Direct |
| Jun 17, 26 | MAMILLI WAFAA Director |
BUY | 2.96K | $149.75K | Direct |
| Jun 16, 26 | ROSMAN ADAM L Officer |
BUY | 10.15K | $500.70K | Direct |
| Jun 16, 26 | NIXON, GORDON MELBOURNE Director |
BUY | 7.50K | $371.77K | Direct |
| Jun 16, 26 | DISIMONE HARRY F Director |
BUY | 2.09K | $101.08K | Direct |
| Jun 16, 26 | YARKONI CHARLOTTE B Director |
BUY | 2.02K | $100.12K | Direct |
| Jun 15, 26 | TODD PAUL M Chief Financial Officer |
STOCK | 104.36K | $0 | Direct |
| Jun 15, 26 | GEORGAKOPOULOS PANAGIOTIS Chief Executive Officer |
STOCK | 50.09K | $0 | Direct |
| May 21, 26 | NIXON, GORDON MELBOURNE Director |
STOCK | 5.91K | $0 | Direct |
| May 21, 26 | DISIMONE HARRY F Director |
STOCK | 4.12K | $0 | Direct |
| May 21, 26 | DUFETEL CELINE S Director |
STOCK | 4.12K | $0 | Direct |
| May 21, 26 | YARKONI CHARLOTTE B Director |
STOCK | 4.12K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BISIGNANO FRANK J |
Chief Executive Officer | — | Stock Gift |
CHIARELLO GUY |
Chief Operating Officer | 265.09K | Sale |
GELB ANDREW |
Officer | 91.57K | Stock Award(Grant) |
GEORGAKOPOULOS PANAGIOTIS |
Chief Executive Officer | 303.87K | Stock Award(Grant) |
HAU ROBERT W |
Chief Financial Officer | 187.02K | Stock Award(Grant) |
LYONS MICHAEL P |
Chief Executive Officer | 351.32K | Stock Award(Grant) |
ROSMAN ADAM L |
Officer | 173.52K | Stock Award(Grant) |
SIMONS DOYLE R |
Director | 84.38K | Conversion of Exercise of derivative security |
SURYADEVARA DHIVYA |
Chief Executive Officer | 258.06K | Stock Award(Grant) |
TODD PAUL M |
Chief Financial Officer | 184.11K | Purchase |
Fundamentals
Market cap$24.18B
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E8.73
Forward P/E5.67
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $21.19B | $20.46B | $19.09B | $17.74B | +3.6% |
| Operating revenue | $21.19B | $20.46B | $19.09B | $17.74B | +3.6% |
| Cost of revenue | $8.61B | $8.01B | $7.67B | $7.99B | +7.5% |
| Gross profit | $12.58B | $12.44B | $11.42B | $9.74B | +1.1% |
| Selling, general & admin | $6.88B | $6.56B | $6.58B | $6.06B | +4.9% |
| Total operating expense | $6.88B | $6.56B | $6.58B | $6.06B | +4.9% |
| Operating income | $5.70B | $5.88B | $4.85B | $3.69B | -3.1% |
| Net interest income | -$1.49B | -$1.20B | -$976.00M | -$733.00M | -24.9% |
| Pre-tax income | $4.26B | $4.51B | $3.90B | $2.91B | -5.4% |
| Tax provision | $811.00M | $641.00M | $754.00M | $551.00M | +26.5% |
| Net income | $3.48B | $3.13B | $3.07B | $2.53B | +11.1% |
| Net income to common | $3.48B | $3.13B | $3.07B | $2.53B | +11.1% |
| Basic EPS | 6.52 | 5.55 | 4.98 | 4.02 | +17.4% |
| Diluted EPS | 6.34 | 5.38 | 4.98 | 3.91 | +17.8% |
| EBIT | $5.79B | $5.74B | $4.90B | $3.66B | +0.9% |
| EBITDA | $8.96B | $8.84B | $8.02B | $6.83B | +1.3% |
| Basic shares | 534.00M | 564.00M | 616.06M | 630.00M | -5.3% |
| Diluted shares | 549.00M | 582.10M | 616.06M | 647.90M | -5.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $798.00M | $1.24B | $1.20B | $902.00M | -35.4% |
| Cash & short-term investments | $798.00M | $1.24B | $1.20B | $902.00M | -35.4% |
| Accounts receivable | $3.98B | $3.73B | $3.58B | $3.58B | +6.9% |
| Total current assets | $24.65B | $23.48B | $34.81B | $27.54B | +5.0% |
| Property, plant & equipment | $3.08B | $2.37B | $2.16B | $1.96B | +29.9% |
| Goodwill & intangibles | $47.86B | $46.52B | $48.41B | $49.23B | +2.9% |
| Total assets | $80.13B | $77.18B | $90.89B | $83.87B | +3.8% |
| Total current liabilities | $23.89B | $22.16B | $33.55B | $26.46B | +7.8% |
| Current debt | $762.00M | $784.00M | $442.00M | $198.00M | -2.8% |
| Long-term debt | $26.12B | $23.07B | $21.71B | $20.41B | +13.2% |
| Total debt | $29.12B | $24.96B | $23.24B | $21.54B | +16.7% |
| Total liabilities | $54.32B | $49.49B | $60.22B | $52.18B | +9.8% |
| Retained earnings | $27.05B | $23.57B | $20.44B | $17.38B | +14.8% |
| Shareholder equity | $25.79B | $27.07B | $29.86B | $30.83B | -4.7% |
| Working capital | $764.00M | $1.32B | $1.26B | $1.09B | -42.1% |
| Net tangible assets | -$22.07B | -$19.46B | -$18.56B | -$18.40B | -13.4% |
| Shares issued | 784.00M | 784.00M | 784.00M | 784.00M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $3.49B | $3.18B | $3.13B | $2.58B | +9.7% |
| Depreciation & amortisation | $3.16B | $3.10B | $3.12B | $3.17B | +2.1% |
| Stock-based compensation | $357.00M | $367.00M | $342.00M | $323.00M | -2.7% |
| Change in working capital | -$9.00M | -$338.00M | -$912.00M | -$744.00M | +97.3% |
| Operating cash flow | $6.06B | $6.63B | $5.16B | $4.62B | -8.6% |
| Capital expenditure | -$1.76B | -$1.57B | -$1.39B | -$1.48B | -12.4% |
| Investing cash flow | -$2.52B | -$2.40B | -$1.07B | -$2.11B | -4.8% |
| Share buybacks | -$5.90B | -$5.84B | -$4.83B | -$2.68B | -1.1% |
| Financing cash flow | -$3.83B | -$4.17B | -$4.36B | -$2.48B | +8.0% |
| Free cash flow | $4.30B | $5.06B | $3.77B | $3.14B | -15.1% |
| End cash position | $2.80B | $2.99B | $2.96B | $3.19B | -6.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $5.29B | $5.03B | $5.28B | $5.26B | $5.52B | +5.3% |
| Operating revenue | $5.29B | $5.03B | $5.28B | $5.26B | $5.52B | +5.3% |
| Cost of revenue | $2.40B | $2.31B | $2.27B | $2.17B | $2.11B | +3.8% |
| Gross profit | $2.90B | $2.72B | $3.02B | $3.10B | $3.41B | +6.5% |
| Selling, general & admin | $1.89B | $1.89B | $1.73B | $1.76B | $1.71B | +0.2% |
| Total operating expense | $1.89B | $1.89B | $1.73B | $1.76B | $1.71B | +0.2% |
| Operating income | $1.01B | $835.00M | $1.29B | $1.34B | $1.70B | +20.8% |
| Net interest income | -$370.00M | -$347.00M | -$375.00M | -$422.00M | -$365.00M | -6.6% |
| Pre-tax income | $775.00M | $593.00M | $962.00M | $964.00M | $1.29B | +30.7% |
| Tax provision | $156.00M | $24.00M | $202.00M | $173.00M | $246.00M | +550.0% |
| Net income | $627.00M | $571.00M | $811.00M | $792.00M | $1.03B | +9.8% |
| Net income to common | $627.00M | $571.00M | $811.00M | $792.00M | $1.03B | +9.8% |
| Basic EPS | 1.18 | 1.07 | 1.52 | 1.47 | 1.89 | +10.2% |
| Diluted EPS | 1.17 | 1.07 | 1.51 | 1.46 | 1.86 | +9.3% |
| EBIT | $1.15B | $954.00M | $1.35B | $1.40B | $1.67B | +20.6% |
| EBITDA | $2.01B | $1.77B | $2.15B | $2.18B | $2.47B | +13.3% |
| Basic shares | 531.00M | 533.00M | 534.00M | 537.00M | 544.00M | -0.4% |
| Diluted shares | 533.70M | 535.40M | 537.00M | 541.80M | 552.70M | -0.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $245.00M | $335.00M | $798.00M | $884.00M | $532.00M | -26.9% |
| Cash & short-term investments | $245.00M | $335.00M | $798.00M | $884.00M | $532.00M | -26.9% |
| Accounts receivable | $3.91B | $3.88B | $3.98B | $3.96B | $4.12B | +0.7% |
| Total current assets | $25.36B | $24.78B | $24.65B | $24.16B | $26.47B | +2.3% |
| Property, plant & equipment | $3.33B | $3.23B | $3.08B | $2.97B | $2.58B | +3.2% |
| Goodwill & intangibles | $47.24B | $47.58B | $47.86B | $47.61B | $47.88B | -0.7% |
| Total assets | $80.89B | $80.55B | $80.13B | $79.37B | $81.53B | +0.4% |
| Total current liabilities | $24.31B | $23.42B | $23.89B | $22.38B | $24.32B | +3.8% |
| Current debt | $618.00M | $767.00M | $762.00M | $876.00M | $1.10B | -19.4% |
| Long-term debt | $24.94B | $26.11B | $26.12B | $27.28B | $26.75B | -4.5% |
| Total debt | $28.03B | $29.31B | $29.12B | $30.32B | $29.71B | -4.3% |
| Total liabilities | $53.96B | $54.33B | $54.32B | $54.23B | $55.77B | -0.7% |
| Retained earnings | $28.25B | $27.63B | $27.05B | $26.24B | $25.45B | +2.3% |
| Shareholder equity | $26.90B | $26.20B | $25.79B | $25.12B | $25.21B | +2.7% |
| Working capital | $1.06B | $1.36B | $764.00M | $1.78B | $2.16B | -22.5% |
| Net tangible assets | -$20.33B | -$21.38B | -$22.07B | -$22.49B | -$22.67B | +4.9% |
| Shares issued | 531.00M | 784.00M | 784.00M | 784.00M | 784.00M | -32.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $630.00M | $573.00M | $813.00M | $799.00M | $1.03B | +9.9% |
| Depreciation & amortisation | $857.00M | $819.00M | $803.00M | $788.00M | $802.00M | +4.6% |
| Stock-based compensation | $117.00M | $118.00M | $55.00M | $87.00M | $91.00M | -0.8% |
| Change in working capital | $95.00M | -$780.00M | $701.00M | $535.00M | -$134.00M | +112.2% |
| Operating cash flow | $1.48B | $599.00M | $1.94B | $1.80B | $1.67B | +147.6% |
| Capital expenditure | -$498.00M | -$458.00M | -$442.00M | -$507.00M | -$479.00M | -8.7% |
| Investing cash flow | -$258.00M | -$201.00M | -$623.00M | -$634.00M | -$338.00M | -28.4% |
| Share buybacks | -$153.00M | -$240.00M | -$204.00M | -$1.05B | -$2.29B | +36.3% |
| Financing cash flow | -$1.46B | -$923.00M | -$1.30B | -$1.37B | -$1.79B | -58.2% |
| Free cash flow | $985.00M | $141.00M | $1.50B | $1.30B | $1.19B | +598.6% |
| End cash position | $2.00B | $2.25B | $2.80B | $2.77B | $2.97B | -11.0% |
Options analytics
Put / call volume
0.30
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
35.00
-23.0% from spot
ATM implied vol
0.4%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
1.75K
Contracts, this expiry
Put volume
519
Contracts, this expiry
Heaviest call OI
35.00
0 contracts
Heaviest put OI
38.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.91 | 1.84 | -3.9% |
| Mar 2026 | 1.57 | 1.79 | +13.9% |
| Dec 2025 | 1.90 | 1.99 | +4.6% |
| Sep 2025 | 2.65 | 2.04 | -22.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.71 | 29 | $4.85B | -1.5% |
| Next quarter | 1.90 | 26 | $5.06B | +3.3% |
| Current year | 7.24 | 34 | $19.55B | -1.3% |
| Next year | 8.02 | 36 | $20.27B | +3.7% |
Analyst targets & ownership
Mean target$59.58
High target$106.00
Low target$40.00
Implied upside30.79%
Analyst count26
ConsensusHOLD
Strong buy / Buy2 / 5
Hold26
Sell / Strong sell1 / 1
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
45.63
-0.18% from price
SMA 20
47.25
-3.75% from price
SMA 50
50.74
-10.37% from price
SMA 100
51.51
-11.57% from price
SMA 200
56.53
-19.55% from price
EMA 12
46.18
-1.36% from price
EMA 26
47.81
-4.72% from price
EMA 50
49.49
-7.96% from price
RSI (14)
38.1
Neutral
MACD (12,26,9)
-1.63
Hist -0.02
ATR (14)
1.43
3.14% of price
Realised vol 30D
32.8%
Annualised
Bollinger upper
51.39
20, 2σ
Bollinger lower
43.11
20, 2σ
50 / 200 cross
Death
50.74 vs 56.53
Trend bias
Below 200
-19.55%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.83
Less volatile than market
Correlation to SPY
0.19
Largely independent
Realised vol 30D
32.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-65.2%
Peak to trough
Max drawdown 5Y
-81.3%
Peak to trough
ATR 14
1.43
3.14% of price
Beta (reported)
—
5Y monthly, from filing
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 28, 26 | B. Riley Securities | MAINTAINED | Neutral | Neutral |
| Sep 3, 26 | TD Cowen | MAINTAINED | Hold | Hold |
| Aug 31, 26 | Cantor Fitzgerald | MAINTAINED | Neutral | Neutral |
| Aug 20, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Aug 7, 26 | UBS | MAINTAINED | Neutral | Neutral |
| Aug 7, 26 | TD Cowen | MAINTAINED | Hold | Hold |
| Aug 7, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Aug 7, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 7, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Aug 7, 26 | Susquehanna | MAINTAINED | Positive | Positive |
| Aug 7, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 24, 26 | Truist Securities | MAINTAINED | Hold | Hold |
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-22
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-07
Annual report of employee stock purchase
11-K · 2026-06-25
Trading Registrations
8-A12B · 2026-06-23
Corporate Changes & Voting Matters
8-K · 2026-06-17
Corporate Changes & Voting Matters
8-K · 2026-06-15
Headlines
Michael Burry Warns of Risks for These Stocks
GuruFocus.com · 17h ago
Autonomous Research Adjusts Fiserv Price Target to $44 From $49, Maintains Underperform Rating
MT Newswires · 18h ago
Keefe, Bruyette & Woods Cuts Price Target on Fiserv to $60 From $65, Maintains Outperform Rating
MT Newswires · 19h ago
FISV Stock Rises Premarket After Posting Best Day In Nearly A Month: Burry Says Fiserv Is Cheap Enough to Hold Despite Buying It 'Poorly'
Stocktwits · 23h ago
The Bull Case For Fiserv (FISV) Could Change Following North Dakota Stablecoin Platform Launch – Learn Why
Simply Wall St. · 1d ago
Fiserv to Release Third Quarter Earnings Results on November 3, 2026
GlobeNewswire · 1d ago
Why Fiserv pivoted on FIUSD
Payments Dive · 2d ago
2 Value Stocks with Solid Fundamentals and 1 We Turn Down
StockStory · 2d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.