EZPW

EZCORP, Inc.
NasdaqGSUSDEQUITY Financial Services DELAYED
Last price
33.09
▲ 2.59 (8.49%)
MARKET · —

Price

1D — H — L — Range — Vol —
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
30.29
Prev close
30.50
Day high
30.95
Day low
30.44
Volume
367.63K
Market cap
$1.90B
P/E (TTM)
15.50
52W range
16.50 – 37.13

Day trading desk

Current session · delayed
Gap from prior close
-0.69%
Prior close 30.50
VWAP
30.78
+7.52% from price
Relative volume
0.33×
Quiet session
Session range
10.26%
30.01 – 33.09
Position in range
100%
Near session high
ATR (14D)
1.03
3.10% of price
Prior day high
30.77
PDH
Prior day low
29.81
PDL
Bid / ask spread
—
Quote not published
Session volume
302.13K
Avg 903.71K

VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
+2.29% +0.3%
1M
-7.41% -8.6%
3M
-4.07% -8.6%
6M
+11.53% -6.7%
YTD
+58.86% +44.6%
1Y
+69.69% +53.3%
3Y
+273.94% +191.7%
5Y
— —

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Unusual options activity

Account required
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Free account

10 more panels on EZPW open with an account.

Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.

Insider net activity

6m · Form 4 rollup
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
2.73M
Total on file

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Aug 24, 26
BRYANT ELLEN H
Officer
SELL 30.00K $1.04M Direct
Jul 6, 26
ESPINOSA PABLO LAGOS
Director
SELL 10.00K $355.43K Indirect
Jun 5, 26
ESPINOSA PABLO LAGOS
Director
SELL 10.00K $320.04K Indirect
May 20, 26
APPEL MATTHEW W
Director
SELL 15.04K $499.98K Direct
May 12, 26
KULAS JASON A.
Director
SELL 20.00K $671.22K Indirect
Mar 30, 26
KULAS JASON A.
Director
STOCK 13.28K $340.02K Indirect
Mar 26, 26
APPEL MATTHEW W
Director
STOCK 6.64K $170.01K Direct
Mar 26, 26
TILLETT GARY L
Director
STOCK 6.64K $170.01K Indirect
Mar 26, 26
ARNOLD ZENA SRIVATSA
Director
STOCK 6.64K $170.01K Direct
Mar 26, 26
ESPINOSA PABLO LAGOS
Director
STOCK 6.64K $170.01K Indirect
Mar 2, 26
SAJNANI SUNIL
Officer
SELL 18.35K $491.13K Direct
Feb 23, 26
TILLETT GARY L
Director
SELL 10.00K $255.00K Direct
Feb 23, 26
TILLETT GARY L
Director
SELL 10.00K $255.00K Direct
Feb 19, 26
ESPINOSA PABLO LAGOS
Director
SELL 20.00K $500.00K Indirect
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
APPEL MATTHEW W
Director 124.97K Sale
ARNOLD ZENA SRIVATSA
Director 160.12K Stock Award(Grant)
ESPINOSA PABLO LAGOS
Director — Sale
GIVEN LACHLAN P
Chief Executive Officer 1.07M Conversion of Exercise of derivative security
JUGMANS TIMOTHY
Chief Financial Officer 202.84K Conversion of Exercise of derivative security
KULAS JASON A.
Director — Sale
POWELL JOHN BLAIR JR
Chief Operating Officer 234.24K Conversion of Exercise of derivative security
ROBERTSON KEITH JOHN
Chief Technology Officer 120.89K Conversion of Exercise of derivative security
TILLETT GARY L
Director — Stock Award(Grant)
VANROEKEL LISA
Officer 120.15K Conversion of Exercise of derivative security

Fundamentals

TTM · reported
Market cap$1.90B
Enterprise value$2.40B
Revenue (TTM)$1.58B
Gross profit$927.76M
EBITDA$258.13M
Net income$158.31M
EPS (TTM)$1.99
Free cash flow$-11.00M
Total cash$311.03M
Total debt$811.86M
Book value / share$18.95
Shares outstanding58.47M
Float55.70M
Short % of float27.03%
Dividend yield0.00%
Beta (5Y)0.71

Valuation & profitability ratios

Account required
Trailing P/E15.50
Forward P/E13.93
PEG ratio0.28
Price / sales—
Price / book1.63
EV / revenue1.51
EV / EBITDA9.30
Gross margin58.55%
Operating margin13.10%
Profit margin9.99%
Return on equity14.74%
Return on assets6.85%
Debt / equity69.53
Current ratio4.81
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

As reported · 4 years · 6 quarters
Blank means not reported, not zero
Line item2025202420232022YoY
Total revenue $1.27B$1.16B$1.05B$886.23M +9.7%
Operating revenue $1.27B$1.16B$1.05B$885.78M +9.7%
Cost of revenue $528.22M$479.33M$439.20M$358.08M +10.2%
Gross profit $746.07M$682.27M$609.84M$528.15M +9.3%
Selling, general & admin $83.50M$75.56M$67.53M$64.34M +10.5%
Total operating expense $597.15M$569.68M$518.23M$453.90M +4.8%
Operating income $148.92M$112.59M$91.60M$74.25M +32.3%
Net interest income -$8.31M-$3.01M-$8.99M-$9.15M -176.0%
Pre-tax income $146.77M$115.61M$51.63M$67.71M +27.0%
Tax provision $37.16M$32.51M$13.17M$17.55M +14.3%
Net income $109.61M$83.09M$38.46M$50.16M +31.9%
Net income to common $109.61M$83.09M$38.46M$50.16M +31.9%
Basic EPS 1.911.510.690.89 +26.5%
Diluted EPS 1.421.100.530.70 +29.1%
EBIT $169.80M$129.19M$68.09M$77.69M +31.4%
EBITDA $202.34M$162.26M$100.22M$109.83M +24.7%
Basic shares 57.47M54.94M55.59M56.50M +4.6%
Diluted shares 83.38M84.45M80.86M82.40M -1.3%

Options analytics

Account required
Put / call volume
0.17
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
22.50
-27.1% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
214
Contracts, this expiry
Put volume
37
Contracts, this expiry
Heaviest call OI
25.00
0 contracts
Heaviest put OI
22.50
0 contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 0.410.47 +15.2%
Mar 2026 0.410.58 +43.2%
Dec 2025 0.430.55 +29.1%
Sep 2025 0.300.34 +14.1%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 0.43 4 $434.44M +29.0%
Next quarter 0.62 4 $460.44M +20.5%
Current year 2.03 4 $1.68B +31.5%
Next year 2.22 4 $1.83B +9.5%

Analyst targets & ownership

Account required
Mean target$40.80
High target$45.00
Low target$36.00
Implied upside23.30%
Analyst count5
ConsensusNONE
Strong buy / Buy1 / 3
Hold1
Sell / Strong sell0 / 0
Held by insiders4.44%
Held by institutions123.68%
Institutions holding412
Free account required

Price targets, consensus spread, insider and institutional ownership.

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
30.40
+8.85% from price
SMA 20
30.93
-0.24% from price
SMA 50
30.84
+0.03% from price
SMA 100
31.64
+4.59% from price
SMA 200
28.65
+7.68% from price
EMA 12
30.59
+8.16% from price
EMA 26
30.93
+6.98% from price
EMA 50
31.12
+6.32% from price
RSI (14)
49.3
Neutral
MACD (12,26,9)
-0.34
Hist -0.03
ATR (14)
1.03
3.32% of price
Realised vol 30D
34.3%
Annualised
Bollinger upper
32.79
20, 2σ
Bollinger lower
29.06
20, 2σ
50 / 200 cross
Golden
30.84 vs 28.65
Trend bias
Above 200
+7.68%

Options chain

Account required
Expiry
Spot 33.09
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

Risk profile

Daily returns · 1Y window
Beta vs SPY
1.21
More volatile than market
Correlation to SPY
0.38
Loosely linked
Realised vol 30D
34.3%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-24.2%
Peak to trough
Max drawdown 5Y
-35.9%
Peak to trough
ATR 14
1.03
3.32% of price
Beta (reported)
0.71
5Y monthly, from filing

Short interest

Semi-monthly exchange report · lags by ~2 weeks
Shares short
12.25M
Prior 12.74M
Change vs prior
-3.8%
Shorts covering
% of float
27.03%
Heavily shorted
% of shares out
19.94%
Against total outstanding
Days to cover
13.1
Crowded exit
Float
55.70M
Freely tradeable shares

Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.

Rating changes

56 on file
DateFirm ActionFromTo
Jul 8, 26 Jefferies MAINTAINED Buy Buy
May 11, 26 Citizens MAINTAINED Market Outperform Market Outperform
Apr 7, 26 Canaccord Genuity MAINTAINED Buy Buy
Feb 6, 26 Stephens & Co. MAINTAINED Equal-Weight Equal-Weight
Feb 6, 26 Canaccord Genuity MAINTAINED Buy Buy
Jan 20, 26 Citizens MAINTAINED Market Outperform Market Outperform
Nov 17, 25 Canaccord Genuity MAINTAINED Buy Buy
Nov 3, 25 Citizens INITIATED — Market Outperform
Oct 6, 25 Canaccord Genuity MAINTAINED Buy Buy
Aug 1, 25 Canaccord Genuity MAINTAINED Buy Buy
Jul 10, 25 Canaccord Genuity MAINTAINED Buy Buy
May 20, 25 Stephens & Co. MAINTAINED Equal-Weight Equal-Weight

Dividends & splits

Declared · from the issuer
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend dateFeb 4, 2000
Next pay date—
Last split3:1
Split dateDec 12, 2006

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.