EZPW
EZCORP, Inc.
NasdaqGSUSDEQUITY
DELAYED
Last price
32.18
▲ 3.42 (11.89%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
28.99
Prev close
28.76
Day high
33.29
Day low
29.00
Volume
2.37M
Market cap
—
P/E (TTM)
—
52W range
15.96 – 37.13
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
+9.26%
+10.6%
1M
+6.83%
+3.1%
3M
-3.65%
-6.7%
6M
+27.00%
+15.9%
YTD
+65.91%
+53.6%
1Y
+106.01%
+86.0%
3Y
+274.22%
+200.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.27B | $1.16B | $1.05B | $886.23M | +9.7% |
| Operating revenue | $1.27B | $1.16B | $1.05B | $885.78M | +9.7% |
| Cost of revenue | $528.22M | $479.33M | $439.20M | $358.08M | +10.2% |
| Gross profit | $746.07M | $682.27M | $609.84M | $528.15M | +9.3% |
| Selling, general & admin | $83.50M | $75.56M | $67.53M | $64.34M | +10.5% |
| Total operating expense | $597.15M | $569.68M | $518.23M | $453.90M | +4.8% |
| Operating income | $148.92M | $112.59M | $91.60M | $74.25M | +32.3% |
| Net interest income | -$8.31M | -$3.01M | -$8.99M | -$9.15M | -176.0% |
| Pre-tax income | $146.77M | $115.61M | $51.63M | $67.71M | +27.0% |
| Tax provision | $37.16M | $32.51M | $13.17M | $17.55M | +14.3% |
| Net income | $109.61M | $83.09M | $38.46M | $50.16M | +31.9% |
| Net income to common | $109.61M | $83.09M | $38.46M | $50.16M | +31.9% |
| Basic EPS | 1.91 | 1.51 | 0.69 | 0.89 | +26.5% |
| Diluted EPS | 1.42 | 1.10 | 0.53 | 0.70 | +29.1% |
| EBIT | $169.80M | $129.19M | $68.09M | $77.69M | +31.4% |
| EBITDA | $202.34M | $162.26M | $100.22M | $109.83M | +24.7% |
| Basic shares | 57.47M | 54.94M | 55.59M | 56.50M | +4.6% |
| Diluted shares | 83.38M | 84.45M | 80.86M | 82.40M | -1.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $469.52M | $170.51M | $220.59M | $206.03M | +175.4% |
| Cash & short-term investments | $469.52M | $170.51M | $220.59M | $206.03M | +175.4% |
| Accounts receivable | $63.84M | $60.49M | $51.68M | $41.91M | +5.5% |
| Inventory | $248.46M | $191.92M | $166.48M | $151.62M | +29.5% |
| Total current assets | $1.13B | $729.00M | $719.72M | $644.16M | +54.5% |
| Property, plant & equipment | $311.79M | $292.57M | $302.48M | $278.13M | +6.6% |
| Goodwill & intangibles | $383.72M | $364.93M | $360.59M | $343.65M | +5.1% |
| Total assets | $1.95B | $1.49B | $1.47B | $1.35B | +30.7% |
| Total current liabilities | $200.57M | $269.38M | $191.97M | $152.87M | -25.5% |
| Current debt | — | $103.07M | $34.27M | — | — |
| Long-term debt | $518.08M | $224.26M | $325.85M | $312.90M | +131.0% |
| Total debt | $764.04M | $566.94M | $610.48M | $545.99M | +34.8% |
| Total liabilities | $925.72M | $688.67M | $721.94M | $655.65M | +34.4% |
| Retained earnings | $612.69M | $507.21M | $431.14M | $402.01M | +20.8% |
| Shareholder equity | $1.03B | $804.57M | $745.77M | $692.23M | +27.5% |
| Working capital | $925.38M | $459.62M | $527.75M | $491.30M | +101.3% |
| Net tangible assets | $641.76M | $439.64M | $385.18M | $348.58M | +46.0% |
| Shares issued | 60.89M | 54.55M | 54.84M | 56.43M | +11.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $109.61M | $83.09M | $38.46M | $50.16M | +31.9% |
| Depreciation & amortisation | $32.54M | $33.07M | $32.13M | $32.14M | -1.6% |
| Stock-based compensation | $12.46M | $10.41M | $9.54M | $5.05M | +19.8% |
| Change in working capital | -$57.18M | -$71.32M | -$58.05M | -$81.24M | +19.8% |
| Operating cash flow | $148.99M | $113.60M | $101.83M | $66.53M | +31.1% |
| Capital expenditure | -$38.56M | -$35.76M | -$40.45M | -$31.89M | -7.8% |
| Investing cash flow | -$117.86M | -$111.85M | -$110.89M | -$113.28M | -5.4% |
| Share buybacks | -$7.00M | -$12.01M | -$16.99M | -$2.04M | +41.7% |
| Financing cash flow | $274.42M | -$50.18M | $23.69M | -$2.83M | +646.8% |
| Free cash flow | $110.42M | $77.84M | $61.39M | $34.64M | +41.9% |
| End cash position | $484.71M | $179.81M | $228.97M | $214.37M | +169.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $418.75M | $446.88M | $382.02M | $336.81M | $310.98M | -6.3% |
| Operating revenue | $418.70M | $446.83M | $381.97M | $336.77M | $310.93M | -6.3% |
| Cost of revenue | $172.56M | $186.84M | $159.05M | $138.24M | $127.34M | -7.6% |
| Gross profit | $246.19M | $260.04M | $222.97M | $198.57M | $183.64M | -5.3% |
| Selling, general & admin | $34.00M | $34.49M | $26.74M | $23.41M | $27.52M | -1.4% |
| Total operating expense | $191.34M | $192.19M | $162.27M | $161.86M | $147.64M | -0.4% |
| Operating income | $54.84M | $67.84M | $60.70M | $36.71M | $35.99M | -19.2% |
| Net interest income | -$5.57M | -$5.77M | -$3.35M | -$2.83M | -$3.02M | +3.5% |
| Pre-tax income | $52.01M | $65.49M | $59.17M | $36.26M | $34.71M | -20.6% |
| Tax provision | $13.52M | $15.90M | $14.87M | $9.56M | $8.21M | -15.0% |
| Net income | $38.20M | $49.10M | $44.30M | $26.70M | $26.50M | -22.2% |
| Net income to common | $38.20M | $49.10M | $44.30M | $26.70M | $26.50M | -22.2% |
| Basic EPS | 0.62 | 0.80 | 0.72 | 0.44 | 0.45 | -22.5% |
| Diluted EPS | 0.48 | 0.61 | 0.55 | 0.34 | 0.34 | -21.3% |
| EBIT | $60.36M | $73.84M | $67.34M | $44.41M | $43.17M | -18.3% |
| EBITDA | $70.01M | $83.43M | $76.09M | $52.59M | $51.17M | -16.1% |
| Basic shares | 61.53M | 61.65M | 61.24M | 60.90M | 59.13M | -0.2% |
| Diluted shares | 83.36M | 83.41M | 83.28M | 83.22M | 82.92M | -0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $311.03M | $354.18M | $465.91M | $469.52M | $472.09M | — | -12.2% |
| Cash & short-term investments | $311.03M | $354.18M | $465.91M | $469.52M | $472.09M | — | -12.2% |
| Accounts receivable | $77.32M | $87.20M | $63.54M | $63.84M | $63.38M | — | -11.3% |
| Inventory | $316.35M | $275.96M | $253.45M | $248.46M | $225.49M | — | +14.6% |
| Total current assets | $1.12B | $1.09B | $1.15B | $1.13B | $1.09B | — | +2.2% |
| Property, plant & equipment | $370.17M | $356.64M | $312.51M | $311.79M | $303.50M | — | +3.8% |
| Goodwill & intangibles | $600.12M | $598.17M | $390.66M | $383.72M | $379.87M | — | +0.3% |
| Total assets | $2.17B | $2.13B | $1.99B | $1.95B | $1.88B | — | +1.9% |
| Total current liabilities | $232.10M | $231.75M | $190.05M | $200.57M | $172.28M | — | +0.2% |
| Current debt | — | — | — | — | — | $103.33M | — |
| Long-term debt | $519.49M | $519.00M | $518.55M | $518.08M | $517.60M | — | +0.1% |
| Total debt | $810.75M | $799.00M | $765.52M | $764.04M | $762.08M | — | +1.5% |
| Total liabilities | $998.53M | $984.83M | $916.78M | $925.72M | $893.01M | — | +1.4% |
| Retained earnings | $739.40M | $703.69M | $656.99M | $612.69M | $586.55M | — | +5.1% |
| Shareholder equity | $1.16B | $1.12B | $1.07B | $1.03B | $990.06M | — | +4.0% |
| Working capital | $884.44M | $860.30M | $955.33M | $925.38M | $915.37M | — | +2.8% |
| Net tangible assets | $564.47M | $521.84M | $680.03M | $641.76M | $610.19M | — | +8.2% |
| Shares issued | 61.47M | 61.59M | 61.69M | 60.89M | 60.96M | — | -0.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $38.49M | $49.58M | $44.30M | $26.70M | $26.50M | -22.4% |
| Depreciation & amortisation | $9.65M | $9.59M | $8.76M | $8.18M | $8.00M | +0.6% |
| Stock-based compensation | $4.11M | $5.14M | $3.40M | $3.25M | $4.21M | -20.0% |
| Change in working capital | -$26.54M | -$29.48M | -$31.28M | $136.00K | -$16.99M | +10.0% |
| Operating cash flow | $42.78M | $48.46M | $39.15M | $51.26M | $34.80M | -11.7% |
| Capital expenditure | -$9.90M | -$10.46M | -$7.46M | -$15.51M | -$9.09M | +5.3% |
| Investing cash flow | -$67.88M | -$26.63M | -$30.96M | -$51.82M | -$51.26M | -154.9% |
| Share buybacks | -$4.03M | -$4.01M | $0 | -$999.00K | -$2.00M | -0.5% |
| Financing cash flow | -$19.11M | -$138.53M | -$6.52M | -$1.19M | -$10.85M | +86.2% |
| Free cash flow | $32.88M | $38.01M | $31.69M | $35.74M | $25.72M | -13.5% |
| End cash position | $326.70M | $370.06M | $486.12M | $484.71M | $487.08M | -11.7% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
28.94
+11.20% from price
SMA 20
29.30
+9.98% from price
SMA 50
31.28
+3.00% from price
SMA 100
31.29
+2.86% from price
SMA 200
26.66
+20.87% from price
EMA 12
29.51
+9.03% from price
EMA 26
29.95
+7.44% from price
EMA 50
30.52
+5.42% from price
RSI (14)
60.2
Neutral
MACD (12,26,9)
-0.44
Hist 0.34
ATR (14)
1.53
4.76% of price
Realised vol 30D
55.8%
Annualised
Bollinger upper
31.65
20, 2σ
Bollinger lower
26.94
20, 2σ
50 / 200 cross
Golden
31.28 vs 26.66
Trend bias
Above 200
+20.87%
Risk profile
Beta vs SPY
1.18
More volatile than market
Correlation to SPY
0.38
Loosely linked
Realised vol 30D
55.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-24.2%
Peak to trough
Max drawdown 5Y
-35.9%
Peak to trough
ATR 14
1.53
4.76% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
EZCORP Eyes Faster Expansion After Record Quarter, SMG Deal
MarketBeat · 9d ago
EZCORP (EZPW) Q3 2026 Earnings Call Transcript
Motley Fool · 10d ago
EZCORP Q3 Earnings Call Highlights Core Pawn Strength
Zacks · 15d ago
EZCORP Inc (EZPW) (Q3 2026) Earnings Call Highlights: Record PLO and 48% EBITDA Surge Signal ...
GuruFocus.com · 16d ago
EZCORP Q3 Earnings Call Highlights
MarketBeat · 16d ago
EZCORP Q3 Earnings Top Estimates on Higher Revenues, Expenses Rise Y/Y
Zacks · 16d ago
Ezcorp (EZPW) Tops Q3 Earnings and Revenue Estimates
Zacks · 17d ago
Ezcorp: Fiscal Q3 Earnings Snapshot
Associated Press · 17d ago
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