EFX
Equifax Inc.
NYSEUSDEQUITY
Industrials
DELAYED
Sell
-37/100
Last price
142.48
▼ 0.12 (0.08%)
MARKET · —
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Tool
1D
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Open
—
Prev close
142.60
Day high
144.16
Day low
141.98
Volume
1.63M
Market cap
$16.74B
P/E (TTM)
25.08
52W range
137.01 – 244.37
Trailing performance
Returnvs SPY
1W
+1.17%
-0.8%
1M
-19.53%
-20.7%
3M
-14.73%
-19.2%
6M
-21.65%
-39.8%
YTD
-34.33%
-48.6%
1Y
-39.80%
-56.2%
3Y
-22.22%
-104.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on EFX open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+822
Net buying
Buy transactions
11
86.86K shares
Sell transactions
5
86.04K shares
Net transactions
+16
Buys less sells
Sell : buy shares
1.0 : 1
Mixed
Insider-held shares
757.78K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 3, 26 | GAMBLE JOHN W JR Chief Operating Officer |
SELL | 4.50K | $845.82K | Direct |
| Jul 24, 26 | BEGOR MARK W. Chief Executive Officer |
SELL | 37.79K | $6.51M | Direct |
| Jul 24, 26 | BEGOR MARK W. Chief Executive Officer |
CONVERSION | 37.79K | $4.25M | Direct |
| May 7, 26 | BORTON CHAD M Officer |
SELL | 2.46K | $426.90K | Direct |
| May 7, 26 | FEIDLER MARK L Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | MARCUS ROBERT D Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | MCKINLEY JOHN A JR Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | MCGREGOR SCOTT A Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | LARSON BARBARA A Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | FICHUK KAREN LINN Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | HOUGH G THOMAS Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | SMITH MELISSA DEE Director |
STOCK | 1.25K | $220.05K | Direct |
| May 7, 26 | TILLMAN AUDREY BOONE Director |
STOCK | 1.25K | $220.05K | Direct |
| May 1, 26 | GAMBLE JOHN W JR Chief Operating Officer |
SELL | 3.50K | $617.89K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BEGOR MARK W. |
Chief Executive Officer | 354.44K | Sale |
BORTON CHAD M |
Officer | 29.52K | Sale |
CHANEY CARLA |
Officer | 22.72K | Stock Award(Grant) |
FARSHCHI JAMIL |
Chief Technology Officer | 54.09K | Stock Award(Grant) |
FEIDLER MARK L |
Director | 25.08K | Stock Award(Grant) |
GAMBLE JOHN W JR |
Chief Operating Officer | 69.06K | Sale |
HOUSTON JULIA A |
Officer | 28.60K | Stock Award(Grant) |
MARCUS ROBERT D |
Director | 18.35K | Stock Award(Grant) |
MCKINLEY JOHN A JR |
Director | 34.72K | Stock Award(Grant) |
SMITH DAVID JOHN |
Officer | 22.96K | Stock Award(Grant) |
Fundamentals
Market cap$16.74B
Enterprise value$22.18B
Revenue (TTM)$6.44B
Gross profit$3.58B
EBITDA$1.92B
Net income$691.40M
EPS (TTM)$5.68
Free cash flow$947.54M
Total cash$170.10M
Total debt$5.47B
Book value / share$37.25
Shares outstanding117.48M
Float116.98M
Short % of float7.65%
Dividend yield1.57%
Beta (5Y)1.34
Valuation & profitability ratios
Trailing P/E25.08
Forward P/E14.07
PEG ratio1.19
Price / sales—
Price / book3.83
EV / revenue3.44
EV / EBITDA11.52
Gross margin55.54%
Operating margin17.30%
Profit margin10.73%
Return on equity14.27%
Return on assets6.16%
Debt / equity120.96
Current ratio0.60
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $6.07B | $5.68B | $5.27B | $5.12B | +6.9% |
| Operating revenue | $6.07B | $5.68B | $5.27B | $5.12B | +6.9% |
| Cost of revenue | $2.65B | $2.52B | $2.34B | $2.18B | +5.0% |
| Gross profit | $3.43B | $3.16B | $2.93B | $2.94B | +8.4% |
| Selling, general & admin | $1.61B | $1.45B | $1.39B | $1.33B | +11.3% |
| Total operating expense | $2.33B | $2.12B | $2.00B | $1.89B | +10.1% |
| Operating income | $1.10B | $1.04B | $933.60M | $1.06B | +5.1% |
| Net interest income | -$212.30M | -$229.10M | -$241.40M | -$183.00M | +7.3% |
| Pre-tax income | $894.90M | $810.50M | $717.90M | $929.70M | +10.4% |
| Tax provision | $230.60M | $203.20M | $166.20M | $229.50M | +13.5% |
| Net income | $660.30M | $604.10M | $545.30M | $696.20M | +9.3% |
| Net income to common | $660.30M | $604.10M | $545.30M | $696.20M | +9.3% |
| Basic EPS | 5.36 | 4.88 | 4.44 | 5.69 | +9.8% |
| Diluted EPS | 5.32 | 4.84 | 4.40 | 5.65 | +9.9% |
| EBIT | $1.11B | $1.04B | $959.30M | $1.11B | +6.5% |
| EBITDA | $1.83B | $1.72B | $1.58B | $1.68B | +6.6% |
| Basic shares | 123.20M | 123.80M | 122.90M | 122.40M | -0.5% |
| Diluted shares | 124.10M | 124.90M | 123.90M | 123.30M | -0.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $180.80M | $169.90M | $216.80M | $285.20M | +6.4% |
| Cash & short-term investments | $180.80M | $169.90M | $216.80M | $285.20M | +6.4% |
| Accounts receivable | $1.01B | $957.60M | $908.20M | $857.70M | +5.8% |
| Total current assets | $1.41B | $1.36B | $1.36B | $1.37B | +3.8% |
| Property, plant & equipment | $1.93B | $1.89B | $1.83B | $1.59B | +2.1% |
| Goodwill & intangibles | $8.17B | $8.16B | $8.78B | $8.30B | +0.1% |
| Total assets | $11.86B | $11.76B | $12.28B | $11.55B | +0.9% |
| Total current liabilities | $2.34B | $1.81B | $2.02B | $2.02B | +28.9% |
| Current debt | $1.04B | $687.70M | $963.40M | $967.20M | +50.9% |
| Long-term debt | $4.06B | $4.32B | $4.75B | $4.82B | -6.2% |
| Total debt | $5.09B | $5.01B | $5.71B | $5.79B | +1.7% |
| Total liabilities | $7.13B | $6.84B | $7.59B | $7.57B | +4.2% |
| Retained earnings | $6.45B | $6.02B | $5.61B | $5.26B | +7.1% |
| Shareholder equity | $4.60B | $4.80B | $4.53B | $3.96B | -4.0% |
| Working capital | -$923.20M | -$450.90M | -$662.70M | -$644.70M | -104.7% |
| Net tangible assets | -$3.57B | -$3.37B | -$4.25B | -$4.34B | -6.0% |
| Shares issued | 189.30M | 189.25M | 189.30M | 188.70M | +0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $664.30M | $607.30M | $551.70M | $700.20M | +9.4% |
| Depreciation & amortisation | $726.90M | $680.60M | $619.80M | $568.60M | +6.8% |
| Stock-based compensation | $78.40M | $81.60M | $71.80M | $62.60M | -3.9% |
| Change in working capital | $117.10M | $21.90M | -$42.50M | -$625.60M | +434.7% |
| Operating cash flow | $1.62B | $1.32B | $1.12B | $757.10M | +22.0% |
| Capital expenditure | -$481.40M | -$511.50M | -$601.30M | -$624.50M | +5.9% |
| Investing cash flow | -$554.30M | -$511.50M | -$878.20M | -$959.50M | -8.4% |
| Share buybacks | -$927.50M | $0 | $0 | $0 | — |
| Dividends paid | -$232.80M | -$193.20M | -$191.80M | -$191.10M | -20.5% |
| Financing cash flow | -$1.06B | -$846.40M | -$306.20M | $273.70M | -25.2% |
| Free cash flow | $1.13B | $813.00M | $515.50M | $132.60M | +39.5% |
| End cash position | $180.80M | $169.90M | $216.80M | $285.20M | +6.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $1.70B | $1.65B | $1.55B | $1.54B | $1.54B | +3.1% |
| Operating revenue | $1.70B | $1.65B | $1.55B | $1.54B | $1.54B | +3.1% |
| Cost of revenue | $773.70M | $767.10M | $661.20M | $663.20M | $664.60M | +0.9% |
| Gross profit | $926.40M | $881.80M | $889.40M | $881.70M | $872.40M | +5.1% |
| Selling, general & admin | $422.50M | $411.00M | $421.00M | $434.10M | $384.20M | +2.8% |
| Total operating expense | $612.20M | $594.10M | $605.20M | $617.40M | $561.60M | +3.0% |
| Operating income | $314.20M | $287.70M | $284.20M | $264.30M | $310.80M | +9.2% |
| Net interest income | -$59.80M | -$55.70M | -$54.10M | -$52.20M | -$53.10M | -7.4% |
| Pre-tax income | $256.90M | $235.80M | $232.90M | $215.30M | $261.30M | +8.9% |
| Tax provision | $71.80M | $62.50M | $56.50M | $53.80M | $68.70M | +14.9% |
| Net income | $183.90M | $171.50M | $175.80M | $160.20M | $191.30M | +7.2% |
| Net income to common | $183.90M | $171.50M | $175.80M | $160.20M | $191.30M | +7.2% |
| Basic EPS | 1.55 | 1.43 | 1.45 | 1.30 | 1.54 | +8.4% |
| Diluted EPS | 1.54 | 1.42 | 1.44 | 1.29 | 1.53 | +8.5% |
| EBIT | $316.70M | $291.50M | $287.00M | $267.50M | $314.40M | +8.6% |
| EBITDA | $508.10M | $476.30M | $473.10M | $452.60M | $493.70M | +6.7% |
| Basic shares | 118.40M | 120.00M | 121.40M | 123.10M | 124.00M | -1.3% |
| Diluted shares | 119.20M | 120.80M | 122.30M | 124.10M | 125.00M | -1.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $170.10M | $183.40M | $180.80M | $189.00M | $189.00M | -7.3% |
| Cash & short-term investments | $170.10M | $183.40M | $180.80M | $189.00M | $189.00M | -7.3% |
| Accounts receivable | $1.10B | $1.07B | $1.01B | $1.01B | $1.04B | +3.0% |
| Total current assets | $1.58B | $1.49B | $1.41B | $1.46B | $1.50B | +6.4% |
| Property, plant & equipment | $1.93B | $1.93B | $1.93B | $1.92B | $1.91B | -0.0% |
| Goodwill & intangibles | $8.11B | $8.17B | $8.17B | $8.13B | $8.18B | -0.7% |
| Total assets | $11.98B | $11.94B | $11.86B | $11.83B | $11.92B | +0.3% |
| Total current liabilities | $2.63B | $2.45B | $2.34B | $1.98B | $1.95B | +7.1% |
| Current debt | $1.41B | $1.25B | $1.04B | $759.30M | $847.00M | +12.6% |
| Long-term debt | $4.06B | $4.06B | $4.06B | $4.05B | $4.05B | +0.0% |
| Total debt | $5.47B | $5.31B | $5.09B | $4.81B | $4.90B | +3.0% |
| Total liabilities | $7.46B | $7.26B | $7.13B | $6.76B | $6.68B | +2.8% |
| Retained earnings | $6.67B | $6.55B | $6.45B | $6.33B | $6.23B | +1.8% |
| Shareholder equity | $4.38B | $4.54B | $4.60B | $4.94B | $5.10B | -3.5% |
| Working capital | -$1.04B | -$964.00M | -$923.20M | -$520.40M | -$443.70M | -8.3% |
| Net tangible assets | -$3.73B | -$3.63B | -$3.57B | -$3.19B | -$3.07B | -2.8% |
| Shares issued | 117.60M | 189.30M | 189.30M | 189.30M | 188.70M | -37.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $185.10M | $173.30M | $176.40M | $161.50M | $192.60M | +6.8% |
| Depreciation & amortisation | $191.40M | $184.80M | $186.10M | $185.10M | $179.30M | +3.6% |
| Stock-based compensation | $17.20M | $43.30M | $14.50M | $17.30M | $13.10M | -60.3% |
| Change in working capital | -$78.40M | -$173.00M | $93.60M | $159.10M | -$18.80M | +54.7% |
| Operating cash flow | $339.80M | $241.90M | $470.80M | $559.90M | $361.10M | +40.5% |
| Capital expenditure | -$135.00M | -$120.40M | -$130.00M | -$122.00M | -$122.20M | -12.1% |
| Investing cash flow | -$135.00M | -$120.40M | -$203.70M | -$122.00M | -$121.40M | -12.1% |
| Share buybacks | -$308.30M | -$260.00M | -$500.10M | -$300.00M | -$127.40M | -18.6% |
| Dividends paid | -$66.40M | -$67.10M | -$60.80M | -$61.50M | -$62.00M | +1.0% |
| Financing cash flow | -$217.20M | -$117.70M | -$276.20M | -$436.70M | -$251.00M | -84.5% |
| Free cash flow | $204.80M | $121.50M | $340.80M | $437.90M | $238.90M | +68.6% |
| End cash position | $170.10M | $183.40M | $180.80M | $189.00M | $189.00M | -7.3% |
Options analytics
Put / call volume
1.73
Put-heavy session
Put / call open interest
0.17
Positioning, not flow
Max pain
105.00
-26.3% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
202
Contracts, this expiry
Put volume
350
Contracts, this expiry
Heaviest call OI
240.00
10 contracts
Heaviest put OI
100.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.20 | 2.25 | +2.3% |
| Mar 2026 | 1.70 | 1.86 | +9.7% |
| Dec 2025 | 2.05 | 2.09 | +1.8% |
| Sep 2025 | 1.94 | 2.04 | +5.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.22 | 19 | $1.70B | +10.0% |
| Next quarter | 2.22 | 18 | $1.70B | +9.8% |
| Current year | 8.55 | 24 | $6.75B | +11.1% |
| Next year | 10.10 | 23 | $7.33B | +8.6% |
Analyst targets & ownership
Mean target$204.95
High target$245.00
Low target$148.00
Implied upside43.85%
Analyst count21
ConsensusBUY
Strong buy / Buy6 / 13
Hold5
Sell / Strong sell0 / 0
Held by insiders0.64%
Held by institutions104.82%
Institutions holding1.19K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
144.09
-1.12% from price
SMA 20
154.38
-7.71% from price
SMA 50
172.07
-17.20% from price
SMA 100
169.03
-15.71% from price
SMA 200
181.78
-21.62% from price
EMA 12
147.17
-3.19% from price
EMA 26
157.02
-9.26% from price
EMA 50
164.59
-13.43% from price
RSI (14)
29.1
Oversold
MACD (12,26,9)
-9.84
Hist -0.82
ATR (14)
4.96
3.48% of price
Realised vol 30D
32.1%
Annualised
Bollinger upper
177.17
20, 2σ
Bollinger lower
131.59
20, 2σ
50 / 200 cross
Death
172.07 vs 181.78
Trend bias
Below 200
-21.62%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.57
Less volatile than market
Correlation to SPY
0.19
Largely independent
Realised vol 30D
32.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-42.7%
Peak to trough
Max drawdown 5Y
-55.3%
Peak to trough
ATR 14
4.96
3.48% of price
Beta (reported)
1.34
5Y monthly, from filing
Short interest
Shares short
7.75M
Prior 6.41M
Change vs prior
+20.9%
Shorts adding
% of float
7.65%
Normal
% of shares out
6.60%
Against total outstanding
Days to cover
6.4
Crowded exit
Float
116.98M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 2, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Sep 30, 26 | BMO Capital | MAINTAINED | Market Perform | Market Perform |
| Sep 22, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
| Aug 21, 26 | Rothschild & Co | UPGRADE | Neutral | Buy |
| Jul 22, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
| Jul 22, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Jul 22, 26 | Baird | MAINTAINED | Outperform | Outperform |
| Jul 22, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 22, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 22, 26 | Needham | MAINTAINED | Buy | Buy |
| Jul 8, 26 | UBS | MAINTAINED | Buy | Buy |
| Jul 7, 26 | Needham | MAINTAINED | Buy | Buy |
Dividends & splits
Forward rate$2.24 / yr
Forward yield1.57%
5-year avg yield0.73%
Payout ratio37.32%
Ex-dividend dateAug 31, 2026
Next pay dateSep 15, 2026
Last split2:1
Split dateDec 18, 1995
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-07-29
Periodic Financial Reports
10-Q · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-06-16
Corporate Changes & Voting Matters
8-K · 2026-05-13
Corporate Changes & Voting Matters
8-K · 2026-04-24
Offering Registrations
S-3ASR · 2026-04-21
Annual Report to Shareholders
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Headlines
Deutsche Bank Adjusts Equifax Price Target to $179 From $208, Maintains Buy Rating
MT Newswires · 20h ago
EFX Gains From Proprietary Data & AI Products Growth Amid High Rates
Zacks · 21h ago
Equifax Announces Earnings Release Date and Conference Call for Third Quarter 2026 Results
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1 of Wall Street’s Favorite Stocks to Own for Decades and 2 We Brush Off
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You could get a payment from Equifax's $100M settlement
USA TODAY · 4d ago
Equifax (EFX) Stock Trades Up, Here Is Why
StockStory · 4d ago
Baird Cuts Equifax Price Target to $193 From $232, Maintains Outperform Rating
MT Newswires · 5d ago
What Does Fair Isaac Offer That Cadence Does Not?
Trefis · 5d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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