CSHX
Cashmere Valley Bank
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Buy
+26/100
Last price
89.74
▲ 0.69 (0.77%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
—
Prev close
89.05
Day high
89.74
Day low
89.74
Volume
100
Market cap
$325.78M
P/E (TTM)
12.46
52W range
66.50 – 100.00
Trailing performance
Returnvs SPY
1W
-0.01%
-1.5%
1M
-1.38%
-2.4%
3M
+5.58%
+2.6%
6M
+19.75%
+5.2%
YTD
+21.20%
+7.7%
1Y
+28.66%
+13.4%
3Y
+102.03%
+20.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CSHX open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$325.78M
Enterprise value$175.39M
Revenue (TTM)$87.38M
Gross profit$87.38M
EBITDA—
Net income$27.48M
EPS (TTM)$7.20
Free cash flow—
Total cash$232.95M
Total debt$81.00M
Book value / share$70.63
Shares outstanding3.63M
Float—
Short % of float—
Dividend yield2.23%
Beta (5Y)0.23
Valuation & profitability ratios
Trailing P/E12.46
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.27
EV / revenue2.01
EV / EBITDA—
Gross margin0.00%
Operating margin40.60%
Profit margin31.45%
Return on equity10.90%
Return on assets1.23%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $90.34M | $83.74M | $79.95M | $73.53M | +7.9% |
| Operating revenue | $90.34M | $83.74M | $79.95M | $73.53M | +7.9% |
| Selling, general & admin | $31.37M | $28.55M | $23.38M | $25.25M | +9.9% |
| Pre-tax income | $36.27M | $34.06M | $34.25M | $29.82M | +6.5% |
| Tax provision | $6.89M | $5.83M | $6.21M | $3.82M | +18.2% |
| Net income | $29.23M | $28.16M | $27.98M | $26.00M | +3.8% |
| Net income to common | $29.23M | $28.16M | $27.98M | $26.00M | +3.8% |
| Basic EPS | 7.49 | 7.24 | 7.20 | 6.70 | +3.5% |
| Diluted EPS | 7.46 | 7.24 | 7.20 | 6.69 | +3.0% |
| Basic shares | 3.90M | 3.89M | 3.88M | 3.88M | +0.3% |
| Diluted shares | 3.92M | 3.89M | 3.89M | 3.89M | +0.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $247.53M | $216.01M | $113.05M | $170.32M | — | +14.6% |
| Accounts receivable | $8.87M | $8.95M | $9.41M | $8.20M | — | -0.9% |
| Property, plant & equipment | $19.23M | $19.47M | $21.02M | $18.27M | — | -1.2% |
| Goodwill & intangibles | $12.19M | $12.77M | $13.58M | $14.06M | — | -4.5% |
| Total assets | $2.27B | $2.12B | $2.04B | $2.09B | — | +7.2% |
| Current debt | $83.00M | $36.00M | — | — | $34.50M | +130.6% |
| Total debt | $83.00M | $36.00M | — | — | $34.50M | +130.6% |
| Total liabilities | $2.00B | $1.89B | $1.84B | $1.93B | — | +5.9% |
| Retained earnings | $323.65M | $301.64M | $280.09M | $259.84M | — | +7.3% |
| Shareholder equity | $271.29M | $231.41M | $202.38M | $158.36M | — | +17.2% |
| Net tangible assets | $259.10M | $218.64M | $188.80M | $144.30M | — | +18.5% |
| Shares issued | 3.91M | 3.89M | 3.88M | 3.88M | — | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $29.39M | $28.23M | $28.03M | $26.00M | — | +4.1% |
| Depreciation & amortisation | $2.86M | $3.30M | $3.02M | $3.16M | — | -13.4% |
| Stock-based compensation | $237.00K | $201.00K | $246.00K | $219.00K | — | +17.9% |
| Change in working capital | $4.76M | $2.27M | -$2.65M | $602.00K | — | +110.0% |
| Operating cash flow | $37.22M | $37.85M | $40.72M | $47.97M | — | -1.7% |
| Capital expenditure | -$1.85M | -$521.00K | -$5.07M | -$3.29M | — | -254.3% |
| Investing cash flow | -$109.87M | $19.76M | -$3.12M | $78.66M | — | -656.2% |
| Share buybacks | — | — | — | $0 | -$6.88M | — |
| Dividends paid | -$7.21M | -$6.61M | -$6.60M | -$6.60M | — | -9.1% |
| Financing cash flow | $103.65M | $45.18M | -$100.78M | -$60.33M | — | +129.4% |
| Free cash flow | $35.37M | $37.33M | $35.66M | $44.68M | — | -5.2% |
| End cash position | $250.92M | $219.92M | $117.14M | $180.31M | — | +14.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $22.74M | $22.24M | $23.30M | $22.14M | $21.93M | +2.2% |
| Operating revenue | $22.74M | $22.24M | $23.30M | $22.14M | $21.93M | +2.2% |
| Selling, general & admin | $7.79M | $8.37M | $8.03M | $7.59M | $8.03M | -6.9% |
| Pre-tax income | $8.59M | $7.15M | $9.40M | $9.42M | $7.96M | +20.2% |
| Tax provision | $1.67M | $1.30M | $2.28M | $1.38M | $1.50M | +28.3% |
| Net income | $6.87M | $5.80M | $7.09M | $8.00M | $6.41M | +18.5% |
| Net income to common | $6.87M | $5.80M | $7.09M | $8.00M | $6.41M | +18.5% |
| Basic EPS | 1.89 | 1.55 | 1.81 | 2.05 | 1.65 | +21.9% |
| Diluted EPS | 1.88 | 1.54 | 1.81 | 2.04 | 1.64 | +22.1% |
| Basic shares | 3.63M | 3.74M | 3.92M | 3.90M | 3.89M | -2.8% |
| Diluted shares | 3.65M | 3.76M | 3.92M | 3.92M | 3.91M | -2.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $228.32M | $258.93M | $247.53M | $206.31M | $183.84M | -11.8% |
| Accounts receivable | $8.43M | $9.14M | $8.87M | $8.72M | $8.84M | -7.8% |
| Property, plant & equipment | $19.02M | $18.90M | $19.23M | $19.71M | $19.25M | +0.6% |
| Goodwill & intangibles | $12.28M | $12.48M | $12.19M | $12.33M | $12.55M | -1.6% |
| Total assets | $2.32B | $2.30B | $2.27B | $2.19B | $2.12B | +0.7% |
| Current debt | — | — | $83.00M | — | — | — |
| Long-term debt | $81.00M | $82.00M | — | $84.00M | $35.00M | -1.2% |
| Total debt | $81.00M | $82.00M | $83.00M | $84.00M | $35.00M | -1.2% |
| Total liabilities | $2.06B | $2.04B | $2.00B | $1.94B | $1.88B | +0.8% |
| Retained earnings | $332.39M | $325.74M | $323.65M | $312.54M | $304.54M | +2.0% |
| Shareholder equity | $256.61M | $257.99M | $271.29M | $248.45M | $239.42M | -0.5% |
| Net tangible assets | $244.33M | $245.51M | $259.10M | $236.12M | $226.87M | -0.5% |
| Shares issued | 3.63M | 3.71M | 3.91M | 3.90M | 3.90M | -2.2% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions2.08%
Institutions holding1
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
89.74
-0.01% from price
SMA 20
90.06
-0.35% from price
SMA 50
92.00
-2.45% from price
SMA 100
86.93
+3.24% from price
SMA 200
80.85
+11.00% from price
EMA 12
89.81
-0.08% from price
EMA 26
90.29
-0.61% from price
EMA 50
89.91
-0.19% from price
RSI (14)
41.5
Neutral
MACD (12,26,9)
-0.48
Hist -0.00
ATR (14)
0.43
0.48% of price
Realised vol 30D
4.8%
Annualised
Bollinger upper
91.08
20, 2σ
Bollinger lower
89.03
20, 2σ
50 / 200 cross
Golden
92.00 vs 80.85
Trend bias
Above 200
+11.00%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.08
Less volatile than market
Correlation to SPY
0.07
Largely independent
Realised vol 30D
4.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-8.2%
Peak to trough
Max drawdown 5Y
-45.9%
Peak to trough
ATR 14
0.43
0.48% of price
Beta (reported)
0.23
5Y monthly, from filing
Dividends & splits
Forward rate$2.00 / yr
Forward yield2.23%
5-year avg yield2.90%
Payout ratio27.12%
Ex-dividend dateJul 31, 2026
Next pay dateAug 10, 2026
Last split—
Split date—
Headlines
Embattled bank names next CEO after investor challenge
Banking Dive · 43d ago
Activist investor prods Washington bank to sell
Banking Dive · 70d ago
Cashmere Valley Bank Board of Directors Comments on Shareholder Communications
ACCESS Newswire · 76d ago
Cashmere Valley Bank Reports Increased Quarterly Earnings of $6.9 million, Year to Date Earnings of $12.7 million
ACCESS Newswire · 77d ago
Down Range Capital Urges the Board of Cashmere Valley Bank (CSHX) to Immediately Pursue a Sale
GlobeNewswire · 83d ago
PRIVATE STRATEGY · BY QUALIFICATION
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