CRARF
Crédit Agricole S.A.
OTC Markets OTCPKUSDEQUITY
Financial Services
DELAYED
Sell
-43/100
Last price
18.76
■ 0.00 (0.00%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
—
Prev close
18.76
Day high
20.61
Day low
20.61
Volume
15
Market cap
$56.91B
P/E (TTM)
8.12
52W range
18.10 – 23.21
Trailing performance
Returnvs SPY
1W
-8.22%
-10.2%
1M
-13.15%
-14.7%
3M
-3.40%
-6.8%
6M
+1.57%
-13.4%
YTD
-10.07%
-24.1%
1Y
-5.49%
-21.3%
3Y
+54.79%
-27.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CRARF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
2.10B
Total on file
Fundamentals
Market cap$56.91B
Enterprise value$-336.59B
Revenue (TTM)$26.02B
Gross profit$26.02B
EBITDA—
Net income$6.12B
EPS (TTM)$2.31
Free cash flow—
Total cash$1.04T
Total debt$639.13B
Book value / share$26.11
Shares outstanding3.03B
Float883.44M
Short % of float—
Dividend yield7.00%
Beta (5Y)0.82
Valuation & profitability ratios
Trailing P/E8.12
Forward P/E—
PEG ratio4.06
Price / sales—
Price / book0.72
EV / revenue-12.93
EV / EBITDA—
Gross margin0.00%
Operating margin43.59%
Profit margin25.32%
Return on equity8.61%
Return on assets0.31%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $26.26B | $25.33B | $23.45B | $20.65B | +3.7% |
| Operating revenue | $26.26B | $25.33B | $23.45B | $20.65B | +3.7% |
| Total operating expense | $15.61B | $14.90B | $14.14B | $13.26B | +4.7% |
| Pre-tax income | $10.40B | $10.63B | $9.55B | $7.87B | -2.1% |
| Tax provision | $2.35B | $2.47B | $2.20B | $1.81B | -5.0% |
| Net income | $7.07B | $7.09B | $6.35B | $5.31B | -0.2% |
| Net income to common | $6.60B | $6.36B | $5.89B | $4.89B | +3.8% |
| Basic EPS | 2.89 | 2.11 | 1.94 | 1.64 | +37.1% |
| Diluted EPS | 2.89 | 2.11 | 1.94 | 1.64 | +37.1% |
| Basic shares | 3.03B | 3.02B | 3.03B | 2.99B | +0.4% |
| Diluted shares | 3.03B | 3.02B | 3.03B | 2.99B | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $579.76B | $581.47B | $598.93B | $654.92B | -0.3% |
| Property, plant & equipment | $10.31B | $9.71B | $8.59B | $6.02B | +6.2% |
| Goodwill & intangibles | $19.82B | $19.68B | $19.07B | $18.78B | +0.7% |
| Total assets | $2.37T | $2.31T | $2.19T | $2.14T | +2.8% |
| Total debt | $312.98B | $315.58B | $280.25B | $239.90B | -0.8% |
| Total liabilities | $2.29T | $2.23T | $2.11T | $2.06T | +2.8% |
| Retained earnings | $7.07B | $7.09B | $6.35B | $5.31B | -0.2% |
| Shareholder equity | $77.66B | $74.71B | $71.09B | $66.52B | +4.0% |
| Net tangible assets | $57.84B | $55.03B | $52.02B | $47.74B | +5.1% |
| Shares issued | 3.03B | 3.04B | 3.05B | 3.04B | -0.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $10.40B | $10.63B | $9.55B | $7.87B | -2.1% |
| Depreciation & amortisation | $1.34B | $1.25B | $1.15B | $1.10B | +7.9% |
| Change in working capital | -$26.95B | -$47.41B | -$61.15B | -$1.88B | +43.2% |
| Operating cash flow | $19.01B | -$15.91B | -$36.51B | $1.46B | +219.5% |
| Capital expenditure | -$1.12B | -$1.07B | -$885.00M | -$1.04B | -4.4% |
| Investing cash flow | -$4.40B | -$1.78B | $9.85B | -$5.04B | -147.0% |
| Dividends paid | -$3.52B | -$5.14B | -$3.46B | -$3.23B | +31.5% |
| Financing cash flow | -$4.49B | $9.45B | $16.55B | $598.00M | -147.5% |
| Free cash flow | $17.89B | -$16.98B | -$37.40B | $421.00M | +205.4% |
| End cash position | $135.78B | $133.15B | $142.58B | $155.43B | +2.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $6.69B | $6.99B | $4.69B | $6.01B | $6.94B | -4.3% |
| Operating revenue | $6.69B | $6.99B | $4.69B | $6.01B | $6.94B | -4.3% |
| Total operating expense | $3.87B | $3.98B | $4.08B | $3.70B | $3.99B | -2.7% |
| Pre-tax income | $3.17B | $2.71B | $1.60B | $3.35B | $2.68B | +17.1% |
| Tax provision | $874.00M | $790.00M | $376.00M | $541.00M | $786.00M | +10.6% |
| Net income | $2.05B | $1.68B | $1.02B | $2.39B | $1.65B | +22.4% |
| Net income to common | $1.91B | $1.56B | $901.00M | $2.25B | $1.71B | +22.4% |
| Basic EPS | 0.59 | 0.52 | 0.54 | 0.74 | 0.56 | +13.5% |
| Diluted EPS | 0.59 | 0.52 | 0.54 | — | 0.56 | +13.5% |
| Basic shares | 3.02B | 3.22B | 3.02B | 3.02B | 3.02B | -6.1% |
| Diluted shares | 3.02B | 3.22B | 3.02B | 3.02B | 3.02B | -6.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $560.94B | $160.00B | $579.76B | $584.68B | $164.30B | +250.6% |
| Property, plant & equipment | $10.52B | $10.40B | $10.31B | $9.86B | $9.80B | +1.1% |
| Goodwill & intangibles | $19.96B | $19.80B | $19.82B | $19.54B | $19.60B | +0.8% |
| Total assets | $2.46T | $2.42T | $2.37T | $2.31T | $2.29T | +1.9% |
| Total debt | $320.79B | $317.40B | $312.98B | $313.40B | $317.90B | +1.1% |
| Total liabilities | $2.38T | $2.33T | $2.29T | $2.23T | $2.20T | +2.0% |
| Retained earnings | $3.73B | — | $7.07B | $4.21B | — | — |
| Shareholder equity | $78.21B | $79.10B | $77.66B | $75.53B | $77.40B | -1.1% |
| Net tangible assets | $58.25B | $59.30B | $57.84B | $55.99B | $57.80B | -1.8% |
| Shares issued | 3.03B | 3.03B | 3.03B | 3.03B | 3.03B | 0.0% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $7.06B | +3.1% |
| Next quarter | — | — | $7.17B | +3.0% |
| Current year | — | — | $28.59B | +1.8% |
| Next year | — | — | $29.58B | +3.5% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders69.50%
Held by institutions10.40%
Institutions holding393
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
19.65
-4.51% from price
SMA 20
20.36
-7.87% from price
SMA 50
21.26
-11.76% from price
SMA 100
20.46
-8.30% from price
SMA 200
20.34
-7.79% from price
EMA 12
19.67
-4.61% from price
EMA 26
20.32
-7.70% from price
EMA 50
20.64
-9.12% from price
RSI (14)
16.6
Oversold
MACD (12,26,9)
-0.66
Hist -0.20
ATR (14)
0.18
0.94% of price
Realised vol 30D
25.5%
Annualised
Bollinger upper
22.17
20, 2σ
Bollinger lower
18.55
20, 2σ
50 / 200 cross
Golden
21.26 vs 20.34
Trend bias
Below 200
-7.79%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.08
Less volatile than market
Correlation to SPY
-0.04
Largely independent
Realised vol 30D
25.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-18.6%
Peak to trough
Max drawdown 5Y
-52.4%
Peak to trough
ATR 14
0.18
0.94% of price
Beta (reported)
0.82
5Y monthly, from filing
Dividends & splits
Forward rate$1.31 / yr
Forward yield7.00%
5-year avg yield7.71%
Payout ratio57.13%
Ex-dividend dateOct 13, 2026
Next pay dateMay 31, 2017
Last split—
Split date—
Headlines
CREDIT AGRICOLE SA: CACEIS and Edmond de Rothschild expand their Asset Servicing partnership in Luxembourg
GlobeNewswire · 1d ago
Is Credit Agricole (CRARY) a Great Value Stock Right Now?
Zacks · 7d ago
CREDIT AGRICOLE SA: End of Crédit Agricole S.A.’s share repurchase program
GlobeNewswire · 13d ago
Should Value Investors Buy Credit Agricole (CRARY) Stock?
Zacks · 28d ago
Are Investors Undervaluing Credit Agricole (CRARY) Right Now?
Zacks · 44d ago
CREDIT AGRICOLE SA: Crédit Agricole S.A. launches a Share Repurchase Program for up to 32 million ordinary shares of the Company
GlobeNewswire · 61d ago
Credit Agricole (CRARY) Upgraded to Buy: Here's Why
Zacks · 61d ago
Should Value Investors Buy Credit Agricole (CRARY) Stock?
Zacks · 61d ago
PRIVATE STRATEGY · BY QUALIFICATION
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