CHYM

Chime Financial, Inc.
NasdaqGSUSDEQUITY Technology DELAYED
Last price
32.67
▲ 0.72 (2.25%)
MARKET ·

Price

Open
31.90
Prev close
31.95
Day high
32.91
Day low
31.68
Volume
5.93M
Market cap
$12.41B
P/E (TTM)
6.10
52W range
15.88 – 33.75

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
+2.37% +3.7%
1M
+57.90% +54.2%
3M
+80.91% +77.8%
6M
+56.77% +45.7%
YTD
+30.23% +17.9%
1Y
+23.37% +3.4%
3Y
-74.2%
5Y

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Fundamentals

TTM · reported
Market cap$12.41B
Enterprise value$11.43B
Revenue (TTM)$2.46B
Gross profit$2.18B
EBITDA$383.88M
Net income$-18.19M
EPS (TTM)$5.37
Free cash flow$437.65M
Total cash$1.16B
Total debt$180.88M
Book value / share$3.71
Shares outstanding347.02M
Float223.58M
Short % of float7.95%
Dividend yield
Beta (5Y)

Valuation & profitability ratios

Account required
Trailing P/E6.10
Forward P/E20.36
PEG ratio
Price / sales
Price / book8.84
EV / revenue4.65
EV / EBITDA29.78
Gross margin88.71%
Operating margin18.61%
Profit margin-0.74%
Return on equity-1.28%
Return on assets11.98%
Debt / equity12.88
Current ratio4.62
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

Annual · as reported
Last 2 fiscal years
Line item20252024
Total revenue$2.19B$0
Cost of revenue$0$0
Gross profit$0$0
R&D
SG&A
Operating income
Pre-tax income
Tax provision$0$0
Net income-$1.01B-$25.34M
EBIT$0$0

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 0.020.07 +345.3%
Mar 2026 0.030.13 +302.7%
Dec 2025 -0.17-0.12 +31.4%
Sep 2025 -0.24-0.15 +38.8%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 0.08 14 $686.81M +26.4%
Next quarter 0.15 14 $738.02M +23.8%
Current year 0.44 15 $2.74B +25.4%
Next year 0.88 16 $3.29B +20.0%

Analyst targets & ownership

Account required
Mean target$34.20
High target$45.00
Low target$22.00
Implied upside4.68%
Analyst count20
ConsensusBUY
Strong buy / Buy5 / 12
Hold3
Sell / Strong sell0 / 0
Held by insiders7.56%
Held by institutions97.53%
Institutions holding342
Free account required

Price targets, consensus spread, insider and institutional ownership.

Insider net activity

6m · Form 4 rollup
Net shares
-1.79M
Net selling
Buy transactions
18
3.34M shares
Sell transactions
11
5.13M shares
Net transactions
+29
Buys less sells
Sell : buy shares
1.5 : 1
Mixed
Insider-held shares
28.62M
Total on file
Bought 3.34MSold 5.13M

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Aug 18, 26
BRITT CHRISTOPHER R
Chief Executive Officer
STOCK 11.38K $0 Direct
Aug 18, 26
KING RYAN A
Officer and Director
STOCK 7.48K $0 Direct
Aug 14, 26
DST GLOBAL ADVISORS, LTD.
Beneficial Owner of more than 10% of a Class of Security
SELL 1.24M $39.81M Indirect
Aug 12, 26
DST GLOBAL ADVISORS, LTD.
Beneficial Owner of more than 10% of a Class of Security
SELL 1.04M $33.43M Indirect
Aug 10, 26
BRITT CHRISTOPHER R
Chief Executive Officer
SELL 550.00K $16.46M Indirect
Aug 10, 26
BRITT CHRISTOPHER R
Chief Executive Officer
482.84K Indirect
Aug 6, 26
DST GLOBAL ADVISORS, LTD.
Beneficial Owner of more than 10% of a Class of Security
SELL 1.80M $58.59M Indirect
Aug 6, 26
ASMEROM AMINE
Officer
SELL 10.00K $300.00K Direct
Aug 6, 26
KING RYAN A
Officer and Director
SELL 375.00K $11.35M Indirect
Aug 6, 26
NEWCOMB MATTHEW S
Chief Financial Officer
SELL 65.00K $1.96M Indirect
Aug 6, 26
KING RYAN A
Officer and Director
337.90K Indirect
Aug 4, 26
ASMEROM AMINE
Officer
SELL 10.00K $250.00K Direct
Aug 3, 26
TROUGHTON MARK T
President
STOCK 1.34M $0 Direct
Jun 15, 26
FRANKEL ADAM B
General Counsel
SELL 3.00K $52.50K Direct
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
ASMEROM AMINE
Officer 216.95K Sale
BRITT CHRISTOPHER R
Chief Executive Officer 246.80K Stock Gift
CAROLAN SHAWN T
Director 17.46M Stock Award(Grant)
DST GLOBAL ADVISORS, LTD.
Beneficial Owner of more than 10% of a Class of Security Sale
DUNNE JAMES J III
Director 84.95K Stock Award(Grant)
FEUILLE JAMES
Director 21.90M Stock Award(Grant)
FRANKEL ADAM B
General Counsel 303.80K Sale
KING RYAN A
Officer and Director 124.15K Stock Gift
NEWCOMB MATTHEW S
Chief Financial Officer Sale
TROUGHTON MARK T
President 4.20M Stock Award(Grant)

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
31.95
+2.24% from price
SMA 20
28.36
+15.57% from price
SMA 50
23.30
+40.68% from price
SMA 100
21.53
+51.72% from price
SMA 200
22.09
+48.37% from price
EMA 12
30.84
+5.94% from price
EMA 26
27.94
+16.94% from price
EMA 50
25.13
+30.01% from price
RSI (14)
72.0
Overbought
MACD (12,26,9)
2.90
Hist 0.16
ATR (14)
1.89
5.77% of price
Realised vol 30D
68.6%
Annualised
Bollinger upper
36.75
20, 2σ
Bollinger lower
19.98
20, 2σ
50 / 200 cross
Golden
23.30 vs 22.09
Trend bias
Above 200
+48.37%

Risk profile

Daily returns · 1Y window
Beta vs SPY
2.25
More volatile than market
Correlation to SPY
0.45
Loosely linked
Realised vol 30D
68.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-41.1%
Peak to trough
Max drawdown 5Y
-55.7%
Peak to trough
ATR 14
1.89
5.77% of price
Beta (reported)
5Y monthly, from filing

Unusual options activity

Account required
Flagged2
Total notional$2.47M
Call notional$2.18M
Put notional$284.26K
Tiltcall-weighted
Likely opening2 of 2
SideStrikeExpiryVolumeOpen int. Vol / OINotionalIV PrintScore
CALL 37.50 Jan 15, 27
145d
7.40K 2.67K 2.8× $2.18M 55% at ask
89
PUT 20.00 Jan 15, 27
145d
6.32K 951 6.6× $284.26K 63% mid
72
How this is calculated, and what it cannot see

A contract is flagged when today's volume approaches or exceeds its open interest, the position is worth at least $40,000, and at least 150 contracts changed hands. Open interest is what was outstanding at yesterday's close, so volume above it means the flow cannot all be closing — something is being opened.

The score weights four things: volume against open interest, dollar notional, volume against the rest of that chain, and where the last print sat inside the bid/ask spread.

What it cannot see. Volume here is a daily total, so ten small orders and one large one are indistinguishable — this is not block or sweep detection, which needs exchange-level time and sales. The print column compares the last trade to the current quote, which is a proxy for who was the aggressor, not a tagged flag. Quotes are delayed. A single large trade can be a hedge, a roll, or one leg of a spread, and none of those mean what a naked directional bet would mean.

Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Options analytics

Account required
Put / call volume
0.57
Call-heavy session
Put / call open interest
1.18
Positioning, not flow
Max pain
25.00
-23.7% from spot
ATM implied vol
51.5%
Nearest strike to spot
Skew (10% OTM)
+11.1%
Puts bid over calls
Call volume
2.05K
Contracts, this expiry
Put volume
1.17K
Contracts, this expiry
Heaviest call OI
25.00
4.78K contracts
Heaviest put OI
20.00
7.80K contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Options chain

Account required
ExpirySpot 32.67
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.