CDLX
Cardlytics, Inc.
NasdaqGMUSDEQUITY
Communication Services
DELAYED
Strong sell
-57/100
Last price
2.60
▼ 0.16 (5.80%)
MARKET · —
Price
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Interval
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Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
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vs
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Open
—
Prev close
2.76
Day high
3.07
Day low
2.56
Volume
79.89K
Market cap
$15.31M
P/E (TTM)
—
52W range
2.47 – 23.50
Trailing performance
Returnvs SPY
1W
-13.91%
-15.9%
1M
-28.18%
-29.3%
3M
-35.16%
-39.7%
6M
-77.39%
-95.6%
YTD
-77.39%
-91.6%
1Y
-89.03%
-105.4%
3Y
-98.42%
-180.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CDLX open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+2.03M
Net buying
Buy transactions
286
10.68M shares
Sell transactions
374
8.65M shares
Net transactions
+660
Buys less sells
Sell : buy shares
0.8 : 1
Mixed
Insider-held shares
309.81K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 18, 26 | GUPTA AMIT Chief Executive Officer |
SELL | 13.46K | $53.82K | Direct |
| Aug 14, 26 | GUPTA AMIT Chief Executive Officer |
— | 25.00K | — | Direct |
| Jul 6, 26 | GUPTA AMIT Chief Executive Officer |
SELL | 16.14K | $70.92K | Direct |
| Jul 2, 26 | LYNTON NICHOLAS HOLLMEYER Officer |
SELL | 2.15K | $9.45K | Direct |
| Jul 1, 26 | GUPTA AMIT Chief Executive Officer |
— | 31.25K | — | Direct |
| Jul 1, 26 | LYNTON NICHOLAS HOLLMEYER Officer |
— | 4.72K | — | Direct |
| May 20, 26 | FRANCIS JONATHAN EDWARD Director |
— | 11.00K | — | Direct |
| May 20, 26 | HORNSEY LIANE Director |
— | 11.00K | — | Direct |
| May 20, 26 | GUPTA SRISHTI A Director |
— | 11.00K | — | Direct |
| May 20, 26 | KLINCK JOHN L JR Director |
— | 11.00K | — | Direct |
| May 20, 26 | KLINCK JOHN L JR Director |
— | 11.00K | — | Direct |
| May 20, 26 | HILL SCOTT A Director |
— | 11.00K | — | Direct |
| May 20, 26 | FERNANDEZ ANDRE J Director |
— | 11.00K | — | Direct |
| May 18, 26 | EVANS DAVID THOMAS Chief Financial Officer |
BUY | 200.00K | $129.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
DESIENO ALEXIS R. |
Chief Financial Officer | 201.16K | Sale |
EVANS DAVID THOMAS |
Chief Financial Officer | 317.93K | Purchase |
FERNANDEZ ANDRE J |
Director | 26.31K | Conversion of Exercise of derivative security |
FRANCIS JONATHAN EDWARD |
Director | 26.31K | Conversion of Exercise of derivative security |
GUPTA AMIT |
Chief Executive Officer | 125.39K | Sale |
HILL SCOTT A |
Director | 68.75K | Conversion of Exercise of derivative security |
HORNSEY LIANE |
Director | 33.33K | Conversion of Exercise of derivative security |
KLINCK JOHN L JR |
Director | 89.59K | Conversion of Exercise of derivative security |
LYNTON NICHOLAS HOLLMEYER |
Officer | 19.35K | Sale |
SOSIN CLIFFORD |
Beneficial Owner of more than 10% of a Class of Security | — | Sale |
Fundamentals
Market cap$15.31M
Enterprise value$177.16M
Revenue (TTM)$190.00M
Gross profit$92.86M
EBITDA$-13.97M
Net income$-109.56M
EPS (TTM)$-17.62
Free cash flow$13.79M
Total cash$28.04M
Total debt$189.89M
Book value / share$-2.76
Shares outstanding5.89M
Float5.17M
Short % of float11.59%
Dividend yield0.00%
Beta (5Y)0.72
Valuation & profitability ratios
Trailing P/E—
Forward P/E-0.79
PEG ratio—
Price / sales—
Price / book—
EV / revenue0.93
EV / EBITDA-12.68
Gross margin48.88%
Operating margin-14.75%
Profit margin-52.78%
Return on equity-513.16%
Return on assets-7.37%
Debt / equity—
Current ratio1.62
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $233.27M | $278.30M | $309.20M | $298.54M | -16.2% |
| Operating revenue | $233.27M | $278.30M | $309.20M | $298.54M | -16.2% |
| Cost of revenue | $128.66M | $157.40M | $178.83M | $185.91M | -18.3% |
| Gross profit | $104.61M | $120.89M | $130.38M | $112.63M | -13.5% |
| Research & development | $39.77M | $49.61M | $51.35M | $54.44M | -19.8% |
| Selling, general & admin | $85.31M | $109.13M | $116.23M | $156.19M | -21.8% |
| Total operating expense | $150.32M | $184.43M | $194.05M | $248.17M | -18.5% |
| Operating income | -$45.70M | -$63.53M | -$63.67M | -$135.54M | +28.1% |
| Net interest income | -$7.92M | -$5.55M | -$2.34M | -$2.56M | -42.6% |
| Pre-tax income | -$103.49M | -$189.30M | -$134.70M | -$466.71M | +45.3% |
| Tax provision | $0 | $0 | $0 | -$1.45M | — |
| Net income | -$103.49M | -$189.30M | -$134.70M | -$465.26M | +45.3% |
| Net income to common | -$103.49M | -$189.30M | -$134.70M | -$465.26M | +45.3% |
| Basic EPS | -19.50 | -39.10 | -36.90 | -139.20 | +50.1% |
| Diluted EPS | -19.50 | -39.10 | -36.90 | -139.20 | +50.1% |
| EBIT | -$92.86M | -$180.40M | -$128.51M | -$464.15M | +48.5% |
| EBITDA | -$65.45M | -$152.53M | -$99.00M | -$420.41M | +57.1% |
| Basic shares | 5.31M | 4.84M | 3.65M | 3.34M | +9.8% |
| Diluted shares | 5.31M | 4.84M | 3.65M | 3.34M | +9.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $48.72M | $65.59M | $91.83M | $121.91M | -25.7% |
| Cash & short-term investments | $48.72M | $65.59M | $91.83M | $121.91M | -25.7% |
| Accounts receivable | $82.67M | $103.25M | $120.62M | $115.61M | -19.9% |
| Total current assets | $137.28M | $177.98M | $223.93M | $250.04M | -22.9% |
| Property, plant & equipment | $6.97M | $8.94M | $10.63M | $12.49M | -22.0% |
| Goodwill & intangibles | $140.07M | $204.14M | $336.77M | $426.12M | -31.4% |
| Total assets | $285.64M | $392.71M | $574.14M | $691.24M | -27.3% |
| Total current liabilities | $78.39M | $148.96M | $171.15M | $248.94M | -47.4% |
| Current debt | — | $45.86M | — | — | — |
| Long-term debt | $208.92M | $167.73M | $257.50M | $226.05M | +24.6% |
| Total debt | $215.31M | $221.65M | $266.02M | $235.26M | -2.9% |
| Total liabilities | $292.15M | $322.72M | $439.35M | $479.63M | -9.5% |
| Retained earnings | -$1.40B | -$1.30B | -$1.11B | -$976.57M | -8.0% |
| Shareholder equity | -$6.51M | $69.99M | $134.80M | $211.60M | -109.3% |
| Working capital | $58.89M | $29.03M | $52.78M | $1.10M | +102.9% |
| Net tangible assets | -$146.58M | -$134.15M | -$201.98M | -$214.52M | -9.3% |
| Shares issued | 5.45M | 5.13M | 3.97M | 3.35M | +6.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | -$103.49M | -$189.30M | -$134.70M | -$465.26M | — | +45.3% |
| Depreciation & amortisation | $27.41M | $27.88M | $29.52M | $43.74M | — | -1.7% |
| Stock-based compensation | $28.13M | $40.37M | $40.98M | $44.69M | — | -30.3% |
| Change in working capital | $5.71M | -$15.77M | -$13.47M | -$11.32M | — | +136.2% |
| Operating cash flow | $9.29M | -$8.82M | -$185.00K | -$53.90M | — | +205.3% |
| Capital expenditure | -$15.78M | -$19.30M | -$12.39M | -$13.49M | — | +18.2% |
| Investing cash flow | -$15.30M | -$18.75M | -$10.06M | -$15.76M | — | +18.4% |
| Share buybacks | — | $0 | $0 | -$40.00M | $0 | — |
| Financing cash flow | -$11.12M | $1.44M | -$20.03M | -$39.99M | — | -870.2% |
| Free cash flow | -$6.49M | -$28.12M | -$12.58M | -$67.39M | — | +76.9% |
| End cash position | $48.72M | $65.59M | $91.83M | $121.98M | — | -25.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $36.88M | $34.32M | $56.09M | $52.03M | $58.04M | — | +7.5% |
| Operating revenue | $36.88M | $34.32M | $56.09M | $52.03M | $58.04M | — | +7.5% |
| Cost of revenue | $18.26M | $17.18M | $30.20M | $27.73M | $32.08M | — | +6.3% |
| Gross profit | $18.62M | $17.14M | $25.89M | $24.30M | $25.96M | — | +8.6% |
| Research & development | $5.54M | $6.43M | $7.96M | $8.80M | $9.87M | — | -13.8% |
| Selling, general & admin | $14.46M | $15.04M | $15.82M | $18.72M | $21.18M | — | -3.9% |
| Total operating expense | $24.06M | $25.41M | $29.99M | $33.99M | $35.29M | — | -5.3% |
| Operating income | -$5.44M | -$8.27M | -$4.10M | -$9.69M | -$9.33M | — | +34.2% |
| Net interest income | -$2.28M | -$2.53M | -$2.14M | -$2.01M | -$1.94M | — | +9.9% |
| Pre-tax income | -$8.66M | -$13.80M | -$8.25M | -$72.67M | -$6.06M | — | +37.2% |
| Tax provision | $0 | $0 | — | — | $0 | $0 | — |
| Net income | -$14.88M | -$4.48M | -$8.25M | -$72.67M | -$9.28M | — | -232.1% |
| Net income to common | -$14.88M | -$4.48M | -$8.25M | -$72.67M | -$9.28M | — | -232.1% |
| Basic EPS | -2.58 | -0.80 | -1.50 | -13.60 | -1.76 | — | -222.5% |
| Diluted EPS | -2.58 | -0.82 | -1.50 | -13.60 | -1.76 | — | -216.1% |
| EBIT | -$6.20M | -$11.00M | -$5.28M | -$69.76M | -$3.69M | — | +43.7% |
| EBITDA | -$1.83M | -$6.26M | $1.30M | -$62.77M | $3.22M | — | +70.8% |
| Basic shares | 5.76M | 5.49M | 5.43M | 5.35M | 5.28M | — | +4.9% |
| Diluted shares | 5.76M | 5.49M | 5.43M | 5.35M | 5.28M | — | +4.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $28.04M | $35.67M | $48.72M | $43.96M | $46.74M | — | -21.4% |
| Cash & short-term investments | $28.04M | $59.80M | $48.72M | $43.96M | $46.74M | — | -53.1% |
| Accounts receivable | $67.64M | $63.08M | $82.67M | $85.50M | $93.19M | — | +7.2% |
| Total current assets | $101.07M | $128.52M | $137.28M | $140.71M | $150.40M | — | -21.4% |
| Property, plant & equipment | $5.71M | $6.15M | $6.97M | $7.53M | $7.02M | — | -7.0% |
| Goodwill & intangibles | $126.88M | $128.08M | $140.07M | $142.91M | $202.31M | — | -0.9% |
| Total assets | $234.78M | $263.91M | $285.64M | $292.81M | $361.13M | — | -11.0% |
| Total current liabilities | $62.35M | $59.35M | $78.39M | $123.70M | $129.15M | — | +5.1% |
| Current debt | — | — | — | $46.07M | $46.01M | $45.94M | — |
| Long-term debt | $184.41M | $204.20M | $208.92M | $168.57M | $168.29M | — | -9.7% |
| Total debt | $189.89M | $210.03M | $215.31M | $221.43M | $220.41M | — | -9.6% |
| Total liabilities | $250.79M | $267.91M | $292.15M | $297.51M | $302.43M | — | -6.4% |
| Retained earnings | -$1.42B | -$1.41B | -$1.40B | -$1.40B | -$1.32B | — | -1.1% |
| Shareholder equity | -$16.00M | -$4.00M | -$6.51M | -$4.70M | $58.71M | — | -299.8% |
| Working capital | $38.72M | $69.17M | $58.89M | $17.01M | $21.25M | — | -44.0% |
| Net tangible assets | -$142.89M | -$132.09M | -$146.58M | -$147.61M | -$143.60M | — | -8.2% |
| Shares issued | 5.81M | 5.51M | 5.45M | 5.38M | 5.30M | — | +5.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | -$14.88M | -$4.48M | -$8.25M | -$72.67M | -$9.28M | -232.1% |
| Depreciation & amortisation | $4.37M | $4.74M | $6.58M | $6.99M | $6.92M | -7.8% |
| Stock-based compensation | $2.35M | $4.83M | $5.51M | $6.42M | $7.50M | -51.2% |
| Change in working capital | -$2.81M | $99.00K | $8.48M | -$302.00K | -$285.00K | -2,942.4% |
| Operating cash flow | -$8.60M | -$5.64M | $13.01M | $1.76M | $1.23M | -52.4% |
| Capital expenditure | -$2.10M | -$2.30M | -$2.56M | -$4.46M | -$4.66M | +8.6% |
| Investing cash flow | $20.92M | -$2.30M | -$2.28M | -$4.46M | -$4.66M | +1,008.2% |
| Financing cash flow | -$20.08M | -$5.02M | -$6.02M | -$12.00K | -$2.06M | -299.8% |
| Free cash flow | -$10.70M | -$7.95M | $10.45M | -$2.70M | -$3.43M | -34.7% |
| End cash position | $28.04M | $35.67M | $48.72M | $43.96M | $46.74M | -21.4% |
Options analytics
Put / call volume
38.65
Put-heavy session
Put / call open interest
3.08
Positioning, not flow
Max pain
1.00
-61.5% from spot
ATM implied vol
710.9%
Nearest strike to spot
Skew (10% OTM)
+670.3%
Puts bid over calls
Call volume
26
Contracts, this expiry
Put volume
1.00K
Contracts, this expiry
Heaviest call OI
1.00
291 contracts
Heaviest put OI
1.00
1.22K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | -1.35 | -0.81 | +40.3% |
| Mar 2026 | -2.13 | -1.10 | +48.4% |
| Dec 2025 | -0.70 | 0.30 | +142.9% |
| Sep 2025 | -1.50 | -0.70 | +53.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | -1.04 | 2 | $37.07M | -28.8% |
| Next quarter | -0.85 | 2 | $41.25M | -26.5% |
| Current year | -2.31 | 2 | $148.65M | -36.3% |
| Next year | -3.30 | 2 | $160.92M | +8.3% |
Analyst targets & ownership
Mean target$6.00
High target$10.00
Low target$4.00
Implied upside130.77%
Analyst count4
ConsensusNONE
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 1
Held by insiders5.26%
Held by institutions30.06%
Institutions holding58
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
2.98
-12.81% from price
SMA 20
3.47
-24.96% from price
SMA 50
3.77
-30.99% from price
SMA 100
4.50
-42.23% from price
SMA 200
7.11
-63.42% from price
EMA 12
3.03
-14.32% from price
EMA 26
3.39
-23.34% from price
EMA 50
3.80
-31.52% from price
RSI (14)
26.6
Oversold
MACD (12,26,9)
-0.36
Hist -0.09
ATR (14)
0.23
8.90% of price
Realised vol 30D
69.8%
Annualised
Bollinger upper
4.58
20, 2σ
Bollinger lower
2.35
20, 2σ
50 / 200 cross
Death
3.77 vs 7.11
Trend bias
Below 200
-63.42%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
2.03
More volatile than market
Correlation to SPY
0.29
Largely independent
Realised vol 30D
69.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-90.2%
Peak to trough
Max drawdown 5Y
-99.7%
Peak to trough
ATR 14
0.23
8.90% of price
Beta (reported)
0.72
5Y monthly, from filing
Short interest
Shares short
651.98K
Prior 613.22K
Change vs prior
+6.3%
Shorts adding
% of float
11.59%
Elevated
% of shares out
11.07%
Against total outstanding
Days to cover
14.9
Crowded exit
Float
5.17M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 8, 25 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| May 8, 25 | Lake Street | MAINTAINED | Hold | Hold |
| Mar 13, 25 | Lake Street | MAINTAINED | Hold | Hold |
| Mar 13, 25 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| Mar 13, 25 | Needham | MAINTAINED | Hold | Hold |
| Jan 17, 25 | Needham | MAINTAINED | Hold | Hold |
| Nov 7, 24 | Needham | MAINTAINED | — | Hold |
| Oct 11, 24 | Evercore ISI Group | INITIATED | — | In-Line |
| Aug 16, 24 | Northland Capital Markets | DOWNGRADE | Outperform | Market Perform |
| Aug 15, 24 | B of A Securities | DOWNGRADE | Neutral | Underperform |
| Aug 8, 24 | Northland Capital Markets | MAINTAINED | Outperform | Outperform |
| Aug 8, 24 | Needham | DOWNGRADE | Buy | Hold |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio—
Ex-dividend date—
Next pay date—
Last split1:10
Split dateJun 8, 2026
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-11
Corporate Changes & Voting Matters
8-K · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-06-03
Corporate Changes & Voting Matters
8-K · 2026-05-20
Corporate Changes & Voting Matters
8-K · 2026-05-12
Corporate Changes & Voting Matters
8-K · 2026-05-07
Proxy Statements
DEF 14A · 2026-04-09
Proxy Statements
PRE 14A · 2026-03-30
Headlines
Cardlytics and Rove Team Up to Help Travelers Earn Their Next Trip Faster
Business Wire · 19h ago
Similarweb stock falls after naming new CEO
Investing.com · 13d ago
Similarweb Names Michael Akkerman Chief Executive
MT Newswires · 13d ago
Cardlytics (CDLX) Q2 2026 Earnings Call Transcript
Motley Fool · 55d ago
Cardlytics, Inc. Q2 2026 Earnings Call Summary
Moby · 62d ago
Cardlytics: Q2 Earnings Snapshot
Associated Press · 63d ago
Cardlytics Second Quarter 2026 Financial Results Driven By Strong Operational Performance
Business Wire · 63d ago
Cardlytics Announces Inducement Grant Under Nasdaq Listing Rule 5635(c)(4)
Business Wire · 65d ago
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