BOTJ
Bank of the James Financial Group, Inc.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Buy
+37/100
Last price
27.18
▼ 0.09 (0.33%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
27.19
Prev close
27.27
Day high
27.31
Day low
27.00
Volume
11.64K
Market cap
$123.49M
P/E (TTM)
10.74
52W range
14.44 – 29.79
Day trading desk
Gap from prior close
-0.29%
Prior close 27.27
VWAP
27.19
-0.05% from price
Relative volume
0.28×
Quiet session
Session range
1.15%
27.00 – 27.31
Position in range
58%
Mid range
ATR (14D)
0.91
3.33% of price
Prior day high
27.80
PDH
Prior day low
26.85
PDL
Bid / ask spread
—
Quote not published
Session volume
10.47K
Avg 37.55K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.30%
-0.5%
1M
-3.45%
-4.8%
3M
+7.01%
+3.7%
6M
+21.88%
+7.0%
YTD
+46.29%
+32.4%
1Y
+72.68%
+57.1%
3Y
+160.34%
+78.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BOTJ open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
578.91K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 10, 26 | ADDISON LEWIS C Director |
BUY | 70 | $1.91K | Direct |
| Aug 7, 26 | SYREK MICHAEL A Officer |
BUY | 100 | $2.71K | Direct |
| Aug 6, 26 | FOSTER WATT R JR. Director |
BUY | 447 | $12.52K | Direct |
| Aug 6, 26 | BRYANT WILLIAM C III Director |
BUY | 650 | $17.61K | Direct |
| May 7, 26 | ADDISON LEWIS C Director |
BUY | 82 | $1.90K | Direct |
| May 7, 26 | JAMERSON PHILLIP C Director |
BUY | 1.00K | $23.40K | Direct |
| May 6, 26 | BRYANT WILLIAM C III Director |
BUY | 1.04K | $24.10K | Direct |
| Feb 20, 26 | CHAPMAN ROBERT R III President |
BUY | 1.20K | $25.07K | Direct |
| Feb 19, 26 | BRYANT WILLIAM C III Director |
BUY | 996 | $20.41K | Direct |
| Feb 10, 26 | ADDISON LEWIS C Director |
BUY | 93 | $1.91K | Direct |
| Dec 8, 25 | SORENSON ERIC JOHN JR Officer |
BUY | 782 | $11.58K | Direct |
| Nov 25, 25 | JAMERSON PHILLIP C Director |
BUY | 1.11K | $18.64K | Direct |
| Nov 20, 25 | CHAPMAN ROBERT R III President |
BUY | 33 | $595 | Direct |
| Nov 18, 25 | JAMERSON PHILLIP C Director |
BUY | 589 | $9.87K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ADDISON LEWIS C |
Director | 19.79K | Purchase |
BRYANT WILLIAM C III |
Director | 78.37K | Purchase |
CHAPMAN ROBERT R III |
President | 124.12K | Purchase |
FOSTER WATT R JR. |
Director | 126.36K | Purchase |
JAMERSON PHILLIP C |
Director | 18.19K | Purchase |
SCRUGGS J TODD |
Officer and Treasurer | 33.51K | Purchase |
SORENSON ERIC JOHN JR |
Officer | 5.90K | Purchase |
SYREK MICHAEL A |
Officer | 15.35K | Purchase |
UMBERGER HARRY P. JR |
Officer | 2.02K | Purchase |
Fundamentals
Market cap$123.49M
Enterprise value$97.02M
Revenue (TTM)$51.20M
Gross profit$51.20M
EBITDA—
Net income$11.49M
EPS (TTM)$2.53
Free cash flow—
Total cash$35.55M
Total debt$8.67M
Book value / share$18.30
Shares outstanding4.54M
Float3.66M
Short % of float0.45%
Dividend yield1.47%
Beta (5Y)0.19
Valuation & profitability ratios
Trailing P/E10.74
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.49
EV / revenue1.90
EV / EBITDA—
Gross margin0.00%
Operating margin32.34%
Profit margin22.44%
Return on equity14.84%
Return on assets1.12%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $47.76M | $43.56M | $41.80M | $42.02M | +9.6% |
| Operating revenue | $47.76M | $43.56M | $41.80M | $42.02M | +9.6% |
| Selling, general & admin | $22.34M | $20.50M | $19.65M | $19.10M | +9.0% |
| Pre-tax income | $11.14M | $9.92M | $10.28M | $11.11M | +12.3% |
| Tax provision | $2.12M | $1.98M | $1.57M | $2.15M | +7.3% |
| Net income | $9.02M | $7.94M | $8.70M | $8.96M | +13.6% |
| Net income to common | $9.02M | $7.94M | $8.70M | $8.96M | +13.6% |
| Basic EPS | 1.99 | 1.75 | 1.91 | 1.91 | +13.7% |
| Diluted EPS | 1.99 | 1.75 | 1.91 | 1.91 | +13.7% |
| Basic shares | 4.54M | 4.54M | 4.56M | 4.70M | 0.0% |
| Diluted shares | 4.54M | 4.54M | 4.56M | 4.70M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $28.54M | $23.29M | $25.61M | $30.02M | +22.5% |
| Accounts receivable | $3.38M | $3.06M | $2.83M | $2.74M | +10.3% |
| Property, plant & equipment | $19.13M | $19.31M | $18.14M | $17.97M | -0.9% |
| Goodwill & intangibles | $8.22M | $8.78M | $9.34M | $9.90M | -6.4% |
| Total assets | $1.04B | $979.24M | $969.37M | $928.57M | +6.1% |
| Long-term debt | $8.80M | $19.35M | $19.93M | $20.49M | -54.5% |
| Total debt | $8.80M | $19.35M | $19.93M | $20.49M | -54.5% |
| Total liabilities | $958.98M | $914.38M | $909.33M | $878.35M | +4.9% |
| Retained earnings | $50.01M | $42.80M | $36.68M | $31.03M | +16.8% |
| Shareholder equity | $80.05M | $64.86M | $60.04M | $50.23M | +23.4% |
| Net tangible assets | $71.83M | $56.09M | $50.70M | $40.33M | +28.1% |
| Shares issued | 4.54M | 4.54M | 4.54M | 4.63M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $9.02M | $7.94M | $8.70M | $8.96M | — | +13.6% |
| Depreciation & amortisation | $1.89M | $1.94M | $1.97M | $2.61M | — | -2.5% |
| Stock-based compensation | — | — | — | $0 | $106.00K | — |
| Change in working capital | $1.41M | $1.82M | -$2.74M | -$797.00K | — | -22.6% |
| Operating cash flow | $11.66M | $8.51M | $9.49M | $9.31M | — | +37.0% |
| Capital expenditure | -$1.17M | -$2.55M | -$1.57M | -$1.19M | — | +54.3% |
| Investing cash flow | -$42.40M | -$11.17M | -$23.34M | -$88.13M | — | -279.5% |
| Share buybacks | — | $0 | -$997.00K | -$1.40M | -$427.00K | — |
| Dividends paid | -$1.82M | -$1.82M | -$1.46M | -$1.36M | — | +0.1% |
| Financing cash flow | $41.90M | $1.14M | $26.92M | -$42.57M | — | +3,591.9% |
| Free cash flow | $10.49M | $5.96M | $7.92M | $8.12M | — | +76.1% |
| End cash position | $84.47M | $73.31M | $74.84M | $61.76M | — | +15.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $13.47M | $12.51M | $12.62M | $12.25M | $12.06M | +7.7% |
| Operating revenue | $13.47M | $12.51M | $12.62M | $12.25M | $12.06M | +7.7% |
| Selling, general & admin | $5.89M | $5.83M | $5.62M | $5.90M | $5.71M | +1.0% |
| Pre-tax income | $4.07M | $3.48M | $3.49M | $3.22M | $3.40M | +17.0% |
| Tax provision | $829.00K | $705.00K | $766.00K | $466.00K | $694.00K | +17.6% |
| Net income | $3.24M | $2.77M | $2.72M | $2.75M | $2.70M | +16.8% |
| Net income to common | $3.24M | $2.77M | $2.72M | $2.75M | $2.70M | +16.8% |
| Basic EPS | 0.71 | 0.61 | 0.60 | 0.61 | 0.60 | +16.4% |
| Diluted EPS | 0.71 | 0.61 | 0.60 | 0.61 | 0.60 | +16.4% |
| Basic shares | 4.54M | — | — | — | — | — |
| Diluted shares | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $24.68M | $25.10M | $28.54M | $28.45M | $22.59M | -1.7% |
| Accounts receivable | $3.39M | $3.20M | $3.38M | $3.00M | $3.15M | +6.0% |
| Property, plant & equipment | $19.05M | $19.17M | $19.13M | $18.83M | $19.04M | -0.6% |
| Goodwill & intangibles | $7.94M | $8.08M | $8.22M | $8.36M | $8.50M | -1.7% |
| Total assets | $1.04B | $1.06B | $1.04B | $1.02B | $1.00B | -1.9% |
| Long-term debt | $8.67M | $8.73M | $8.80M | $8.84M | $8.99M | -0.7% |
| Total debt | $8.67M | $8.73M | $8.80M | $8.84M | $8.99M | -0.7% |
| Total liabilities | $958.15M | $979.90M | $958.98M | $943.15M | $932.58M | -2.2% |
| Retained earnings | $55.11M | $52.33M | $50.01M | $47.74M | $45.44M | +5.3% |
| Shareholder equity | $83.15M | $81.28M | $80.05M | $76.97M | $71.67M | +2.3% |
| Net tangible assets | $75.22M | $73.21M | $71.83M | $68.61M | $63.17M | +2.7% |
| Shares issued | 4.54M | 4.54M | 4.54M | 4.54M | 4.54M | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $3.24M | $2.77M | $2.72M | $2.75M | $2.70M | — | +16.8% |
| Depreciation & amortisation | $492.00K | $486.00K | $476.00K | $471.00K | $478.00K | — | +1.2% |
| Change in working capital | -$452.00K | $1.24M | -$1.46M | $1.70M | $624.00K | — | -136.6% |
| Operating cash flow | $632.00K | $4.74M | $1.97M | $5.27M | $3.65M | — | -86.7% |
| Capital expenditure | -$300.00K | -$382.00K | -$633.00K | — | -$125.00K | -$622.00K | +21.5% |
| Investing cash flow | -$31.08M | -$20.01M | -$19.68M | -$6.27M | -$8.78M | — | -55.3% |
| Dividends paid | -$454.00K | -$455.00K | -$453.00K | -$454.00K | -$455.00K | — | +0.2% |
| Financing cash flow | -$22.00M | $18.79M | $16.73M | $8.55M | -$11.93M | — | -217.1% |
| Free cash flow | $332.00K | $4.36M | $1.34M | $5.49M | $3.53M | — | -92.4% |
| End cash position | $35.55M | $87.99M | $84.47M | $85.45M | $77.91M | — | -59.6% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders12.74%
Held by institutions32.02%
Institutions holding48
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
27.08
+0.37% from price
SMA 20
27.15
+0.09% from price
SMA 50
27.23
-0.18% from price
SMA 100
25.96
+4.70% from price
SMA 200
23.26
+16.84% from price
EMA 12
27.15
+0.13% from price
EMA 26
27.13
+0.17% from price
EMA 50
26.89
+1.07% from price
RSI (14)
51.0
Neutral
MACD (12,26,9)
0.01
Hist 0.02
ATR (14)
0.91
3.33% of price
Realised vol 30D
14.6%
Annualised
Bollinger upper
27.81
20, 2σ
Bollinger lower
26.50
20, 2σ
50 / 200 cross
Golden
27.23 vs 23.26
Trend bias
Above 200
+16.84%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.15
Less volatile than market
Correlation to SPY
0.08
Largely independent
Realised vol 30D
14.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-8.9%
Peak to trough
Max drawdown 5Y
-47.3%
Peak to trough
ATR 14
0.91
3.33% of price
Beta (reported)
0.19
5Y monthly, from filing
Short interest
Shares short
17.90K
Prior 9.12K
Change vs prior
+96.4%
Shorts adding
% of float
0.45%
Normal
% of shares out
0.39%
Against total outstanding
Days to cover
0.5
Liquid
Float
3.66M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.40 / yr
Forward yield1.47%
5-year avg yield2.34%
Payout ratio15.81%
Ex-dividend dateAug 21, 2026
Next pay dateSep 4, 2026
Last split11:10
Split dateJun 24, 2021
SEC filings
Periodic Financial Reports
10-Q · 2026-08-12
Corporate Changes & Voting Matters
8-K · 2026-07-30
Corporate Changes & Voting Matters
8-K · 2026-05-20
Periodic Financial Reports
10-Q · 2026-05-12
Corporate Changes & Voting Matters
8-K · 2026-04-30
Proxy Statements
DEF 14A · 2026-04-06
Periodic Financial Reports
10-K · 2026-03-27
Corporate Changes & Voting Matters
8-K · 2026-02-04
Headlines
PRIVATE STRATEGY · BY QUALIFICATION
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