BHB

Bar Harbor Bankshares
NYSE AmericanUSDEQUITY Financial Services DELAYED
Last price
39.65
▲ 0.27 (0.69%)
MARKET ·

Price

Open
39.69
Prev close
39.38
Day high
39.87
Day low
38.78
Volume
196.31K
Market cap
$664.78M
P/E (TTM)
13.49
52W range
28.11 – 41.08

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
-2.39% -1.0%
1M
+3.74% +0.0%
3M
+14.07% +11.0%
6M
+14.13% +3.1%
YTD
+27.70% +15.4%
1Y
+29.07% +9.1%
3Y
+56.91% -17.3%
5Y

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Fundamentals

TTM · reported
Market cap$664.78M
Enterprise value$848.93M
Revenue (TTM)$187.39M
Gross profit$187.39M
EBITDA
Net income$49.37M
EPS (TTM)$2.94
Free cash flow
Total cash$116.44M
Total debt$300.59M
Book value / share$32.80
Shares outstanding16.77M
Float16.21M
Short % of float3.94%
Dividend yield3.33%
Beta (5Y)0.60

Valuation & profitability ratios

Account required
Trailing P/E13.49
Forward P/E10.48
PEG ratio
Price / sales
Price / book1.21
EV / revenue4.53
EV / EBITDA
Gross margin0.00%
Operating margin41.94%
Profit margin26.35%
Return on equity9.70%
Return on assets1.11%
Debt / equity
Current ratio
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

Annual · as reported
Last 4 fiscal years
Line item2025202420232022
Total revenue$174.26M$150.93M$153.47M$148.95M
Cost of revenue$0$0$0$0
Gross profit$0$0$0$0
R&D
SG&A
Operating income
Pre-tax income
Tax provision$0$0$0$0
Net income$36.92M$43.54M$44.85M$43.56M
EBIT$0$0$0$0

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 0.900.92 +2.2%
Mar 2026 0.860.88 +2.3%
Dec 2025 0.880.93 +5.7%
Sep 2025 0.830.95 +14.5%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 0.94 2 $50.45M +6.2%
Next quarter 0.93 2 $50.57M +2.4%
Current year 3.63 2 $197.49M +13.3%
Next year 3.79 2 $206.26M +4.4%

Analyst targets & ownership

Account required
Mean target$41.00
High target$44.00
Low target$38.00
Implied upside3.40%
Analyst count2
ConsensusNONE
Strong buy / Buy1 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders3.34%
Held by institutions64.57%
Institutions holding231
Free account required

Price targets, consensus spread, insider and institutional ownership.

Insider net activity

6m · Form 4 rollup
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
Net transactions
0
Buys less sells
Sell : buy shares
Not enough filings
Insider-held shares
560.49K
Total on file

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Jun 18, 26
SIMARD CURTIS C
Chief Executive Officer
STOCK 801 $29.04K Indirect
Jun 18, 26
CARAS MATTHEW L
Director
STOCK 125 $4.55K Direct
Jun 18, 26
COLTER DAVID M
Director
STOCK 19 $710 Direct
Jun 18, 26
SHAW BRIAN D
Director
STOCK 39 $1.42K Direct
Jun 18, 26
JONES HEATHER D
Director
STOCK 23 $864 Direct
Jun 18, 26
WILLIAMS JOHN MOGAN II
Officer
STOCK 81 $2.94K Direct
Jun 18, 26
SCULLY JOSEPH PATRICK
Officer
STOCK 109 $3.97K Direct
Apr 28, 26
CARAS MATTHEW L
Director
BUY 760 $26.36K Direct
Apr 23, 26
SIMARD CURTIS C
Chief Executive Officer
STOCK 15.32K $0 Indirect
Apr 23, 26
IANNELLI JOSEPHINE
Chief Financial Officer
STOCK 4.91K $0 Direct
Apr 23, 26
MERCIER JOHN M
Officer
STOCK 3.17K $0 Direct
Apr 23, 26
COLOMBO MARION
Officer
STOCK 3.17K $0 Direct
Apr 23, 26
EDGAR JASON PAUL
Officer
STOCK 3.07K $0 Direct
Apr 23, 26
WILLIAMS JOHN MOGAN II
Officer
STOCK 2.34K $0 Direct
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
CARAS MATTHEW L
Director 23.02K Stock Award(Grant)
COLOMBO MARION
Officer 28.82K Stock Award(Grant)
EDGAR JASON PAUL
Officer 22.59K Stock Award(Grant)
GRAHAM JAMES E
Director 56.78K Stock Award(Grant)
IANNELLI JOSEPHINE
Chief Financial Officer 47.94K Stock Award(Grant)
MERCIER JOHN M
Officer 27.92K Stock Award(Grant)
SIMARD CURTIS C
Chief Executive Officer Stock Award(Grant)
SMITH KENNETH EUGENE
Director 29.21K Stock Award(Grant)
TOOTHAKER SCOTT G
Director 47.45K Stock Award(Grant)
WILLIAMS JOHN MOGAN II
Officer 22.14K Stock Award(Grant)

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
40.02
-0.93% from price
SMA 20
39.99
-0.85% from price
SMA 50
38.53
+2.90% from price
SMA 100
36.56
+8.46% from price
SMA 200
34.33
+15.49% from price
EMA 12
39.89
-0.61% from price
EMA 26
39.48
+0.42% from price
EMA 50
38.55
+2.85% from price
RSI (14)
52.0
Neutral
MACD (12,26,9)
0.41
Hist -0.18
ATR (14)
0.90
2.27% of price
Realised vol 30D
19.5%
Annualised
Bollinger upper
40.95
20, 2σ
Bollinger lower
39.04
20, 2σ
50 / 200 cross
Golden
38.53 vs 34.33
Trend bias
Above 200
+15.49%

Risk profile

Daily returns · 1Y window
Beta vs SPY
0.50
Less volatile than market
Correlation to SPY
0.25
Largely independent
Realised vol 30D
19.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-13.9%
Peak to trough
Max drawdown 5Y
-33.9%
Peak to trough
ATR 14
0.90
2.27% of price
Beta (reported)
0.60
5Y monthly, from filing

Unusual options activity

Account required
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Options analytics

Account required
Put / call volume
Put / call open interest
5.00
Positioning, not flow
Max pain
40.00
+0.9% from spot
ATM implied vol
68.8%
Nearest strike to spot
Skew (10% OTM)
-12.4%
Calls bid over puts
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
40.00
1 contracts
Heaviest put OI
35.00
4 contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Options chain

Account required
ExpirySpot 39.65
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.