BHB
Bar Harbor Bankshares
NYSE AmericanUSDEQUITY
Financial Services
DELAYED
Buy
+20/100
Last price
38.99
▼ 0.25 (0.64%)
MARKET · —
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
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vs
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Open
—
Prev close
39.24
Day high
39.59
Day low
38.89
Volume
57.45K
Market cap
$653.71M
P/E (TTM)
13.17
52W range
28.11 – 41.12
Trailing performance
Returnvs SPY
1W
+0.49%
-1.5%
1M
-3.47%
-4.6%
3M
+6.15%
+1.6%
6M
+16.15%
-2.0%
YTD
+25.57%
+11.3%
1Y
+28.34%
+11.9%
3Y
+65.00%
-17.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BHB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
561.16K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 18, 26 | SIMARD CURTIS C Chief Executive Officer |
STOCK | 724 | $29.04K | Indirect |
| Sep 18, 26 | CARAS MATTHEW L Director |
STOCK | 114 | $4.59K | Direct |
| Sep 18, 26 | COLTER DAVID M Director |
STOCK | 17 | $719 | Direct |
| Sep 18, 26 | SHAW BRIAN D Director |
STOCK | 35 | $1.44K | Direct |
| Sep 18, 26 | JONES HEATHER D Director |
STOCK | 21 | $873 | Direct |
| Sep 18, 26 | WILLIAMS JOHN MOGAN II Officer |
STOCK | 74 | $2.97K | Direct |
| Sep 18, 26 | SCULLY JOSEPH PATRICK Officer |
STOCK | 99 | $4.01K | Direct |
| Jun 18, 26 | SIMARD CURTIS C Chief Executive Officer |
STOCK | 801 | $29.04K | Indirect |
| Jun 18, 26 | CARAS MATTHEW L Director |
STOCK | 125 | $4.55K | Direct |
| Jun 18, 26 | COLTER DAVID M Director |
STOCK | 19 | $710 | Direct |
| Jun 18, 26 | SHAW BRIAN D Director |
STOCK | 39 | $1.42K | Direct |
| Jun 18, 26 | JONES HEATHER D Director |
STOCK | 23 | $864 | Direct |
| Jun 18, 26 | WILLIAMS JOHN MOGAN II Officer |
STOCK | 81 | $2.94K | Direct |
| Jun 18, 26 | SCULLY JOSEPH PATRICK Officer |
STOCK | 109 | $3.97K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CARAS MATTHEW L |
Director | 23.13K | Stock Award(Grant) |
COLOMBO MARION |
Officer | 28.82K | Stock Award(Grant) |
EDGAR JASON PAUL |
Officer | 22.59K | Stock Award(Grant) |
GRAHAM JAMES E |
Director | 56.78K | Stock Award(Grant) |
IANNELLI JOSEPHINE |
Chief Financial Officer | 47.94K | Stock Award(Grant) |
MERCIER JOHN M |
Officer | 27.92K | Stock Award(Grant) |
SIMARD CURTIS C |
Chief Executive Officer | — | Stock Award(Grant) |
SMITH KENNETH EUGENE |
Director | 29.21K | Stock Award(Grant) |
TOOTHAKER SCOTT G |
Director | 47.45K | Stock Award(Grant) |
WILLIAMS JOHN MOGAN II |
Officer | 22.22K | Stock Award(Grant) |
Fundamentals
Market cap$653.71M
Enterprise value$837.86M
Revenue (TTM)$187.39M
Gross profit$187.39M
EBITDA—
Net income$49.37M
EPS (TTM)$2.96
Free cash flow—
Total cash$116.44M
Total debt$300.59M
Book value / share$32.80
Shares outstanding16.77M
Float16.21M
Short % of float3.71%
Dividend yield3.39%
Beta (5Y)0.62
Valuation & profitability ratios
Trailing P/E13.17
Forward P/E10.30
PEG ratio—
Price / sales—
Price / book1.19
EV / revenue4.47
EV / EBITDA—
Gross margin0.00%
Operating margin41.94%
Profit margin26.35%
Return on equity9.70%
Return on assets1.11%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $168.30M | $149.56M | $152.75M | $148.33M | +12.5% |
| Operating revenue | $168.30M | $149.56M | $152.75M | $148.33M | +12.5% |
| Selling, general & admin | $64.49M | $58.67M | $55.95M | $51.24M | +9.9% |
| Pre-tax income | $45.94M | $52.61M | $57.12M | $54.84M | -12.7% |
| Tax provision | $9.02M | $9.07M | $12.27M | $11.29M | -0.6% |
| Net income | $36.92M | $43.54M | $44.85M | $43.56M | -15.2% |
| Net income to common | $36.92M | $43.54M | $44.85M | $43.56M | -15.2% |
| Basic EPS | 2.32 | 2.86 | 2.96 | 2.90 | -18.9% |
| Diluted EPS | 2.31 | 2.84 | 2.95 | 2.88 | -18.7% |
| Basic shares | 15.89M | 15.24M | 15.14M | 15.04M | +4.3% |
| Diluted shares | 15.96M | 15.31M | 15.20M | 15.11M | +4.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $80.84M | $72.16M | $94.84M | $92.30M | +12.0% |
| Property, plant & equipment | $58.19M | $51.24M | $48.29M | $47.62M | +13.6% |
| Goodwill & intangibles | $158.23M | $123.42M | $124.35M | $125.28M | +28.2% |
| Total assets | $4.68B | $4.08B | $3.97B | $3.91B | +14.7% |
| Current debt | $134.80M | $249.71M | $240.76M | $331.37M | -46.0% |
| Long-term debt | $134.84M | $40.89M | $60.74M | $62.88M | +229.8% |
| Total debt | $269.64M | $290.60M | $301.50M | $394.25M | -7.2% |
| Total liabilities | $4.15B | $3.62B | $3.54B | $3.52B | +14.5% |
| Retained earnings | $314.37M | $297.86M | $272.10M | $243.81M | +5.5% |
| Shareholder equity | $532.54M | $458.43M | $432.06M | $393.45M | +16.2% |
| Net tangible assets | $374.31M | $335.01M | $307.71M | $268.17M | +11.7% |
| Shares issued | 17.73M | 16.43M | 16.43M | 16.43M | +8.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $36.92M | $43.54M | $44.85M | $43.56M | — | -15.2% |
| Depreciation & amortisation | $6.15M | $3.42M | $6.33M | $6.42M | — | +80.1% |
| Stock-based compensation | $3.08M | $3.29M | $2.65M | $1.94M | — | -6.4% |
| Change in working capital | $1.78M | $296.00K | -$6.34M | $971.00K | — | +500.3% |
| Operating cash flow | $48.28M | $52.37M | $47.40M | $55.91M | — | -7.8% |
| Capital expenditure | -$4.81M | -$7.40M | -$6.53M | -$2.52M | — | +35.0% |
| Investing cash flow | $88.71M | -$141.88M | -$62.29M | -$408.89M | — | +162.5% |
| Share buybacks | — | — | — | $0 | $0 | — |
| Dividends paid | -$20.40M | -$17.79M | -$16.57M | -$15.33M | — | -14.7% |
| Financing cash flow | -$128.31M | $66.83M | $17.43M | $194.88M | — | -292.0% |
| Free cash flow | $43.47M | $44.98M | $40.87M | $53.39M | — | -3.4% |
| End cash position | $80.84M | $72.16M | $94.84M | $92.30M | — | +12.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $49.65M | $47.29M | $48.94M | $47.53M | $34.54M | +5.0% |
| Operating revenue | $49.65M | $47.29M | $48.94M | $47.53M | $34.54M | +5.0% |
| Selling, general & admin | $17.94M | $16.95M | $17.31M | $17.06M | $15.42M | +5.8% |
| Pre-tax income | $19.22M | $17.15M | $14.73M | $11.04M | $7.47M | +12.0% |
| Tax provision | $4.00M | $3.62M | $2.97M | $2.18M | $1.38M | +10.5% |
| Net income | $15.22M | $13.54M | $11.76M | $8.86M | $6.09M | +12.4% |
| Net income to common | $15.22M | $13.54M | $11.76M | $8.86M | $6.09M | +12.4% |
| Basic EPS | 0.91 | 0.81 | 0.70 | 0.55 | 0.40 | +12.3% |
| Diluted EPS | 0.91 | 0.81 | 0.70 | 0.54 | 0.40 | +12.3% |
| Basic shares | 16.75M | 16.73M | 16.70M | 16.23M | 15.32M | +0.1% |
| Diluted shares | 16.81M | 16.80M | 16.76M | 16.28M | 15.37M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $104.39M | $82.22M | $80.84M | $136.71M | $87.03M | +27.0% |
| Property, plant & equipment | $61.17M | $58.91M | $58.19M | $58.83M | $52.65M | +3.8% |
| Goodwill & intangibles | $157.06M | $157.64M | $158.23M | $158.81M | $122.95M | -0.4% |
| Total assets | $4.74B | $4.68B | $4.68B | $4.72B | $4.11B | +1.4% |
| Current debt | $142.00M | $77.20M | $134.80M | $50.00M | $251.20M | +83.9% |
| Long-term debt | $135.64M | $135.44M | $134.84M | $134.57M | $40.88M | +0.1% |
| Total debt | $277.64M | $212.64M | $269.64M | $184.57M | $292.08M | +30.6% |
| Total liabilities | $4.19B | $4.14B | $4.15B | $4.20B | $3.64B | +1.3% |
| Retained earnings | $332.00M | $322.50M | $314.37M | $307.99M | $304.50M | +2.9% |
| Shareholder equity | $549.55M | $537.94M | $532.54M | $520.96M | $468.86M | +2.2% |
| Net tangible assets | $392.49M | $380.29M | $374.31M | $362.15M | $345.91M | +3.2% |
| Shares issued | 16.75M | 17.73M | 17.73M | 17.73M | 16.38M | -5.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $15.22M | $13.54M | $11.76M | $8.86M | $6.09M | +12.4% |
| Depreciation & amortisation | $2.03M | $2.09M | $2.22M | $2.22M | $126.00K | -3.1% |
| Stock-based compensation | $1.28M | $825.00K | $943.00K | $932.00K | $699.00K | +55.5% |
| Change in working capital | $6.25M | -$2.94M | $8.20M | $2.04M | -$5.41M | +312.4% |
| Operating cash flow | $25.38M | $5.02M | $17.16M | $16.53M | $5.27M | +405.6% |
| Capital expenditure | -$3.62M | -$2.02M | -$178.00K | -$1.10M | -$1.99M | -79.0% |
| Investing cash flow | -$48.18M | $10.15M | -$18.06M | $127.73M | -$53.03M | -574.7% |
| Dividends paid | -$5.73M | -$5.40M | -$5.38M | -$5.37M | -$5.04M | -6.0% |
| Financing cash flow | $44.97M | -$13.79M | -$54.97M | -$94.58M | $46.67M | +426.0% |
| Free cash flow | $21.77M | $3.00M | $16.98M | $15.43M | $3.28M | +625.5% |
| End cash position | $104.39M | $82.22M | $80.84M | $136.71M | $87.03M | +27.0% |
Options analytics
Put / call volume
1.21
Put-heavy session
Put / call open interest
22.25
Positioning, not flow
Max pain
35.00
-10.2% from spot
ATM implied vol
6.3%
Nearest strike to spot
Skew (10% OTM)
+161.8%
Puts bid over calls
Call volume
38
Contracts, this expiry
Put volume
46
Contracts, this expiry
Heaviest call OI
20.00
4 contracts
Heaviest put OI
17.50
84 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.90 | 0.92 | +2.2% |
| Mar 2026 | 0.86 | 0.88 | +2.3% |
| Dec 2025 | 0.88 | 0.93 | +5.7% |
| Sep 2025 | 0.83 | 0.95 | +14.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.94 | 2 | $50.45M | +6.2% |
| Next quarter | 0.93 | 2 | $50.57M | +2.4% |
| Current year | 3.63 | 2 | $197.49M | +13.3% |
| Next year | 3.79 | 2 | $206.26M | +4.4% |
Analyst targets & ownership
Mean target$41.00
High target$44.00
Low target$38.00
Implied upside5.16%
Analyst count2
ConsensusNONE
Strong buy / Buy1 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders3.35%
Held by institutions64.97%
Institutions holding231
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
39.13
-0.37% from price
SMA 20
39.75
-1.92% from price
SMA 50
39.82
-2.09% from price
SMA 100
38.21
+2.04% from price
SMA 200
35.76
+9.04% from price
EMA 12
39.31
-0.82% from price
EMA 26
39.52
-1.35% from price
EMA 50
39.31
-0.82% from price
RSI (14)
43.6
Neutral
MACD (12,26,9)
-0.21
Hist -0.10
ATR (14)
0.91
2.35% of price
Realised vol 30D
15.0%
Annualised
Bollinger upper
41.12
20, 2σ
Bollinger lower
38.38
20, 2σ
50 / 200 cross
Golden
39.82 vs 35.76
Trend bias
Above 200
+9.04%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.44
Less volatile than market
Correlation to SPY
0.23
Largely independent
Realised vol 30D
15.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-13.0%
Peak to trough
Max drawdown 5Y
-33.9%
Peak to trough
ATR 14
0.91
2.35% of price
Beta (reported)
0.62
5Y monthly, from filing
Short interest
Shares short
601.72K
Prior 626.04K
Change vs prior
-3.9%
Shorts covering
% of float
3.71%
Normal
% of shares out
3.59%
Against total outstanding
Days to cover
7.4
Crowded exit
Float
16.21M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 28, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 22, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jun 26, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 22, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jan 23, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 23, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Aug 5, 25 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Jul 23, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 21, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Mar 17, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 27, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
Dividends & splits
Forward rate$1.32 / yr
Forward yield3.39%
5-year avg yield3.76%
Payout ratio43.92%
Ex-dividend dateAug 20, 2026
Next pay dateSep 18, 2026
Last split3:2
Split dateMar 22, 2017
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-21
Corporate Changes & Voting Matters
8-K · 2026-09-15
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-18
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-07-21
Annual report of employee stock purchase
11-K · 2026-06-25
Corporate Changes & Voting Matters
8-K · 2026-05-07
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.