AVBC
Avidia Bancorp, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Buy
+47/100
Last price
21.92
▼ 0.28 (1.26%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
21.90
Prev close
22.20
Day high
22.03
Day low
21.80
Volume
24.62K
Market cap
$404.90M
P/E (TTM)
23.07
52W range
14.31 – 22.90
Day trading desk
Gap from prior close
-1.35%
Prior close 22.20
VWAP
21.90
+0.08% from price
Relative volume
0.16×
Quiet session
Session range
1.06%
21.80 – 22.03
Position in range
52%
Mid range
ATR (14D)
0.41
1.85% of price
Prior day high
22.33
PDH
Prior day low
21.98
PDL
Bid / ask spread
—
Quote not published
Session volume
22.84K
Avg 140.73K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.48%
-0.5%
1M
-0.05%
-1.5%
3M
+7.14%
+3.7%
6M
+8.25%
-6.8%
YTD
+30.40%
+16.4%
1Y
+48.11%
+32.3%
3Y
—
-81.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on AVBC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
2.35M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 16, 26 | BLAZAR PAUL Director |
STOCK | 20.08K | $0 | Direct |
| Sep 16, 26 | MURPHY MICHAEL DENNIS Chairman of the Board |
STOCK | 20.08K | $0 | Direct |
| Sep 16, 26 | CANDELA VANESSA Director |
STOCK | 20.08K | $0 | Direct |
| Sep 14, 26 | MURPHY MICHAEL DENNIS Chairman of the Board |
BUY | 5.00K | $110.60K | Indirect |
| Sep 3, 26 | NELSON JONATHAN MICHAEL Chief Financial Officer |
BUY | 4.50K | $99.86K | Direct |
| Aug 26, 26 | GRIMALDO JOSEPH F. Director |
BUY | 5.00K | $110.09K | Indirect |
| Aug 17, 26 | DOANE THOMAS Officer |
BUY | 1.73K | $38.51K | Indirect |
| Aug 11, 26 | SAUL KENNEDY O Director |
BUY | 5.90K | $127.73K | Direct |
| Aug 11, 26 | GRIMALDO JOSEPH F. Director |
BUY | 4.66K | $99.79K | Indirect |
| Jun 3, 26 | NELSON JONATHAN MICHAEL Chief Financial Officer |
BUY | 1.06K | $20.13K | Direct |
| May 29, 26 | COZZONE ROBERT D Chief Executive Officer |
BUY | 2.13K | $40.01K | Indirect |
| May 27, 26 | KARMELEK NICOLAS Officer |
BUY | 33 | $627 | Direct |
| May 18, 26 | JENSEN BARRY H Officer |
BUY | 500 | $9.44K | Direct |
| May 15, 26 | GILLES MICHAEL O Director |
BUY | 3.00K | $57.21K |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BALL JAMES N |
Director | — | Purchase |
BLAZAR PAUL |
Director | 49.41K | Stock Award(Grant) |
COZZONE ROBERT D |
Chief Executive Officer | — | Purchase |
FLANIGAN MICHAEL NEIL |
Director | — | Purchase |
GILLES MICHAEL O |
Director | — | Purchase |
GRIMALDO JOSEPH F. |
Director | — | Purchase |
JENSEN BARRY H |
Officer | 43.20K | Purchase |
MURPHY BARTHOLOMEW H JR |
Chief Operating Officer | 59.44K | Purchase |
MURPHY MICHAEL DENNIS |
Chairman of the Board | 103.16K | Stock Award(Grant) |
NELSON JONATHAN MICHAEL |
Chief Financial Officer | 41.42K | Purchase |
Fundamentals
Market cap$404.90M
Enterprise value$532.85M
Revenue (TTM)$108.16M
Gross profit$108.16M
EBITDA—
Net income$17.59M
EPS (TTM)$0.95
Free cash flow—
Total cash$76.69M
Total debt$199.18M
Book value / share$20.95
Shares outstanding18.47M
Float17.54M
Short % of float2.71%
Dividend yield0.72%
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E23.07
Forward P/E14.81
PEG ratio—
Price / sales—
Price / book1.05
EV / revenue4.93
EV / EBITDA—
Gross margin0.00%
Operating margin34.36%
Profit margin16.26%
Return on equity6.06%
Return on assets0.61%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|
| Total revenue | $100.70M | $86.05M | $84.86M | +17.0% |
| Operating revenue | $100.70M | $86.05M | $84.86M | +17.0% |
| Selling, general & admin | $50.97M | $47.41M | $49.70M | +7.5% |
| Pre-tax income | -$5.68M | $15.40M | $16.51M | -136.9% |
| Tax provision | -$2.39M | $3.92M | $4.07M | -161.1% |
| Net income | -$3.29M | $11.48M | $12.44M | -128.6% |
| Net income to common | -$3.29M | $11.48M | $12.44M | -128.6% |
| Basic EPS | -0.18 | 0.57 | 0.62 | -131.5% |
| Diluted EPS | -0.18 | 0.57 | 0.62 | -131.5% |
| Basic shares | 18.53M | 20.08M | 20.08M | -7.7% |
| Diluted shares | 18.53M | 20.08M | 20.08M | -7.7% |
| Line item | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|
| Cash & equivalents | $145.45M | $62.44M | $70.34M | +132.9% |
| Accounts receivable | $8.54M | $8.90M | $8.62M | -4.0% |
| Property, plant & equipment | $29.18M | $28.50M | $28.45M | +2.4% |
| Goodwill & intangibles | $14.97M | $15.42M | $15.26M | -2.9% |
| Total assets | $2.84B | $2.66B | $2.60B | +6.8% |
| Current debt | $240.00M | $165.00M | $246.00M | +45.5% |
| Long-term debt | $47.81M | $187.68M | $182.54M | -74.5% |
| Total debt | $287.81M | $352.68M | $428.54M | -18.4% |
| Total liabilities | $2.46B | $2.46B | $2.42B | -0.2% |
| Retained earnings | $211.98M | $215.27M | $203.79M | -1.5% |
| Shareholder equity | $378.99M | $193.83M | $180.80M | +95.5% |
| Net tangible assets | $364.02M | $178.40M | $165.53M | +104.0% |
| Shares issued | 20.08M | 20.08M | 20.08M | 0.0% |
| Line item | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|
| Net income | -$3.29M | $11.48M | $12.44M | -128.6% |
| Depreciation & amortisation | $3.00M | $3.00M | $3.04M | -0.1% |
| Stock-based compensation | $1.08M | $0 | — | — |
| Change in working capital | -$557.00K | $7.55M | $480.00K | -107.4% |
| Operating cash flow | $28.37M | $23.22M | $15.60M | +22.2% |
| Capital expenditure | -$4.29M | -$2.77M | -$3.12M | -54.6% |
| Investing cash flow | -$111.58M | -$71.09M | -$111.75M | -56.9% |
| Share buybacks | -$16.06M | $0 | — | — |
| Financing cash flow | $166.22M | $39.97M | $88.64M | +315.8% |
| Free cash flow | $24.09M | $20.45M | $12.48M | +17.8% |
| End cash position | $145.45M | $62.44M | $70.34M | +132.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $29.41M | $27.90M | $26.44M | $27.43M | $24.93M | — | +5.4% |
| Operating revenue | $29.41M | $27.90M | $26.44M | $27.43M | $24.93M | — | +5.4% |
| Selling, general & admin | $12.80M | $12.50M | $1.42M | $22.61M | $12.42M | — | +2.4% |
| Pre-tax income | $9.47M | $8.19M | $7.75M | -$1.95M | $5.03M | — | +15.7% |
| Tax provision | $2.30M | $2.19M | $2.41M | -$1.04M | $1.16M | — | +5.1% |
| Net income | $7.17M | $6.00M | $5.33M | -$907.00K | $3.87M | — | +19.6% |
| Net income to common | $7.17M | $6.00M | $5.33M | -$907.00K | $3.87M | — | +19.6% |
| Basic EPS | 0.39 | 0.32 | 0.29 | — | 0.19 | -0.58 | +21.9% |
| Diluted EPS | 0.39 | 0.32 | 0.29 | — | 0.19 | -0.58 | +21.9% |
| Basic shares | 18.58M | 18.56M | 18.54M | 18.52M | 20.08M | — | +0.1% |
| Diluted shares | 18.58M | 18.56M | 18.54M | 18.52M | 20.08M | — | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $70.47M | $93.02M | $145.45M | $111.87M | $308.59M | -24.2% |
| Accounts receivable | $8.70M | $8.68M | $8.54M | $8.14M | $8.92M | +0.2% |
| Property, plant & equipment | $29.15M | $29.03M | $29.18M | $29.27M | $29.10M | +0.4% |
| Goodwill & intangibles | $15.10M | $15.02M | $14.97M | $15.09M | $15.19M | +0.5% |
| Total assets | $2.78B | $2.81B | $2.84B | $2.79B | $2.96B | -1.0% |
| Current debt | $160.00M | $205.00M | $240.00M | $225.00M | $150.00M | -22.0% |
| Long-term debt | $27.88M | $27.85M | $47.81M | $62.78M | $137.74M | +0.1% |
| Total debt | $187.88M | $232.85M | $287.81M | $287.78M | $287.74M | -19.3% |
| Total liabilities | $2.39B | $2.42B | $2.46B | $2.41B | $2.77B | -1.4% |
| Retained earnings | $223.14M | $216.97M | $211.98M | $206.65M | $207.56M | +2.8% |
| Shareholder equity | $389.54M | $383.52M | $378.99M | $372.04M | $191.43M | +1.6% |
| Net tangible assets | $374.43M | $368.50M | $364.02M | $356.95M | $176.24M | +1.6% |
| Shares issued | 18.58M | 20.08M | 20.08M | 20.08M | 20.08M | -7.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $7.17M | $6.00M | $5.33M | -$907.00K | $3.87M | — | +19.6% |
| Depreciation & amortisation | $781.00K | $792.00K | $744.00K | $748.00K | $733.00K | — | -1.4% |
| Stock-based compensation | $371.00K | $359.00K | $439.00K | $637.00K | $0 | — | +3.3% |
| Change in working capital | $3.50M | $381.00K | $2.49M | $15.22M | -$8.47M | — | +818.1% |
| Operating cash flow | $10.09M | $8.38M | $8.81M | $24.13M | -$2.34M | — | +20.5% |
| Capital expenditure | -$906.00K | -$652.00K | -$795.00K | -$871.00K | -$967.00K | — | -39.0% |
| Investing cash flow | $5.92M | -$22.68M | -$23.56M | -$27.45M | -$15.43M | — | +126.1% |
| Share buybacks | — | — | $0 | — | — | — | — |
| Dividends paid | -$1.00M | -$1.00M | — | — | $0 | $0 | 0.0% |
| Financing cash flow | -$38.56M | -$38.13M | $48.34M | -$193.39M | $243.28M | — | -1.1% |
| Free cash flow | $9.18M | $7.72M | $8.02M | $23.25M | -$3.31M | — | +18.9% |
| End cash position | $70.47M | $93.02M | $145.45M | $111.87M | $308.59M | — | -24.2% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
22.50
+2.6% from spot
ATM implied vol
29.3%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
10
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
22.50
119 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.34 | 0.39 | +14.7% |
| Mar 2026 | 0.30 | 0.32 | +6.7% |
| Dec 2025 | 0.30 | 0.30 | -1.4% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.38 | 2 | $30.20M | — |
| Next quarter | 0.35 | 2 | $30.60M | — |
| Current year | 1.44 | 2 | $118.90M | — |
| Next year | 1.51 | 2 | $126.80M | +6.6% |
Analyst targets & ownership
Mean target$25.50
High target$26.00
Low target$25.00
Implied upside16.33%
Analyst count2
ConsensusSTRONG BUY
Strong buy / Buy0 / 2
Hold0
Sell / Strong sell0 / 0
Held by insiders12.71%
Held by institutions36.46%
Institutions holding116
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
21.82
+0.48% from price
SMA 20
21.91
+0.05% from price
SMA 50
21.92
+0.01% from price
SMA 100
20.98
+4.46% from price
SMA 200
19.94
+9.95% from price
EMA 12
21.91
+0.06% from price
EMA 26
21.88
+0.17% from price
EMA 50
21.70
+1.00% from price
RSI (14)
50.7
Neutral
MACD (12,26,9)
0.02
Hist 0.01
ATR (14)
0.41
1.85% of price
Realised vol 30D
19.5%
Annualised
Bollinger upper
22.46
20, 2σ
Bollinger lower
21.35
20, 2σ
50 / 200 cross
Golden
21.92 vs 19.94
Trend bias
Above 200
+9.95%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.43
Less volatile than market
Correlation to SPY
0.23
Largely independent
Realised vol 30D
19.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.1%
Peak to trough
Max drawdown 5Y
-12.1%
Peak to trough
ATR 14
0.41
1.85% of price
Beta (reported)
—
5Y monthly, from filing
Short interest
Shares short
482.51K
Prior 413.47K
Change vs prior
+16.7%
Shorts adding
% of float
2.71%
Normal
% of shares out
2.61%
Against total outstanding
Days to cover
2.9
Liquid
Float
17.54M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | Hovde Group | INITIATED | — | Outperform |
| Jul 21, 25 | Seaport Global | INITIATED | — | Buy |
Dividends & splits
Forward rate$0.16 / yr
Forward yield0.72%
5-year avg yield—
Payout ratio10.53%
Ex-dividend dateAug 18, 2026
Next pay dateAug 27, 2026
Last split—
Split date—
SEC filings
Offering Registrations
S-8 · 2026-09-16
Corporate Changes & Voting Matters
8-K · 2026-09-15
Periodic Financial Reports
10-Q · 2026-08-13
Proxy Statements
DEF 14A · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-27
Annual report of employee stock purchase
11-K · 2026-06-29
Corporate Changes & Voting Matters
8-K · 2026-06-26
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.