AII
American Integrity Insurance Group, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Buy
+40/100
Last price
25.77
▲ 0.28 (1.10%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
25.79
Prev close
25.49
Day high
26.21
Day low
25.49
Volume
74.14K
Market cap
$504.97M
P/E (TTM)
5.83
52W range
16.19 – 27.00
Day trading desk
Gap from prior close
+1.18%
Prior close 25.49
VWAP
25.79
-0.09% from price
Relative volume
0.74×
Normal
Session range
2.83%
25.49 – 26.21
Position in range
39%
Mid range
ATR (14D)
0.86
3.34% of price
Prior day high
26.00
PDH
Prior day low
25.23
PDL
Bid / ask spread
—
Quote not published
Session volume
122.14K
Avg 164.44K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+2.02%
+0.1%
1M
-0.88%
-2.0%
3M
+35.28%
+30.8%
6M
+38.92%
+20.7%
YTD
+23.72%
+9.5%
1Y
+13.37%
-3.0%
3Y
—
-82.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on AII open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-393.88K
Net selling
Buy transactions
10
156.12K shares
Sell transactions
11
550.00K shares
Net transactions
+21
Buys less sells
Sell : buy shares
3.5 : 1
Mixed
Insider-held shares
7.23M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 30, 26 | CSISZAR ERNST N Director |
STOCK | 580 | $0 | Direct |
| Sep 30, 26 | MATHIS STEVEN B Director |
STOCK | 580 | $0 | Direct |
| Aug 31, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 9.17K | $237.79K | Direct |
| Aug 28, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 6.00K | $159.00K | Direct |
| Aug 27, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 64.36K | $1.71M | Direct |
| Aug 25, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 110.46K | $2.90M | Direct |
| Aug 21, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 59.61K | $1.51M | Direct |
| Aug 19, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 18.00K | $455.52K | Direct |
| Aug 17, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 75.40K | $1.86M | Direct |
| Aug 13, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 88.26K | $2.07M | Direct |
| Aug 10, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 5.80K | $120.18K | Direct |
| Aug 7, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 49.92K | $1.04M | Direct |
| Aug 4, 26 | RITCHIE ROBERT C Chief Executive Officer |
SELL | 63.00K | $1.31M | Direct |
| Jun 30, 26 | CSISZAR ERNST N Director |
STOCK | 870 | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CLARK DAVID LEWIS |
Chairman of the Board | 484.89K | Purchase |
CSISZAR ERNST N |
Director | 4.58K | Stock Award(Grant) |
FOLEY BRIAN |
Chief Financial Officer | 4.26K | Stock Award(Grant) |
LURIE BENJAMIN A |
Chief Financial Officer | 85.53K | Stock Award(Grant) |
MATHIS STEVEN B |
Director | 7.58K | Stock Award(Grant) |
RITCHIE JON P |
President | 181.24K | Stock Award(Grant) |
RITCHIE ROBERT C |
Chief Executive Officer | 1.88M | Sale |
SMATHERS STEVEN E |
Director | 178.70K | Stock Award(Grant) |
SOWELL JAMES E |
Beneficial Owner of more than 10% of a Class of Security | — | Purchase |
Fundamentals
Market cap$504.97M
Enterprise value$245.21M
Revenue (TTM)$336.20M
Gross profit$169.89M
EBITDA$122.30M
Net income$88.09M
EPS (TTM)$4.42
Free cash flow$276.91M
Total cash$293.19M
Total debt$33.48M
Book value / share$18.86
Shares outstanding19.60M
Float12.17M
Short % of float1.92%
Dividend yield0.00%
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E5.83
Forward P/E7.95
PEG ratio—
Price / sales—
Price / book1.37
EV / revenue0.73
EV / EBITDA2.01
Gross margin50.53%
Operating margin40.31%
Profit margin26.20%
Return on equity26.24%
Return on assets4.69%
Debt / equity9.06
Current ratio1.28
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|
| Total revenue | $276.49M | $204.35M | $200.87M | +35.3% |
| Operating revenue | $276.49M | $204.35M | $200.87M | +35.3% |
| Selling, general & admin | $41.95M | $30.95M | $34.11M | +35.5% |
| Pre-tax income | $115.06M | $51.04M | $44.76M | +125.4% |
| Tax provision | $15.44M | $11.30M | $6.96M | +36.6% |
| Net income | $99.62M | $39.74M | $37.80M | +150.7% |
| Net income to common | $97.43M | $38.03M | $36.12M | +156.2% |
| Basic EPS | 5.65 | 1.94 | 1.84 | +190.9% |
| Diluted EPS | 5.65 | 1.94 | 1.84 | +190.9% |
| Basic shares | 17.24M | 19.58M | 19.58M | -12.0% |
| Diluted shares | 17.24M | 19.58M | 19.58M | -12.0% |
| Line item | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|
| Cash & equivalents | $203.90M | $173.22M | $61.65M | +17.7% |
| Cash & short-term investments | $374.36M | $387.26M | $256.80M | -3.3% |
| Accounts receivable | $314.09M | $513.69M | $362.06M | -38.9% |
| Property, plant & equipment | $6.17M | $4.34M | $5.82M | +42.1% |
| Total assets | $1.23B | $1.20B | $862.03M | +2.2% |
| Current debt | — | $412.00K | $412.00K | — |
| Long-term debt | $618.00K | $1.03M | $1.03M | -39.9% |
| Total debt | $1.08M | $3.64M | $6.08M | -70.4% |
| Total liabilities | $888.05M | $1.04B | $728.07M | -14.3% |
| Retained earnings | $229.18M | $152.43M | $124.71M | +50.3% |
| Shareholder equity | $337.02M | $162.39M | $133.97M | +107.5% |
| Net tangible assets | $337.02M | $162.39M | $133.97M | +107.5% |
| Shares issued | 19.58M | 19.58M | 19.58M | -0.0% |
| Line item | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|
| Net income | $99.62M | $39.74M | $37.80M | +150.7% |
| Depreciation & amortisation | $2.28M | $2.84M | $1.22M | -19.7% |
| Stock-based compensation | $10.61M | $0 | — | — |
| Change in working capital | $39.05M | $110.64M | $93.71M | -64.7% |
| Operating cash flow | $138.19M | $148.91M | $64.44M | -7.2% |
| Capital expenditure | -$5.02M | -$1.31M | -$756.00K | -283.9% |
| Investing cash flow | -$135.08M | -$19.37M | -$1.84M | -597.4% |
| Dividends paid | -$22.88M | -$12.02M | -$1.84M | -90.2% |
| Financing cash flow | $61.73M | -$12.44M | -$2.35M | +596.4% |
| Free cash flow | $133.18M | $147.60M | $63.68M | -9.8% |
| End cash position | $244.12M | $179.27M | $62.17M | +36.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $115.17M | $90.93M | $68.07M | $62.03M | $74.50M | +26.7% |
| Operating revenue | $115.17M | $90.93M | $68.07M | $62.03M | $74.50M | +26.7% |
| Selling, general & admin | $18.19M | $15.97M | $6.66M | $7.35M | $22.93M | +13.9% |
| Pre-tax income | $46.42M | $27.25M | $29.28M | $18.77M | $24.10M | +70.3% |
| Tax provision | $12.28M | $7.34M | $8.41M | $5.61M | -$3.40M | +67.2% |
| Net income | $34.15M | $19.91M | $20.87M | $13.16M | $27.49M | +71.5% |
| Net income to common | $34.15M | $19.91M | $20.87M | $13.16M | $27.49M | +71.5% |
| Basic EPS | 1.74 | 1.02 | 1.07 | 0.67 | 1.62 | +70.6% |
| Diluted EPS | 1.74 | 1.02 | 1.07 | 0.67 | 1.62 | +70.6% |
| Basic shares | 19.59M | 19.58M | 19.58M | 19.57M | 16.96M | +0.0% |
| Diluted shares | 19.59M | 19.58M | 19.58M | 19.57M | 16.96M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $288.45M | $171.18M | $203.90M | $144.78M | $259.61M | +68.5% |
| Cash & short-term investments | $519.01M | $382.58M | $374.36M | $501.76M | $340.00M | +35.7% |
| Accounts receivable | $307.02M | $378.59M | $314.09M | $426.05M | $451.20M | -18.9% |
| Property, plant & equipment | $47.40M | $42.09M | $6.17M | $7.25M | $3.50M | +12.6% |
| Total assets | $1.61B | $1.18B | $1.23B | $1.43B | $1.59B | +37.2% |
| Long-term debt | $412.00K | $515.00K | $618.00K | $721.00K | $824.00K | -20.0% |
| Total debt | $33.48M | $33.17M | $1.08M | $1.75M | $2.38M | +0.9% |
| Total liabilities | $1.24B | $839.57M | $888.05M | $1.12B | $1.29B | +48.0% |
| Retained earnings | $263.26M | $229.12M | $229.18M | $208.31M | $195.15M | +14.9% |
| Shareholder equity | $369.52M | $335.48M | $337.02M | $315.88M | $301.87M | +10.1% |
| Net tangible assets | $369.52M | $335.48M | $337.02M | $315.88M | $301.87M | +10.1% |
| Shares issued | 19.59M | 19.58M | 19.58M | 19.58M | 19.57M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $34.15M | $19.91M | $20.87M | $13.16M | $27.49M | — | +71.5% |
| Depreciation & amortisation | $293.00K | $798.00K | $735.00K | $398.00K | $650.00K | — | -63.3% |
| Stock-based compensation | $614.00K | $266.00K | $76.00K | $100.00K | $10.43M | — | +130.8% |
| Change in working capital | $84.77M | -$14.80M | $31.98M | -$22.62M | -$1.41M | — | +672.8% |
| Operating cash flow | $123.05M | $6.79M | $50.19M | -$7.48M | $27.40M | — | +1,711.7% |
| Capital expenditure | -$3.21M | -$1.27M | — | -$4.46M | -$471.00K | -$108.00K | -153.2% |
| Investing cash flow | -$5.31M | -$4.49M | $9.71M | -$84.92M | -$68.21M | — | -18.3% |
| Dividends paid | $0 | -$19.97M | $0 | $0 | -$8.00M | — | +100.0% |
| Financing cash flow | -$223.00K | -$20.07M | -$103.00K | -$102.00K | $76.92M | — | +98.9% |
| Free cash flow | $119.84M | $5.53M | $50.21M | -$11.94M | $26.93M | — | +2,069.1% |
| End cash position | $343.87M | $226.35M | $244.12M | $184.32M | $276.82M | — | +51.9% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.89 | 1.78 | +100.4% |
| Mar 2026 | 1.00 | — | — |
| Dec 2025 | 0.80 | 1.11 | +38.2% |
| Sep 2025 | 0.64 | 0.71 | +11.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.13 | 6 | $105.67M | +70.4% |
| Next quarter | 0.85 | 6 | $108.65M | +59.6% |
| Current year | 3.78 | 6 | $420.42M | +52.1% |
| Next year | 3.24 | 6 | $516.99M | +23.0% |
Analyst targets & ownership
Mean target$27.00
High target$29.00
Low target$26.00
Implied upside4.77%
Analyst count4
ConsensusNONE
Strong buy / Buy4 / 1
Hold1
Sell / Strong sell0 / 0
Held by insiders36.91%
Held by institutions60.23%
Institutions holding152
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
25.39
+1.50% from price
SMA 20
25.75
+0.07% from price
SMA 50
24.52
+5.12% from price
SMA 100
21.12
+22.00% from price
SMA 200
20.17
+27.74% from price
EMA 12
25.62
+0.60% from price
EMA 26
25.39
+1.51% from price
EMA 50
24.31
+6.00% from price
RSI (14)
54.1
Neutral
MACD (12,26,9)
0.23
Hist -0.12
ATR (14)
0.86
3.34% of price
Realised vol 30D
25.2%
Annualised
Bollinger upper
26.79
20, 2σ
Bollinger lower
24.72
20, 2σ
50 / 200 cross
Golden
24.52 vs 20.17
Trend bias
Above 200
+27.74%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.15
Less volatile than market
Correlation to SPY
0.05
Largely independent
Realised vol 30D
25.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-37.5%
Peak to trough
Max drawdown 5Y
-37.5%
Peak to trough
ATR 14
0.86
3.34% of price
Beta (reported)
—
5Y monthly, from filing
Short interest
Shares short
229.03K
Prior 175.85K
Change vs prior
+30.2%
Shorts adding
% of float
1.92%
Normal
% of shares out
1.17%
Against total outstanding
Days to cover
1.1
Liquid
Float
12.17M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 13, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Aug 12, 26 | Citizens | MAINTAINED | Market Outperform | Market Outperform |
| Jul 15, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| May 13, 26 | Citizens | MAINTAINED | Market Outperform | Market Outperform |
| Apr 7, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Mar 9, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Nov 18, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Nov 17, 25 | Citizens | MAINTAINED | Market Outperform | Market Outperform |
| Oct 14, 25 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
| Oct 6, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Oct 6, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Sep 22, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend dateMar 16, 2026
Next pay dateMar 30, 2026
Last split—
Split date—
SEC filings
Offering Registrations
S-3 · 2026-10-02
Corporate Changes & Voting Matters
8-K · 2026-09-08
Periodic Financial Reports
10-Q · 2026-08-13
Corporate Changes & Voting Matters
8-K · 2026-08-11
Corporate Changes & Voting Matters
8-K · 2026-06-12
Corporate Changes & Voting Matters
8-K · 2026-06-01
Corporate Changes & Voting Matters
8-K · 2026-05-20
Periodic Financial Reports
10-Q · 2026-05-14
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.