ACIW
ACI Worldwide, Inc.
NasdaqGSUSDEQUITY
Technology
DELAYED
Last price
51.86
▲ 0.29 (0.56%)
MARKET · —
Price
Open
52.35
Prev close
51.57
Day high
52.50
Day low
51.41
Volume
524.42K
Market cap
$5.24B
P/E (TTM)
23.79
52W range
38.05 – 61.08
Trailing performance
Returnvs SPY
1W
-2.96%
-1.6%
1M
-4.90%
-8.6%
3M
+21.97%
+18.9%
6M
+26.86%
+15.8%
YTD
+8.47%
-3.8%
1Y
+10.13%
-9.9%
3Y
+123.15%
+49.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$5.24B
Enterprise value$5.93B
Revenue (TTM)$1.82B
Gross profit$893.35M
EBITDA$383.16M
Net income$225.69M
EPS (TTM)$2.18
Free cash flow$260.54M
Total cash$167.40M
Total debt$863.59M
Book value / share$14.79
Shares outstanding100.96M
Float99.63M
Short % of float8.18%
Dividend yield—
Beta (5Y)0.99
Valuation & profitability ratios
Trailing P/E23.79
Forward P/E13.33
PEG ratio1.78
Price / sales—
Price / book3.51
EV / revenue3.26
EV / EBITDA15.48
Gross margin49.08%
Operating margin10.47%
Profit margin12.40%
Return on equity15.62%
Return on assets6.98%
Debt / equity57.70
Current ratio1.58
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $1.76B | $1.59B | $1.45B | $1.42B |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $226.66M | $203.12M | $121.51M | $142.18M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $226.66M | $203.12M | $121.51M | $142.18M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.53 | 0.54 | +1.9% |
| Mar 2026 | 0.50 | 0.61 | +22.8% |
| Dec 2025 | 1.01 | 0.90 | -10.7% |
| Sep 2025 | 0.99 | 1.09 | +10.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.61 | 3 | $421.76M | -12.6% |
| Next quarter | 1.83 | 3 | $627.36M | +30.3% |
| Current year | 3.59 | 3 | $1.91B | +8.3% |
| Next year | 3.89 | 3 | $2.05B | +7.6% |
Analyst targets & ownership
Mean target$67.33
High target$70.00
Low target$66.00
Implied upside29.84%
Analyst count3
ConsensusSTRONG BUY
Strong buy / Buy0 / 3
Hold1
Sell / Strong sell0 / 0
Held by insiders1.25%
Held by institutions106.14%
Institutions holding534
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.26M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 2, 26 | ZABANEH SAMIR MICHAEL Director |
STOCK | 5.72K | $0 | Direct |
| Jun 2, 26 | SANCHEZ ADALIO T Director |
STOCK | 5.72K | $0 | Direct |
| Jun 2, 26 | LAMOUCHE DIDIER R Director |
STOCK | 5.72K | $0 | Direct |
| Jun 2, 26 | HARMAN MARY P Director |
STOCK | 5.72K | $0 | Direct |
| Jun 2, 26 | BENITEZ JUAN II Director |
STOCK | 5.72K | $0 | Direct |
| Jun 2, 26 | DEBEERS KIMBERLY A. Director |
STOCK | 5.72K | $0 | Direct |
| Jun 2, 26 | MCCALLUM KATRINKA B. Director |
STOCK | 5.72K | $0 | Direct |
| Jun 2, 26 | FORD TODD R Director |
STOCK | 5.72K | $0 | Direct |
| Apr 13, 26 | SHULTZ RONALD CRAIG Officer |
STOCK | 13.89K | $0 | Direct |
| Apr 13, 26 | WARSOP THOMAS W III Chief Executive Officer |
STOCK | 176.75K | $0 | Direct |
| Mar 19, 26 | DEBEERS KIMBERLY A. Director |
STOCK | 1.57K | $0 | Direct |
| Mar 6, 26 | SHULTZ RONALD CRAIG Officer |
STOCK | 17.63K | $0 | Direct |
| Mar 6, 26 | LEIBROCK ROBERT WILLIAM Chief Financial Officer |
STOCK | 49.35K | $0 | Direct |
| Mar 6, 26 | LITCH ERICH J Officer |
STOCK | 23.50K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BEHRENS SCOTT W |
Chief Financial Officer | 539.41K | Stock Award(Grant) |
ESTEP JANET O |
Director | 77.63K | Sale |
KURUVILLA ABRAHAM |
Chief Technology Officer | 96.90K | Sale |
LEIBROCK ROBERT WILLIAM |
Chief Financial Officer | 211.70K | Stock Award(Grant) |
PETERS CHARLES E JR |
Director | 86.19K | Stock Award(Grant) |
SANCHEZ ADALIO T |
Director | 101.52K | Stock Award(Grant) |
SHULTZ RONALD CRAIG |
Officer | 63.42K | Stock Award(Grant) |
SILVA ALESSANDRO |
Officer | 75.49K | Stock Award(Grant) |
WARSOP THOMAS W III |
Chief Executive Officer | 491.07K | Stock Award(Grant) |
ZABANEH SAMIR MICHAEL |
Director | 47.30K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
52.46
-1.15% from price
SMA 20
54.95
-5.62% from price
SMA 50
53.00
-2.15% from price
SMA 100
47.87
+8.33% from price
SMA 200
46.02
+12.70% from price
EMA 12
53.05
-2.25% from price
EMA 26
53.72
-3.46% from price
EMA 50
52.43
-1.08% from price
RSI (14)
40.9
Neutral
MACD (12,26,9)
-0.66
Hist -0.59
ATR (14)
1.94
3.75% of price
Realised vol 30D
33.7%
Annualised
Bollinger upper
60.62
20, 2σ
Bollinger lower
49.27
20, 2σ
50 / 200 cross
Golden
53.00 vs 46.02
Trend bias
Above 200
+12.70%
Risk profile
Beta vs SPY
0.47
Less volatile than market
Correlation to SPY
0.17
Largely independent
Realised vol 30D
33.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-28.3%
Peak to trough
Max drawdown 5Y
-44.2%
Peak to trough
ATR 14
1.94
3.75% of price
Beta (reported)
0.99
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
8.00
Put-heavy session
Put / call open interest
6.63
Positioning, not flow
Max pain
55.00
+6.1% from spot
ATM implied vol
58.4%
Nearest strike to spot
Skew (10% OTM)
+7.5%
Puts bid over calls
Call volume
4
Contracts, this expiry
Put volume
32
Contracts, this expiry
Heaviest call OI
65.00
9 contracts
Heaviest put OI
55.00
91 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
ACI Worldwide, Inter Pag Team Up on Payments Modernization in Brazil
MT Newswires · 1d ago
Inter Pag Selects ACI Worldwide to Advance Intelligent Payments Orchestration in Brazil
Business Wire · 1d ago
ACI Worldwide Inc (ACIW) (Q2 2026) Earnings Call Highlights: Strong Growth and Raised Guidance ...
GuruFocus.com · 16d ago
Here's Why ACI Worldwide (ACIW) is a Great Momentum Stock to Buy
Zacks · 16d ago
ACI Worldwide Q2 Earnings Call Highlights
MarketBeat · 16d ago
ACI Worldwide (ACIW) Q2 Earnings and Revenues Beat Estimates
Zacks · 16d ago
ACI Worldwide Q2 Adjusted Earnings, Revenue Rise; Raises 2026 Revenue Guidance
MT Newswires · 16d ago
ACI Worldwide: Q2 Earnings Snapshot
Associated Press · 16d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.