ACIC
American Coastal Insurance Corporation
NasdaqCMUSDEQUITY
DELAYED
Last price
9.18
▼ 0.03 (0.33%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
9.28
Prev close
9.21
Day high
9.27
Day low
9.10
Volume
297.14K
Market cap
—
P/E (TTM)
—
52W range
9.10 – 13.06
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-6.90%
-5.5%
1M
-8.11%
-11.8%
3M
-15.39%
-18.5%
6M
-15.70%
-26.8%
YTD
-27.32%
-39.6%
1Y
-16.77%
-36.8%
3Y
+16.79%
-57.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $335.00M | $296.44M | $263.68M | $220.78M | +13.0% |
| Operating revenue | $335.00M | $296.44M | $263.68M | $220.78M | +13.0% |
| Selling, general & admin | $23.62M | $31.37M | $27.57M | $32.00M | -24.7% |
| Net interest income | -$10.81M | -$12.00M | -$10.88M | -$9.48M | +9.8% |
| Pre-tax income | $142.73M | $101.66M | $96.08M | $1.68M | +40.4% |
| Tax provision | $35.94M | $25.34M | $10.88M | $26.23M | +41.8% |
| Net income | $106.84M | $75.72M | $309.91M | -$469.86M | +41.1% |
| Net income to common | $106.84M | $75.72M | $309.91M | -$469.86M | +41.1% |
| Basic EPS | 2.20 | 1.59 | 7.11 | -10.91 | +38.4% |
| Diluted EPS | 2.15 | 1.54 | 6.98 | -10.91 | +39.6% |
| EBIT | $153.55M | $113.66M | $106.95M | $11.16M | +35.1% |
| Basic shares | 48.48M | 47.83M | 43.60M | 43.05M | +1.3% |
| Diluted shares | 49.78M | 49.36M | 44.39M | 43.05M | +0.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $198.76M | $137.04M | $138.93M | $70.90M | +45.0% |
| Cash & short-term investments | $311.81M | $418.04M | $277.32M | $275.58M | -25.4% |
| Accounts receivable | $198.65M | $309.98M | $386.74M | $835.85M | -35.9% |
| Property, plant & equipment | $723.00K | $5.74M | $3.66M | $5.29M | -87.4% |
| Goodwill & intangibles | $62.95M | $65.38M | $68.02M | $72.25M | -3.7% |
| Total assets | $1.07B | $1.22B | $1.06B | $2.84B | -11.8% |
| Long-term debt | $149.35M | $149.02M | $148.69M | $148.35M | +0.2% |
| Total debt | $152.49M | $152.34M | $149.43M | $150.04M | +0.1% |
| Total liabilities | $755.17M | $980.45M | $893.61M | $3.02B | -23.0% |
| Retained earnings | -$114.51M | -$184.77M | -$237.39M | -$546.30M | +38.0% |
| Shareholder equity | $317.56M | $235.66M | $168.76M | -$182.04M | +34.8% |
| Net tangible assets | $254.62M | $170.28M | $100.74M | -$254.28M | +49.5% |
| Shares issued | 48.98M | 48.42M | 46.99M | 43.49M | +1.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $106.84M | $75.72M | $309.91M | -$469.97M | +41.1% |
| Depreciation & amortisation | $6.57M | $8.87M | $10.63M | $23.31M | -25.9% |
| Stock-based compensation | $4.30M | $2.54M | $1.32M | $1.39M | +68.9% |
| Change in working capital | -$54.85M | $160.62M | -$238.22M | $210.00M | -134.1% |
| Operating cash flow | $71.03M | $243.51M | -$136.00M | -$173.11M | -70.8% |
| Capital expenditure | -$155.00K | -$22.00K | -$196.00K | -$3.05M | -604.5% |
| Investing cash flow | $620.00K | -$179.21M | -$2.54M | $236.84M | +100.3% |
| Dividends paid | $0 | -$24.10M | $0 | -$2.59M | +100.0% |
| Financing cash flow | -$1.08M | -$13.84M | $26.77M | -$25.39M | +92.2% |
| Free cash flow | $70.87M | $243.49M | -$136.20M | -$176.16M | -70.9% |
| End cash position | $292.85M | $222.29M | $171.83M | $283.61M | +31.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $82.49M | $71.12M | $86.27M | $90.29M | $86.36M | +16.0% |
| Operating revenue | $82.49M | $71.12M | $86.27M | $90.29M | $86.36M | +16.0% |
| Selling, general & admin | $8.13M | $8.18M | $4.42M | $8.26M | $4.72M | -0.6% |
| Net interest income | -$2.34M | -$2.34M | -$2.66M | -$2.72M | -$2.72M | 0.0% |
| Pre-tax income | $28.40M | $25.75M | $36.62M | $42.37M | $37.55M | +10.3% |
| Tax provision | $6.51M | $6.50M | $10.05M | $9.89M | $9.52M | +0.1% |
| Net income | $21.90M | $19.25M | $26.56M | $32.48M | $26.44M | +13.7% |
| Net income to common | $21.90M | $19.25M | $26.56M | $32.48M | $26.44M | +13.7% |
| Basic EPS | 0.46 | 0.40 | 0.55 | 0.67 | 0.55 | +15.0% |
| Diluted EPS | 0.44 | 0.39 | 0.53 | 0.65 | 0.53 | +12.8% |
| EBIT | $30.75M | $28.10M | $39.28M | $45.09M | $40.27M | +9.4% |
| Basic shares | 48.09M | 48.55M | 48.67M | 48.66M | 48.43M | -0.9% |
| Diluted shares | 49.30M | 49.81M | 49.93M | 49.92M | 49.64M | -1.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $218.94M | $117.01M | $198.76M | $267.87M | $315.49M | +87.1% |
| Cash & short-term investments | $326.83M | $228.86M | $311.81M | $382.97M | $436.59M | +42.8% |
| Accounts receivable | $237.35M | $188.78M | $198.65M | $174.60M | $223.13M | +25.7% |
| Property, plant & equipment | $869.00K | $691.00K | $723.00K | $2.81M | $3.75M | +25.8% |
| Goodwill & intangibles | $61.68M | $62.34M | $62.95M | $63.56M | $64.17M | -1.1% |
| Total assets | $1.24B | $997.01M | $1.07B | $1.18B | $1.35B | +24.8% |
| Long-term debt | $149.52M | $149.44M | $149.35M | $149.27M | $149.19M | +0.1% |
| Total debt | $152.54M | $152.51M | $152.49M | $152.46M | $152.44M | +0.0% |
| Total liabilities | $903.01M | $665.31M | $755.17M | $851.63M | $1.05B | +35.7% |
| Retained earnings | -$73.36M | -$95.25M | -$114.51M | -$104.50M | -$136.98M | +23.0% |
| Shareholder equity | $340.79M | $331.70M | $317.56M | $327.22M | $292.30M | +2.7% |
| Net tangible assets | $279.11M | $269.36M | $254.62M | $263.67M | $228.13M | +3.6% |
| Shares issued | 47.27M | 48.99M | 48.98M | 48.98M | 48.96M | -3.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $21.90M | $19.25M | $26.56M | $32.48M | $26.44M | — | +13.7% |
| Depreciation & amortisation | $750.00K | $861.00K | $1.53M | $1.63M | $1.69M | — | -12.9% |
| Stock-based compensation | $1.71M | $1.13M | $1.05M | $1.05M | $1.47M | — | +51.7% |
| Change in working capital | $34.55M | -$23.87M | -$75.53M | -$70.61M | $92.31M | — | +244.8% |
| Operating cash flow | $58.50M | -$5.74M | -$47.75M | -$35.62M | $127.95M | — | +1,119.8% |
| Capital expenditure | -$235.00K | -$136.00K | -$59.00K | — | — | -$96.00K | -72.8% |
| Investing cash flow | $34.24M | -$6.59M | -$16.68M | -$12.46M | $24.55M | — | +619.3% |
| Share buybacks | -$14.44M | -$5.00M | — | — | $0 | $0 | -188.8% |
| Dividends paid | $0 | -$36.57M | — | — | $0 | $0 | +100.0% |
| Financing cash flow | -$14.47M | -$41.57M | -$1.85M | $0 | $465.00K | — | +65.2% |
| Free cash flow | $58.26M | -$5.87M | -$47.81M | -$35.62M | $127.95M | — | +1,092.2% |
| End cash position | $317.22M | $238.95M | $292.85M | $359.14M | $407.21M | — | +32.8% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
9.60
-4.39% from price
SMA 20
10.16
-9.65% from price
SMA 50
10.52
-12.72% from price
SMA 100
10.82
-15.13% from price
SMA 200
11.22
-18.19% from price
EMA 12
9.70
-5.36% from price
EMA 26
10.07
-8.80% from price
EMA 50
10.36
-11.39% from price
RSI (14)
31.1
Neutral
MACD (12,26,9)
-0.37
Hist -0.10
ATR (14)
0.39
4.20% of price
Realised vol 30D
41.7%
Annualised
Bollinger upper
11.40
20, 2σ
Bollinger lower
8.92
20, 2σ
50 / 200 cross
Death
10.52 vs 11.22
Trend bias
Below 200
-18.19%
Risk profile
Beta vs SPY
-0.05
Less volatile than market
Correlation to SPY
-0.02
Largely independent
Realised vol 30D
41.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-29.5%
Peak to trough
Max drawdown 5Y
-94.0%
Peak to trough
ATR 14
0.39
4.20% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
American Coastal Insurance Insider Sold Shares Worth $391,914, According to a Recent SEC Filing
MT Newswires · 3d ago
American Coastal Insurance (ACIC) Q2 2026 Earnings Call Transcript
Motley Fool · 10d ago
American Coastal Insurance Corporation Announces an Additional $25 Million of Stock Repurchase Authorization
GlobeNewswire · 16d ago
American Coastal Insurance Corp (ACIC) (Q2 2026) Earnings Call Highlights: Strong Underlying ...
GuruFocus.com · 17d ago
American Coastal (ACIC) Reports Q2 Earnings: What Key Metrics Have to Say
Zacks · 17d ago
American Coastal Insurance (ACIC) Lags Q2 Earnings and Revenue Estimates
Zacks · 17d ago
American Coastal Insurance Q2 Earnings Call Highlights
MarketBeat · 17d ago
American Coastal: Q2 Earnings Snapshot
Associated Press · 17d ago
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